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TECHNOVATE
Published by PT. KARYA GEMAH RIPAH
ISSN : -     EISSN : 30472466     DOI : https://doi.org/10.52432/technovate
Core Subject : Economy, Science, Education,
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education
TECHNOVATE: Journal of Information Technology and Strategic Innovation Management is a scientific journal that publishes original articles based on the latest knowledge, research, and applied research as well as the latest scientific developments in Information Technology, Enterprise-Oriented Solutions, Information System Development. The journal scope covers the academic and empirical studies on Information Technology with an orientation toward managerial approaches and guidelines. The areas of interest include in following subjects, but are not limited to: Managerial Implications of Information Systems Implementation Virtual and Networked Organizations Social Networks Electronic Business (e-Business) Electronic Commerce (e-Commerce) Electronic Government (e-Government) IT Implications for Change Management IT Project Management (ITPM) Information Technologies and Social Organization Organizational IT governance and control Organizational Learning (OL) Human-Computer Interaction (HCI) Ethics of Information Technology IT-Based Learning and Training including e-Learning, Blended Learning, and so on Information Management Software Validation and Verification Metrics Simulation Techniques and Systems Mobile Computing Government Information Systems Strategic Information Systems (SIS) IT Implications for Change Management IT Project Management (ITPM) Business Modeling, Requirement Management, System Analysis, Design, Implementation, Test, and Deployment
Arjuna Subject : Ilmu Komputer (semua kategori) - Sistem Informasi
Articles 5 Documents
 1 
Search results for , issue "Vol. 2 No. 4 (2025): October 2025" : 5 Documents clear
Evaluating Student Investment Interest Amidst Financial Technology Ease Astari, Gusti Ayu Shinta Dwi; Wijaya, Bagus Kusuma
TECHNOVATE: Journal of Information Technology and Strategic Innovation Management Vol. 2 No. 4 (2025): October 2025
Publisher : PT.KARYA GEMAH RIPAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52432/technovate.2.4.2025.163-167

Abstract

The emergence of investment features within Fintech ecosystems has democratized access to capital markets for Generation Z. However, empirical evidence suggests a disconnect between accessibility and actual investment participation. This study aims to analyze the gap between investment interest (intention) and actual investment behavior (action) among university students. Employing a descriptive quantitative method with 30 respondents, the research investigates the determinants of low investment uptake despite high digital fluency. The findings reveal a significant "Intention-Behavior Gap": while 85% of respondents expressed a strong desire to invest, only 23% actively utilize investment features. The primary barriers identified are not capital constraints, but rather low "Risk Literacy" and "Herding Behavior" where students rely on influencers rather than fundamental analysis. The study concludes that technological ease without fundamental financial education triggers "Fear of Missing Out" (FOMO) rather than rational investment decision-makin.
From Frictionless to Thoughtless: The Correlation between Seamless UI/UX and Impulsive Buying Behavior in Digital Payment Apps Suandana, Ni Putu Widantari; Kherismawati, Ni Putu Eka
TECHNOVATE: Journal of Information Technology and Strategic Innovation Management Vol. 2 No. 4 (2025): October 2025
Publisher : PT.KARYA GEMAH RIPAH

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Abstract

The evolution of financial technology has shifted the focus of payment system design from security to "frictionless" experiences. While seamless UI/UX (User Interface/User Experience) enhances efficiency, it inadvertently minimizes the cognitive deliberation required in purchasing decisions. This study aims to investigate how the seamless design of digital payment apps correlates with impulsive buying behavior among Generation Z. Using a descriptive quantitative method with 30 undergraduate students, this research analyzes user interaction patterns and spending habits. The findings reveal a critical correlation: the reduction of transaction barriers (such as one-click checkout and biometric login) significantly lowers the psychological threshold for spending. 65% of respondents admitted that the speed of transaction prevents them from reconsidering unnecessary purchases, leading to a "thoughtless" buying state. The study concludes that while "frictionless" design optimizes convenience, it acts as a catalyst for hedonic consumption by bypassing the rational evaluation process known as System 2 thinking.
Artificial Competence: The Impact of Generative AI Dependency on Students' Critical Thinking and Problem-Solving Agility Kherismawati, Ni Putu Eka; Suandana, Ni Putu Widantari
TECHNOVATE: Journal of Information Technology and Strategic Innovation Management Vol. 2 No. 4 (2025): October 2025
Publisher : PT.KARYA GEMAH RIPAH

