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Contact Name
Sawaluddin Siregar
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adpertensjurnal@gmail.com
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INDONESIA
Adpertens ; Jurnal Ekonomi dan Manjemen
ISSN : 30482305     EISSN : 3047373X     DOI : -
Adpertens; Jurnal Ekonomi dan Manjemen, E-ISSN: 3047-373X,Print ISSN : 3048-2305 merupakan jurnal ilmiah yang diterbitkan oleh Yayasan Baitul Hikmah al-Zain Tapanuli Selatan bekerjasama dengan APJI (Asosiasi Pengelola Jurnal Indonesia). Jurnal ini terbit tiga kali setahun pada bulan Februari, Juni, dan Oktober, dan memuat hasil penelitian dosen, mahasiswa, peneliti, dan praktisi di bidang manajemen, akuntansi, dan ekonomi. Adpertens; Jurnal Ekonomi dan Manjemen hanya menerima artikel yang memenuhi format sesuai template. Artikel ditulis dalam Bahasa Indonesia ataupun Bahasa inggris. Selanjutnya artikel direview melalui teman sejawat double-Blind. Adpertens menerbitkan artikel dibawah bawah Lisensi Internasional Creative Commons Attribution ShareAlike 4.0.
Articles 37 Documents
PERANAN BAITUL MAAL WAT TAMWIL  DALAM PEMBERDAYAAN USAHA MIKRO KECIL MENENGAH (STUDI KASUS PADA BAITUL MAAL WAT TAMWIL  AMANAH SYARIAH PASAMAN) Rizky Fadhilah Harahap
Adpertens: Jurnal Ekonomi dan Manajemen Vol. 1 No. 1 (2024): Februari : Adpertens
Publisher : Yayasan Baitul Hikmah al-Zain

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63424/adpertens.v1i1.12

Abstract

The presence of Baitul Maal Wat Tamwil is the best, most strategic and functional approach to empowering small and medium enterprises, Baitul Maal WatTamwilgroup is more agile and flexible because it is more with a sidewalk or middle to lower society. Through Baitul Maal Wat Tamwil, poor communities and small traders will be released from the bondage of the usury system (interest) and divert it to the Islamic economic system with a profit sharing system. Departing from these problems, this study aims to determine how the role of Baitul Maal Wat Amanah Ummah Tamwil in conducting micro business empowerment. The research method used in this study is qualitative research with a case study method, the results obtained from this study are expected to provide a comprehensive picture and systematically the role of Baitul Maal Wat Tamwil on micro business empowerment, which was then analyzed so that conclusions could be taken in general
ANALISIS PERILAKU PENGGUNA KART KREDIT BANK  SYARIAH Ainun Mardiah Napitupulu
Adpertens: Jurnal Ekonomi dan Manajemen Vol. 1 No. 1 (2024): Februari : Adpertens
Publisher : Yayasan Baitul Hikmah al-Zain

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63424/adpertens.v1i1.13

Abstract

Today the types of credit cards are increasingly diverse. Issuance of this credit card is not only done by conventional banks but has also been issued by Islamic banks after the issuance of the DSN-MUI No.54 / DSN-MUI / X / 2006 fatwa concerning the Sharia Card, which has stated regarding the permissibility of Islamic credit cards. The purpose of this study is to analyze customer / consumer behavior in using the Sharia Card, namely how the consumer / customer behavior in using the Sharia Card. The approach in this research is a qualitative approach using descriptive qualitative analysis and the indicators made as the basis are the indicators of Tawazun and Israf. Based on the data analysis that has been carried out on customer / consumer behavior in using the Syariah Card / iB Hasanah Card, the results show that customers tend to be tawazun / balanced in using the Syariah Card / iB Hasanah Card.
ANALISIS HUKUM PEMISAHAN UNIT USAHA SYARIAH MENJADI PERUSAHAAN ASURANSI SYARIAH Ahmad Supyan Ritonga
Adpertens: Jurnal Ekonomi dan Manajemen Vol. 1 No. 1 (2024): Februari : Adpertens
Publisher : Yayasan Baitul Hikmah al-Zain

