cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Dhita Febyanti
Contact Email
editor@ijefm.co.in
Phone
+6281315458523
Journal Mail Official
editor@ijefm.co.in
Editorial Address
Jl. Raya Pemda Pajeleran Sukahati No. 41 Cibinong, Bogor. 16913
Location
Kab. gresik,
Jawa timur
INDONESIA
Journal of Ekonomics, Finance, and Management Studies
Published by Universitas Muhammadiyah Gresik
ISSN : 26202956     EISSN : 27470490     DOI : https://doi.org/10.47467/elmal.v5i12
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam mempublikasi hasil riset dan kajian terkini bidang ekonomi, keuangan, manajemen dan bisnis Islam. Mulai 2011, jurnal ini terbit tiga kali setahun setiap Maret, Juli dan November. Jurnal ini dikelola oleh Pusat Riset dan Kajian Strategis (PRKS) Masyarakat Ekonomi Syariah (MES) Bogor Raya bekerjasama dengan Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor, Institut Agama Islam (IAI) Sahid Bogor dan Institut Umum Quro Al-Islami (IUQI) Bogor. P-ISSN 2620-2956 E-ISSN 2747-0490.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 1,828 Documents
 177   178   179   180   181 
Pengaruh Disiplin Kerja dan Kepuasan Kerja Terhadap Kinerja Studi pada Karyawan PT. Navil Natural Organik di Bantul Fatma Sarasti; Hardin Hardin; Agus Saur Utomo
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 4 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i4.11790

Abstract

Human resource management is a process related to the implementation of management functions. Therefore, if human resources within an organization are properly managed and utilized, the organization will be able to run its operations optimally, thereby encouraging employees to contribute positively to performance. Performance can be influenced by work discipline and job satisfaction. The purpose of this study is to examine the effect of work discipline on employee performance at PT. Navil Natural Organik and to examine the effect of job satisfaction on employee performance at PT. Navil Natural Organik. The population in this study consisted of all employees of PT. Navil Natural Organik. The sampling technique used was saturated sampling. Thus, a total sample of 115 respondents was obtained. Data were collected using questionnaires that had been tested for validity and reliability. The data analysis technique used was multiple linear regression analysis. The results show that work discipline has a positive and significant effect on the performance of employees at PT. Navil Natural Organik, and job satisfaction also has a positive and significant effect on the performance of employees at PT. Navil Natural Organik.
Analisis SWOT dalam Pengembangan Bisnis Berbasis Sustainability Melalui Strategi Word of Mouth (WOM) pada Peternak Ayam Petelur Makmur Farm di Kabupaten Tulungagung Sega Rohma Nur Ulaika; Anas Firman Adi; Priska Wulan Ndari
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 4 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i4.11805

Abstract

The development of Makmur Farm's poultry egg farming business in Tulungagung requires effective strategies to ensure sustainability. This study aims to analyze the role of SWOT analysis and Word of Mouth (WOM) strategy in sustainable business development. A qualitative approach was used, involving data collection through direct observation, in-depth interviews with owners and staff, and documentation at the farm site. Data were analyzed using SWOT to identify strengths, weaknesses, opportunities, and threats faced by the business. Results indicate that Makmur Farm has strengths in product quality and innovation, but faces weaknesses in digital marketing. Significant opportunities arise from increasing public awareness of sustainability and market trends, while threats include competition and feed price fluctuations. The WOM strategy proved effective in building customer confidence and organically expanding market reach. The discussion emphasizes the importance of integrating SWOT analysis with a digital-based WOM strategy and highlights the role of personal communication and trust-building in creating long-term sustainability for the farm. This comprehensive approach supports strategic decision-making and sustainable growth.
Pengaruh Self Control dan Intensitas Pembelian Item Virtual Terhadap Pengelolaan Keuangan Pribadi Pemain Game Roblox di Karawang Asyifa Arethania Dayanara Ryu; Ujang Suherman; Thomas Nadeak
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 4 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i4.11863

Abstract

There has been a spike in the purchase of virtual items among gamers due to the fast expansion of the online gaming market, especially on the Roblox platform. When gamers display a lack of self-control and a high intensity of acquiring virtual products, this phenomena may impact their conduct regarding personal money management. Irrational expenditure and a lack of financial stability could emerge from such circumstances. Partially and concurrently, this research intends to examine the impact of self-control and the intensity with which Roblox users in Karawang purchase virtual items on their financial management. An explanatory technique is used by this quantitative investigation. A total of 212 Roblox users in Karawang who had made virtual goods purchases in the past were surveyed using a purposive sample approach. Multiple linear regression was used to analyze the data with the help of SPSS version 26. A player's ability to exercise self-control affects their handling of their money, according to the findings. The intensity of buying virtual items also has a major impact on budgeting. Both factors impact Roblox users' ability to handle their money at the same time. The findings of this research should raise awareness about the significance of self-control while playing video games online and help advance digital financial literacy.
Empirisme dan Rasionalitas dalam Keuangan dan Kesejahteraan pada Masa Khulafaur Rasyidin Nawangsasi Kusuma Putri; Umi Zaidatul; Rizka Renvrita Putri; Muhammad Fathurrizqi; Rahmini Hadi
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 5 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i5.10478

