cover
Contact Name
Safrilia Ayu Nani
Contact Email
bpjfeb@ub.ac.id
Phone
+6285708508515
Journal Mail Official
ieff@ub.ac.id
Editorial Address
Jl. MT Haryono No 165 Malang Fakultas Ekonomi dan Bisnis Universitas Brawijaya
Location
Kota malang,
Jawa timur
INDONESIA
Islamic Economics and finance in Focus (IEFF)
Published by Universitas Brawijaya
ISSN : -     EISSN : 29641233     DOI : 10.21776/ub.ieff
Publish all forms of quantitative and qualitative research articles and other scientific studies related to the field of Islamic Economics and finance.
Articles 189 Documents
KOMPARASI KETAHANAN BANK SYARIAH DAN BANK KONVENSIONAL SELAMA PANDEMI COVID-19: ANALISIS INDEX BANKING CRISIS Anisa Cindy Arzamitha; Munawar Ismail
Islamic Economics and finance in Focus Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2024.03.01.02

Abstract

This study aims to compare the resilience of Islamic and conventional banking during the COVID-19 pandemic. Banking resilience is measured by the Banking Crisis Index (IBC) which is compiled using five components, namely Non Performing Loan (NPL)/Non Permorming Financing (NPL), Loan to Deposit Ratio (LDR)/ Financing to Deposit Ratio (FDR), Biaya Operasi Pendapatan Operasi (BOPO),  Capital Adequacy Ratio (CAR), dan Return on Assets   (ROA). The data used was obtained from monthly reports on Indonesian banking statistics from 2020-2022 which were then analyzed using a Mann Whitney U-Test. The result of this study indicate that there are significant differences in the resilience of islamic and conventional banking during COVID-19 with a significance value of 0,000>0,05.  
ANALISIS PERAN DANA DESA DAN ISLAMIC HUMAN DEVELOPMENT INDEX (I-HDI) TERHADAP TINGKAT KEMISKINAN (STUDI KASUS PADA PROVINSI JAWA TIMUR PERIODE 2018 - 2022) Hayatuzzahrah Taqiyyah; Sri Muljaningsih
Islamic Economics and finance in Focus Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2024.03.01.04

Abstract

Poverty is still a major problem today in the economy. This problem is increasing with the COVID-19 pandemic. The solution to poverty alleviation is carried out by the government, namely the allocation of village funds. In addition, poverty alleviation can be seen from human resources which is a factor in poverty, namely the Islamic Human Development Index by applying aspects of Maqashid Syariah. The purpose of this study is to see how the influence of village funds and the Islamic Human Development Index on poverty alleviation in East Java Province. This research is quantitative using panel data analysis with variables of village funds, Islamic Human Development Index (X variable) and poverty rate (Y variable). The research was conducted in 29 districts in East Java in the period 2018-2022. The result of this study is the selection of fixed effect model. Furthermore, the village fund variable has a negative and significant influence on the poverty rate in East Java. The Islamic Human Development Index variable has a negative and insignificant effect on the poverty rate. This result is expected to be an effective solution for poverty alleviation through village funds in order to maximize allocation and the Islamic Human Development Index has a further impact on poverty alleviation. Keywords: Village funds; I-HDI; Poverty; Allocation
PENGARUH PENGETAHUAN INVESTASI, PENDAPATAN DAN KEMAJUAN TEKNOLOGI TERHADAP MINAT INVESTASI MASYARAKAT USIA PRODUKTIF DI REKSA DANA SYARIAH MELALUI APLIKASI BIBIT Al Farizi, Muhammad Hafidz; Ajeng Kartika Galuh
Islamic Economics and finance in Focus Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2024.03.01.11

