cover
Contact Name
Husni Shabri
Contact Email
husnishabri@uinmybatusangkar.ac.id
Phone
+6285263057008
Journal Mail Official
albank@uinmybatusangkar.ac.id
Editorial Address
Kampus II UIN Mahmud Yunus Batusangkar Jl. Raya Batusangkar-Padang Panjang KM.7 Nagari. Parambahan-Lima Kaum, Batusangkar
Location
Kab. tanah datar,
Sumatera barat
INDONESIA
Al-bank: Journal of Islamic Banking and Finance
ISSN : 27979466     EISSN : 27978265     DOI : http://dx.doi.org/10.31958/ab.v1i1
Al-Bank: Journal of Islamic Banking and Finance is a journal that publishes research results related to the themes of Islamic Banking and Finance. It also provides an important role in promoting the process of knowledge, values and skills. Scientific texts that discuss the topics of Islamic Banking and Finance are highly expected to be presented. This journal warmly welcomes the contributions of scientists and experts in the fields of Islamic Banking and Finance to submit research articles that had never been published in other media or journals. Al-Bank is published twice a year, in January and July . The editorial team received the research article, typed 1.15 cm in space on A4 paper, double column, 12-20 pages long or 4000 to 7000 words. Every article published has gone through a peer-review process to maintain the quality of the publication. The scope of the albank journal accepts articles in the field of Islamic banking and finance which include: Funding dan Financing Islamic Banking, Sharia Financial Technology, Asset and Liability Management Islamic Banking, Islamic Bank Treasury Management, Islamic Bank Liquidity Management, Islamic Bank Capital Structure, Islamic Bank Fund Management, Islamic Bank Risk Management, Islamic Bank Marketing Management, Sharia Bank Operational Management, Foreign Exchange Management, Measuring the Health of Islamic Banks, Sharia Banking Regulation, Central Bank, Financial Stability, Sharia Bank Performance, Sharia Monetary and Fiscal Policy.
Articles 7 Documents
Search results for , issue "Vol 4 No 1 (2024): January - June 2024" : 7 Documents clear
Faktor Yang Mempengaruhi Loyalitas Nasabah Pada BTN Syariah KC Solo Dengan Kepuasan Sebagai Variabel Intervening Rozi, Fahrur; Samingan, Ahmad
Al-bank: Journal of Islamic Banking and Finance Vol 4 No 1 (2024): January - June 2024
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v4i1.10177

Abstract

The study aims to analyze the factors that influence customer loyalty with satisfaction as a mediating variable. This research method uses quantitative methods with a sample size of 100 respondents. The data used in this research is primary data obtained from filling out questionnaires by respondents. The results of this study indicate that communication has no effect on customer loyalty, complain handling has no effect on customer loyalty, service quality has no effect on customer loyalty, customer satisfaction has a positive and significant effect on customer loyalty, communication has a positive and significant effect on customer satisfaction, complain handling has a positive and significant effect on customer satisfaction, service quality has a positive and significant effect on customer satisfaction, satisfaction can mediate communication to customer loyalty, satisfaction can mediate complain handling to customer loyalty, satisfaction can mediate service quality to customer loyalty, satisfaction can mediate service quality to customer loyalty  
Pengaruh Kondisi Keuangan Size Company Dan Opini Audit Tahun Sebelumnya Terhadap Penerimaan Opini Audit Going Concern Sabrina, Windy; Mustofa, Nur Huri
Al-bank: Journal of Islamic Banking and Finance Vol 4 No 1 (2024): January - June 2024
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v4i1.10196

Abstract

This study aims to examine the effect of financial condition, company size, and audit opinion of the previous year on the acceptance of going concern opinions. The sample used in this study is companies registered in JII for the 2018-2022 period. Sampling using purposive sampling techniques and obtained 29 companies with an observation period of 5 years so that the total sample is 145 data. The results showed that the financial condition, company size, and audit opinion of the previous year simultaneously affect the acceptance of the going concern audit opinion. The financial condition and audit opinion of the previous year have a partial effect on the receipt of the going concern audit opinion. While the size of the company does not have a significant effect on the acceptance of going concern audit opinions
Indonesian Bank Profitability: Sharia VS Conventional Bank Sucipto, Rosita Hidayati; Puspita, Rosana Eri
Al-bank: Journal of Islamic Banking and Finance Vol 4 No 1 (2024): January - June 2024
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v4i1.10602