Abstract

The financial system and welfare distribution are fundamental components in ensuring the sustainability of Islamic governance, particularly during the era of the Rightly Guided Caliphs. This article aims to analyze the integration of rationality and empiricism in managing the financial system and welfare distribution under the leadership of Abu Bakr Ash-Shiddiq, Umar ibn Khattab, Uthman ibn Affan, and Ali ibn Abi Talib. Employing a literature review with a historical-descriptive approach, this study critically examines primary and secondary sources on fiscal and social policies of the period. The key findings reveal that each caliph implemented rational policies grounded in Sharia principles and structured institutional frameworks, while empirically adapting them to the diverse socio-economic realities of their societies. This dual approach-combining rational principles with practical empirical adjustments-resulted in an effective, just, and sustainable financial and welfare system. For instance, policies related to zakat collection, social assistance programs, and the management of baitul mal were designed to uphold social justice and meet the actual needs of the community. These measures demonstrated the caliphs' profound understanding of the economic and social complexities of their time, ensuring that their governance fostered public welfare and social solidarity. The findings of this study provide valuable insights for the development of modern Islamic economic policies, highlighting the importance of inclusivity and adaptability in addressing contemporary challenges.
Maqasid Al-Shari’ah Al-Syatibi VS. Jasser Auda: Perspektif Dinamis dan Sistemik Terhadap Kebijakan Publik di Era Globalisasi umi zaidatul Khoeriyah; Yoiz Shofwa Shafrani; Nawangsasi Kusuma Putri
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 5 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i5.10480

Abstract

This study explores the comparative framework between Abu Ishaq Al-Syatibi and Jasser Auda in interpreting Maqasid Al-Shari’ah within the context of public policy in the globalization era. The research aims to identify the philosophical and methodological shifts from the classical normative approach of Al-Syatibi to Auda’s dynamic systemic paradigm. Employing a descriptive qualitative method through a comparative matrix, the study analyzes six dimensions of systemic analysis-cognition, hierarchical interrelatedness, systemic integrity and totality, openness, multidimensionality, and intentionality. Data were obtained from primary and secondary sources that discuss the theoretical foundations and applications of maqasid in Islamic law and public policy. Findings show that Al-Syatibi emphasizes a conservative-normative perspective focusing on the preservation of fundamental values-religion, life, intellect, lineage, and property serving as the foundation for legal stability. Conversely, Jasser Auda promotes a holistic and adaptive interpretation of maqasid that responds to social change and global issues, highlighting human rights, justice, and sustainability. The synthesis of both paradigms provides a comprehensive and integrative framework for formulating public policies that are not only normatively grounded but also contextually responsive to modern societal needs.
Bagaimana Live Streaming Selling, Review Product, Discount dan Sosial Media Marketing Mempengaruhi Minat Beli Lipstik Maybelline di Shopee: Studi pada Mahasiswa di Universitas di Purwokerto Resti Meilani; Herni justiana Astuti; Wida Purwidianti; Totok Haryanto
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 5 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i5.10512

Abstract

This study aims to analyze the influence of Live streaming selling, Product Reviews, Discounts, and Social Media Marketing on the purchase intention of Maybelline lipstick at the official Shopee store. The study employed a quantitative approach using a survey method. Data were collected through questionnaires distributed to 121 active students in Purwokerto, selected using purposive sampling. Data analysis was conducted using SPSS version 25 through multiple linear regression. The t-test results show that Live streaming selling, Product Reviews, and Discounts have a significant effect on purchase intention, while Social Media Marketing does not. The Adjusted R Square value of 0.638 indicates that 63.8% of the variation in purchase intention can be explained by these four variables. These findings suggest that direct interaction through Live streaming selling and the trust formed from Product Reviews play an important role in influencing consumer purchase intention on Shopee e-commerce
Analisis Efektivitas dan Efisiensi Penggunaan Sistem Atlas dalam Proses Audit Laporan Keuangan Anggita Shita Kusumawati; Agus Munandar
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 5 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i5.11117

