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Nur Sandi Marsuni
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INDONESIA
Agency Journal of Management and Business
Published by Pustaka Digital Indonesia
ISSN : -     EISSN : 30250242     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Agency Journal of Management and Business has e-ISSN 3025-0242 published by Pustaka Digital Indonesia, this journal publishes research articles in the field of Economics. This journal publishes research studies using various qualitative and/or quantitative methods and approaches in the field of Economics. This journal aims to develop concepts, theories, perspectives, paradigms, and methodologies within the scope of Economics, which are published twice a year, in January and July. Room Agency Journal of Management and Business Covers Covers Journal includes Financial Management, Business Sector Management and UMKM, Human Resource Management, Management Information Systems, Banking Management, Corporate Management, Environmental Management and Management Audits as well as applied business sciences. Article submissions are made using the Agency Journal of Management and Business template accompanied by supporting documents in the form of: a letter of authorship, ethics, and a copyright statement, which can be downloaded on the main page of the Agency Journal of Management and Business. Agency Journal of Management and Business has been reviewed by peer reviewers. The decision to accept or not to accept scientific articles in this journal is the right of the Editorial Board based on recommendations from peer reviewers
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis dan Menejemen Intetrnasional
Articles 101 Documents
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Analysis of the Impact of Reputation and Service Quality on the Saving Interest of the Millennial Generation in Islamic Banks Risna; Muhammad Ridwan; Jasri
Journal AGENCY Vol. 6 No. 1 (2026): January 2026
Publisher : Pustaka Digital Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54065/agency.5.2.2025.476

Abstract

This study explores the impact of reputation and service quality on the saving interest of millennial generation at Islamic banks. The main objective is to determine how these factors influence millennials' decision to choose Islamic banks for saving. A quantitative approach was adopted, using a survey method to collect data from 97 respondents in the Pallangga District, Gowa Regency. Data were analyzed using multiple linear regression techniques to assess the relationship between reputation, service quality, and saving interest. The results show that both reputation and service quality significantly influence the saving interest of millennials. Reputation positively affects trust and confidence in Islamic banks, while service quality, including reliability and responsiveness, enhances customer satisfaction, encouraging saving behavior. The study also found that these two factors have a simultaneous effect on millennials' interest in saving at Islamic banks. This research contributes to the understanding of what drives millennial engagement in Islamic banking, emphasizing the importance of reputation and service quality. The findings suggest that Islamic banks should focus on building a positive reputation and enhancing service quality to attract more millennial customers. Future research could explore external factors such as government policies and technological advancements that may also influence millennials' banking preferences.
Digital Transformation of Finance in Educational Institutions: A Systematic Literature Review on Fintech Implementation Rahmad Dani Wahe; Muryani Arsal
Journal AGENCY Vol. 6 No. 2 (2026): July 2026
Publisher : Pustaka Digital Indonesia

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Abstract

This study aims to systematically examine the implementation of financial technology (fintech) and cashless payment systems (cashless society) in the context of Islamic boarding schools (pesantren) as an effort to minimize the risks associated with conventional transactions. The method used is a Systematic Literature Review (SLR) with a PRISMA approach. Data were obtained from the Google Scholar database using the keywords (“financial technology” OR fintech) AND (“digital payment” OR “cashless society”) AND (“Islamic boarding school” OR pesantren). The inclusion criteria comprised empirical research articles published in the last five years and not in the form of SLR articles. The selection process resulted in seven articles that were analyzed using a thematic approach. The findings indicate that the implementation of fintech-based payment systems in pesantren can reduce the risk of physical money loss, improve the accuracy of real-time transaction recording, strengthen parental monitoring mechanisms over students’ financial usage, and enhance transaction efficiency within the pesantren environment. Furthermore, digital systems strengthen transparency and accountability in pesantren financial management through the availability of documented transaction trails. However, successful implementation is highly influenced by the readiness of technological infrastructure, users’ level of digital literacy, and internal policy support from the pesantren. This study provides a conceptual foundation for developing safer, more transparent, and sustainable digital financial systems in pesantren.
The Influence of Work Culture and Job Satisfaction on the Performance of Health Workers at the Bontomarannu Public Health Center, South Galesong District Irnawati; Sri Andayaningsih; Zalkha Soraya
Journal AGENCY Vol. 6 No. 2 (2026): July 2026
Publisher : Pustaka Digital Indonesia

