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Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah
Published by Universitas Islam Negeri Fatmawati Sukarno Bengkulu
ISSN : P2476877     EISSN : E2621668     DOI : https://doi.crossref.org/servlet/home
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
Focus Al Intaj : Jurnal Ekonomi dan Perbankan Syariah is designed to provide a forum for researchers who focus on Islamic economics and banking, covering current issues in Islamic economics and banking, Islamic philanthropy, and Islamic finance. Scope The scope of this journal includes: 1. Islamic Economic 2. Islamic Accounting 3. Islamic Philanthropy 4. Islamic Bussines Ethic 5. Islamic Insurance 6. Islamic Microfinance 7. Islamic Capital market 8. Sharia Financial Banking.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 221 Documents
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Pelaksanaan Jaminan Fidusia Pada Pembiayaan Murabahah Di Bank BNI Syariah Kantor Cabang Probolinggo Rizal, Sofian Syaiful; Insiyah, Insiyah
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 1 (2021)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v7i1.2934

Abstract

The practice of implementing fiduciary guarantees on murabahah financing at Bank BNI Syariah provides legal certainty for Islamic banks as creditors. Given that many Islamic banks have implemented fiduciary guarantees as additional collateral for murabahah financing, the research method used is descriptive qualitative research. After the research process has been carried out, In practice, the fiduciary security must first be registered at the fiduciary security office, which Bank BNI Syariah represents to a notary. If there is a debtor default at Bank BNI Syariah, it will be resolved by sharia principles, namely by providing guidance and visits to the debtor. If there is still no good intention from the debtor to carry out their obligations then Bank BNI Syariah will execute objects bound by fiduciary by legal process. The conclusion is that the implementation of the fiduciary guarantee policy at the Bank BNI Syariah Probolinggo Branch Office must use a fiduciary binding as long as the murabahah object is a moving object.
HUBUNGAN FAKTOR INDIVIDU, LINGKUNGAN DAN FAKTA SOSIAL DENGAN ENTERPRENEURSHIP MAHASISWA UIN SYARIF HIDAYATULLAH JAKARTA Nurhasanah, Nurhasanah
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 1, No 1 (2015)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v1i1.771

Abstract

According to Peggy A. Lambing and Charles R. Kuehl in his entrepreneurship books, there are three factors that influence the determination of the behavior of entrepreneurs: the individuals, the ethno cultural environment, the circumstance in society. 50 student entrepreneur found in UIN SyarifHidayatullah Jakarta with diverse types of businesses, that showed students UIN has the potential to create national independence through entrepreneurship. A tangible manifestation of this potential will be implications for the strengthening of the nation's economic fundamentals. In this context, the researchers wanted to see how the relationship of individual factors, environmental and social facts with their entrepreneurship. How big are the correlation coefficient and which factors are more dominant. From the research it was found that all factors had a significant relationship to student entrepreneurship UIN Jakarta and the individual factors dominate.
The Influence of Audit Tenure, Audit Fee, and Institutional Ownership on Audit Delay: Study of Companies in Various Industrial Sectors Listed on The Indonesian Stock Exchange 2018-2022 Alfaruq, Zakiyuddin Abdul Malik; Maulana, Ryan; Fadjar, Achmad
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 10, No 2 (2024)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v10i2.4384

Abstract

ABSTRACT   Purpose: This research aims to analyze the influence of audit tenure, audit fee, and institutional ownership on audit delay.Design/methodology: To do this research, the method chosen is quantitative. The sample used included 21 companies from various industries listed on the Indonesian Stock Exchange and data collected over five years, from 2018 to 2022. The logistic regression test is the analysis used.. Findings: The results showed that the probability values of audit tenure, audit fees, and institutional ownership were less than the significance level of 0.05, suggesting that the increase and decrease in the number of audits in tenure, audit fees, and institutional ownership were not large enough to indicate a significant influence on the audit delay proposed as a hypothesis.Practical implications: The author organized the diverse factors and findings inside the structured literature review, while this study, which focuses on Institutional Ownership and board governance, provides valuable insights into earlier studies. The writers guide academics, regulatory agencies, and company practices in this corporate governance topic.Originality/Value: This research is relatively new because it uses varying audit fees and various industrial sectors, which include various industrial sectors, so that the research results can be more acceptable. 
Faktor Perilaku Investor Millenial Dalam Transaksi Saham di Pasar Modal Hartini, Kustin; Asnaini, Asnaini
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 10, No 1 (2024)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v10i1.2383

