Journal of Economic and Islamic Research
Journal of Economic and Islamic Research: merupakan jurnal yang diterbitkan oleh Prodi Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan bekerjasama dengan Konsorsium Ekonomi Islam. Jurnal ini dirancang untuk memberikan wadah bagi para peneliti/akademisi dan juga praktisi yang tertarik pada pengetahuan dan mendiskusikan ide, isu, dan tantangan di bidang ekonomi Islam, keuangan, perbankan, dan akuntansi. Selain itu, jurnal ini dapat menerima hasil penelitian keislaman. Ruang lingkup atau cakupan jurnal ini mencakup ekonomi syariah, perbankan syariah, pasar modal syariah, manajemen kekayaan syariah, masalah penerapan/praktik syariah perbankan syariah, zakat dan wakaf, takaful, perusahaan syariah. dan ilmu keislaman, isu-isu keislam, kajian keisalaman.
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Analisis Urf terhadap Jual Beli Tembakau dengan Sistem Tebbhesen : (Studi Kasus di Desa Karang Penang Onjur Sampang)
Harisah Harisah;
Zainulloh Zainulloh;
Wasilah Wasilah
Journal of Economic and Islamic Research Vol. 1 No. 02 (2023): Juli
Publisher : Prodi Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan
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DOI: 10.62730/journalofeconomicandislamicresearch.v1i02.39
Increasing the results of agricultural sales in the community of an area is one of the factors for improving the community's economy, especially in the agricultural sector which is considered profitable by the community, one of the tobacco farming sectors which is one of the most profitable livelihoods in rural communities, as well as in Karang Penang Village Onjur Sampang. However, the tobacco season sometimes becomes a bad season due to an inadequate buying and selling system, such as buying and selling using the tebbhesen system (Madura language). This research was conducted using qualitative methods using interviews. Observation and documentation. The interviews were conducted directly with farmers, middlemen, and traders to obtain valid data. In addition to the interviews, observations were made by researchers by looking at buying and selling practices in the field and coupled with data documentation in the field. This research results that in the view of urf sell tebbhesen this is not valid because it contains losses to one of the parties. Losses are not always experienced by farmers, sometimes they are felt by middlemen and sometimes also experienced by traders because there is no certainty of yields from the tobacco they buy.
Hikmah Larangan Ihtikar Mekanisme Pasar Domestik dalam Ekonomi Islam
Luluk Illiyah;
Irdlon Sahil
Journal of Economic and Islamic Research Vol. 1 No. 02 (2023): Juli
Publisher : Prodi Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan
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DOI: 10.62730/journalofeconomicandislamicresearch.v1i02.50
Some economic activities that can, in practice, benefit one party and harm another from religious values, such as usury, tadlis gambling in buying and selling, and the hoarding of goods or what is commonly known as Ihtikar. In fact, in economic activity, a sense of transcendence is very necessary and required. If this feeling and awareness are not found, then everyone will justify all means without caring about the consequences of their behavior and they will even argue that if this is not the case then the economy in a circle will not run quickly and optimally. The definition of Ihtikar is an economic practice that is carried out by hoarding certain goods which have the aim of obtaining the maximum profit without caring about how distressed others are when they need it. In this case, Islam provides a separate prohibition to maintain the survival of mankind on this earth and also so that the economy of a country can move forward, normal and full of equality and justice, of course
Implementasi Zakat Pertanian Perpekstif Ekonomi Islam: (Studi kasus di Dusun Rokoning dan Dusun Sambih Tanah Merah Dajah)
Dewi Hidayati;
Rahmat Rahmat;
Susanti Susanti
Journal of Economic and Islamic Research Vol. 1 No. 02 (2023): Juli
Publisher : Prodi Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan
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DOI: 10.62730/journalofeconomicandislamicresearch.v1i02.54
This study aims to determine the implementation of agricultural zakat from the perspective of Islamic economics in Rokoning and Sambih hamlets. This type of research is field research with a qualitative descriptive method. Taking purposive sampling. With the data collection method of interviews, observation, and documentation. The results of the study show that the implementation of agricultural zakat in Rokoning and Sambih hamlets is generally carried out but in practice, it is not by Islamic law. Because the traders there do not know the procedures for implementing agricultural zakat. Starting from the obligatory conditions of zakat, its distribution, nisab, haul, and the levels of zakat on agricultural assets. Viewed based on Islamic economics in general it is not by the rules of Islamic economics. This is because the farmers in carrying out their agricultural zakat do not use the laws that have been established for agricultural zakat. There are even those who equate the concept of this trade with alms. However, among them, some carry it out correctly and by the rules of Islamic law.
