cover
Contact Name
Dhita Febyanti
Contact Email
editor@ijefm.co.in
Phone
+6281315458523
Journal Mail Official
editor@ijefm.co.in
Editorial Address
Jl. Raya Pemda Pajeleran Sukahati No. 41 Cibinong, Bogor. 16913
Location
Kab. gresik,
Jawa timur
INDONESIA
Journal of Ekonomics, Finance, and Management Studies
ISSN : 26202956     EISSN : 27470490     DOI : https://doi.org/10.47467/elmal.v5i12
Core Subject : Religion, Economy,
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam mempublikasi hasil riset dan kajian terkini bidang ekonomi, keuangan, manajemen dan bisnis Islam. Mulai 2011, jurnal ini terbit tiga kali setahun setiap Maret, Juli dan November. Jurnal ini dikelola oleh Pusat Riset dan Kajian Strategis (PRKS) Masyarakat Ekonomi Syariah (MES) Bogor Raya bekerjasama dengan Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor, Institut Agama Islam (IAI) Sahid Bogor dan Institut Umum Quro Al-Islami (IUQI) Bogor. P-ISSN 2620-2956 E-ISSN 2747-0490.
Articles 1,633 Documents
Pengaruh Pengembangan Karir, Kompensasi dan Kepuasan Kerja Terhadap Retensi Karyawan PT. Sunwoo Garment Indonesia di Sukoharjo. Juwita Muntari Susanti; Sri Hartono; Istiqomah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 6 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i6.1971

Abstract

The aim of this finding is to see (1) the influence of career development on worker retention. (2) to see the effect of compensation on worker retention. (3) to see the effect of job satisfaction on worker retention. These findings were applied to employees of PT. Sunwoo Garment Indonesia in Sukoharjo. The method is a quantitative method. Where the population is employees who do their work at PT. Sunwoo Garment Indonesia in Sukoharjo. The sample was 100 respondents with a non-probability sampling technique applying the purposive sampling method. The selection techniques include documentation, observation, questionnaires, questionnaires and literature studies. The analysis technique uses multiple linear regression tests, F tests, t tests and R2. Findings (1) Career development has a positive and significant influence on employee retention. (2) Compensation has a positive and significant influence on employee retention. (3) Job satisfaction has a positive and significant influence on employee retention. (4) The coefficient of determination is 46.2%. Where employee retention can be explained from career development, compensation, job satisfaction, there is 46.2%. Then other variables explain other variables outside of these findings.
Faktor-Faktor Penghambat Masyarakat Desa Tanjung Putus Untuk Bertransaksi di Bank Syariah Siti Zumara; Tuti Anggraini; Nursantri Yanti
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.1979

Abstract

Sharia banking experienced a very fast change of events and spread to various countries. The development of the process of making sharia banking products certainly raises concerns regarding the real factors that hinder Tanjung Putus Village residents from making transactions at sharia banks. So is it true that information factors, location factors, insight factors and brand factors can inspire people in Tanjung Putus Village to carry out transactions at sharia banks? So, to find out the factors that hinder the people of Tanjung Putus Village from carrying out transactions at sharia banks, factors related to buyer behavior were used. This examination aims to determine the elements that pressure the public to carry out transactions at sharia banks, especially the people of Tanjung Putus City. The type of research used in this research is quantitative research carried out with the help of the SPSS application and includes several testing stages, such as: hypothesis testing, multiple linear regression testing, normality testing, multicollinearity testing, and validity. Testing Looking at the results of the exploration that has been carried out, the results show that H0 is rejected and Ha is accepted, this means that the factors of information, area, wisdom and brand influence individual income in carrying out transactions at Sharia Commercial Banks.
Pengaruh Security, Trust, Usability, dan Usefulness terhadap Kepuasan Pengguna pada Aplikasi SeaBank Eti Yulianti; Nurhadi
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 6 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i6.1980

Abstract

The escalating adoption of digital banking applications underscores the imperative for a comprehensive comprehension of factors influencing user satisfaction. This study seeks to scrutinize the impact of security, trust, usability, and usefulness on user satisfaction within the SeaBank digital banking application. Employing a quantitative research methodology, data were collected through a questionnaire distributed to 271 respondents utilizing the SeaBank application in Indonesia. Multiple linear regression analysis was employed for data analysis. The findings revealed that collectively, security, trust, usability, and usefulness significantly affect user satisfaction. Specifically, trust, usability, and usefulness individually exhibit a substantial positive influence on user satisfaction, while security demonstrates an insignificant positive impact. Consequently, enhancing elements of trust, ease of use, and application utility can heighten user satisfaction in the realm of digital banking applications. The practical implications of these findings can offer valuable insights to digital banking service providers, guiding efforts to enhance both quality and user satisfaction. A strategic emphasis on these identified factors is anticipated to provide a foundation for the development of more efficacious strategies aimed at optimizing the user experience within the digital banking domain.
Peran Penting Work Life Balance dan Kompensasi dalam Employee Retention: Studi Karyawan Generasi Z di Unit Kantor Cabang BRI Lenteng Agung Nabilla Fauziah; Syifa Fitri Fairus; Agung Surya Dwianto
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.1995

