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JOURNAL SECRETARIAT: Building A, Sharia Economic Law Department, Sharia and Law Faculty, Universitas Islam Negeri Ar-Raniry Banda Aceh, Indonesia. Jl. Syeikh Abul Rauf Kopelma Darussalam Banda Aceh, Indonesia, Postal Code 23111 E-mail: almudharabah@ar-raniry.ac.id | website: https://journal.ar-raniry.ac.id/index.php/mudharabah MAPS: https://maps.app.goo.gl/HE1rr2qDD8gdRMSY9
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Al-Mudharabah
Published by Universitas Islam Negeri Ar-Raniry Banda Aceh
ISSN : 26550547     EISSN : 28293665     DOI : http://doi.org/10.22373
Core Subject : Religion, Humanities, Social,
Religion Humanities Social Sciences
Mudharabah: Journal of Sharia Economics and Finance is professionally managed and published by the Sharia Economic Law Study Programme, Faculty of Sharia and Law, UIN Ar-Raniry in helping academics, researchers and practitioners to disseminate their research results. Al-Mudharabah: Journal of Islamic Economics and Finance is a blind peer-reviewed journal dedicated to the publication of quality research results related to the field of Islamic Economics and Finance. All publications in Al-Mudharabah journal are open access allowing articles to be freely available without any subscription. THE SCOPE OF AL-MUDHARABAH: Jurnal Ekonomi dan Keuangan Syariah includes all the areas of research activities in all fields of Economics as theoritical and practical, Islamic Business Economics, Business Law, Economic Management, Microeconomics, Macroeconomics, International economics, International Trade, Experimental economics, Fiscal policy, Health Economics, Economics of Innovation and Entrepreneurship, Industrial Economics, Labour Economics, Inflation and monetary policy, Information economics, Environmental economics, and Agricultural economics etc and Finance as Public Finance, Personal finance, Securities and Investment Analysis, Institutional Finance, International Finance, Financial Management, Managerial finance, Corporate finance, Financial planner, Behavioral finance, Financial mathematics, Financial economics, Monetory, etc.
Arjuna Subject : Ilmu Sosial - Hukum
Articles 227 Documents
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THE PRACTICE OF BUYING AND SELLING GRAPHIC DESIGNS THROUGH A HIRING SYSTEM IN THE PERSPECTIVE OF AN ISTISNA' CONTRACT ON THE SRIBU.COM MARKETPLACE Cut Azzahra Muly; Edi Darmawijaya
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 5 No. 1 (2024): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v5i1.4545

Abstract

The practice of buying and selling graphic designs through the Sribu.com marketplace via a hiring system is a phenomenon that facilitates collaboration between clients and designers efficiently and transparently. The problem in this research is how to practice buying and selling graphic designs on the Sribu.com marketplace through the hiring system and how to review the Istisna' contract. The results of this research indicate that from an Islamic legal perspective, this transaction can be interpreted as a form of istisna' contract, which involves determining specifications, prices and payments based on the work that has been done. Any discrepancy between the design and the client's brief may result in the cancellation of the transaction as a valid option, taking into account the principles of fairness in dispute resolution. This practice allows the application of Islamic values and business principles in accordance with religious law in the context of the graphic design trade.
IMPLEMENTATION OF RESORT MANAGEMENT SYSTEM IN SABANG CITY ACCORDING TO SHIRKAH ABDAN CONTRACT Naufal Ramadhana; Shabarullah
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 5 No. 1 (2024): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v5i1.4581

Abstract

This article aims to examine the application of sister resort management in Sabang City according to Akad Ji`alah. The type of research used is qualitative with an empirical juridical approach. Primary data obtained by the author from interviews with the parties concerned and a number of applicable laws and regulations, as well as secondary data that the author gets from the results of research related to this research. The results of the study prove that the application of the resort management system in Sabang City which is here at The Hawk Nest Resort Sabang, namely the application that occurs at The Hawks Nest Resort Sabang City, the owner of the resort here is also the party that submits all the capital and the type of business as well as the location of the business. While the manager only continues the business. At the beginning of the agreement that was carried out was that the resort manager only operated The Hawks Nest Resort Sabang City and later received wages for the work done. In Islam, this kind of practice is called wages. Therefore, the initial agreement between the resort owner and the resort manager did not work properly, resulting in non-compliance with the promised contract. Suggestions for the practice of applying the management system to The Hawk Nest Resort Sabang so that in the future management can be carried out clearly and with Islamic law so as not to cause disputes between parties.
THE SYSTEM OF RETURNING CONFISCATED LAND OBJECTS AT THE BANDA ACEH CITY DISTRICT COURT: A STUDY OF AL-MILKIYAH RIGHTS IN FIQH MUAMALAH Cut Yustianiansyah; Jihad, Azka Amalia
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 5 No. 1 (2024): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v5i1.4591