Pengaruh Kelengkapan Produk terhadap Minat Beli Konsumen
A. Taufiq Buhari;
Moh. Imron Sanjaya
Journal of Economic and Islamic Research Vol. 1 No. 02 (2023): Juli
Publisher : Prodi Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan
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DOI: 10.62730/journalofeconomicandislamicresearch.v1i02.55
This study aims to determine the effect of product completeness on consumer buying interest at Nc Mart, Lantek Barat Village, Galis District, Bangkalan Regency. This type of research is research with quantitative methods. using non-probability sampling method with a total sample of 67 respondents. Using interview data collection methods, documentation and questionnaires. With ten product completeness instruments and fourteen consumer buying interest. The results showed that the T test obtained a T count value of 35.272 > T table 1.033 which is smaller than T count, while the significance value is 0.000 which is smaller than 0.05. This means that there is a positive and significant influence between the completeness of the product on consumer buying interest. product completeness has an effect on consumer buying interest of 0.950, where product completeness has on consumer buying interest at NC Mart, Lantek Barat Village, Galis District, Bangkalan Regency by 95%.
Perilaku Konsumtif Gaya Hidup Santri Prespektif Ekonomi Islam: (Studi Kasus Santri Amtsilati Pondok Pesantren Syaichona Moh. Cholil Putri)
Ihsan Ihsan;
Mukrimah Mukrimah
Journal of Economic and Islamic Research Vol. 1 No. 02 (2023): Juli
Publisher : Prodi Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan
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DOI: 10.62730/journalofeconomicandislamicresearch.v1i02.56
Consumption is a resource that is needed by humans in everyday life which produces satisfaction for them. However, consumption here has several requirements that must be met, namely consuming good (halal) goods, being thrifty, not being extravagant, avoiding debt, avoiding stinginess and stinginess so that it does not result in behavior in consuming goods with israf. The purpose of this research is to analyze the form of Consumptive Behavior of Santri Amtsilati Pondok Pesantren Syaichona Moh. Cholil Putri Bangkalan. The research method used by the author is a qualitative method with research subjects of students and teachers. The method of collecting data in this study is using interviews, observation, and documentation. The results showed that the consumptive behavior of Amtsilati students at Syaichon Moh Islamic Boarding School. The Cholil daughters they have are different and there are various types of consumers who are consumptive in terms of food, skincare and clothing. So from the results of this study it was found that the lifestyle behavior of Amtsilati students tends to behave consumptively or extravagantly so that their consumptive nature results in high consumptive, moderate consumptive, and low consumptive categories and this is not justified in Islam.
Penerapan Kompensasi pada Distro Syaichona Persepektif Maqashid Syariah
Abd Wahid
Journal of Economic and Islamic Research Vol. 1 No. 02 (2023): Juli
Publisher : Prodi Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan
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DOI: 10.62730/journalofeconomicandislamicresearch.v1i02.58
This study aims to determine, analyze and understand the extent of the application of Islamic economics in terms of compensation at the shichona distro from the maqashid sharia perspective. This type of research is descriptive qualitative research based on the results of interviews and documentation using analysis techniques from Miles and Hubberman. The results showed that Distro Syaichona in compensating employees there are two types of compensation namely direct compensation and indirect compensation. Direct compensation provided by Distro Syaichona is in the form of salaries, incentives and allowances. While indirect compensation is in the form of social assistance and employee welfare. In this case, social assistance is in the form of death assistance, calamities and money lending. The application of compensation from the maqashid sharia perspective carried out by Distro Syaichona has not fully implemented hifdz al-mal in accordance with Islamic economics, the contributing factor is that Distro Syaichona has not implemented the principle of not delaying employee rights properly, because there is still a delay in providing compensation even though it is not too frequent. But on the other hand, Syaichona Distro applies the principle of hifdz al-din which is in accordance with Islamic economics, namely the principle of fairness and worthiness.