Abstract

The company has several aspects to run the Employee Retention program, such as implementing a Work-Life Balance system and providing compensation to employees. The purpose of this research is to analyze the important role of Work Life Balance and Compensation in Employee Retention (Study of Generation Z Employees at BRI Lenteng Agung Branch Office Unit). This research method is quantitative. This research uses interview and observation techniques to solve the problems found. The informants of this research consisted of 2 (two) generation Z employees and 1 (one) supervisor employee. This research data collection technique is by observation and interview. The results of this study are that work-life balance and compensation have an important role in the sustainability of employee retention at the BRI Lenteng Agung branch office unit. The company has implemented a balance of time for work life and personal life for its employees, and the company also provides compensation in accordance with company policy where this has a positive impact on employees and is included in the company's efforts to retain employees. This is supported by the statements of two informants who are generation Z employees and a supervisor who explained that the working hours, workload, and organizational culture as well as the compensation provided by this company are able to make them stay in the position they are currently in, until later they will follow the increase in position or career path in the future.
Pengaruh Peranan Sikap, Norma Subjektif, dan Perceived Behavior Control Terhadap Niat Mengunjungi Kembali Studi Kasus pada Wisata Central Park Meikarta Cikarang Afifah Putri Dwi Lestari; Wiji Safitri
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.2010

Abstract

This study aims to determine the effect of the role of attitudes, subjective norms and perceived behavior control on the intention to revisit Meikarta Central Park Cikarang. This study used a quantitative method with data collection techniques through distributing questionnaires. The sample in this study were 80 tourists who had visited Central Park Meikarta using the saturated sample method. The data analysis technique used is multiple linear regression using SmartPLS. The intention to revisit tourist attractions has a positive and significant effect on the variable role of tourist attitudes. Subjective norms have a positive and significant effect on the variable Intention to Revisit Tourist Attractions. Perceived behavior control (behavioral control) has a positive and significant effect on the variable Intention to Revisit Tourist Attractions. Furthermore, it is seen how much influence the role of attitudes, subjective norms and perceived behavior control has on the intention to revisit Meikarta Central Park Cikarang in hypothesis testing. From the results of multiple linear regression tests, it was found that attitude variables, subjective norms and perceived behavior control affect the intention to revisit tourist attractions. The collected data is processed using the regression test technique which is processed with the SmartPLS application. The concept of this research has been tested by instruments with validity and reliability results with decent results. Keywords: Attitude, Subjective Norm, Perceived Behavior Control, Revisit Intention
Pengelolaan Zakat Uni Emirat Arab Bunga Anggita Batubara; Marlinda Mustika; Maryam Batubara
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 5 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i5.2022

Abstract

Zakat in Islamic economics is able to encourage equal distribution of income and wealth by eliminating the accumulation of assets among some people. Zakat can build economic growth and equal income distribution. Each Islamic country has a different approach to managing zakat. To maximize the collection of ZIS funds, Indonesia can compare zakat collection models with Islamic countries. There are many Islamic countries that are successful in managing zakat, one of which is the United Arab Emirates. This research aims to find out how zakat is managed in the United Arab Emirates and how it differs from zakat management in Indonesia. This research uses a qualitative approach with library research methods. The results of the research are that zakat funds in the UAE are managed by the Zakat Fund under the auspices of the Minister of Islamic Affairs and Endowments. The differences lie in the structure of zakat fund collection, location of asnaf distribution, and online zakat request services.
Perlindungan Pelaku Usaha Atas Review Food vlogger Perspektif Wahbah Az-Zuhaili: Studi Kasus di platfrorm Tik Tok Erlina Sari Hasibuan; Rahmat Hidayat
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.2023

