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Muhamad Rahman Bayumi
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muhamadrahmanbayumi_uin@radenfatah.ac.id
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+6282378221314
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journaliebmes_uin@radenfatah.ac.id
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Gedung Fakultas Ekonomi dan Bisnis Islam Lt. 3 Universitas Islam Negeri Raden Fatah
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INDONESIA
IEB: Journal of Islamic Economics and Business
Published by Universitas Islam Negeri Raden Fatah Palembang
ISSN : 28298055     EISSN : 2829825X     DOI : https://doi.org/10.19109/ieb
Core Subject : Economy, Science,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
Articles that can be published in the Journal are articles from empirical research (quantitative or qualitative approaches), literature studies, or taught studies that are seen as contributing to the development of Islamic Economics and Business, especially with the theme of Islamic Economy, Halal Industry, and Digital Economy, which are carried out individually as well as groups. The primary target audience of this journal are academics, practitioners, postgraduate students, and other professionals interested in Islamic Economics and Business.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 36 Documents
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Pengaruh Penerimaan Dana ZISWAF, ROE, dan GWM terhadap BOPO dengan Firm Size sebagai Variabel Moderasi Periode Tahun 2018.Q1 – Tahun 2023.Q3 Herison, Muhammad Fadhil Izzaini; Izzaini, Muhammad Fadhil; Eka wahyu Hestya Budianto
Journal Of Islamic Ekonomic and Business Vol 3 No 2 (2024): IEB: Journal of Islamic Economics and Business
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieb.v3i2.23871

Abstract

With firm size serving as a moderation variable, the purpose of this study is to assess the effects of ZISWAF Fund Receipts, ROE, and Reserve Requirement on BOPO from 2018.Q1 to 2023.Q3. Using the purposive sampling technique, the research sample was made up of financial sector businesses that were listed on the Indonesia Stock Exchange throughout the relevant time, which included five Sharia banks across a five-year period. Using Eviews 12 software, panel data regression analysis and moderated regression analysis (MRA) were used to analyze the data. According to the study's findings, institutional ownership will significantly reduce the value of financial sector enterprises between 2018 and 2023. BOPO was significantly impacted by ZISWAF Fund Receipts and Return On Equity (ROE) in the same period. Firm Size, however, was only able to moderate ZISWAF Fund Receipts and ROE during this time; it was unable to mitigate the impact of BOPO on reserve requirements. It is advised that, in order to generate more representative results, more moderating variables be used in future research, and the sampling be expanded to include other business sectors.    
THE INFLUENCE OF MOTIVATION, TYPE OF JOB AND SOCIAL ENVIRONMENT ON THE UNDERSTANDING OF PROFESSIONAL ZAKAT IN MUARA ENIM DISTRICT Indriyani, Selvi Dwi; Mismiwati, Mismiwati; Fakhrina, Fakhrina; Krisdayanti, Helicia; Riduwansah, Riduwansah
Journal Of Islamic Ekonomic and Business Vol 3 No 2 (2024): IEB: Journal of Islamic Economics and Business
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieb.v3i2.24075

Abstract

Abstract Research entitled The Influence of Motivation, Type of Work and Social Environment on Understanding Professional Zakat in Muara Enim District. Understanding is the ability of the community in Muara Enim District to understand and comprehend professional zakat. The aim of this research is to analyze motivation, type of work and social environment of society towards understanding professional zakat. In this study, the population used was people who work in Kepur Village, Muara Enim District. The research sample was taken from 100 of 361 people who work using a non-probability sampling technique using the formula Hair et al. In this research, a quantitative approach was used using data collection techniques by distributing questionnaire data. Data analysis techniques use SPSS 26.0 software tools. The results of this research are that the motivation variable influences the understanding of professional zakat with a t-count of 2.263 and a t-table of 1.661, the type of work influences the understanding of professional zakat with a t-count of 4.170 and a t-table of 1.661, the social environment influences the understanding of professional zakat with a t-count of 2.636 and a t-table of 1.661 and motivation , the type of work and social environment together influence the understanding of professional zakat in Muara Enim District.  
FAKTOR PENYEBAB RENDAHNYA MINAT MAHASISWA PRODI MANAJEMEN DAKWAH DALAM BERWIRAUSAHA Mail Hilian Batin
Journal Of Islamic Ekonomic and Business Vol 3 No 2 (2024): IEB: Journal of Islamic Economics and Business
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieb.v3i2.25026

