cover
Contact Name
Fitria Asas
Contact Email
jurnal.imfj@iai-alfatimah.ac.id
Phone
+6281946442000
Journal Mail Official
jurnal.imfj@iai-alfatimah.ac.id
Editorial Address
Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Al-Fatimah Jl. Basuki Rahmat Gg Aspol No 99, Sukorejo, Bojonegoro
Location
Kab. bojonegoro,
Jawa timur
INDONESIA
Islamic Micro Finance Journal
ISSN : -     EISSN : 30634644     DOI : -
Islamic Micro Finance Journal: a Research Journal on Islamic Micro Finance is a peer-reviewed journal. Specifically, the journal will deal with following topics: Islamic Micro Finance Islamic Public Finance Islamic Monetary Islamic Fiscal Islamic Banking Islamic Capital Markets Islamic Investment Islamic Economics Islamic Accounting
Articles 5 Documents
Search results for , issue "Vol. 1 No. 1 (2024): Februari" : 5 Documents clear
BRIlink as a Manifestation of Microeconomics Asas, Fitria
Islamic Micro Finance Journal Vol. 1 No. 1 (2024): Februari
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

BRIlink is a digital financial service initiated by Bank Rakyat Indonesia (BRI) to expand the reach of banking services, especially in areas that are not yet reached by conventional banks. As a manifestation of microeconomics, BRIlink shows how technology and innovation can empower communities and small businesses. The purpose of this writing is to see and explain how BRIlink is the embodiment of microeconomics in Indonesia. This research is a type of library research carried out by reading, reviewing, and analyzing various existing literature. The results are that BRIlink provides access to banking services and contributes significantly to strengthening the micro-economy by empowering individuals and small businesses, increasing financial inclusion, and encouraging local economic growth
The Perspective of Maqashid Al-Sharia Theory in the Formulation of DSN Fatwas on Stocks Cholili, Azwar; Muslih, Imam; Maghfiroh, Anisatul; Muttaqin, Muh. Syaukin; Yasid, Abu
Islamic Micro Finance Journal Vol. 1 No. 1 (2024): Februari
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

The capital market, as an innovation product that is an important tool in contemporary economic life, can bring the economy towards implementing Sharia principles and goals in the economic field. With the emergence of the Jakarta Islamic Index (JII), the differences between conventional and sharia capital markets are increasingly visible. By making JII a place to sell Sharia shares, customers can consider whether the Sharia capital market only depends on whether the shares being traded are halal or haram. In addition, there is a need for legal clarification regarding the actions of market players and the differences that exist between investors and speculators. Principles and objectives of Sharia economics. Utilizing the capital market to achieve beneficial objectives according to Islamic economic principles does not necessarily mean complying with Sharia
The Impact of Human Resource Quality and Business Capital on the Growth of MSMEs in Suruh Village, Trenggalek Regency Sulchan, Moch
Islamic Micro Finance Journal Vol. 1 No. 1 (2024): Februari
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

This research is driven by the significance of Micro, Small, and Medium Enterprises (MSMEs), which are regarded as critical due to their capacity to employ individuals and provide economic assistance to a large population. However, despite their vitality, MSMEs are not exempt from the challenges they encounter, which include inadequate business capital and substandard human resources. The primary objective of this study is to investigate the impact of human resource quality and business capital on the growth and progress of micro, small, and medium-sized enterprises. This study employs a quantitative methodology and is of the associative variety. The data were gathered via a questionnaire employing the purposive sampling procedure. The investigation utilized a sample size of 135 participants, specifically MSME actors residing in Suruh Village, Suruh District, Trenggalek Regency. Subsequently, the questionnaire data underwent analysis via multiple linear regression, which had previously passed the validity, reliability, and classical assumption tests. The t and f tests were subsequently computed. Research findings indicate that: business capital and the Quality of Human Resources have a substantial positive impact on the growth and progress of micro, small, and medium enterprises, respectively
Accountability for Mosque Financial Management: How Important Is It? Setiawan, Nanang
Islamic Micro Finance Journal Vol. 1 No. 1 (2024): Februari
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

This study aims to explore the urgency of mosque financial management to increase financial accountability and prevent fraud. This study is a literature review using the results of previous studies. Mosque financial management is important to increase financial accountability. The scope of mosque financial management consists of financial planning, fundraising, fund management, financial reporting, internal control, and financial analysis. The potential for mosque funds is very large from zakat, infaq, shodaqoh, waqf, and funds from the government. Therefore, financial management is an urgent thing to do as a form of accountability to all stakeholders, especially Allah Ta'ala. Financial management, financial accountability, and transparency, as well as good internal control, are carried out to prevent potential fraud that can harm the organization and to maintain public trust. This study contributes to increasing literacy about mosque finance in the community and utilizing the results of mosque financial research needed by mosque administrators as well as in efforts to prevent fraud.
The Influence of Sales Growth, Asset Structure, Profitability, and Business Risk on Capital Structure Pratiwi, Diah; Maharani, Betari; Afif, Naufal
Islamic Micro Finance Journal Vol. 1 No. 1 (2024): Februari
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

Capital structure is the proportion of a company's finances between internal and external sources of funds as financing a company and as a determinant of the amount of debt for funding the company's operations. The higher use of debt in the capital structure can increase installments and interest payments that become business obligations and can result in the risk of cash flow not being fulfilled, resulting in a decrease in stock prices and the bankruptcy of the company. This study aims to examine the effect of sales growth, asset structure, profitability, and business risk on capital structure. The data used in this study are secondary. The population of this study is made up of basic industrial and chemical companies listed on the IDX in 2017–2022. The sampling technique used in this study was the purposive sampling method. The sample selected was 19 companies through predetermined criteria. Test the hypothesis in this study using multiple linear regression analysis. The results of this study show that sales growth does not affect the capital structure. Asset structure has a positive effect on capital structure. Profitability negatively affects the capital structure. Business risk does not affect the capital structure

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