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63424/adpertens.v1i1.14

Abstract

Conventional sharia insurance and insurance have fundamental differences. Although sharia insurance started from one unit of a conventional company as its parent. As a separate unit, sharia offers products that are certainly different from conventional insurance and are based on sharia provisions. Where it is isolated from the practices of gharar, maisir and usury. For this reason, it is necessary to separate the sharia insurance business unit into a Sharia Insurance Company (Full Flegde). With the aim of increasing the increasingly rapid growth of insurance. The prospects for a Sharia Insurance Company split (Spin Off) include: Insurance development is considered to be more competitive, improves the quality of trust and image, increases productivity and efficiency, improves the capital structure, provides benefits for shareholders, supports public trust in sharia insurance
FENOMENA TUKAR UANG BARU MENJELANG HARI RAYA PERSEPTIF FIQH MUAMALAH Zulfan Mahendra Gultom
Adpertens: Jurnal Ekonomi dan Manajemen Vol. 1 No. 1 (2024): Februari : Adpertens
Publisher : Yayasan Baitul Hikmah al-Zain

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63424/adpertens.v1i1.15

Abstract

Every human being in his daily life is always associated with buying and selling transactions as an act of fulfilling the needs of life. This is also seen in the phenomenon of exchanging money or buying and selling money before the holiday. In the implementation of buying and selling, the object being traded must be the same between the value exchanged and the goods to be exchanged. However, the practice in the field is the opposite. This research is a qualitative research using the perspective of the sociology of law to see directly a phenomenon related to the pattern of community activities. There are several factors behind the occurrence of money exchange activities before the holiday, including economic factors to maintain and improve living standards through the benefits obtained from exchange services, besides that legal awareness among traders and buyers is still lacking.
TINJAUAN FIQH MUAMALAH TERHADAP KONSUMEN JUAL BELI ONLINE DI INDONESIA Sasmika Hermita Siagian
Adpertens: Jurnal Ekonomi dan Manajemen Vol. 1 No. 1 (2024): Februari : Adpertens
Publisher : Yayasan Baitul Hikmah al-Zain

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63424/adpertens.v1i1.16

Abstract

This journal is entitled the role of law on online buying and selling consumers in Indonesia. In its writing it uses normative legal research methods, namely by reading, studying, analyzing various statutory regulations, literature, scientific writings and papers related to the material being researched. Online buying and selling is a way of shopping via cyberspace or the internet where the payer uses a credit card or debit card, so without the need to meet face to face. Buyers or in this case consumers can order goods from sellers throughout Indonesia very easily. Therefore, this article will explain in general about legal protection for online buying and selling consumers in Indonesia.
KONSEP UANG DALAM  EKONOMI  ISLAM Mardinai Sulastri Hasibuan
Adpertens: Jurnal Ekonomi dan Manajemen Vol. 1 No. 1 (2024): Februari : Adpertens
Publisher : Yayasan Baitul Hikmah al-Zain

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63424/adpertens.v1i1.17

Abstract

Humans have used money as a tool for transactions for a long time. Money is used as the official currency since the time of the Prophet Muhammad. and passed on by the Caliphs thereafter for centuries were gold dinars and silver dirhams. This paper aims to lay out the concept of money according to Islamic economics. For this purpose, the normative legal study method is used in the writing. Data taken from primary and secondary data sources. Among the findings of this study is that from the perspective of Islamic economics, money is anything that is generally accepted and published by authorized financial institutions as a medium of exchange and a measure and store of value. In addition, the use of gold dinars and silver dirhams is not a religious obligation, but history has shown that these two currencies are very stable and are not subject to inflation like paper money. According to the Islamic economic perspective, money has three functions, namely as a medium of exchange, as a unit of calculation or measure of value, and as a store of value when money is made of gold and silver. In the financial sector, Islam has many provisions, including the use of money as a means of measuring the nisab and levels of zakat, dowry, kaffarah, nisab cut hands for thieves, diyat and jizyah.
TINJAUAN FIQH MUAMALAH TERHADAP JUAL BELI BARANG CURIAN Samiah Nainggolan
Adpertens: Jurnal Ekonomi dan Manajemen Vol. 1 No. 1 (2024): Februari : Adpertens
Publisher : Yayasan Baitul Hikmah al-Zain