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Abstract

This study aims to determine how the influence of work culture and job satisfaction on the performance of health workers at the Bontomarannu Community Health Center, South Galesong District. This study is a quantitative study. The data for this study were obtained through observation and questionnaires. The population in this study was 50 health workers using the Slovin formula. The data used the Multiple Linear Regression method, Normality Test, Multicollinearity Test, Heteroscedasticity Test, T Test, F Test, and Coefficient of Determination using SPSS 26 software. Based on the results of the study, work culture has a significant positive effect on performance, meaning that the better the work culture implemented, the better the performance of health workers will be. Likewise, job satisfaction has a significant positive effect on the performance of health workers, meaning that health workers who are satisfied with their work will have higher work enthusiasm, greater responsibility, and a strong commitment in carrying out their duties. And work culture and job satisfaction simultaneously have a significant positive effect on the performance of health workers, meaning that work culture and job satisfaction together have a significant effect on the performance of health workers at the Bontomarannu Community Health Center UPT, South Galesong District. Work culture and job satisfaction are important factors in improving employee performance, because both are able to shape the attitudes, motivation, and work behavior of health workers in carrying out their duties and responsibilities.
Legal Politics in Indonesia: Ensuring Legal Certainty and Substantive Justice within a Democratic Rule of Law Ahmad Fadli; Muhammad Qasim Hamzah; Priyanto; Fajar Abadi Jaya Tadjuddin S
Journal AGENCY Vol. 6 No. 2 (2026): July 2026
Publisher : Pustaka Digital Indonesia

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Abstract

Legal politics constitutes a fundamental policy framework that determines the direction of lawmaking, implementation, and enforcement within a democratic rule of law. In Indonesia, achieving a balance between legal certainty and substantive justice remains a persistent challenge due to overlapping regulations, inconsistent law enforcement, and the influence of political interests on legislative processes. This study aims to analyze the role of legal politics in ensuring legal certainty and substantive justice while identifying the principal obstacles affecting its implementation in Indonesia. A normative legal research approach was employed using qualitative analysis of constitutional provisions, statutory regulations, legal doctrines, and relevant scholarly literature. The analysis demonstrates that legal politics serves as the primary instrument for aligning legislation with constitutional values embodied in Pancasila and the 1945 Constitution. Effective legal politics contributes to legal certainty by promoting coherent, transparent, and consistent legislation, while simultaneously supporting substantive justice through the protection of human rights, equal access to justice, and non-discriminatory law enforcement. Nevertheless, the findings reveal that regulatory disharmony, political intervention, institutional inconsistency, and limited public participation continue to undermine the realization of these objectives. The study concludes that strengthening legislative planning, enhancing regulatory harmonization, safeguarding judicial independence, improving law enforcement integrity, and expanding meaningful public participation are essential to developing a legal system that combines predictability with fairness. Such reforms are necessary to reinforce democratic governance, uphold the rule of law, and ensure that legal development in Indonesia remains responsive to constitutional principles and the evolving needs of society.
The Role of Sociology of Law in Promoting Social Order: A Socio-Legal Perspective Muh. Sabir; Mukhlis Achmad; Ahmad Fadli; Marzuki Irham
Journal AGENCY Vol. 6 No. 2 (2026): July 2026
Publisher : Pustaka Digital Indonesia

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Abstract

The sociology of law provides an interdisciplinary framework for understanding how legal norms interact with social values, institutions, and human behavior in shaping social order. Despite the existence of comprehensive legal regulations, many societies continue to experience low legal compliance, social conflicts, and inconsistent law enforcement, indicating that legal effectiveness depends not only on normative validity but also on social acceptance. This study aims to examine the role of the sociology of law in promoting social order by analyzing the relationship between legal awareness, legal culture, and the implementation of state law within diverse social contexts. The research employs a normative legal method complemented by a socio-legal approach through the analysis of legislation, legal doctrines, and relevant scholarly literature. The findings demonstrate that social order is more likely to be achieved when legal norms are formulated and enforced in accordance with prevailing social values, cultural traditions, and community expectations. The sociology of law contributes to improving legal effectiveness by strengthening public legal awareness, fostering trust in legal institutions, and integrating state law with living law practiced within society. Furthermore, the study reveals that legal compliance is influenced by the quality of law enforcement, public participation, legal education, and the legitimacy of legal institutions. It concludes that a socio-legal perspective is essential for developing responsive legal policies capable of balancing legal certainty with social justice. Integrating sociological insights into lawmaking and enforcement can enhance legal legitimacy, encourage voluntary compliance, and promote sustainable social order in democratic and pluralistic societies.
The Dynamics of Legal Politics in Indonesia’s Democratic System: Power Configuration and Legislative Formation Sudirman Samual; Basman; Ronal Regen; Elnymartin; Erwin; Lukman
Journal AGENCY Vol. 6 No. 2 (2026): July 2026
Publisher : Pustaka Digital Indonesia