Abstract

This study aims to analyze the differences in profitability of Islamic and conventional banks for the 2018-2022. The data collection method is by documentation on the annual financial statements of Islamic and conventional through the official website of each bank and taking the financial ratios. The sampling technique is purposive, so samples of 10 Islamic banks and 10 conventional banks. The finding that capital adequacy positively and significantly affects profitability in conventional banks, while it does not affect Islamic banks. The level of bank efficiency has a positive and significant effect on conventional and Islamic banks. Liquidity has a positive and significant effect on the profitability of conventional banks and does not have a significant effect on Islamic banks. Based on the results of the comparison of the mean of conventional banks and Islamic banks, it shows that the level of efficiency and liquidity of conventional banks is better than Islamic banks. Meanwhile, capital adequacy in Islamic banks is better than in conventional banks
Pengaruh Literasi Keuangan, Risk Tolerance, Dan Experienced Regret Terhadap Pemilihan Jenis Investasi Keuangan Syariah Pada Generasi Millenial Wahyuni, Elmiliyani; Yenti, Fitri; rizal, Rizal; Gustomi, Asrul
Al-bank: Journal of Islamic Banking and Finance Vol 4 No 1 (2024): January - June 2024
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v4i1.10911

Abstract

The purpose of this study was to examine the effect of financial literacy, risk tolerance and experienced regret on the selection of types of Islamic financial investments in the millennial generation in Indonesia. This study used purposive sampling and convenience sampling there were 8,483,213 respondents and sampling using the Slovin formula with an error rate of 10% which obtained a sample of 100 respondents. The analysis technique uses multiple lieniar regression. The results showed that financial literacy affects the selection of Islamic financial investment types, while Risk Tolerance has no effect on the selection of Islamic financial investment types, and experienced regret has a positive and significant effect on the selection of Islamic investment types, and simultaneously the influence of financial literacy, Risk Tolerance and experienced regret affects the selection of Islamic investment types..  
On Digital Rupiah And Islamic Economy: A Comparative Analysis And Ethics Firdaus, Qusthan
Al-bank: Journal of Islamic Banking and Finance Vol 4 No 1 (2024): January - June 2024
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v4i1.10775

Abstract

This study aims to explore the meaning of and to conduct an ethical assessment towards Digital Rupiah to Islamic economy by exploring the thoughts of Baqir Sadr and Henry Sidgwick. This research is about an ethics of Digital Rupiah, and it would like to investigate two problems. First, do these retail and wholesale versions of Central Bank Digital Currency (CBDC) or the so called Digital Rupiah cause any harm to some principles in Islamic economy especially the one in SadrÔÇÖs thought? Second, is utilitarianism, in the sense of Henry SidgwickÔÇÖs thought in ethics, of any help to justify the development and innovation concerning Digital Rupiah in Islamic economy and Islamic economics? This method of this research is a comparative analysis for which case seeking similarities and differences among some CBDC. The result is any potential harm of Digital Rupiah to Islamic economy by which case it relies on the way we understand interest, usury and underlying assets. SidgwickÔÇÖs account of rational benevolence and universal happiness could be a good framework for justifying Digital Rupiah in Islamic economy┬á┬á
E-Servqual Digitalization Of Islamic Banks And Customer Retention In Surakarta Pramesty, Annastya Ayu; Sukardi, Budi
Al-bank: Journal of Islamic Banking and Finance Vol 4 No 1 (2024): January - June 2024
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v4i1.10754

Abstract

This study aims to determine the effect of banking digitalization service quality on customer loyalty of Islamic banks in Surakarta city. This type of research is quantitative research with a sample of 100 bank customers who use Islamic bank digital services, using primary data obtained through direct distribution of a questionnaire with a Likert scale, the data is processed using multiple linear regression analysis. The research proves that efficiency, reliability, fulfillment, privacy, responsiveness has no significant effect on customer retention in using bank digital services, as evidenced by the statistical value of each variable, namely 0.763, 0.727, 0.083, 0.225, 0.093 greater than 0.05. Contact has a positive and significant effect on customer retention in the use of digital banking services with a statistical value of 0.012 less than 0.05. This research has implications for strengthening strategies and services in the use of digital FinTech by Islamic banks in Indonesia
DETERMINAN RETURN ON ASSET PADA PT. BANK MUAMALAT INDONESIA Tbk Candra, Revi; Shabri, Husni; Azizah, Aprilia Nur; Fahlefi, Rizal
Al-bank: Journal of Islamic Banking and Finance Vol 4 No 1 (2024): January - June 2024
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/ab.v4i1.10618

Abstract

This study aims to analyze the effect of Non-Performing Financing (NPF), Capital Adequacy Ratio (CAR), and Cash Turn-over on Return On Asset (ROA) at PT Bank Muamalat Indonesia (2012-2021). This research method uses a quantitative approach. The data source used is secondary data sources in the form of financial statements of PT Bank Muamalat Indonesia. The data analysis technique uses multiple linear regression analysis processed with the SPSS 26 program. The results showed that partially NPF and Cash Turnover had an effect on ROA with a significant value of 0.000 and 0.0009 respectively smaller than 0.05. CAR partially has no effect on ROA with a significant value of 0.151 greater than 0.05. Simultaneously NPF, CAR, and Cash Turn-over affect ROA at PT Bank Muamalat Indonesia with a significant value of 0.000 smaller than 0.05. Determinant of the influence of NPF, CAR and Cash Turn-over on Return On Asset is 55.1%.

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