Abstract

This article aims to examine the system of returning confiscated objects at the Banda Aceh city district court according to the perspective of Al-Milkiyah Rights in Muamalah Jurisprudence. The approach taken by the author is juridical-empirical research. The main data is obtained from interviews with the parties, and a number of applicable laws and regulations, while secondary data is obtained from the results of research related to this research. The results showed that the system for returning confiscated objects was carried out based on the provisions of the SOP. In the decision of the Banda Aceh District Court No.64/Pdt.G/2020/PN Bna, the decision of the Banda Aceh High Court No. 72/PDT/2021/PT BNA, the decision of the Supreme Court of the Republic of Indonesia No. 4173 K/Pdt/2022 regarding unlawful acts, namely the Defendant occupying and obstructing the plaintiff to take control of the disputed land that he had obtained from the winning auction No. 533/01/2020, and the execution of the execution No. 533/01/2020. 533/01/2020, and the execution respondent did not voluntarily vacate the land, then the granting of the request for execution will be executed by force with the execution agency. The judge ordered the Registrar of the Banda Aceh District Court and bailiffs accompanied by two witnesses to carry out execution against the land in order to ensure law enforcement by handing over the object of the land plot to the applicant for execution by order of the judge. From this decision, it was decided to carry out the execution of the land to fulfil the decision that has permanent legal force. The land object in dispute must be returned based on an inkrah court decision for certainty of law enforcement.
SETTLEMENT OF RECEIVABLES OF MURABAHAH CONTRACT ACCORDING TO DSN FATWA NUMBER 47 OF 2005 AT BANK SYARIAH INDONESIA KCP LHOKNGA ACEH BESAR Ghina Putri Raihan; Jalil, Husni Abdul
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 5 No. 1 (2024): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v5i1.4594

Abstract

This article aims to analyze the practice of settling murabaha receivables at BSI KCP Lhoknga with a study of Fatwa DSN-NO 47 of 2005. The fatwa provides guidance on sharia principles that must be adhered to in the settlement of murabaha receivables. The analysis is carried out on banking practices in settling murabaha receivables in community life. The aim is to ensure the development of an Islamic banking system that is free from usury. Because at this time there are still many people who think that Islamic banking and conventional banks are the same. This research is written with a conceptual approach, the type of research conducted in writing this scientific work uses a qualitative form, namely data collection in a scientific setting using scientific methods and conducted by scientifically interested people or researchers. The data used are primary data and secondary data. Primary data is obtained from interviews and observations. The results showed that the practice of settling murabahah receivables at BSI KCP Lhoknga seen from the review of DSN-MUI fatwa No. 47 of 2005 discusses the settlement of murabahah receivables for customers who are unable to pay, and the fatwa provides settlement requirements that must be followed as well as the responsibilities of customers and LKS to carry out settlements in accordance with the provisions in the fatwa. Therefore, the settlement practice has complied with the commandments of sharia principles including fairness and transparency in determining the amount of debt that must be paid by the debtor, and the fatwa which also regulates procedures when settling debts in situations of late payment or inability to pay. So, basically this contract is a direct agreement where the desired profit is predetermined. Fatwa DSN-NO 47 of 2005 explains that the settlement must be complied with, such as the object of collateral being sold by the customer at an agreed price and then the customer paying off the remaining forest to the Islamic financial institution (LKS) from the proceeds of the sale.
CONSUMER PROTECTION FROM ILLEGAL COSMETIC PRODUCTS ACCORDING TO ISLAMIC LAW: A STUDY ON THE ACEH FOOD AND DRUG MONITORING AGENCY (BPOM), INDONESIA Kartika Dwi Novasari; Fithria, Nurul
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 5 No. 1 (2024): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v5i1.4604