Abstract

Investment is one of the crucial matters in people’s personal financial management. Therefore, younger generations have started to make investments in capital markets. Indonesia has the largest potential of becoming the largest capital market globally. Unfortunately, Islamic capital market in the country, especially Islamic mutual funds, is still far behind the conventional ones. Therefore, in order to ensure that the huge potential is not wasted, effective measures to increase people’s intention for investment in Islamic capital market, especially in Islamic mutual funds, are required. The objective of this research is to investigate the effects of investment knowledge, income, and technological advancement on the intention of productive-age people to invest in Islamic capital market, particularly Islamic mutual funds, through Bibit. Using random sampling, 100 people were selected as the respondents. The results of the data analysis using multiple linear regression indicate that investment knowledge, income, and technological advancement influence the intention of productive-age people to invest in Islamic mutual funds through Bibit.
PENGARUH CORPORATE SOCIAL RESPONSIBILITY DISCLOSURE TERHADAP PROFITABILITAS PERUSAHAAN SEKTOR ENERGI INDONESIA SHARIA STOCK INDEX 2021-2022 Rofiq Achmad Rozaan; -, Dwi Retno Widiyanti
Islamic Economics and finance in Focus Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2024.03.01.03

Abstract

This article aims to determine the effect of corporate social responsibility on the profitability of energy sector companies registered with ISSI for the 2021-2022 period. This research uses a descriptive quantitative approach to find the effect of CSRD on profitability as measured using Return on Equity (ROE) with leverage and liquidity control variables by conducting a Least Square based panel data linear regression test. The results of the analysis show that CSRD has a significant positive effect on ROE, while Leverage (Debt to Equity Ratio) has no effect on ROE and liquidity (Current Ratio) has a negative effect on ROE. Keywords: Corporate Social Responsibility Disclosure, Corporate Social Responsibility, Profitability, Leverage, Liquidity.
TELAAH KRITIS ETIKA BISNIS DALAM PERSPEKTIF ISLAM (KONSEP DAN IMPLEMENTASI PADA PELAKU USAHA) Mubarok, Farhan Zaki; Fadjar, Nurman Setiawan
Islamic Economics and finance in Focus Vol. 3 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2024.03.01.10

Abstract

This research aims to find out the concept of Islamic business process flow involving financing, production, and marketing within the scope of business ethics. The researcher uses the literature review method in examining Islamic business ethics by looking at the process of financing, production, and marketing as well as comparing with conventional business ethics to get a comparison of views between business ethics seen from various related literature sources. The results of this research show that the concept of Islamic business ethics can be a reference and choice for business people who want to run a business to achieve prosperity in order to be blessed in the world and the hereafter.
ANALISIS PENGARUH PENDAPATAN, LITERASI PERBANKAN SYARIAH DAN RELIGIUSITAS TERHADAP MINAT MENABUNG DI BANK SYARIAH abdul jabbar, arroyyan; Nugroho Suryo Bintoro
Islamic Economics and finance in Focus Vol. 1 No. 4 (2022)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2022.01.4.10

Abstract

This research is based on the development of Islamic economics and Islamic banking as well as students' interest in saving, especially students of the Islamic economics study program at Universitas Brawijaya at Islamic banks, where they are studying Islamic economic concepts. This study wanted to determine the effect of income, Islamic banking literacy, and religiosity on student interest in saving at Islamic banks. This study uses the theory of income, savings, banking, and religiosity. This research method is descriptive quantitative, which is a method to test certain theories that mutually test the relationship between related variables, namely the x variable (income, Islamic banking literacy and religiosity) and the y variable (student saving interest). So that these variables will be measured with research instruments so that the existing data in the form of numbers will be calculated and analyzed based on statistical procedures, namely with the SPSS calculation application. The source of the data obtained from the distribution of the questionnaire then analyzed using analytical techniques using regression analysis. The population in this study were students of the University's Islamic Economics Study Program Brawijaya class from 2017 to 2020 and the sample is 80 related students. The test results concluded that the X variable (income, Islamic banking literacy and religiosity) had a significant effect on the Y variable (student saving interest).
ANALISIS PERILAKU EKONOMI RUMAH TANGGA PETANI JAGUNG DI DESA BANYUBANG BERDASARKAN PERSPEKTIF EKONOMI ISLAM Ah Miftahul Alim; Asfi Manzilati
Islamic Economics and finance in Focus Vol. 3 No. 2 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2024.03.02.12