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Abstract

Legal politics constitutes the strategic direction through which the state formulates, implements, and develops legal norms in accordance with constitutional objectives and democratic values. In Indonesia's democratic system, legislative formation is shaped by complex interactions among political institutions, public participation, constitutional principles, and competing power configurations. This study aims to analyze the dynamics of legal politics in Indonesia and examine how political power influences the legislative process within a constitutional democracy. The research employs a normative legal method complemented by a qualitative approach, utilizing statutory, conceptual, and historical analyses of legislation, constitutional doctrines, judicial decisions, and relevant scholarly literature. The findings indicate that legal politics in Indonesia is highly dynamic, reflecting shifting balances of power between the executive, legislature, judiciary, political parties, and civil society. Although democratization has strengthened constitutional oversight and expanded opportunities for public participation, legislative outcomes remain vulnerable to elite bargaining, partisan interests, and political intervention, which may undermine legal certainty, justice, and regulatory coherence. Furthermore, the study demonstrates that constitutional review, institutional checks and balances, and meaningful civic engagement play essential roles in preserving democratic accountability and limiting the politicization of lawmaking. It concludes that effective legal politics requires transparent legislative procedures, independent legal institutions, evidence-based policymaking, and sustained public participation to ensure that legislation reflects constitutional values rather than short-term political interests. Strengthening these democratic mechanisms is essential for promoting responsive governance, legal legitimacy, and sustainable constitutional development in Indonesia.
The Influence of Education Level on the Performance of Village Officials in Sampaga District, Mamuju Regency Aldy; Sri Andayaningsih; Zalkha Soraya
Journal AGENCY Vol. 6 No. 2 (2026): July 2026
Publisher : Pustaka Digital Indonesia

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Abstract

This study aims to determine the effect of education level on the performance of village officials in Sampaga District, Mamuju Regency. The population in this study was all village officials in Sampaga District, Mamuju Regency, totaling 54 people. The sampling technique used was saturated sampling, so that all members of the population were used as research samples. The research method used was a quantitative approach with data collection techniques through distributing questionnaires to respondents. Data analysis was carried out using descriptive analysis, data quality tests including validity and reliability tests, and hypothesis testing using simple linear regression analysis, t-tests, and coefficients of determination (R²). The results of the study showed that education level had a positive and significant effect on the performance of village officials. This was evidenced by a significance value of <0.05 and a calculated t-value that was greater than the t-table. The results of the regression analysis showed a unidirectional relationship between education level and village official performance, where the higher the level of education, the higher the performance of village officials tended to be. The coefficient of determination (R²) value of 0.999 indicates that 99.9% of the variation in village apparatus performance can be explained by education level, while the remaining 0.1% is influenced by other factors outside the research model. Thus, it can be concluded that education level plays a very important role in improving the performance of village apparatus in Sampaga District, Mamuju Regency.
The Influence of Perceived Family Support and Perceived Workplace Support on Work Life Balance and Employee Performance (Study at the Makassar City Employment Service) Sri Hamdana Syahrul; Ahmad Ac; Samsul Rizal
Journal AGENCY Vol. 6 No. 2 (2026): July 2026
Publisher : Pustaka Digital Indonesia

