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Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah
Published by Universitas Islam Negeri Fatmawati Sukarno Bengkulu
ISSN : P2476877     EISSN : E2621668     DOI : https://doi.crossref.org/servlet/home
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
Focus Al Intaj : Jurnal Ekonomi dan Perbankan Syariah is designed to provide a forum for researchers who focus on Islamic economics and banking, covering current issues in Islamic economics and banking, Islamic philanthropy, and Islamic finance. Scope The scope of this journal includes: 1. Islamic Economic 2. Islamic Accounting 3. Islamic Philanthropy 4. Islamic Bussines Ethic 5. Islamic Insurance 6. Islamic Microfinance 7. Islamic Capital market 8. Sharia Financial Banking.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 221 Documents
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Instrumen Hedging dan Solusinya Menurut Syariah Oni Sahroni; Hasanuddin Hasanuddin; Cecep Maskanul Hakim
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 2, No 2 (2016)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v2i2.585

Abstract

Hedging Instrument and the Solution According to Sharia. Hedging (Hedging/ al-Tahawuth) is a method or technique to reduce the risks incurred or expected to be incurred as a result of price fluctuations in the financial markets. Hedging which is commonly used in conventional banking now could also be used in Islamic banking system, because the option contract is forbidden it contains gharar (speculation), like wise forward contract is also not allowed because it contains riba al-yad. Forward and Swaf contract is forbidden because it is an instrument of ash-Sharf al-ajil and ghara (khathar / speculation). Then the solution is through trading of currency with muwa’adah and selling foreign currency through commodity exchanges
Tata Laksana Pengelolaan Keuangan Masjid Nur Al-Iman Kabupaten Musi Rawas Hanif, Padlim; Amelia, Ivana; Farhan, Muhammad
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 2 (2021)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v7i2.3670

Abstract

The management of mosque finances is one of the most important parts of mosque governance, therefore its management should be a concern so that the realization of budgeted funding can benefit the wider community. This is because a mosque that is prosperous and rahmatan lil alamin is what can create changes in life for the better, not only for the congregation but also for many other people. This research was conducted at the Nur Al-Iman Mosque in Musi Rawas Regency, South Sumatra Province with the main focus being to find out the management of mosque finances carried out by the mosque's administrators. The approach used in this research is qualitative research. The results of this study indicate that the concept of transparency has been used by the takmir of the Nur Al-Iman Musi Rawas Mosque through the separation of the allocation of funds by separating the infaq box. In addition, the mosque takmir has also used the concept of accountability. The embodiment of the concept of accountability is applied by the manager or takmir of the Nur Al-Iman Mosque, Musi Rawas Regency, both for the financial and non-financial dimensions, all of which are disclosed in reports regularly and in real-time for a certain period, namely weekly, monthly, and yearly.
PENGARUH KOMUNIKASI, PELATIHAN DAN MOTIVASI TERHADAP KINERJA PEGAWAI BADAN NARKOTIKA NASIONAL PROVINSI BENGKULU MENURUT PRESPEKTIF ISLAM RATIH KOMALA DEWI
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 5, No 2 (2019)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v5i2.2061

Abstract

This study describes the influence of communication, training, and motivation on employee performance in the Bengkulu Province National Narcotics Agency. The method of data collection in research subjects was determined using purposive sampling, namely all employees of the National Narcotics Agency of Bengkulu Province 64 people who were respondents in. The qualitative method of data analysis is done by processing SPSS 17 software data with F test statistics and t test statistics and drawing conclusions and verifying data. The results of this study indicate that communication, training and motivation have a simultaneously significant influence on the performance of the Bengkulu Province National Narcotics Agency. At the Bengkulu Provincial Narcotics Agency, communication as a medium for delivering information is very important to support the task of the National Narcotics Agency as a vocal point to make efforts to prevent, eradicate the use and illicit circulation of drugs. In addition, the training provided by the Bengkulu Province National Narcotics Agency greatly supports improved performance so that employees can work more optimally. Furthermore, the motivation given by superiors to employees of the Bengkulu Provincial Narcotics Agency also had a positive impact on employee performance.
Penggunaan "Uang Haram" Untuk Ibadah Haji Idwal B
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 2, No 1 (2016)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v2i1.1108