Abstract

                This study aims to analyze the effectiveness and efficiency of using the Audit Tools and Linked Archive System (ATLAS) in the financial statement audit process at Public Accounting Firms (PAFs). A qualitative descriptive approach was employed, with data collected through interviews with auditors who had implemented ATLAS. The results reveal that ATLAS enhances audit effectiveness by integrating processes, standardizing working papers, and facilitating supervision. In terms of efficiency, ATLAS reduces audit completion time and lowers operational costs through digital documentation. The system also strengthens accountability through transparent audit trails. However, challenges such as limited IT infrastructure and resistance from senior auditors remain. Managerial support, continuous training, and technological readiness are crucial for successful implementation. Overall, ATLAS significantly contributes to improving auditor professionalism and promoting digital transformation in financial auditing practices.
The Influence of Green Marketing Mix Strategy on Marketing Performance in Indonesian Food and Beverage SMEs Daniels Marshall Aththarsyach; Totok Haryanto; Erny Rachmawati; Hengky Widhiandono
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 5 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i5.11173

Abstract

The implementation of sustainable marketing strategies has become a crucial issue for MSMEs in the food and beverage sector as environmental sustainability and business competitiveness are increasingly being addressed. This study aims to analyze the influence of the Green Marketing Mix (7P) on the marketing performance of MSMEs in Indonesia from a Resource-Based View (RBV) perspective. The study employed a quantitative method through a survey of 136 MSMEs selected using a convenience sampling technique. Data were collected using a Likert-scale questionnaire, then analyzed using Structural Equation Modeling–Partial Least Squares SEM-PLS using SmartPLS. The results showed that green people, green processes, and green physical evidence had a positive and significant effect on marketing performance, while green products, green prices, green places, and green promotions did not show a significant direct effect. These findings indicate that MSMEs' internal operational capabilities based on human resources, processes, and environmentally friendly physical evidence, are more effective in improving marketing performance than other strategic elements. This research provides theoretical contributions in the development of RBV-based green marketing studies as well as practical implications for MSMEs and policymakers in designing sustainable marketing strategies oriented towards strengthening internal capabilities.
Performance Reviewed From Competence Integrity Training and Organizational Culture Study At Cangkringan Police Sub-District, Yogyakarta Indro Ariyanto Saputro; Sarsono Sarsono; Supawi Pawenang
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 5 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i5.11180

Abstract

This study aims to examine the influence of training, integrity, competence, and organizational culture on the performance of police personnel at Polsek Cangkringan, both partially (each variable individually) and simultaneously (collectively). The research is conducted by considering the importance of improving police performance as an institution responsible for public service, protection, and law enforcement at the local level. This study employs a quantitative research design with a survey approach. The population consists of all police personnel at Polsek Cangkringan, totaling 37 individuals. The sampling technique used is saturated sampling (census). Data were collected through the distribution of questionnaires. The data analysis techniques include statistical analysis using multiple linear regression, F-test, t-test, and coefficient of determination. The results indicate that training, integrity, competence, and organizational culture each have a positive effect on performance, with competence emerging as the most dominant factor. Simultaneously, these four variables have a significant effect on personnel performance, indicating that performance improvement is influenced by various internal factors within the organization.
The Effect of Service Quality, Facilities, Price Perception, and Trust on Service User Decisions Jarwa Susila; Supawi Pawenang; Bambang Mursito
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 5 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v7i5.11198

Abstract

This study aims to analyze the influence of service quality, facilities, price perception, and trust on the decision to use auction services at the Surakarta State Assets and Auction Service Office (KPKNL). This study uses a quantitative approach with a survey method. Data were collected by distributing questionnaires to 40 respondents who are auction service users at KPKNL Surakarta. Data analysis techniques used include classical assumption tests, multiple linear regression analysis, model feasibility tests, and hypothesis tests using the SPSS program. The results of the study indicate that service quality, facilities, price perception, and trust simultaneously have a significant influence on the decision to use services. Partially, service quality has a positive and significant influence on the decision to use services, as do facilities and price perception. The trust variable has a positive and significant influence and is the most dominant variable in influencing the decision to use auction services. The coefficient of determination value indicates that most of the variation in the decision to use services can be explained by the independent variables in this study. This study is expected to be a consideration for KPKNL in improving service quality and become a reference for further research in the field of public services and government services.

Page 179 of 183 | Total Record : 1828

 177   178   179   180   181 

Filter by Year

2023 2026


Reset
Filter By Issues
All Issue Vol. 7 No. 5 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 4 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 3 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 2 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 7 No. 1 (2026): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 12 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 11 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 10 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 9 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 8 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 7 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 6 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 5 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 4 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 3 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 2 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 1 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 12 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 11 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 10 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 8 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 7 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 6 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 5 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 3 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 2 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 1 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 4 No. 6 (2023): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam More Issue