cover
Contact Name
Dhita Febyanti
Contact Email
editor@ijefm.co.in
Phone
+6281315458523
Journal Mail Official
editor@ijefm.co.in
Editorial Address
Jl. Raya Pemda Pajeleran Sukahati No. 41 Cibinong, Bogor. 16913
Location
Kab. gresik,
Jawa timur
INDONESIA
Journal of Ekonomics, Finance, and Management Studies
ISSN : 26202956     EISSN : 27470490     DOI : https://doi.org/10.47467/elmal.v5i12
Core Subject : Religion, Economy,
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam mempublikasi hasil riset dan kajian terkini bidang ekonomi, keuangan, manajemen dan bisnis Islam. Mulai 2011, jurnal ini terbit tiga kali setahun setiap Maret, Juli dan November. Jurnal ini dikelola oleh Pusat Riset dan Kajian Strategis (PRKS) Masyarakat Ekonomi Syariah (MES) Bogor Raya bekerjasama dengan Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor, Institut Agama Islam (IAI) Sahid Bogor dan Institut Umum Quro Al-Islami (IUQI) Bogor. P-ISSN 2620-2956 E-ISSN 2747-0490.
Articles 1,822 Documents
The Effect of Competence, Facilities, Discipline And Leadership on The Performance of Health Workers at The Wedi Community Health Center, Klaten Wahyu Ciptadi; Istiatin Istiatin; Yunus Yunus
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 5 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i5.11202

Abstract

This study aims to determine the effect of health worker performance on competence, facilities, work discipline, leadership using descriptive quantitative methods. The quantitative data of this study are in the form of respondents' opinions in the form of questionnaires. The location chosen as the research location is the Wedi Community Health Center environment, Klaten Regency. The time for this study is adjusted to the achievement of data and information needed by researchers, estimated to be 5 months from July - November 2025. The population of this study is all health workers in the Wedi Community Health Center Environment, both State Civil Apparatus (ASN) and Non-ASN, totaling 41 people. The sample used in the study is a saturated sample where all 41 people are sampled. The sampling technique used in this study is a census technique or saturated sample. After the data was collected, an analysis was carried out by processing the research data using multiple linear regression analysis tools with the help of SPSS 25 software. Hypothesis testing results indicate that competence, facilities, and leadership have a positive and significant effect on healthcare worker performance, while discipline has a negative but significant effect.
Brand Strategy, Product Quality, and Customer Experience as Determinants of Loyalty Sinatria Rizki Pratama; Kartika Hendra Ts; Anita Wijayanti
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 5 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i5.11211

Abstract

This study aims to determine the effect of simultaneously (simultaneously) or partially the variables of brand identity, brand communication, product quality and customer experience at Hotway's Chicken Solo. This research method uses a quantitative research design. The population in this study was 90 loyal customers of Hotway's Chicken Solo. The sampling technique used in this study is the survey approach technique with a sample of 90 respondents. Collecting data by using a questionnaire. The data analysis technique used was statistical analysis, namely multiple linear regression test, F test, t test, and the coefficient of determination. The results showed that brand identity, brand communication, product quality and customer experience simultaneously and significantly affected the customer loyalty at Hotway's Chicken Solo. Suggestions from this study are, for Hotway's Chicken Solo continues to improve Brand Identity, Brand Communication, Product Quality and Customer Experience so that it will make Customer Loyalty increase and be better than before.
Performance Reviewed from the Mutation, Leadership Style, Motivation and Discipline of Employees at the Class II Tuban Penitentiary Renaldy Caesar Adytama Putra; Istiatin Istiatin; Sudarwati Sudarwati
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 5 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i5.11398

Abstract

This study aims to determine and explain the influence of transfers, leadership style, motivation, and discipline on the performance of employees at the Class II Tuban Penitentiary. The population of this study was 102 employees at the Class II Tuban Penitentiary, and a sample of 50 employees was selected using a total sampling technique. Data collection used a questionnaire. Data analysis used Multiple Linear Analysis. The results showed that transfers, leadership style, motivation, and discipline contributed 80.5% to performance, while the remaining 19.5% was explained by other variables not included in this study. The recommendations from this study are that employees at the Class II Tuban Penitentiary can improve their motivation and discipline, and that leaders can effectively manage the employee transfer system within their leadership, thereby further enhancing optimal performance at the Class II Tuban Penitentiary.
Peran Hedonic Shopping Motivation Sebagai Mediasi pada Pengaruh Review Influencer dan Islamic Lifestyle Terhadap Perilaku Impulsive Buying Dea Andani Nur’aini
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 5 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i5.11466