Abstract

This article aims to analyse a consumer protection in cosmetic products that are not registered with Food and Drug Administration (Badan Pengawas Obat dan Makanan, BPOM). It uses the normative-juridical research methods with a statutory approach. The results shows that Indonesia has a legal relating to consumer protection, namely Law Number 8 of 1999 concerning Customer Protection. Thus, any fraudulent businesses actors who still frequently violate statutory regulations can be subject to sanctions in the form of administrative or criminal sanctions. Additionally BPOM as a supervisory agency also actively monitors the circulation of this dangerous product and even withdraws the product if it is proven to contain dangerous ingredients. Similarly, in the context of Islamic law, this supervision is strengthened by the principles of justice, responsibility and protection of consumers. Islamic law‘s objective is to ensure that cosmetic products on the market meet the safety standards set by Islamic principles, as well as providing appropriate protection to consumers fro
LEGAL PROTECTION AGAINST LOSSES SUFFERED BY MAKEUP SERVICE PROVIDERS DUE TO CONSUMER DEFAULT Safitri, Aidila; Friatna, Ida
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 5 No. 1 (2024): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v5i1.4613

Abstract

The Developments in the beauty industry are growing rapidly and various beauty trends are emerging as market demand increases. This article aims to examine the legal protection of business actors due to defaults committed by consumers. This type of research is a qualitative descriptive approach through case studies. Primary data was obtained from interviews with a number of makeup artists in Pidie Regency, Indonesia. While secondary data is obtained from a number of articles related to this research. The results show that legal protection of business actors is not going well, especially due to consumers who do not have good faith to pay for orders that have been ordered. For example, in the case experienced by Yolanda make up where she was supposed to get a payment of Rp. 600,000 for the engagement event according to the price list, but only received a payment of Rp. 300,000, meaning that the rest was not paid by the consumer because the reason was not as expected. In this case, normally, consumer protection has been established based on Law No.8 of 1999 concerning Consumer Protection (UUPK), but in law enforcement, disputes like this must be resolved personally by the parties, which often does not get an agreement.
THE DISTRIBUTION OF PROFITS IN THE MANDIRI REUKIH DAYAH INDRAPURI COOPERATIVE ACCORDING TO THE SYIRKAH ‘INÂN AGREEMENT Putri, Raisha
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 5 No. 1 (2024): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v5i1.4621

Abstract

Syirkah 'inan is a form of cooperation in capital, management and sharing of business results. Conceptually, this syirkah inan tends to be flexible so that it can be implemented in various partnership businesses including cooperatives, which are flexible in mandatory and voluntary savings as well as in the profit-sharing system, as implemented by the management of the Mandiri Gampong Reukih Dayah Cooperative, Indrapuri District, which is the object of this research. The problem that is the focus of the aim of this research is how to calculate the remaining business results in the form of consumer goods at the Mandiri Cooperative, Indrapuri District, the pattern of conversion of profit sharing value from SHU on consumer goods and a review of the syirkah 'inan contract regarding the distribution of the remaining business results in the form of consumer goods carried out by the management of the Mandiri Cooperative. This research uses a normative sociological approach with descriptive analytical research and data collection techniques through interviews and documentation. The results of the research are that the SHU calculations carried out by the Mandiri Cooperative are calculated every financial year, and the calculations are carried out by the Mandiri Cooperative management in a transparent and accountable manner. The distribution of SHU for members after being allocated the following year's capital and management operational costs is 60% and 40% into SHU which is converted by the Mandiri Cooperative in the form of goods based on the nominal value of the money received by members. Conversion in the form of goods is carried out to make it easier for members to obtain consumer goods more easily and cheaper because the cooperative management buys wholesale so it is cheaper than market prices. Based on a review of the syirkah inan concept, the SHU distribution system in the form of consumer goods is permissible because this pattern is the result of a mutual agreement made by fellow members, while the management only facilitates the members' wishes to make it easier to fulfill family needs in a more practical and cheaper manner. Agreement is the substance of this syirkah inan contract, because in fiqhiyyah the profits are shared based on the agreement.
ANALYSIS OF THE VALIDITY OF SALE AND PURCHASE TRANSACTIONS WITH CASH ON DELIVERY SYSTEM ACCORDING TO SHARIA ECONOMIC LAW Rahmatillah, Putri
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 5 No. 1 (2024): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v5i1.4688