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Abstract

The purpose of this study is to analyze the influence of Perceived Family Support and Perceived Workplace Support on Work Life Balance and Employee Performance at the Makassar City Manpower Office. This sample was taken from employees of the Makassar City Manpower Office. The type of data used in this study is quantitative data obtained from distributed questionnaires and related to the problem being studied. Data collection was carried out using research instruments, data analysis was quantitative/statistical, with the aim of testing the established hypothesis. Based on the results of the study using statistical calculations through the Statistical Package for the Social Science (SPSS) application, it can be concluded that: Analysis of the influence of Perceived Family Support on Employee Performance obtained a significance value of 0.411> 0.05. So it can be concluded that directly does not have a positive influence Perceived Family Support on Employee Performance, Analysis of the influence of Perceived Workplace Support on Employee Performance. Obtained a significance value of 0.000 <0.05. So it can be concluded that there is a direct significant influence of Perceived Workplace Support on Employee Performance, Analysis of the influence of Perceived Family Support on Work Life Balance. A significance value of 0.000 <0.05 is obtained. So it can be concluded that there is a direct significant influence of Perceived Family Support on Work Life Balance, Analysis of the influence of Perceived Workplace Support (X2) on Work Life Balance. A significance value of 0.008 <0.05 is obtained. So it can be concluded that there is a direct significant influence of Perceived Workplace Support on Work Life Balance, and Analysis of the influence of Work Life Balance on Employee Performance. A significance value of 0.458> 0.05 is obtained. So it can be concluded that there is no direct significant influence of Work Life Balance on Employee Performance.
Dynamics of Agrarian Conflict and Its Impact on Natural Resource Governance in Indonesia Asruddin; Ronal Regen; Herlin; Armawansya; Supiardi
Journal AGENCY Vol. 6 No. 2 (2026): July 2026
Publisher : Pustaka Digital Indonesia

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Abstract

Agrarian conflicts remain one of the most pressing challenges in the governance of natural resources in Indonesia. These conflicts frequently emerge from overlapping land ownership claims, inconsistencies in land administration systems, unequal access to and control over natural resources, conflicting sectoral regulations, and weak legal certainty in the recognition and protection of land rights. Such conditions have contributed to prolonged disputes involving local communities, indigenous peoples, private corporations, and government institutions, thereby creating significant obstacles to sustainable development and equitable resource management. This study aims to analyze the dynamics of agrarian conflicts and examine their implications for natural resource governance in Indonesia. The research employs a normative juridical approach by analyzing statutory regulations, legal doctrines, judicial principles, and relevant academic literature concerning agrarian law and natural resource governance. The findings reveal that agrarian conflicts have far-reaching consequences, extending beyond legal disputes to influence social, economic, and environmental dimensions. These conflicts contribute to social instability, reduce public trust in government institutions, hinder investment and development initiatives, and accelerate environmental degradation through unsustainable land use practices. Furthermore, unresolved conflicts weaken the effectiveness of natural resource governance by limiting policy implementation, reducing institutional coordination, and increasing the potential for recurring disputes. The study concludes that addressing agrarian conflicts requires comprehensive legal and institutional reforms. Strengthening regulatory frameworks, harmonizing sectoral policies, improving legal certainty, establishing fair and transparent conflict resolution mechanisms, and enhancing meaningful public participation are essential strategies for promoting sustainable, inclusive, and equitable natural resource governance. These measures are expected to support the realization of legal justice, environmental sustainability, and balanced socio-economic development in Indonesia while minimizing the recurrence of agrarian disputes in the future.
Protection of the Rights of Indigenous Peoples in Natural Resources Management Basman; Ahsan; Amirullah; Mukhlis Achmad; Muh. Sabir
Journal AGENCY Vol. 6 No. 2 (2026): July 2026
Publisher : Pustaka Digital Indonesia

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Abstract

The protection of indigenous peoples’ rights in the management of natural resources has become a crucial issue in environmental and agrarian law in Indonesia, particularly in the context of increasing pressure from large-scale natural resource exploitation. Indigenous communities possess a long-standing relationship with their customary territories and natural resources, which is reflected in traditional management systems based on local wisdom, cultural values, and sustainable environmental practices. These systems have contributed significantly to the preservation of ecosystems and biodiversity. However, in practice, the rights of indigenous peoples are frequently marginalized due to overlapping regulations, weak legal recognition, limited participation in decision-making processes, and the expansion of extractive industries and development projects. This study aims to analyze the legal protection afforded to indigenous peoples in the management of natural resources and to evaluate the effectiveness of its implementation within the existing legal framework. The research employs a normative juridical method using statutory and conceptual approaches to examine relevant constitutional provisions, legislation, and legal doctrines. The findings indicate that legal protection has been formally recognized under the 1945 Constitution of the Republic of Indonesia and Law Number 32 of 2009 on Environmental Protection and Management. Nevertheless, its practical implementation remains constrained by inconsistent law enforcement, institutional weaknesses, and conflicts over land and resource tenure. Therefore, stronger legal recognition, effective law enforcement, and inclusive governance are essential to ensure the protection of indigenous peoples’ rights while promoting equitable and sustainable natural resource management.

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