Abstract

The research aims to understand the economic behavior of farmer households based on Islamic economic views. So that it can provide a broader perspective on how to address economic problems, especially in rural areas by considering the principles of justice, sustainability, and balance between worldly and spiritual needs. Quantitative methods with descriptive analysis and average difference tests as analytical tools. The analysis results show that the economic behavior of farmer households in Banyubang village in terms of income comes mostly from corn production, around 37% of farmers have off-farm income and 29% of farmers have non-farm income. After testing, the results were obtained that there were differences in the consumption of farmer households in Banyubang Village before and after harvest. The condition of economic behavior of farmer households in Banyubang Village is based on the Islamic economic perspective, it can be seen that farmer households implement production and consumption activities based on Islamic law, such as producing halal goods, using capital free from usury and farmer households in Banyubang Village live economically without being wasteful and allocate income for needs in accordance with Islamic law such as zakat, infaq and shodaqoh.
ANALISIS PENGARUH VARIABEL MAKROEKONOMI TERHADAP JAKARTA ISLAMIC INDEX (JII) (PERIODE 2011-2022) Raffy, Muhammad Raffy Nugraha; Iswan Noor
Islamic Economics and finance in Focus Vol. 3 No. 2 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2024.03.02.14

Abstract

This research aims to analyze the influence of macroeconomic variables on the movement of the Jakarta Islamic Index (JII) during the period 2011-2022. The considered macroeconomic variables encompass economic growth, inflation, interest rates, exchange rates, and the Composite Stock Price Index (IHSG). The analytical method employed is regression analysis, complemented by classical assumption tests. The research findings indicate that inflation, interest rates, and IHSG significantly influence the movement of JII, while economic growth and exchange rates do not exhibit significant effects. The implications of these findings underscore the importance of considering macroeconomic factors in making investment decisions within the Sharia-compliant capital market, particularly concerning JII. However, it is essential to acknowledge certain limitations in this study, such as data constraints and generalization limitations. Therefore, the results should be interpreted cautiously, taking into account other potential factors that may impact the movement of JII.
PERAN BAZNAS INDONESIA DALAM UPAYA MENDUKUNG PROGRAM SDGS (STUDY CASE : POIN 1 NO POVERTY DAN 4 QUALITY EDUCATION DI INDONESIA) Hasibuan, Riyadi; Dwi Retno Widiyanti
Islamic Economics and finance in Focus Vol. 3 No. 2 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2024.03.02.09

Abstract

The aim of this research is to find out the role of the National Zakat Amil Agency (BAZNAS) in supporting the Sustainable Development Goals (SDGs) Agenda in Indonesia, namely point 1 without poverty and point 4 quality education through superior programs owned by BAZNAS. This research method is qualitative research with a systematic literature approach using PRISMA (Preferred Reporting Items for Systematic Reviews and Meta-analysis). The reading sources used in this research were obtained from journals, books, books, magazines, newspapers, trusted websites, and other records that are relevant to the problems to be discussed. The research results from the articles analyzed show that there are programs owned by BAZNAS, in the SDGs problem point 1, namely without poverty, there is a mustahik empowerment program and for problem point 4, namely quality education, there is the Beasiswa Cendekia and Sekolah Cendekia programs. The existing programs show that BAZNAS has contributed to solving the problem of poverty and improving the quality of education in Indonesia, which is in line with the SDGs program points 1 and 4. However, several articles also state that the role of BAZNAS in achieving the SDGs goals has not been fully achieved, it is necessary there are several things that need to be improved and good cooperation between BAZNAS, the government and the community
ANALISIS PERAN KOPERASI SYARIAH BAGI MASYARAKAT Faiz Qadri Sahri Lubis; Khusnul Ashar
Islamic Economics and finance in Focus Vol. 3 No. 2 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2024.03.02.02

Abstract

This research aims to determine the role of sharia cooperatives in improving welfare and the mechanism for distributing productive financing to the community, especially traders around the Medan Tasbih Complex. The research method used is descriptive analytical research using data collection through field observation, interviews and documentation. The results of this research show that the BMT Al-Musabbihin sharia cooperative has provided many benefits for the community to gain prosperity and be free from the detrimental practice of usury and reduce the dependence of small traders from financial institutions on conventional banks and loan sharks. The BMT AL Musabbihin sharia cooperative has played a role in providing business credit to increase business capital through savings and loan credit, namely providing investment capital to its members, especially among Small and Medium Enterprise (SME).

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