Analisis Kesadarn Pegawai Negeri Sipil (PNS) dalam Menunaikan Zakat Profesi terhadap LAZIZNU
Rahmat Rahmat;
Mohammad Ismail;
Ismail Takdirullah;
A. Muhyiddin Khotib
Journal of Economic and Islamic Research Vol. 1 No. 02 (2023): Juli
Publisher : Prodi Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan
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DOI: 10.62730/journalofeconomicandislamicresearch.v1i02.59
This study aims to analyze the implementation of Galis civil servants (PNS) in paying professional zakat to amil zakat institutions, infaq and how obstacles in implementing professional zakat to amil zakat institutions, infaq. The method used is qualitative descriptive with data collection techniques of observation, interviews and documentation then analyzed using the Mils and Hubberman model. From the results of the study showed that most civil servants in Galis sub-district have implemented zakat through a 2.5% salary deduction every month. there are several obstacle factors related to the awareness of civil servants in fulfilling professional zakat including, namely the lack of awareness of the obligation to pay professional zakat, lack of concern for underprivileged fellow Muslims who should really need financial assistance, and also their daily life dependents such as dependents to pay debts to the bank every month and other needs.
Program Bedah Rumah Sebagai Pendistribusian Dana ZIZ (Zakat Infak Dan Sedekah) di Lembaga Amil Zakat Sidogiri Cabang Bangkalan
Mutmainah Mutmainah;
Moh Ali Ghafir;
Dianatul Akmalia
Journal of Economic and Islamic Research Vol. 1 No. 02 (2023): Juli
Publisher : Prodi Ekonomi Syariah STAI Syaichona Moh. Cholil Bangkalan
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DOI: 10.62730/journalofeconomicandislamicresearch.v1i02.88
The distribution of ZIS funds is an activity to regulate the proper management function. Distribute ZIS funds received by muzakki to mustahiq parties so that organizational goals can be achieved effectively. The system of distributing ZIS funds has changed. Zakat, infak, and shadaqa funds are more for consumption activities. However, there are also institutions that distribute ZIS funds to provide decent housing to mustahiq. This study aimed to determine the house renovation program as a distribution of ZIS funds at the Sidogiri amil zakat institution Bangkalan branch in 2019-2021. The method of this research is qualitative research with a case study approach. The study subjects were the LAZ Sidogiri Bangkalan branch head, LAZ Sidogiri Bangkalan branch staff, muzakki, and mustahiq. The data collection method is carried out by in-depth interviews with primary sources, the data analysis uses qualitative descriptive. The distribution of ZIS funds has changed from time to time. At the beginning of the establishment of LAZ Sidogiri the distribution was mostly channeled for consumptive activities, but lately, many ZIS funds have been used in LAZ Sidogiri Bangkalan Branch for productive activities or even providing decent housing. The Sidogiri amil zakat institution distributes zakat, infaq, and shadaqa funds through a house renovation program allocated from 2019 to 2021 still in the Bangkalan Regency area. The problems discussed in this paper are two things: 1) The house renovation program is a distribution of ZIS funds at the Sidogiri branch of Amil Zakat institution. This program can be carried out because it is taken from donations that have been collected. 2) What are the constraints of the home renovation program as the distribution of ZIS funds at the Bangkalan branch of the Sidogiri amil zakat institution. The obstacle to distributing ZIS funds through the house renovation program by the Bangkalan branch of LAZ Sidogiri in its implementation is only due to the lack of donors so the Bangkalan branch of the LAZ Sidogiri program is only one or two houses a year. Even though the target of the house renovation program of LAZ Sidogiri Bangkalan branch is at least five houses a year.