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Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah
Published by Universitas Islam Negeri Fatmawati Sukarno Bengkulu
ISSN : P2476877     EISSN : E2621668     DOI : https://doi.crossref.org/servlet/home
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
Focus Al Intaj : Jurnal Ekonomi dan Perbankan Syariah is designed to provide a forum for researchers who focus on Islamic economics and banking, covering current issues in Islamic economics and banking, Islamic philanthropy, and Islamic finance. Scope The scope of this journal includes: 1. Islamic Economic 2. Islamic Accounting 3. Islamic Philanthropy 4. Islamic Bussines Ethic 5. Islamic Insurance 6. Islamic Microfinance 7. Islamic Capital market 8. Sharia Financial Banking.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 221 Documents
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Peningkatan Peran Perbankan Syariah dalam Pengembangan Industri Makanan Halal di Indonesia Sari, Lili Puspita
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 6, No 2 (2020)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v6i2.3632

Abstract

The halal food industry is one of the sub-sectors in the halal ecosystem which has considerable potential in Indonesia. However, the role of Islamic banking in supporting the development of this sector is still not optimal, especially financing. This study aims to provide alternatives in terms of contracts and financing models that can support Islamic bank financing in the industry. Then can affect increase the role of Islamic banks to support halal food industry in Indonesia. This research is a library research with a qualitative descriptive approach with content analysis techniques. The results show that the role of Islamic banking is currently still minimal in supporting the halal food industry in Indonesia, especially in terms of financing. In terms of financing models, partnership / synergy and community financing models can be alternatives in the agricultural sector. Meanwhile, the linkage and ecosystem-based financing model is suitable to be applied to the food and beverage processing and service industry sectors.
ASURANSI SYARIAH SEBAGAI ALTERNATIF INVESTASI Humaeroh Humaeroh
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 4, No 1 (2018)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v4i1.1201

Abstract

Insurance takes the leading sectors in modern economic world. Most economic theorists argue that the core of insurance is formed on eliminating uncertain risk of loss for a group of people facing similar problems, and paying premiums on a general fund that is a compensation of losses caused by any member and all risks do not get the same costs in insurance. The Uncertaintychance and speculation caused a reaction among religious scholars and Muslim intellectuals. The beginning of Sharia insurance in Indonesia is a phenomenon that should be raised, in view of theinsurance development in the country isgenerally still under the progress achieved in other countries, especially the ratio of Muslims populationin Indonesia with the number of policyholders are still less balanced. Awareness of the importance of insurance for the people of Indonesia is not evenly distributed. They still think that saving in the bank is much more secure than being an insurance participant.Lack of socialization about insurance by the state and insurance institutions is one of the factors of infamous insurance that can provide life protection, property protection, health protection, protection of education, protection of old age and so forth..
Pengaruh Profitabilitas Terhadap Harga Saham Pada Jakarta Islamic Index Tahun 2018-2020 Fitriani, Melsa; Indra, Yetti Afrida
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 8, No 1 (2022)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v8i1.2906

Abstract

This study aims to determine the effect of Return On Assets, Return On Equity, and Net Profit Margin on stock prices on the Jakarta Islamic Index in 2018-2020. The data used in this study is secondary data with documentary and library data collection techniques sourced from www.idx.co.id. The population of this study is all issuers included in the Jakarta Islamic Index on the Indonesia Stock Exchange with a period of 3 years, namely between 2018-2020, totaling 30 companies. The data analysis technique used in this study is panel data regression with Eviews 8 software for the Fixed Effect Model estimation model, where this model is tested with the Chow test and Hausman test. The results of this study indicate that Return On Assets and Return On Equity have a positive and significant effect on stock prices while Net Profit Margin has a positive and insignificant effect on stock prices in JII in 2018-2020. R-squared value of 0.867787 indicates that stock prices can be influenced by the value of Return On Assets, Return On Equity, and Net Profit Margin of 86.78%, while the remaining 13.22% is influenced by values or other factors outside these variables.
PENERAPAN TOTAL QUALITY MANAGEMENT (TQM) DALAM PERGURUAN TINGGI Hartini, Kustin
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 1, No 1 (2015)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v1i1.766