Abstract

Doing business at a young age is no stranger at this time, especially among students. Students who dare to take risks, especially in dividing their time between when they are in college and when they are looking for money, are the consequences that must be accepted. However, not all students are willing to take this risk, they are still overshadowed by some fears. This fear is called the factor causing the low interest of students in entrepreneurship. Respondents were 51 people who had not started a business before, out of a total of 66 students, they were distributed through 2 classes, namely the Dakwah Management class B and C. This type of research was field research by distributing question sheets that had to be filled out. The findings from this study are the dominant factors causing low interest in entrepreneurship are external factors including no capital, difficulty dividing time, and fear of failure.
OPTIMALISASI DIGITAL BANKING: UPAYA MEMINIMALISIR RISIKO TEKNOLOGI INFORMASI Enny Puji; Enny Puji Lestari; Nyimas Lidya Putri Pertiwi,M.Sy; Siti Zulaikha
Journal Of Islamic Ekonomic and Business Vol 3 No 2 (2024): IEB: Journal of Islamic Economics and Business
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieb.v3i2.25059

Abstract

Technological advances in banking have begun to develop in line with the existence of digital technology to provide customer satisfaction level services so that economic stability increases. In this research, the author focuses on BPRS MAU syariah and BPRS Bandar Lampung, as for the purpose of this research to see the extent of digital banking optimization at BPRS Bandar Lampung and BPRS MAU Syariah, and efforts to minimize the occurrence of information technology risks at BPRS MAU Syariah and BPRS Bandar Lampung seen from the benefits of digitizing customer satisfaction, as well as the impact of trust for customers and banks. Research Results Optimization of BPRS MAU Syariah and BPRS Bandar Lampung, must continue to be improved on understanding and awareness of the importance of bank digitalization, which greatly affects the impact of trust for customers and banks. So that financial stability in BPRS is increased and the quality of service can have an impact on product loyalty as a sense of satisfaction, willingness to pay more and willingness to move to other products. The use of information technology whose operations experience risks is caused by; (i) weak governance of BPRS technology in the use of digital technology, (ii) the uncontrolled complexity of information technology assets in system and human resource needs where these needs of BPRS still have to be increased so that the value of needs attached to financial stability can have an impact on customer satisfaction.
POLA KONSUMSI SANTRI DALAM PERSPEKTIFHALAL LIFE STYLE Amimi, Aisyah; Dahruji, Dahruji; Mashudi, Mashudi
Journal Of Islamic Ekonomic and Business Vol 3 No 2 (2024): IEB: Journal of Islamic Economics and Business
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieb.v3i2.26730

Abstract

This study aims to analyze the consumption patterns of Islamic boarding school students in the perspective of a halal lifestyle. In the context of Islam, consumption is not only seen in terms of fulfilling physical needs, but also as a means to achieve happiness in this world and the hereafter. This study examines how Islamic boarding school students apply halal principles in their daily consumption activities. The method used in this study is a qualitative approach with data collection through interviews and observations at Islamic boarding schools in Sumenep, Madura. The results of the study are expected to provide new insights into the awareness and practice of halal consumption among Islamic boarding school students, as well as contribute to the development of halal literacy in society. This study also aims to encourage students to understand existing social problems and find relevant solutions. The location of the study will be carried out at the Nurul Islam Karangcempaka Islamic Boarding School and the Hidayatullah Islamic Boarding School in Sumenep, Madura.
THE ROLE OF FINTECH IN THE TRANSFORMATION OF THE ISLAMIC FINANCIAL SECTOR Nizar, Muhammad; Sukamto, Sukamto; Aslikhah, Aslikhah
Journal Of Islamic Ekonomic and Business Vol 3 No 2 (2024): IEB: Journal of Islamic Economics and Business
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieb.v3i2.26735

Abstract

This study aims to analyze the role of fintech in the transformation of the Islamic financial sector in East Java. Using a descriptive qualitative approach, this study explores how fintech has influenced the accessibility of Islamic financial services, driven product innovation, and faced challenges in its implementation. The results ofthe study show that fintech contributes significantly to expanding Islamic financial inclusion, especially in remote areas, through digital services that facilitate financial transactions. In addition, product innovations such as Islamic crowdfunding and Islamic peer-to-peer financing are increasingly enriching the choice of financial services that are in accordance with Islamic principles. However, the challenges faced include the low digital financial literacy of the community and regulations that do not fully support the development of Islamic fintech. This study recommends increasing digital financial literacy and strengthening more flexible regulations to support fintech innovation in Islamic finance. With this step, it is hoped that fintech can continue to accelerate the transformation of the Islamic financial sector in East Java and expand financial inclusion throughout Indonesia.

Page 4 of 4 | Total Record : 36

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