Journal Economic Business Innovation
Journal Economic Business Innovation (JEBI) accepts papers/articles in the field of Economics Business Multidisciplinary Innovation as follows: 1. Accounting Innovation Financial Accounting Management Accounting and Information Systems Public Accounting Auditing Islamic Accounting Banking Tax Accounting Cost Accounting Forensic Accounting Governmental Accounting Environmental Accounting International Accounting Nonprofit Accounting Ethics in Accounting Accounting Information Systems Corporate Governance in Accounting Sustainability Accounting Behavioral Accounting Integrated Reporting Financial Statement Analysis 2. Management Innovation Finance Marketing Human Resource and Organization Strategic Management Entrepreneurship Operations Management Supply Chain Management Project Management Change Management Innovation Management Knowledge Management Risk Management Quality Management Performance Management Leadership and Management Development Corporate Social Responsibility (CSR) Diversity and Inclusion Management International Business Management Technology Management Talent Management 3. Multi-Discipline Advanced Innovation The scope includes market analysis, fiscal policy, consumer behavior, financial management, capital market investment, product development, digital economy, entrepreneurship, marketing strategy, international trade, environmental economics, corporate performance, economic development, employment, corporate finance, supply chain management, business innovation, health economics, human resource economics, and organizational behavior. With this diverse focus, the journal aims to be a platform for current research and discussion in economics and business relevant to global and local developments.
Articles
64 Documents
<![CDATA[Global Supply Shocks, Inflation Dynamics, and Firm Adaptation Strategies ]]>
<![CDATA[Aulia, Zahrani]]>;
<![CDATA[Qurrota A'yun, Annisa]]>
<![CDATA[ Journal Economic Business Innovation Vol. 2 No. 2 (2025): July ]]>
Publisher : <![CDATA[Inovasi Analisis Data ]]>
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DOI: 10.69725/jebi.v1i2.264
<![CDATA[Purpose: This paper investigates how manufacturing companies deploy adaptation strategies during periods of global supply chain disruption, while putting a premium on the role of managerial capabilities in strengthening organizational resilience.Method: Utilised an explanatory quantitative approach by employing structural equation modeling to analyze a dataset of survey responses from manufacturing firms experiencing ComPlex global supply scenarios.Findings: The study shows that effective adaptation results from the combined contributions of risk management capabilities to cope with external disruption and to manage internal risks. The work contends that organisations which successfully capitalise on managerial capabilities develop higher capacity to convert supply chain challenges into strategic opportunities through improved resistance and competitive positioning.Novelty: This study is one of the first to propose an integrative approach that connects the management of external shock with internal capability development, and enriches our understanding about how organizations adapt in emerging economy contexts.Implications: The results offer practical guidelines to managers for developing adaptive organizations, and make notable theoretical contributions to the literature of supply chain resilience by redefining adaptation as an evolutional capability-build process.]]>
<![CDATA[The Impact of Generative AI on Corporate Decision Making and Innovation Performance ]]>
<![CDATA[Nirmala T.P., Ernest]]>;
<![CDATA[Qurrota A'yun, Annisa]]>
<![CDATA[ Journal Economic Business Innovation Vol. 2 No. 2 (2025): July ]]>
Publisher : <![CDATA[Inovasi Analisis Data ]]>
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DOI: 10.69725/jebi.v2i2.265
<![CDATA[Purpose: This paper aims to illuminate the main predictors of innovation performance through exploring a set of direct i. e. generative AI adoption, data-driven decision making, knowledge management systems and leadership support and indirect paths testing an organizational learning mediating role suited for these relations.Method: The research is a quantitative type with cross-sectional survey design. Structural equation modeling was used to test direct and mediated relationships in the proposed theoretical model.Findings: The results reveal that the four antecedent factors significantly contribute to innovation performance, and organizational learning surface as a pivotal mediator. Precisely, organizational learning completely mediates the relationship between KM and innovation besides partially mediating the remaining three relationships implying its pivotal function of translating organizational inputs into attaining innovation.Novelty: This study makes an original contribution by bringing together several theoretical perspectives to explain the sovereign role of organizational learning in connecting technological capital with innovation performance. The paper contributes to a line of research unifying the technological adoption, and organizational capabilities literatures.Implications: The results indicate that companies need to accompany their investments in technology by a learning-oriented culture if they are to realise the potential of innovation. At the theoretical level, the study contributes by illuminating organisation learning as a key dynamic capability, which processes resource to create performance.]]>
<![CDATA[Digital Transformation Strategies and Financial Resilience of SMEs ]]>
<![CDATA[Rafat Ahmad, Shai]]>;
<![CDATA[Habibah Halim, Sharah]]>
<![CDATA[ Journal Economic Business Innovation Vol. 2 No. 2 (2025): July ]]>