Abstract

Total Quality Management (TQM) is an approach manejemen used to enhance the competitiveness of companies in the long run in a globalized world to be able to compete on a competitive basis. Companies need for radical change to the management system, in order to produce goods or services in accordance with the demands of the times and consistently produce high quality goods or services. Total Quality Management (TQM) or Integrated Quality Management is often linked to other terms such as Quality Improvement Program (QIP) despite having a different principle but interrelated and refer to the same purpose namely improving the quality (quality). Quality factor is very important, because one of the standards of global competition factors other than price(price),and service factors(service).Characteristics of globalization demanding quality requirements not only penetrated the world of business and enterprise but in all aspects and areas of life including education. 
Analisis Trend Rasio Likuiditas Bank Muamalat Menggunakan Metode Least Square Lubis, M. Zaky Mubarak; Rahmat, Ihsan; Agusti, Netta; Wiratha, Andre
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 8, No 2 (2022)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v8i2.3725

Abstract

This study aims to see the development of Bank Muamalat's liquidity ratio in 2015-2018. This type of research is descriptive with a quantitative approach. The method used is Trend Analysis with least square method. The data collection technique used in this study is documentation. In this study, researchers used secondary data in the form of annual report Muamalat Bank in 2015-2018. The results showed that the development of Muamalat Bank liquidity for the 2015-2018 period in terms of FDR was 90 %, 95 %, 85 % dan 74 %. The comparison of the real value of FDR and the value of FDR Trends from 2015-2018 is 90%, 95%, 85% and 74% compared to 83.1%, 80.2%, 77.3% and 74.3%. This shows the tendency of trend values that are getting closer to the real value in 2018. Prediction of the value of FDR in 2019-2021 based on the equation Y = 86-2.9 (X) is 71.5%, 68.6% and 65.4%. The trend value shows a decrease in percentage which shows the stronger liquidity of Bank Muamalat in the same time as the composite index
Revitalisasi Pentasharufan Dana Zakat, Infak, dan Sedekah Dalam Meningkatkan Kesejahteraan Umat Menggunakan Konsep Three Circles Model Solikha, Mar'atus; Setiawan, FIrman
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 9, No 2 (2023)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v9i2.2465

Abstract

The purpose of this research is to find out the three circless model of the revitalization of ZIS fund reform at BAZNAS Sidoarjo Regency as an effort to increase welfare and alleviate poverty. Qualitative descriptive is a type of research methodology used in this study. The author collects data using observation and interview methods. Meanwhile, descriptive data analysis techniques are used to show data, reduce, and draw conclusions. From the results of this study, it can be concluded that BAZNAS of Sidoarjo Regency implements revitalization with the concept of the three circless model to alleviate poverty in the Muslim community of Sidoarjo. This is evidenced by the existence of a good relationship between muzaki, amil, and mustahik in the management of ZIS. BAZNAS Sidoarjo Regency conducts outreach in various forms and is widely publicized, in collaboration with all stakeholders involved. BAZNAS Sidoarjo Regency has also set up Zakat Collector Units (UPZ) in various locations so they can be reached easily. BAZNAS Sidoarjo Regency cooperates with the Regent to urge government agencies and State Civil Apparatuses (ASN) to become muzakis and channel their ZIS through BAZNAS Sidoarjo Regency through a Circular Letter (SE) of the Regent of Sidoarjo. BAZNAS Sidoarjo Regency empowers mustahik with various economic, educational and productive work programs that will grow mustahik's income.
ANALISIS STRATEGI PENGEMBANGAN BISNIS UMKM MOESLEM SQUARE NGAWI Andi Andi Triyawan; Amin Fitria
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 5, No 1 (2019)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v5i1.1708