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63424/adpertens.v1i1.18

Abstract

This paper discusses the legal status of stolen goods, both stolen goods that are not known to the buyer or stolen goods that are completely known to the buyer but he is still unsure whether the goods are stolen or not. To answer this problem the author uses a quantitative method with a literature or library approach, where the author looks for answers from various fiqh jinayah books. The findings in this article are that the practice of buying and selling stolen goods is strictly prohibited in Islam, especially buying goods whose status is clearly known to be the product of theft or is not clearly known, but there are indications that point to stolen goods, it is unlawful to buy them even if they are priced relatively cheap price.
RIBA ALAT TRANSAKSI KEUANGAN YANG MEMISKINKAN DILIHAT DARI SUDUT PANDANG  EKONOMI ISLAM DAN EKONOMI KRISTEN Tuti Supatminingsih; Syamsu Rijal; Jasmin; Muhammad Ardi; Sawaluddin Siregar
Adpertens: Jurnal Ekonomi dan Manajemen Vol. 1 No. 2 (2024): Juni : Adpertens
Publisher : Yayasan Baitul Hikmah al-Zain

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63424/adpertens.v1i2.33

Abstract

Usury has become the main driving force in the conventional financial system in most countries, especially Western countries, and even countries that implement dual financial systems are not left behind. This research seeks to examine usury and why usury must be removed from financial transactions. The study revealed that no religion justifies usury in any form and concluded that continuous consumption of usury will impoverish the world economy and even the welfare of citizens will not be left behind because it is a tool that does not function in increasing utility.
STRATEGI PENGEMBANGAN USAHA MIKRO KECIL DAN MENENGAH (UMKM) KOLANG KALING KERING DALAM MENINGKATKAN TARAF PEREKONOMIAN MASYARAKAT  TAPANULI SELATAN Harlen Silalahi; Efi Endang Dwi Setyorini; Bambang Hermanto; Tirta Yoga; Zaianal Efendi Hasibuan
Adpertens: Jurnal Ekonomi dan Manajemen Vol. 1 No. 2 (2024): Juni : Adpertens
Publisher : Yayasan Baitul Hikmah al-Zain

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63424/adpertens.v1i2.42

Abstract

STRATEGI PENGEMBANGAN USAHA MIKRO KECIL DAN MENENGAH (UMKM) KOLANG KALING KERING DALAM MENINGKATKAN TARAF PEREKONOMIAN MASYARAKAT  TAPANULI SELATAN
PENETAPAN UPAH PEKERJA ANGKUT SAWIT DITINJAU DARI KOMPILASI HUKUM EKONOMI SYARIAH Anita Widyawati; Loso Judijanto; Mohammad Anwar; Shohib Muslim
Adpertens: Jurnal Ekonomi dan Manajemen Vol. 1 No. 2 (2024): Juni : Adpertens
Publisher : Yayasan Baitul Hikmah al-Zain

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63424/adpertens.v1i2.43

Abstract

Jorong rao-rao has a very large area of ​​land for planting plants so that many people in Jorong rao-rao rent land. Not a few people in Jorong rao-rao have an upper middle class economy and work in offices. So that it requires other people to harvest the plantation. There are two types of wages that are applied in Jorong rao-rao. The first is the amount of wages based on the proximity of the location of the oil palm plantations and the second the wages given are based on the amount of harvest. This research is a descriptive qualitative research. Data collection techniques used in this study were interviews and documentation. This research is used to see how the wages of oil palm workers in Jorong rao-rao are reviewed from the Compilation of Sharia Economic Law (KHES).

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