Publisher : <![CDATA[Inovasi Analisis Data ]]>
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DOI: 10.69725/jebi.v2i2.266
<![CDATA[Purpose: his research explores the effect that digital transformation (DT) strategies have on financial resilience in small and medium-sized enterprises (SMEs), through considering combined impacts of DT strategy implementation, technology investment capability, workforce digital skills, and customer digital engagement, moderated by environmental uncertainty.Method: The research uses firm-level survey data collected from emerging market SMEs applying quantitative approach through hierarchical regression to scrutinize direct and moderating relationships.Findings: The findings of the study reveals that all the four components of digital transformation were found to have large, statistically significant and positive effects on financial resilience. Specifically, we found strong effects on workforce digital skills and customer digital engagement to support a role for human capital and relationships with customers in performing under conditions of crisis. Environmental uncertainty strengthens the positive impact of digital strategy and technology investments, confirming the contingency view that turbulent environments enhance the strategic imperative.Novelty: In contrast to existing studies which treat digital transformation as a unidimensional concept, the current research separates it into strategic, technological, human and relational aspects by incorporating environmental uncertainty as a moderator. Theoretically, we contribute to dynamic capability theory by identifying the boundary conditions that shape resilient outcomes.Implications: Results offer theoretical contributions explaining the multidimensional approach of digital transformation and practical indications for SME managers and policy-makers who have to segment digital initiatives based on sectoral context and degrees of environmental turbulence.]]>
<![CDATA[Digital Strategies, Workforce Skills, and the Path to Financial Resilience ]]>
<![CDATA[Retnosari]]>;
<![CDATA[Wahyudi, Muhamad]]>
<![CDATA[ Journal Economic Business Innovation Vol. 2 No. 2 (2025): July ]]>
Publisher : <![CDATA[Inovasi Analisis Data ]]>
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DOI: 10.69725/jebi.v2i2.269
<![CDATA[Purpose: The focus of this paper is on how digital transformation, digital strategy, technology investments, workforce digital skills and customer engagement can help to build financial resilience. The moderating role of environmental uncertainty in these relationships is also examined.Method: A quantitative survey method was employed, with structured questionnaires used to collect data from businesspeople. The data were analysed using advanced regression techniques. These techniques were used to assess direct as well as conditional effects. The firm level variables were also retained.Findings: The findings reveal that all aspects of digital transformation show a significant positive relationship with financial resilience, with workforce digital skills being the most influential dimension. Furthermore, environmental uncertainty amplifies the impact of digital capabilities, providing evidence that turbulent times may be more valuable in terms of an organisation's digital preparedness. These results lend support to the combination of dynamic capabilities and contingency views, as well as to an extension of the resource-based view that emphasises human capital.Novelty: The literature on resilience is extended by this study through the demonstration that an even more strategic form of competitive advantage than technology investments is offered by digital talent and skills. It also provides empirical support that uncertainty is not always a barrier to organisations, but rather can help maximise the benefits from digital transformation.Implications: The findings imply that organisations will need to invest in a broad-based digital strategy and workforce development, as well as restructuring organisational practices for learning and developing human capability. To this end, policymakers may need to develop interventions that encourage and nurture digital capabilities, whilst also promoting ecosystem collaboration to enhance long-term resilience.]]>
<![CDATA[Financial Literacy, Digital Payment Adoption, and Trust in Advancing MSME Growth ]]>
<![CDATA[Desta Maya, Zuna]]>;
<![CDATA[Rahmawati, Yunaita]]>
<![CDATA[ Journal Economic Business Innovation Vol. 2 No. 2 (2025): July ]]>
Publisher : <![CDATA[Inovasi Analisis Data ]]>
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DOI: 10.69725/jebi.v2i2.270
<![CDATA[Purpose: This research aims to explore its core mechanisms of enterprise firm expansion by focusing on three natures-relational capitals, foundational managerial resources and technological adoption. It is distinct in that it examines the mediating impact of one important dynamic capability and the contextual effect of institutional support.Method: Research is a quantitative cross-sectional survey design. Results were obtained from data collected from a stratified sample of senior managers and analyzed with state-of-the-art statistical techniques, such as structural equation modeling and conditional process analysis for testing the hypothesized direct, mediating, or moderating relations.Findings: The findings indicate that financial skill, the adoption of digital financial instruments as well as strong personal relationships strongly facilitate growth. This effect is not direct and is completely mediated by the firm’s ability to be an agile entrepreneurship. In addition, public institutions exert positive moderating effects on these relationships, making the associations between core resources and strategic agility significant.Novelty: The research provides a new conceptual integrative model that explains the how and when of business growth. By going beyond contrived direct-effect models, we empirically identify a core dynamic capability as the key mediating process and institutional resources as an important boundary condition to offer insight into the functioning of strategic success.Implications: We offer actionable implications for managers: how they can strategically develop agility based on knowledge, technology and relational assets. For policy makers, the analysis highlights the need for institution and facilitative framework development to enhance the impact that firm-level resources generate towards competitive performance and economic resilience.]]>