Abstract

The jurists have different opinion regarding the use of illicit money for hajj purpose. In this case, their opinion are divided into two groups: First, imam Ahmad ibn Hanbal and his followers (hereinafter referred to as Hanabilah) found pilgrimage with illicit money is not legitimate. Thus, those who carry it out are not rewarded, even sinful. Second, imam Muhammad ibn Idris al-Shafi’i, Malik ibn Anas and Abu Hanifa, and many previous scholars (hereinafter referred to as jumhur jurists) which states that the pilgrimage with illicit money is valid, but illicit, or in the words of Abu Hanifah named as makruh tahrim, Although his obligation to perform hajj is considered as legitimate, but he sinned. Hajj is not haram, but the use of money earned by unclean way is a sinful. Because something that must be attributed with the law may not haram. People who are on pilgrimage is already deemed to have been (rightfully) although his Hajj pilgrimage is not accepted and not rewarding. Although formal legal arguments of the jurists jumhur more powerful, but to anticipate the danger (harm) and the slander that would arise, namely the habit of doing that is haram for something that is halal, which would have a negative impact on themselves, family, and the community at large, then Hanabilah opinion that considers unauthorized person hajj pilgrimage with unclean person is very appropriate and suitable to be applied in the present society. This is useful in order not to get people motivated to do evil / unclean deeds for the sake of the holy Hajj
Does Gender Diversity Moderate The Relationship Between Social Responsibility to Corporate Performance and Reputation Sharia Companies? Devy, Happy Sista; Pratama, Versiandika Yudha; Fakir, Fatima Zahra; Ariqotul'ula, Nada Nuzulul
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 10, No 2 (2024)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v10i2.4281

Abstract

Purpose: The purpose of this study is to analyze the effect of corporate social responsibility (CSR) on firm value and corporate reputation with gender diversity as a moderating variable in Indonesia and Malaysia.Design/methodology: The method used is a verification method using E-views tools using normality test, model test, regression test and MRA test for moderation testing. The population in this study were included in IDX-MES BUMN 17 and companies included in FTFBHMS. Determination of the sample using purposive sampling, 12 companies in Indonesia and 10 companies in Malaysia were obtained.Findings: The results showed that in sharia companies in Indonesia CSR has a positive and significant effect on firm value and corporate reputation. However, gender diversity is not able to moderate the effect of CSR on firm value and corporate reputation. Different results in the research sample of Islamic companies in Malaysia show a significant positive effect on CSR on firm value and corporate reputation but gender diversity is able to moderate the effect of CSR on firm value and corporate reputation. The greater the gender diversity within the company in important positions can increase the effect of CSR on firm value and corporate reputation. The better companies disclose their CSR, the better the company's reputation will be and can increase the company's value.Practical implications: This study provides evidence that CSR disclosure can improve firm performance and reputation. The findings also provide insight to companies and investors that gender diversity is important because it can increase the influence between CSR and company performance and reputation. The weak role of female directors may make the effect insignificant.Originality/Value: This research extends the study of corporate performance and reputation, and expands its influence with the moderating variable gender diversity. This study explains the link with stakeholder theory and legitimacy theory on performance, corporate reputation, CSR and gender diversity
Analisis Kinerja Keuangan Bank Syariah Dengan Menggunakan Rasio Likuiditas, Solvabilitas dan Efisiensi Nopiantika, Tiara; Asnaini, Asnaini; Indra, Yetti Afrida
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 9, No 1 (2023)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v9i1.2603

Abstract

This study aims to determine the financial performance of Bank Muamalat Indonesia using liquidity, solvency and efficiency. this type of descriptive research with a quantitative approach. using secondary data, namely the annual financial statements of Bank Muamalat for the 2017-2020 period. The analysis technique of this research is Microsoft Excel software. The results showed that liquidity using the quick ratio and cash ratio of Bank Muamalat Indonesia's performance was not healthy, while using the loan to deposit ratio and asset to loan ratio the performance was said to be healthy. Solvency financial performance using the primary ratio and capital ratio is said to be healthy, while using the second risk ratio is not healthy. Financial performance with efficiency using cost of funds and an unhealthy levereg ratio, the higher the deposit interest rate, the higher the burden on the bank and the higher the risk of the company failing to pay creditors.
REVOLUSI MENTAL DALAM MENERAPKAN SISTEM EKONOMI ISLAM Sappeami Sappeami
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 4, No 2 (2018)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v4i2.1215