Abstract

This study aims to analyze the influence of Influencer Reviews and Islamic Lifestyle on Impulsive Buying behavior, with Hedonic Shopping Motivation as a mediating variable. This study used a quantitative approach with primary data obtained through an online questionnaire. The sampling technique used was purposive sampling, with 206 respondents. Data analysis was conducted using Partial Least Squares Structural Equation Modeling (PLS-SEM) with the SmartPLS application version 4.0. The results of the study indicate that Influencer Reviews and Islamic Lifestyle significantly influence Impulsive Buying. Furthermore, Influencer Reviews and Islamic Lifestyle also significantly influence Hedonic Shopping Motivation. Furthermore, Hedonic Shopping Motivation is proven to have a significant effect on Impulsive Buying and is able to mediate the influence of Influencer Reviews and Islamic Lifestyle on Impulsive Buying.
Pengaruh Viralitas Produk dan Persepsi Halal Terhadap Keputusan Pembelian Telur Balut Oleh Mahasiswa Muslim di Surabaya Dinda Novalin Sutrisno Putri
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 5 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i5.11551

Abstract

This study aims to analyze the influence of product virality and halal perception on purchasing decisions for balut eggs by Muslim students in Surabaya. The phenomenon of extreme food virality on social media has increased consumer curiosity, but on the other hand, it has given rise to strong halal considerations for Muslim consumers. This study used a quantitative approach with primary data obtained through an online questionnaire distributed to Muslim students in Surabaya. The sampling technique used purposive sampling with a total of 104 respondents. Data analysis was conducted using multiple linear regression with the help of SPSS version 25. The results showed that product virality had a positive and significant effect on purchasing decisions for balut eggs, while halal perception had a negative and significant effect on purchasing decisions. Simultaneously, product virality and halal perception had a significant effect on purchasing decisions. These findings indicate that although virality can drive purchasing interest, halal considerations remain a dominant factor in shaping Muslim students' consumption decisions. This study is expected to provide academic contributions to the study of Muslim consumer behavior and provide practical considerations for viral food businesses to pay attention to the halal aspects of their products.
Pengaruh Penerapan Standar Akuntansi Pemerintah Dan Good Governance Terhadap Kualitas Laporan Keuangan Pemerintah Kabupaten Ogan Komering Ilir Nurdyah Kusuma Putri; Bainil Yulina; Firmansyah Firmansyah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 5 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i5.11652

Abstract

This study aims to determine the influence of the implementation of Government Accounting Standards and Good Governance on the Quality of Financial Reports of the Regional Government of Ogan Komering Ilir. This research uses a quantitative approach. Data were collected through the distribution of questionnaires to 159 respondents who are financial management officials within the Regional Work Units (OPD) of Ogan Komering Ilir Regency. The data were analyzed using multiple linear regression with the help of SPSS version 25. The results of the study show that both the implementation of Government Accounting Standards and Good Governance have a positive and significant influence on the quality of financial reports. This research emphasizes that the synergy between the implementation of accounting standards and good governance is an important factor in improving the quality of regional financial reporting.
Analisis Implementasi Gaya Komunikasi Pemimpin Laki-Laki di Era Virtual: Studi Kasus pada Rudi Kowek Casting Space Dlia Luzain Deani; Mega Rahmat Katulistiwa
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 5 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i5.11734

Abstract

This study aims to analyze the implementation of male leaders' communication styles in virtual environments in organizational activities, using a case study at Rudi Kowek Casting Space. The focus of the study includes identifying the specifics of gender-based communication styles, decision-making strategies, and subordinates' perceptions of the effectiveness of virtual leadership. The theories used include Organizational Communication Theory, Gender Communication Theory, Transformational and Transactional Leadership Theory, and Feminism and Masculinity in Leadership Theory. The research method is qualitative, with data collection techniques using in-depth interviews with one core informant (Casting Director) and one supporting informant (staff). Data were analyzed thematically based on a conceptual framework that encompasses dimensions of leadership communication (verbal, non-verbal, written, directive, participatory), socio-cultural factors, and indicators of communication effectiveness. The results show that male leaders tend to combine masculine (assertive, directive) and feminine (empathic, participatory) styles to adapt to virtual challenges, such as maintaining a human touch in digital communication. However, gender stereotypes continue to influence perceptions of effectiveness, with men's assertiveness often perceived as more competent, while women's empathy is perceived as less strategic. These findings reinforce the importance of adaptive androgynous leadership in the virtual era.
Pengaruh Viral Marketing dan Fear of Missing Out Terhadap Keputusan Pembelian Pada Produk Parfum H.M.N.S di Garut Rismanto Hilman; Anwil Wafa Syawaludin; Arsyi Fauzan; Mardhan Muhammad Ramdani
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 5 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i5.11740