Abstract

The Aim of this research are to determine the strategy of the Moeslem Square MSME business development of the big family of Mr. H. Ahmad Subkhi Djuwigna and to know Islamic business ethics in the business development strategy of the big family Mr. H. Ahmad Subkhi Djuwigna. The Business of Mr. H. Ahmad Subkhi Djuwigna is a fast growing business in Muslim fashion products that are external and internal strategies of business development. The branch of bussiness like Aluminum and Glass Mabrur along with its branches, mabrur boutiques, as-salaam boutiques, kalila boutiques, and nirmala boutiques that have been known by many people in the city of Ngawi. This is because this business has a very Islamic development method and its own characteristics and always provides the best quality of goods and services for its customers. This research is a qualitative descriptive study. This research was conducted in a business location in order to obtain data using primary data sources through interviews, observation and documentation, and to support this research also used secondary data taken from books, journals and other sources related to Islamic business ethics in business development strategies extended family Mr. H. Ahmad Subkhi Djuwigna. In the business development strategy there are external factors, namely economic, social, demographic culture, environment, government, technology and competitors. In addition there are internal factors in the strategy like management, marketing, finance, products and Human Resourse
Strategi Pengembangan Ekonomi Berdikari Di Pesantren Gontor Berbasis Pengelolaan Kopontren syamsuri, syamsuri
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 6, No 1 (2020)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v6i1.3555

Abstract

As an effort to create a community of civilization, pesantren is required to take an active role in the life of society universally, not only tafaqquh fi dien but also trying to create a buffer of pesantren independence one of which is a cooperation of pondok pesantren (kopontren)  a guaranteed survival of the pesantren's lifetime. Since 90 years ago Gontor has become a pioneer in inspiring pesantren to be independent at Indonesia, the step begins with developing an economic enterprise independently. This article is trying to examine the concept of kopontren which is not same as the cooperations in general, from that concept the strategy of economic independence of pesantren will be revealed. By using case study research in Kopontren Gontor with data collection is triangulation method, finally this article found that the kopontren as the only center of economic activity, the kopontren become place for cadre development and entrepreneurship training for santri, and the kopontren have been able to improve economic prosperity of society around pesantren
PERANAN KEBIJAKAN FISKAL DALAM SEBUAH NEGARA Desi Isnaini
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 3, No 1 (2017)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v3i1.1165

Abstract

Fiscal policy is an important component of public policy. Public policy is a tool to  achieve the welfare of human life. Fiscal policy is the adjustment in the income and expenditure of government asset out in the budget revenue and expenditure is shortened state budget to achieve the desired economic stability is generally setin the development plan. In Islam fiscal policy include the material and spiritual well-being based on moral values.The roleof fiscal policyin general is for the allocation of natura lresources, the distribution of income and economic stability, but in Islam there are differences in fiscal commitments with three additional roles that establish economic equality, forbids the paymentof interestand help the local economy is less developed. Policies can be done with development accompanied by justice and stability.
Analisis Strategi Baznas Provinsi Bengkulu Dalam Upaya Mempertahankan Eksistensi UMKM Dengan Pendekatan Maqashid Syariah Faizah, Nur; Oktarina, Amimah
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 9, No 1 (2023)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v9i1.2720

Abstract

The Covid-19 pandemic that has been going on for the last 2 years has become a global issue, including in Indonesia. In the midst of the COVID-19 pandemic, BAZNAS Bengkulu Province played a role in assisting affected MSME actors by providing training, roles in education, social and humanitarian fields. In this paper, we will discuss the strategy of the Bengkulu province baznas in an effort to maintain the existence of MSMEs with a maqashid sharia approach. By using field research methods and qualitative approaches, the data will be obtained and analyzed through qualitative descriptive analysis techniques. Data obtained through in-depth observation, interviews and documentation. The results show that BAZNAS Bengkulu has several strategies to maintain the existence of MSMEs in the midst of the Covid-19 pandemic, including consumptive and productive strategies, such as the rice ATM assistance, the zakat kyai program and the Immune maintenance program and productive economic assistance for the affected pesantren. from Covid-19.

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