<![CDATA[Financial Inclusion, Microcredit Access, and Islamic Social Finance in Enhancing Household Welfare ]]>
<![CDATA[Khaneishia, Siti]]>;
<![CDATA[Rahmawati, Yunaita]]>
<![CDATA[ Journal Economic Business Innovation Vol. 2 No. 2 (2025): July ]]>
Publisher : <![CDATA[Inovasi Analisis Data ]]>
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DOI: 10.69725/jebi.v2i2.271
<![CDATA[Purpose: It empirically examines the mediating role of financial literacy in the direct and indirect consequences of financial inclusion, microcredit access, and Islamic social finance on household welfare.Method: A quantitative cross-sectional survey design was used to gather data from household heads. An structured questionnaire measured all constructs by standard scales. Data analyses were conducted in two steps wherein the measurement model was verified first, followed by testing the hypothesized direct and mediation effects using regression-based path analysis.Findings: The results indicate that financial literacy is the leading determinant of household well-being and a much stronger influence than direct access to financial resources. Financial inclusion (FI) and access to microcredit show the direct and indirect influences, but for social Islamic finance on welfare are totally mediated by financial awareness. This suggests that the Islamic social instruments are operating not as consumption smoothing transfers, but as transformative inputs into financial capabilities.Novelty: Addressing these gaps and contradictions are among the novelties of this study; it presents a new Integrated Capability-Maqasid al-Shari’ah framework, in which financial literacy is considered the key mediator to convert varied financial resources into welfare opportunities.Implications: The paper offers a blueprint to strategically uplift the developmental power of Islamic finance. It persuasively makes the case for bundling financial education with product delivery and organizing philanthropy, giving Islamic financial institutions the ability to move households from subsistence to sustainable resilience and thus delivering on the ethical aims of fuller human welfare.]]>
<![CDATA[ESG Investment, AI Risk Management, and Ethical Compliance in Strengthening Financial Stability ]]>
<![CDATA[Wei Yinze, Xian]]>;
<![CDATA[Chen Wuy, Ling]]>
<![CDATA[ Journal Economic Business Innovation Vol. 2 No. 2 (2025): July ]]>
Publisher : <![CDATA[Inovasi Analisis Data ]]>
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DOI: 10.69725/jebi.v2i2.272
<![CDATA[Purpose: The study engages in the empirical examination of the direct and mediated influence of ESG investment, AI for risk management and ethical compliance on financial stability. It aims to find out the extent that transparency quality of firms is an underlying factor for such modern strategic practices in making stability, investor confidence and market trust to be achieved.Method: Information was collected from the senior managers through a structured questionnaire using quantitative approach. The relations proposed were estimated through regression techniques and mediation analysis examining the direct paths; and the significance of indirect effects using the SPSS Proces macro.Findings: ESG investment, AI risk management and ethical compliance positiviely have a significant direct on financial stability as suggested by the results. The analysis also suggests strong support for full mediation of both relationships by transparency. This finding implies that information disclosure and communication are where the welfare effects of strategic behavior have been mostly exploited by reducing information asymmetry for stakeholders and by increasing their trust through transparent quarterly reporting.Originality/value: This study presents the first comprehensive model that investigates in an integrated manner the synergy of three significant governance drivers. Its main theoretical contribution is to demonstrate, empirically, what I call transparency not just as an outcome but also as the primary mediating conduit translating drivers of real corporate action into observable financial condition and so providing a unified explanation for fragmented results.Implications: The results present a clear strategic roadmap for corporate leadership, stressing the imperative to combine sustainability, technological governance and ethics supported by radical transparency. To regulators, the research suggests that it is in the public interest to maintain disclosure regimes designed to promote market efficiency and resiliency through making corporate conduct observable and credible.]]>
<![CDATA[Does institutional quality matter in SME financing? Empirical evidence on credit access and investment behavior ]]>
<![CDATA[Angelia Nirwana Sari, Laras]]>;
<![CDATA[Setiawati, Liya]]>
<![CDATA[ Journal Economic Business Innovation Vol. 2 No. 2 (2025): July ]]>
Publisher : <![CDATA[Inovasi Analisis Data ]]>