Abstract

This study focuses on examining the effect of Viral Marketing and Fear of Missing Out (FOMO) on consumer purchase decisions for H.M.N.S perfume products in Garut. The research background is driven by the rapid development of digital media that has transformed consumer behavior, where viral marketing strategies and psychological drivers such as FOMO increasingly influence purchasing decisions. The purpose of this study is to analyze the influence of Viral Marketing and FOMO on consumer purchase decisions. The research employed a quantitative approach with data collected through questionnaires from 100 respondents, and data were analyzed using Partial Least Squares (PLS) to test validity, reliability, and relationships among variables. The results indicate that Viral Marketing and FOMO significantly influence Purchase Decisions for H.M.N.S perfume products, with path coefficients of 0.329 (positive effect) and 0.178 (positive effect), respectively. The adjusted R-squared value of 0.178 indicates that the independent variables explain 17.8% of the variance in Purchase Decisions, while the remaining 82.2% is influenced by other factors outside the model. The findings emphasize the importance for companies to enhance sales not only through digital marketing strategies delivered via influencers and digital media environments, but also through psychological factors such as fear of missing out, which reflects consumers’ desire to own popular products and may lead to anxiety and compulsive purchasing behavior within a purchase decision framework in the context of local perfume products.
Pengaruh Kualitas Produk dan Persepsi Harga Terhadap Retensi Pelanggan Beras pada Usaha Penggilingan Padi PB Sinar Laksana Desa Karanganyar Kecamatan Klari Kabupaten Karawang Aisah Aisah; Aji Tuhagana; Dini Yani
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 5 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i5.11748

Abstract

This research was conducted to examine how product quality and consumers’ perceptions of price influence customer loyalty at PB Sinar Laksana’s rice milling enterprise located in Karanganyar Village, Klari District, Karawang Regency. A quantitative research design with a verification approach was applied. The sample consisted of 113 participants drawn from a total population of 385 customers using probability sampling methods. Data collection was carried out online through Google Forms utilizing a Likert scale questionnaire. The collected data were processed using SPSS version 26, including tests of validity, reliability, classical assumptions, multiple linear regression, partial (t-test) and simultaneous (F-test) hypothesis testing, as well as determination coefficient analysis. The findings from the t-test indicated that product quality significantly and positively contributed to customer retention. In contrast, price perception did not show a significant influence, as rice is categorized as a staple good with relatively inelastic demand. The F-test results showed that product quality and price perception simultaneously had a significant effect on rice customer retention at the PB Sinar Laksana rice mill in Karanganyar Village, Klari District, Karawang Regency.
Peran Literasi Keuangan dalam Memediasi Gaya Hidup Konsumtif dan Financial Self-Efficacy Terhadap Financial Well Being Mahasiswa di Kota Semarang A’ida Fitriani; Diana Puspitasari; Amalia Nur Chasanah; Pradana Jati Kusuma
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 5 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i5.11749

Abstract

This study aimed to examine the relationship between a consumptive lifestyle and financial self-efficacy on the level of financial well-being of students in Semarang City, placing financial literacy as an intermediary variable. The approach used was quantitative with a survey design, involving 210 active students who were selectively determined through a purposive sampling technique. The data obtained were then analyzed using the Partial Least Squares–Structural Equation Modeling (PLS-SEM) method with the help of the SmartPLS 3 application. The research findings indicate that financial self-efficacy plays an important role because it is proven to have a positive and significant influence on both financial well-being and financial literacy of students. On the other hand, a consumptive lifestyle also shows a positive and significant influence on financial well-being, but does not have a significant relationship with the level of financial literacy. Furthermore, financial literacy is not proven to have a significant effect on financial well-being and therefore is unable to mediate the relationship between a consumptive lifestyle and financial self-efficacy with financial well-being. From a theoretical perspective, these results confirm that psychological aspects reflected in an individual's self-confidence regarding financial management have a more dominant role than mere knowledge. Therefore, in practice, universities and related parties are advised to not only focus efforts on improving financial literacy, but also develop programs aimed at strengthening students' self-confidence in managing finances wisely and sustainably.

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