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Shariah Banking Study Program, Faculty of Islamic Economics and Business, UIN Raden Mas Said Surakarta. Jl. Pandawa No. 1, Pucangan, Kartasura, Central Java, Indonesia, 57168. Phone: 02271 781516, Fax: 02271 782774
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Journal of Finance and Islamic Banking
Published by Universitas Islam Negeri Raden Mas Said Surakarta
ISSN : 26152967     EISSN : 26152975     DOI : prefix 10.22515/jfib
Core Subject : Religion, Economy, Social,
Religion Economics, Econometrics & Finance Social Sciences
Journal of Finance and Islamic Banking is a peer reviewed journal that is published by the Sharia Banking Department of UIN Raden Mas Said Surakarta in collaboration with the scholars association Ikatan Ahli Ekonomi Islam, published biannually in June and December. This journal publishes current, original research on Islamic finance and Islamic banking. The Journal of Finance and Islamic Banking openly welcomes scholars, postgraduate students, and practitioners to submit their best research articles that correspond to the topics.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Keuangan
Articles 6 Documents
 1 
Search results for , issue "Vol. 5 No. 1 (2022)" : 6 Documents clear
The Determinants Of Non-Performing Financing In Sharia Banks In Indonesia, Oman, And The United Arab Emirates Danty Priastarini Sabar; Falikhatun Falikhatun
Journal of Finance and Islamic Banking Vol. 5 No. 1 (2022)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jfib.v5i1.4266

Abstract

The increase in non-performing financing ratios occurred in several countries, such as Indonesia, Oman, and the United Arab Emirates from 2015 to 2019. The aim of this study is to determine the most influencing factors that caused NPF. Hence, the growth of NPF can be controlled once the most influencing factors of NPF are determined. The method used in this research is Multiple Linear Regression Analysis to examine the influence of Sale and Purchase contracts, Profit-Sharing Contracts, Financing to Deposit Ratio, and Financing Allowances on non-performing financing. This study was taken in Islamic Banks in Indonesia, Oman, and the United Arab Emirates. The results of this study indicated that Sale and Purchase Contracts, Profit-Sharing Contracts, and Financing Allowances have a significant effect on the NPF Ratio, while FDR did not affect NPF. Through this research, it is hoped that it can contribute to regulators implementing obligations that can control the rate of NPF.
The Alternative Rasio as Early Warning System Ratio to Examined Sharia Life Insurance Companies in Indonesia Sunarsih; Dinik Fitri Rahajeng; Endang Suhari; Ishak
Journal of Finance and Islamic Banking Vol. 5 No. 1 (2022)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jfib.v5i1.4479

Abstract

The purpose of this study is to analyze how the ratio of the claims expense ratio, liquidity ratio, premium growth, and management cost ratio which is the ratio of the Early Warning System to the financial performance of sharia life insurance companies. Using panel data regression, the results of this study are the ratio of claim load and management cost ratio affects the performance of Sharia life insurance companies. Meanwhile, the liquidity ratio, premium growth ratio, and two variable controls in this study, namely inflation and the gross domestic product, did not affect the performance of sharia insurance companies. The implication of this study is expected to provide additional insight for managers in making policies related to the performance of Islamic life insurance. And it can be used by investors in considering their investment policies. In the literature, this study can add to the literature on the performance of Islamic life insurance.
Do Islamic Financial Instruments and Inflation Affect Economic Growth in Indonesia? Srie Shailla Meidhany; Early Ridho Kismawadi; Zulkarnaini Zulkarnaini; M. Irvanni Bahri
Journal of Finance and Islamic Banking Vol. 5 No. 1 (2022)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jfib.v5i1.4790