Abstract

This study aims to determine the factors that shape the behavior of millennial investors in stock transactions in the Capital Market. This type of research is quantitative using an exploratory quantitative approach. The data analysis technique in this study used exploratory factor analysis using the JASP (Jeffrey's Amazing Statistics Program) application. The population of this study are investors who are members of a securities company in Bengkulu Province. The sample selection used purposive sampling method. The results of the analysis of the forming factors of millennial investors in stock transactions are determined by the 4 factors that shape them from the 25 indicators used. Factor one, with its constituent indicators there are 9 factors out of 25 indicators used. Factor two, from the results of the second factor research was formed by 9 indicators of the 25 indicators used. Factor three is formed from 4 indicators, with indicators that form it. Factor four, there are 6 indicators that form from 25 indicators. The four factors formed show rational factors, irrational factors, psychological factors as well as religious factors which determine millennial investors in stock transactions on the capital market. The factors that become investors' preferences in choosing shares are not only rational, irrational and also psychological factors, but religiosity factors are also taken into consideration in decision making and this is a consideration for issuers in their annual reports to be able to reveal their religiosity values.
ANALISIS FAKTOR- FAKOR YANG MEMPENGARUHI NIAT MAHASISWA BERWIRAUSAHA (Studi Kasus Mahasiswa Fakultas Ekonomi dan Bisnis Islam IAIN Bengkulu) Kustin Hartini
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 5, No 1 (2019)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v5i1.1714

Abstract

Niat merupakan variabel yang dianggap paling dekat dengan perilaku. Tujuan dilakukannya penelitian ini adalah untuk mengetahui pengaruh pendidikan kewirausahaan dan lingkungan keluarga terhadap niat mahasiswa untuk menjadi wirausaha. Fakultas Ekonomi dan Bisnis Islam IAIN Bengkulu menjadi objek penelitian kali ini. Populasi penelitian ini mengunakan  mahasiswa S1 dari Fakultas Ekonomi dan Bisnis Islam di IAIN Bengkulu. Tehnik pengambilan sampel yang digunakan adalah purposive sampling yaitu tehnik penentuan sampel dengan pertimbangan tertentu. Tehnik pengumpulan data dalam penelitian ini mengunakan data primer dengan menyebar 60 kuisioner. Kuesioner diolah dengan melakukan uji validitas dan reliabilitas. Metode analisis data mengunakan analisis linier berganda dengan bantuan program aplikasi SPSS. Hasil analisis menunjukkan bahwa pendidikan kewirausahaan dan lingkungan keluarga secara parsial dan secara simultan berpengaruh positif tetapi tidak signifikan terhadap niat mahasiswa berwirausaha wirausaha. Hal ini ditunjukkan dengan nilai persamaan regresinya positif. Hasil Uji t menghasilkan nilai signifikan untuk variabel pendidikan kewirausahaan sebesar 0,378 > 0,05 dan untuk variabel lingkungan keluarga sebesar 0,253 > 0,05. Dan hasil Uji f menghasilkan nilai signifikan 0,185 > 0,05.
Analisis Manajemen Strategi BAZNAS Kota Ambon Tangke, Diar Muzna
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 6, No 2 (2020)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v6i2.3628

