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All Journal Al-Ahwal Al-Syakhsiyyah: Jurnal Hukum Keluarga dan Peradilan Islam Journal Islamic Economics Ad Diwan Journal Economic Business Innovation Jurnal Adiguna Pengabdian Masyarakat
Rahayu, Wati
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Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences Other

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IMPLEMENTASI PEMASARAN SYARIAH PADA HOTEL SYARIAH PERSFEKTIF ETIKA BISNIS ISLAM Apriani, Triana; Ningsih, Surya; Solihin, Asep; Saefuddin, Aep; Rahayu, Wati
JOURNAL ISLAMIC ECONOMICS AD DIWAN Vol 4 No 2 (2025): AD DIWAN
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/ad.v4i2.1286

Abstract

Sharia Hotel Marketing is a strategic business that directs the process of creating, offering, and changing value from an initiator to its stakeholders, which in the whole process is in accordance with the contracts and principles of muamalah and its perspective in Islamic business ethics. This article is a type of descriptive qualitative study of case studies that aims to describe the implementation of sharia hotel marketing, while the data used in this study are secondary data, secondary data is data obtained not directly from the source, including from literacy sources, and data from processed primary data collection. The results of this study are that not all sharia hotels market lodging service products and along with other facilities attached to sharia hotels, truly sharia, this is evidenced based on data from rating values and from reviews of hotel guest services that have stayed at various sharia hotels in Bandung City from the Agoda application
PEMBIAYAAN MELALUI FINTECH SYARI’AH SEBAGAI UPAYA PENGEMBANGAN UMKM DI ERA KEUANGAN DIGITAL Aji Nuryakin, Rahmat; Jumiati, Eti; Solihin, Asep; Saefuddin, Aep; Rahayu, Wati
JOURNAL ISLAMIC ECONOMICS AD DIWAN Vol 4 No 2 (2025): AD DIWAN
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/ad.v4i2.1288

Abstract

This study aims to describe the distribution of funding through Financial Technology (Fintech) Syari'ah in an effort to develop MSMEs in the current Disruption Innovation era in Indonesia. The method used for this research is descriptive analysis with an exploratory qualitative approach in order to understand an event, ensure the validity of the data, categorize the data, and construct the phenomena that occur. The data collected is secondary data, technical analysis and data collection is carried out by literature review as data to support scientific research. The data analyzed are in the form of journals, scientific papers, articles, official websites of Fintech companies, and other required sources. The results of the literature data can help identify whether Syari'ah Fintech is an alternative to MSME funding that does not have business capital reserves with a scheme according to a contract in Shari'ah principles and the extent of the role of Syari'ah Fintech in helping MSME financing in Indonesia
The Pemberdayaan Masyarakat Melalui Edukasi Pembuatan Lilin Aromaterapi Dari Minyak Jelantah Sebagai Upaya Penguatan Ekonomi Kreatif Berbasis Lingkungan Septiani, Nisa; Rahayu, Wati; Raudatul Janah, Nisa; Roni Rohmat, Asep
Jurnal Adiguna Pengabdian Masyarakat Vol 2 No 1 (2025): Jurnal Adiguna Pengabdian Masyarakat Juli 2025
Publisher : Universitas Bhakti Kencana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70410/japm.v2i1.46

Abstract

Pengelolaan limbah, khususnya minyak jelantah, masih menjadi permasalahan lingkungan yang belum tertangani secara optimal. Kegiatan pengabdian kepada masyarakat ini dirancang sebagai respons terhadap permasalahan tersebut, dengan tujuan mengubah limbah rumah tangga yang sering diabaikan menjadi produk bernilai ekonomis. Pembuangan minyak goreng bekas secara sembarangan berkontribusi pada pencemaran lingkungan dan risiko kesehatan, sementara potensi masyarakat dalam mengelola limbah ini secara produktif belum dimanfaatkan secara maksimal. Program ini bertujuan untuk mendidik dan melatih masyarakat melalui pendekatan ekonomi kreatif yang berkelanjutan. Salah satu bentuk inovasi yang dikenalkan adalah produksi lilin aromaterapi berbahan dasar minyak jelantah, sebagai solusi praktis dan ramah lingkungan. Kegiatan dilakukan melalui kampanye kesadaran, pelatihan teknis pembuatan lilin, serta pendampingan kewirausahaan. Sasaran utama program ini adalah ibu rumah tangga dan pelaku usaha mikro yang memiliki ketertarikan terhadap pengelolaan limbah dan pengembangan usaha kecil berbasis kerajinan. Hasil pelaksanaan menunjukkan tingginya keterlibatan peserta serta peningkatan signifikan dalam pengetahuan dan keterampilan mengolah minyak jelantah menjadi produk bernilai jual. Selain itu, peserta juga menunjukkan motivasi yang kuat untuk mengembangkan usaha mandiri yang berorientasi pada keberlanjutan lingkungan. Program ini berkontribusi pada penguatan kapasitas masyarakat dalam mendukung kemandirian ekonomi dan pengelolaan limbah berbasis kreativitas lokal.
Does financial inclusion strengthen the fintech-growth nexus? Evidence from small and medium enterprises Rahayu, Wati; Najeela Pakutandang, Fayza
Journal Economic Business Innovation Vol. 2 No. 2 (2025): July
Publisher : Inovasi Analisis Data