Abstract

This research aimed to see how sharia stocks, Sukuk, sharia mutual funds, and inflation affected economic development. This is a quantitative analysis based on secondary data from 2012 to 2019. Multiple linear regression equations, t-test, F test, and coefficient of determination are examples of data analysis methods (R2). According to the multiple linear regression equation test findings, sharia stocks, Sukuk, and sharia mutual funds have a favorable impact on Indonesian economic development, but inflation has a negative effect. The findings of the t-test show that sharia stocks and inflation have a considerable impact on Indonesian economic development, but Sukuk and sharia mutual funds have no such impact. The F test findings reveal that sharia equities, Sukuk, sharia mutual funds, and inflation have a major impact on Indonesian economic development. The coefficient of determination (R2) test findings show that sharia equities, Sukuk, sharia mutual funds, and inflation may all be used to explain economic development..
Digitalization of Sharia Banking: The Influence of Self Service Technology on The Satisfaction of Millenial Customers Juliana Nasution; Saparuddin Siregar; Sugianto Sugianto
Journal of Finance and Islamic Banking Vol. 5 No. 1 (2022)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jfib.v5i1.4813

Abstract

Digitalization has penetrated the world of Islamic banking for a long time, including in the form of Self Service Technology, including mobile banking. The purpose of this study was to see whether the dimensions of the quality of mobile banking affect customer satisfaction. The author conducted a survey using a questionnaire distributed to the millennial generation in the city of Medan. The collected data was then analyzed using SPSS 25 using the multiple linear regression analysis methods. The results of data analysis show that simultaneously, the quality of SST has an effect on customer satisfaction. The dimensions of security/privacy in mobile banking partially affect the satisfaction of millennial Islamic banking customers. While other dimensions, namely enjoyment, design/aesthetics, sociality, and practicality, partially have no effect. The results of this study indicate that customer satisfaction can be explained by all variables in the study of 69.8%. Based on these results, Islamic banking needs to improve the performance of mobile banking. Banking digitalization must pay attention to the quality dimension, not just converting banking services into digital form.
The utility of Islamic Financial Instruments in Preserving Nature Muhammad Alan Nur; Sri Herianingrum
Journal of Finance and Islamic Banking Vol. 5 No. 1 (2022)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jfib.v5i1.4950

Abstract

The degradation of nature is a global problem facing the world. The emergence of Green Finance is a response by the financial sector to preserve nature. The discussion related to Green Finance, which is linked to Islamic finance, is dominated by green Sukuk, because these instruments are currently in demand. Many other Islamic financial instruments can be explored to support Green Finance. This literature explores Islamic financial instruments that can be used to preserve nature. Reviews from various literary sources are used in this study to enrich the literature that explores the role of Islamic finance in preserving nature using various Islamic financial instruments. In addition to green Sukuk, the development of financing products carried out by Islamic financial institutions with the theme of Islamic green financing can contribute to preserving nature by providing services and financial access to environment-friendly projects. Islamic social finance instruments such as zakat, infaq, sadaqah, and waqf can also be developed to preserve nature and empower communities.
The The Behavior Rate of Return on Banking Deposit During Covid-19 in Indonesia Rozaq Muhammad Yasin; Nurzahroh Lailyah; Keke Tamara Fahira
Journal of Finance and Islamic Banking Vol. 5 No. 1 (2022)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jfib.v5i1.4955

Abstract

The crisis condition caused by the pandemic had an impact on financial performance in general, including the policy on the rate of return provided by banks. This study aims to analyze the behavior of bank deposit returns during Covid-19 in Indonesia. Using time-series data for the period February 2020 – September 2021 which was analyzed using the VECM approach, it shows that there is a long-term relationship between the returns on Islamic Rural Bank, Islamic commercial bank, rate of interest, and deposit Insurance Agency interest rates. Meanwhile, in the short-term relationship, only the DIA variable is significantly influenced by the previous period's DIA variable. The results of the study found that the DIA variable was proven to significantly affect the rate of return given by IRB and conventional bank deposit rates. During the Covid-19 pandemic, banks provided a rate of return on deposits that did not exceed the DIA guarantee interest rate. The banking industry and DIA need to mitigate risks that arise during the Covid-19 pandemic.

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