Abstract

This research discusses the protection of business actors regarding Food vlogger reviews on TikTok with a focus on Wahbah Az-Zuhaili's perspective. In this case, food vloggers review the quality of restaurant food and service and upload them to social media without the business owner's knowledge. The content published by food vloggers received responses from various viewers, both positive and negative. When reviews are negative, it causes a decrease in customers which ultimately harms business actors. Food vlogger reviews have an impact on reducing customers which results in less income for business actors. This research uses empirical juridical methods by collecting data from literature searches. From this research, it was found that food vlogger reviews have an impact on sales, but what needs to be paid attention to is that the reviews given by food vloggers should use polite language and still provide suggestions so that business actors know what to improve. As explained by Wahbah Az-Zuhaili, this impact can be an opportunity and challenge for the culinary business. A social media user must be smart in choosing diction and speak in moderation. Words that contain encouragement or motivation and don't speak if only to offend other people's feelings. Because indeed Allah SWT hates people who exaggerate in anything.
Tinjauan Praktek Akad Ijarah Menurut Hukum Islam: Studi Kasus pada UMKM Kios di Kec. Medan Helvetia Shavira Aprilia; Rasta Kurniawati Br. Pinem
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.2024

Abstract

Leasing (ijarah) is a form of muamalah action that is often carried out by humans to fulfil their needs. These needs can be in the form of the benefits of goods or services that are not owned, such as renting out kiosks for MSME business actors in Medan Helvetia Sub-District. However, in some cases, kiosk tenants are often not responsible for the leased kiosk building, such as building damage that arises during the lease period and arrears in water and electricity costs. The purpose of this study is to explain how the practice of ijarah contracts contained in kiosk MSMEs in Medan Helvetia sub-district and explain the practice of ijarah contracts contained in kiosk MSMEs in Medan Helvetia sub-district according to Islamic law. This research uses a type of field research with a descriptive qualitative approach. The data sources used are primary data sources and secondary data sources. Data collection is done by observation, interviews, documentation. Data analysis techniques using qualitative descriptive data analysis techniques. Based on the results of this research, the benefits of objects in the practice of ijarah contracts for MSME kiosks in Medan Helvetia sub-district are permissible in Shara'. When viewed from the validity of the contract, the practice of ijarah contracts for MSME kiosks in Medan Helvetia Sub-District is not in accordance with Islamic law because the conditions for the validity of the ijarah contract have not been fulfilled, which is due to violations committed by the tenant against the object of the lease in the form of damage to the building that appears.
Mencapai Kesejahteraan Masyarakat Melalui Instrumen Zakat dan Wakaf: Studi Kasus Pengelolaan Wakaf Mesir Dan Indonesia Muhammad Luqman El Hakim; Maryam Batubara; Elaeis Guineensis Jalil Hsb
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 5 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i5.2028

Abstract

This research aims to provide an explanation of the comparison and similarity of zakat and waqf in Indonesia and Egypt. Both Indonesia and Egypt have government institutions that focus on managing zakat and waqf, both countries have special bodies responsible for zakat and waqf. From this research it is concluded that the management of zakat and waqf in Egypt and Indonesia has the aim of advancing welfare and development through waqf and zakat instruments in various fields, such as education, health, charity, poverty alleviation, economic development, micro-enterprises, and maintenance of places. Worship and things can continue to be used for the social, economic and religious benefit of society.
Analisis Teknikal Menggunakan Moving Average (MA), Moving Average Convergence-Divergence (MACD), dan Relative Strength Index (RSI) Untuk Mengoptimalkan Dalam Pengambilan Keputusan Investasi Pada Saham Sektor Manufaktur Index LQ45 BEI Tahun 2022-2023 Saiful Hasan; Siti Nurhasanah; Wahyu Purbo Santoso
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.2029

Abstract

This research examines technical stock analysis techniques for six manufacturing sector companies listed on the Indonesia Stock Exchange for the 2022–2023 period, using the Moving Average (MA), Moving Average Convergence and Divergence (MACD) and Relative Strength Index (RSI) indicators. . Astra International Tbk (ASII), PT Indofood Sukses Makmur Tbk (INDF), PT Indofood CBP Sukses Makmur Tbk (ICBP), PT Semen Indonesia Persero Tbk (SMGR), PT Indah Kiat Pulp & Paper Tbk (INKP), and PT Kalbe Farma Tbk (KLBF) are some of them. The analysis was conducted using charts from the stockbit.com website to evaluate the accuracy of signals and the investment performance of these three indicators. The research results indicate that RSI has the highest signal accuracy rate, namely 92%, while MA and MACD have accuracy rates of approximately 58% and 55%, respectively. Despite MACD producing more signals, RSI remains accurate with fewer signals. In terms of return on investment, RSI achieved a total return of 238%, followed by MACD with a total return of 161%, and MA with a total return of 101%. RSI proves to be a reliable indicator by generating positive returns without any negative returns on the studied stocks. In conclusion, RSI is the primary choice in making investment decisions in the manufacturing sector stocks on the Indonesia Stock Exchange due to its accuracy and positive investment returns. However, MA remains useful for trend analysis, and investors are advised to pay attention to the entire stock market, consider additional indicators, and have sufficient understanding of technical analysis. For future research, it is recommended to consider other sectors and a broader range of indicators.

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