Abstract

This article aims to analyze the validity of buying and selling transactions with the Cash on Delivery (COD) system according to the perspective of khiyar 'aib. The research method uses qualitative research, which is a type of juridical approach where data is obtained from primary materials in the form of laws and fiqh books. The results of this study conclude that one of the risks in buying and selling transactions with the COD system is the incompatibility of the goods delivered or the goods are damaged. Therefore, the importance of khiyar rights in buying and selling transactions, especially khiyar 'aib. According to the review of muamalah fiqh, it can be concluded that the sale and purchase transaction with the COD system is valid because it has fulfilled the pillars and conditions of sale and purchase and with the enactment of khiyar in the transaction. With the existence of khiyar 'aib in buying and selling transactions, it can minimize the occurrence of losses to one of the parties.
THE ROLE OF THE GOVERNMENT IN MAINTAINING THE AVAILABILITY OF RICE IN THE MARKET IN ACEH, INDONESIA: A THEORETICAL STUDY OF TAS'IR AL-JABARI Muhammad, Fadhlur Rahmat
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 5 No. 1 (2024): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v5i1.4699

Abstract

Availability of rice at a certain time can experience shortages due to various problems. Perum Bulog has the authority to address this by intervening. One of the interventions is in the availability of rice at the market. The way to stabilize the level of rice availability and price is by providing the intended rice and adjusting it to market demand, therefore the government has the right to determine the price according to the concept of tas'ir al-jabari. The concept of tas'ir al-jabari can be carried out by Bulog in handling rice shortages. The research used in this study is qualitative descriptive. Qualitative research is a method of research that aims to understand phenomena about what is experienced by the research subject, Bulog is a state-owned company that operates in the food logistics sector. This company has various businesses including logistics and storage, surveys and pest control, plastic bag provision, transportation, food commodity trading, and retail sales. As a company with a public duty from the government, Bulog continues to carry out activities such as maintaining the basic purchase price of paddy, stabilizing prices, especially the cost price, and distributing rice to the poor and managing food stocks. Bulog's intervention in the food sector, particularly rice, involves routine agency involvement in handling various problems that arise, including rice shortages. Bulog's intervention against rice shortages can only be carried out after receiving direct orders from Bulog's central office and the Ministry of Trade. One of the interventions carried out is by cooperating with the Agriculture Office, the Central Bureau of Statistics, and the Industrial and Trade Office to conduct market operations aimed at stabilizing the market condition and preventing rice shortages from occurring.
ANALYSIS OF FIQH MUAMALAH AND FATWA DSN MUI NO. 145 OF 2021 ON THE PRACTICE OF ONLINE DROPSHIPPING IN THE CITY OF BANDA ACEH, INDONESIA Iskandar, Teuku Agam
Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah Vol. 5 No. 1 (2024): Al-Mudharabah: Jurnal Ekonomi dan Keuangan Syariah
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah dan Hukum, UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/al-mudharabah.v5i1.4704

Abstract

The majority of scholars are of the opinion that the practice of dropship is haram because of this form of buying and selling, where the goods sold do not belong to the drop shipper (seller). This research aims to find out about the law of online drop shipping according to DSN-MUI Fatwa No.145 of 2021. This research uses the juridical-normative method, where the main data is obtained from a number of laws and regulations, fatwas of scholars and other secondary data. The results show that drop shipping is permissible as long as it does not conflict with the provisions of Islamic law: first, the drop shipper must first buy goods from the supplier before the goods are sold to the buyer; second, the drop shipper and the supplier have worked together so that the drop shipper has been authorized to sell the goods; third, there is a sighat ijab-kabul or contract that has been regulated in the fatwa; fourth, there is clarity about the goods, both in form, quality, cost and delivery time; fifth, there is a dispute resolution mechanism between drop shipper, supplier and consumer.

Page 17 of 23 | Total Record : 227

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