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69725/jebi.v2i2.274

Abstract

Purpose: This study will contribute to the understanding of how adoption of FinTech, access to finance and financial inclusion jointly affect firm growth through direct, mediating and moderating pathways.Method: A survey-based quantitative methodology and hierarchical regression analysis were used to test the hypotheses and model relationships.Findings: The findings indicate that FinTech adoption has strong positive impact on access to finance, which in turn affects firm growth. Greater financial inclusion multiplies the effect of FinTech use and growth, suggesting that inclusive financial systems enhance the gains from digital transformation. The mediation analysis additionally shows that financial access mediates the FinTech–growth nexus to some extent, implying that FinTech enhances firm performance in a direct way by means of technological efficiencies as well as indirectly via financial accessibility. These results highlight the strategic significance of fintech in shaping firms’ financial behavior, competitiveness and value.Novelty: The integrated approach in this study combines Financial Intermediation Theory, Financial Inclusion Theory, and the Technology Acceptance Model providing a comprehensive view of how FinTech leads to firm growth. It contributes to empirical knowledge by identifying financial inclusion as a moderating factor between digital transformation and financial access.Implications: The results underscore that strengthening digital financial infrastructure, encouraging inclusive policies, and improving financial literacy are critical for optimising the socioeconomic contribution of FinTech innovation to firm development and resilience.
PERSEPSI CIVITAS AKADEMIKA TENTANG LGBT DALAM TINJAUAN HUKUM ISLAM DAN HAK ASASI MANUSIA SERTA UPAYA DALAM MENANGKAL PERTUMBUHANNYA DI LINGKUNGAN KAMPUS Novianti, Linda; Rahmadika, Sarah; Rahayu, Wati
Al-Ahwal Al-Syakhsiyyah: Jurnal Hukum Keluarga dan Peradilan Islam Vol. 5 No. 1 (2024): Al-Ahwal Al-Syakhsiyyah: Jurnal Hukum Keluarga dan Peradilan Islam
Publisher : Family Law Study Program, Faculty of Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/as.v5i1.34000

Abstract

AbstractThis research aims to determine the perception of the academic community towards LGBT in the campus environment, LGBT from the perspective of Islamic Law and Human Rights, as well as efforts to prevent the growth of LGBT in the campus environment. The method used in this research is qualitative, with data collection techniques through interviews and literature studies from relevant books, laws and articles. The research results show a diversity of views among the academic community towards LGBT. These diverse perceptions affect social relations in the campus environment and create challenges in achieving inclusivity. As for Islamic law, same-sex relationships are considered to violate religious norms based on the interpretation of the verses of the Koran and al-Hadith. Meanwhile, from a human rights perspective in Indonesia, LGBT people have their human rights protected, including the right to health, as regulated in Article 25 of the UDHR. However, it should be noted that protecting the human rights of LGBT people is not always related to the recognition or legalization of sexual orientations that are considered deviant. This perspective is reflected in Law of the Republic of Indonesia Number 1 of 1974 concerning Marriage. Then, efforts to prevent the growth of LGBT in the campus environment can be carried out through seminars, campaigns regarding the impact of LGBT, as well as building collaboration with NGOs to formulate firm policies regarding the negative impact of LGBT.
Co-Authors Aep Saefuddin Aji Nuryakin, Rahmat Apriani, Triana Jumiati, Eti Linda Novianti Najeela Pakutandang, Fayza Rahmadika, Sarah Raudatul Janah, Nisa Roni Rohmat, Asep Septiani, Nisa Solihin, Asep Surya Ningsih