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The integration of Generative AI (GenAI) like ChatGPT into academic environments has promised unprecedented efficiency. However, a growing concern arises regarding "Artificial Competence"—a state where students produce high-quality outputs without possessing the corresponding cognitive mastery. This study investigates the correlation between GenAI dependency and the degradation of critical thinking skills among university students. Utilizing a quantitative approach with 30 respondents, the research measures "Cognitive Offloading" (the tendency to rely on external tools) against "Problem-Solving Agility" (ability to solve complex cases manually). The findings reveal a paradox: while GenAI users report higher confidence levels, their unassisted problem-solving scores are significantly lower than low-frequency users. The study identifies a "Hollow Skill Effect," where dependency on AI creates an illusion of competence, eroding the fundamental cognitive processes required for deep analysis and strategic decision-making.
Development of Financial Report Information System as an Effort to Increase MSME Accountability Libraeni, Luh Gede Bevi; Wijaya, I Ketut Agus Restu
TECHNOVATE: Journal of Information Technology and Strategic Innovation Management Vol. 2 No. 4 (2025): October 2025
Publisher : PT.KARYA GEMAH RIPAH

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Micro, Small, and Medium Enterprises (MSMEs) of painting products have quite diverse financial transaction activities, starting from the purchase of materials, the production process of artworks, to the sale of paintings. However, in practice, MSMEs of painting products generally do not have a structured financial recording and reporting system, so that the financial information generated has not been able to support accountability and optimal business decision making. This research aims to develop a financial reporting information system as an effort to increase accountability in MSMEs of painting products. This research uses an applied research approach with a case study method. Data collection was conducted through interviews, observations, and documentation to identify the current financial recording process and the needs of MSME financial reports. The financial report information system was developed through the stages of needs analysis, system design, implementation, and testing. The resulting system is able to record financial transactions in an integrated manner and produce financial reports in the form of general journals, income statements, balance sheets, cash flow statements, and capital change reports. The results showed that the implementation of the financial report information system was able to improve the process of recording transactions and improve the quality of financial reports of MSMEs of painting products. Financial information becomes more accurate, systematic, and transparent, so that it can support increased accountability and help business owners in making financial decisions. Thus, the development of a financial report information system is an effective solution in supporting the financial governance of MSMEs of painting products.
Development of a Web-Based Payroll Information System Using Extreme Programming Dharsika, I Gde Eka; Mahendra, Muhammad Rian Asrizal; Satwam, I Ketut Sassu Budi
TECHNOVATE: Journal of Information Technology and Strategic Innovation Management Vol. 2 No. 4 (2025): October 2025
Publisher : PT.KARYA GEMAH RIPAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52432/technovate.2.4.2025.186-191

Abstract

Arj88 Store operates in the clothing retail sector and currently relies on spreadsheet-based tools for employee payroll processing. This approach requires repetitive verification, is time-consuming, and increases the risk of errors, particularly in managing salary components such as benefits, deductions, and payroll-related reports. To address these limitations, this study adopts the Extreme Programming (XP) methodology due to its flexibility, rapid feedback cycles, and close collaboration with stakeholders during system development.This research focuses on the design and development of a web-based payroll information system tailored to the operational needs of the organization. The proposed system integrates employee data management, automated payroll calculations, and report generation into a single platform, enabling more efficient and accurate payroll processing. The implementation results demonstrate that the developed system significantly reduces processing time and improves data consistency in payroll management.System validation was conducted using the Black Box Testing method, comprising ten testing scenarios designed to evaluate the functional requirements of the system. The testing results indicate that all core system functionalities operate as expected and meet the predefined testing criteria. Overall, the proposed web-based payroll information system effectively enhances the efficiency and accuracy of payroll data processing and can serve as a practical solution for similar small- to medium-sized enterprises.

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