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DOI: 10.69725/jebi.v2i2.273
<![CDATA[Purpose: Therefore, we are motivated to investigate how the quality of institution molds firms financing choices and investment behaviour over administrated external or internal sources of finance.Method: Adopting multivariate regression and moderation analysis, this paper conducted a quantitative research which investigated the association between institutional quality, financing access and investment behavior based on firm-level data.Findings: The findings indicate that the quality of institutions significantly increases the ability to access external finance, whereas institutional inefficiency raises reliance on internal capital. Interaction between external and internal financing further confirms a substitution effect: Firms tend to dynamically adjust their funding structure according to the strength of institutions. The empirical findings also reveal that the role of institutions in shaping tangible investment is all the more vital, stressing governance quality as a pre-requisite for both financial inclusiveness and capital creation.Novelty: This paper combines institutional and financing considerations in a single empirical setting to overcome the poor evidence on how institutional quality jointly determines access to finance and investment behaviour. It offers a new concept lens to explain substitution financing mechanisms in the institutional divergence, Emerging economies.Implications: The results are evidence that institutional reforms, transparency and governance improvement is a key element in the development of financial accessibility and investment growth. Policy makers should encourage institutional effectiveness to promote sustainable economic growth and alleviate firms’ reliance on internal capital sources.]]>
<![CDATA[Does financial inclusion strengthen the fintech-growth nexus? Evidence from small and medium enterprises ]]>
<![CDATA[Rahayu, Wati]]>;
<![CDATA[Najeela Pakutandang, Fayza]]>
<![CDATA[ Journal Economic Business Innovation Vol. 2 No. 2 (2025): July ]]>
Publisher : <![CDATA[Inovasi Analisis Data ]]>
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DOI: 10.69725/jebi.v2i2.274
<![CDATA[Purpose: This study will contribute to the understanding of how adoption of FinTech, access to finance and financial inclusion jointly affect firm growth through direct, mediating and moderating pathways.Method: A survey-based quantitative methodology and hierarchical regression analysis were used to test the hypotheses and model relationships.Findings: The findings indicate that FinTech adoption has strong positive impact on access to finance, which in turn affects firm growth. Greater financial inclusion multiplies the effect of FinTech use and growth, suggesting that inclusive financial systems enhance the gains from digital transformation. The mediation analysis additionally shows that financial access mediates the FinTech–growth nexus to some extent, implying that FinTech enhances firm performance in a direct way by means of technological efficiencies as well as indirectly via financial accessibility. These results highlight the strategic significance of fintech in shaping firms’ financial behavior, competitiveness and value.Novelty: The integrated approach in this study combines Financial Intermediation Theory, Financial Inclusion Theory, and the Technology Acceptance Model providing a comprehensive view of how FinTech leads to firm growth. It contributes to empirical knowledge by identifying financial inclusion as a moderating factor between digital transformation and financial access.Implications: The results underscore that strengthening digital financial infrastructure, encouraging inclusive policies, and improving financial literacy are critical for optimising the socioeconomic contribution of FinTech innovation to firm development and resilience.]]>
<![CDATA[Creative marketplaces as entrepreneurial micro ecosystems: Exploring incubation, collaboration, and social value creation ]]>
<![CDATA[Setiawati , Liya]]>;
<![CDATA[Istiqomah, Yuliani]]>
<![CDATA[ Journal Economic Business Innovation Vol. 2 No. 2 (2025): July ]]>
Publisher : <![CDATA[Inovasi Analisis Data ]]>
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DOI: 10.69725/jebi.v2i2.275
<![CDATA[Purpose: This research explores the impact of entrepreneurial micro ecosystem elements on entrepreneurial development including placemaking, social value creation and the role played by collaborative culture.Method: A quantitative explanatory design was employed with survey data from 312 creative entrepreneurs in Indonesia and analyzed utilizing SPSS as well as process macro (Model 7).Findings: The findings show that supportive ecosystem conditions boost entrepreneurial growth directly and indirectly with placemaking and social value creation functions. Culture of collaboration augments these relationships through trust, mutual learning and joint innovation. The analysis shows that social factors in creative marketplaces can turn structural advantages into an entrepreneurial achievement tradition, and that collaboration, particularly as it pertains to the creation of social value, underpins ecosystem efficiency and community renaissance.Novelty: This study integrates entrepreneurial ecosystem, social capital, and placemaking theories in a comprehensive framework, and places collaborative culture as a mediating mediator on the road to ecosystem-led entrepreneurship.Implications: The results offer policy and practical implications for policymakers, ecosystem designers, and entrepreneurs to generate collaboration-based ecosystems which have a balance between innovation, inclusion, and social cohesion as basis of sustainable economic development.]]>