Abstract

Zakat has a very strategic role in efforts to reduce poverty or economic development. In the management of zakat, it is necessary to create a strategy so that there is a formula as a reference in its management. This study aims to determine strategic management in the management of Baznas Ambon City. The research method used is a qualitative method with analysis tools, namely SWOT analysis (Strengths, Weaknesses, Opportunities, Threats). From the results of organization profile analysis and environmental analysis, it is known that the strengths, weaknesses, opportunities, and threats (threads) of Baznas City. Baznas Ambon has a weakness in the form of not optimal socialization. There is no mustahik database, the office is not permanent (leased), the lack of support from UPZ as an extension of the Baznas Ambon City, lack of training and technical skills for Baznas management apparatus. By maximizing strength from the internal side and opportunities from the external side and utilizing the large potential of zakat, Baznas Ambon City can become an institution that the public can trust.
METODE MASHLAHAH MURSALAH DAN ISTISHLAH (STUDI TENTANG PENETAPAN HUKUM EKONOMI ISLAM) M Syakroni
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 3, No 2 (2017)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v3i2.1196

Abstract

Marshlahah mursalah and istishlah is a harmonious consideration of ijtihad for the necessities of life today, in accordance with the purpose of syara ', as well as to strengthen the truth, and the universality of Islamic shari'ah, although the text of the Shari'ah itself does not specify. The benefit of human life is the goal of the Shari'ah and all the laws it contains can bring goodness and happiness, whereas the Shari'a rejects all that corrupts creatures.
Peningkatan Profitabilitas Melalui Efisiensi Modal Kerja dan Likuiditas Pada Perusahaan Terdaftar di Jakarta Islamic Index (JII) Monalisa, Helen; Asnaini, Asnaini
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 8, No 1 (2022)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v8i1.2770

Abstract

This study aims to analyze the increase in profitability through working capital efficiency and liquidity in companies listed on the Jakarta Islamic Index (JII) for the period 2018-2020. The population of this study are 40 companies listed on the Jakarta Islamic Index (JII) for the period 2018-2020. The technique used in determining the sample is purposive sampling technique with a total sample of 15 companies. The results showed that working capital efficiency had an effective and significant effect on increasing profitability, while liquidity had a positive and insignificant effect on increasing profitability. The R-square value of 0.674286 indicates that the 67.42% increase in profitability indicated by ROE can be influenced by working capital efficiency and liquidity, while 32.58% is influenced by other variables outside of these variables.
Perdagangan Uang Dengan Uang dan Muamalahnya Dalam Islam Romi Adetio Setiawan
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 2, No 2 (2016)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v2i2.590

Abstract

Trading money with money, especially during Eid has become a tradition in Indonesian community, but the provisions regarding the permissibility of this transaction in Islam is still reaping contradictory in society and among scholars, especially no fatwa relating to this case from Indonesian Ulema Council to address this problem, the authors describe some arguments that allow the exchange of money with money, and then cite some opinions from scholars as well as verses and hadith for the consideration in order to find solutions that can be used as a reference in the discussion. Trading money with money is allowed in Islam as long as it is done in cash and no excess levy, taking the wages/exchange services may be carried out but outside the percentage amount of money being exchanged, his wage standards customizable and can be changed according to market supply and demand conditions.Keywords: money exchange, small change, Islamic financial transactions
Pengaruh Online Payment Terhadap Minat Untuk Berzakat Online Ramadhan, Faizal Huda; Triono, Firly Rio
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 8, No 2 (2022)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v8i2.3721

Abstract

The presence of economic digitization has a lot of impact on the economy, one of which is Financial Technology in paying zakat  Not only does the conventional economic search get the impact of such technology, but the Islamic economy gets the impact. An example is the mechanism in Zakat. Zakat can now be done online through privately owned gadgets or other technologies. It certainly facilitates people, both zakat payers, and zakat recipients. However, not a few people have not fully implemented technological advances in their lives for several reasons. Therefore, researchers researched to find out the influence of online payment on the interest in online zakat of some people in Bogor City. The research was conducted with the dissemination of questionnaires containing several questions about the problem. The results of the study were tested with several statistical tests, such as data feasibility tests (validity and reliability tests), classic assumption tests (normality tests, linearity tests, and heteroskedasticity tests), and hypothesis tests to determine the veracity of the formulation of previous hypotheses. It is then analyzed using simple linear regression analysis to get to conclusions. The results showed that partial online payment influences interest to make a difference online. However, only 21,3% of its influence, the rest was influenced by other variables that were not present in this study.

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