Abstract

This paper examines the mental revolution in applying the Islamic economics system which is expected to open the horizon of humans’ thought, especially Muslims, so as they are always careful in carrying out all economics activities. The significance embodied in the idea of the mental revolution is the transformation of the ethos, namely the fundamental change in the mentality, the way of thinking, the way of feeling, and the way of believing that is proven in daily behavior and actions. The mistake which occurs in the economics system of this modern era vastly needs a mental revolution to restore the consciousness of economics actors that the world is only an intermediary towards the real life in hereafter so that the economics activities will constantly be performed with good and correct actions dealing with Al-Qur’an and As-Sunnah.
Peran Dan Tanggung Jawab Dewan Pengawas Syariah (DPS) Terhadap Bank Pembiayaan Rakyat Syariah (BPRS) Dana Sejahtra Yogyakarta Salihin, Agus
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 6, No 1 (2020)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v6i1.3520

Abstract

The purpose of this study is to discuss how the Role and Responsibilities of the Sharia Supervisory Board (DPS) Against the Syariah Prosperous Bank (SRB) of the Yogyakarta Prosperous Fund. This type of research is field research with a descriptive qualitative approach. The object of research is on the SRB in Yogyakarta. The data collection techniques include observation, interview and documentation. While the data analysis technique, researchers conducted a qualitative analysis by describing the results of field observations, observations and documentation. From the results of the study obtained the answer that the supervision carried out by the Sharia Supervisory Board (DPS) of the Syariah Prosperous Credit Bank (SRB) Yogyakarta Prosperous Fund is not yet fully maximized. In fact, only a small proportion of them have really conducted good supervision. The DPS's awareness of their responsibilities is still not fully realized, which in the end the DPS's participation in the Bank's daily activities cannot be done, even the DPS's arrival to the BPRS to conduct supervision is also very rarely done.
PENGEMBANGAN PASAR TRADISIONAL SONGGOLANGIT PONOROGO: TINJAUAN PERSPEKTI EKONOMI ISLAM AHMAD LUKMAN NUGRAHA; MECHIO LESMANA; ROYYAN RAMDHANI DJAYUSMAN
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 5, No 2 (2019)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v5i2.1742

Abstract

This study aims to analyze traditional market development Songgolangit Ponorogo from an Islamic economic perspective. This study used a qualitative method. Qualitative methods are used to analyze the role of traditional market development from the perspective of Islamic Economics. Including data tecnic by copersition, dokumentation, and Focus Group Discossion. The results of this study indicate that the management of the Songgolangit market is good. Development of the Ponorogo Songgolangit traditional market through the stages of planning, organizing, field action, supervision and evaluation. Market development in Islamic perspectives includes price monitoring, fraud control, general supervision, quality control and halal goods, control of stockpiling, and control of prohibited transactions. Local governments play an important role in supervision and need to work together with the MUI in forming "rijalu-n-nisbah" in traditional markets.
DIMENSI SYARIAH COMPLIANCE PADA OPERASIONAL BANK SYARIAH Miti Yarmunida
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 4, No 1 (2018)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v4i1.1206

Abstract

Label Bank Syariah is not only a name, the consequences of the name impact on all aspects of its operations. Sharia Bank Operations must / must comply with the principles of sharia (Sharia Compliance). Broadly speaking there are seven dimensions of shariah compliance in the operations of Islamic Banks as follows: 1) does not contain elements of usury, 2) avoid bai 'al-inah, 3) does not contain gharar, 4) does not contain maisir, 5) Business run based on (7) Managing zakat, infaq and shadaqah in accordance with syariah

Page 18 of 23 | Total Record : 221

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