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Contact Name
Irsan Tricahyadinata
Contact Email
admin.journal@feb.unmul.ac.id
Phone
+6281347230406
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jinv@feb.unmul.ac.id
Editorial Address
https://e-journals2.unmul.ac.id/index.php/INOVASI/about/editorialTeam
Location
Kota samarinda,
Kalimantan timur
INDONESIA
INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen
Published by Universitas Mulawarman
ISSN : 02167786     EISSN : 25281097     DOI : https://doi.org/10.30872/jinv.v21i1
Core Subject : Economy,
INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen is a scientific publication that focuses on the latest research and development in the fields of economics, finance, and management. This journal aims to present high-quality and relevant research results for academics, practitioners, and policymakers.
Articles 231 Documents
From TED to Fintech: Mining Speaker Sentiments for Insights into The Future of Finance Cahyani, Virly; Alamanda, Dini Turipanam; Kusmiati, Eti
INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Vol. 20 No. 3 (2024): Agustus
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jinv.v20i3.1796

Abstract

This research explores the diverse perspectives of TED Talks speakers on Fintech and its role in the future of finance. This study utilizes opinion mining and InfraNodus to identify trends, similarities, differences, and viewpoints that emerged in TED Talks talk's discussions about Fintech on YouTube. The methodology involves analyzing opinions expressed by TED Talks speakers on YouTube channels using opinion mining techniques and InfraNodus tools to structure and deepen understanding of the speaker’s point of view. By examining these perspectives, this study aims to enrich the understanding of how Fintech permeates culture and influences financial perspectives. The study results classified opinions into four main categories: Fintech Access, Banking Simplify, Trust Business, and AI Transaction, which helped identify critical themes in TED Talks discussions on Fintech. These findings reflect the importance of increased access to financial services, banking innovation, and positive changes in financing. The study's implications include insights for policymakers, regulators, and industry stakeholders to develop frameworks that support financial technology development while ensuring consumer protection and security.
The Influence of Current Ratio (CR), Debt To Equity Ratio (DER), Net Profit Margin (NPM), and Firm Size on Stock Returns with Dividend Payout Ratio (DPR) as an Intervening Variable Pustika, Titin Hestri
INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Vol. 20 No. 3 (2024): Agustus
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jinv.v20i3.1797

Abstract

The aim of this research is to test and analyze the influence of Current Ratio (CR), Debt To Equity Ratio (DER), Net Profit Margin (NPM), and Firm Size on Stock Returns with Dividend Payout Ratio (DPR) as an intervening variable. This research uses causal research (cause and effect). The analytical technique for processing and analyzing data uses Eviews 12 software with multiple linear regression testing and the Sobel test. The results of this research show that in structural I, the Debt to Equity Ratio (DER) and Net Profit Margin (NPM) partially have a positive influence on the Dividend Payout Ratio (DPR). Meanwhile, the Current Ratio (CR) and Firm Size variables partially have no influence on the Dividend Payout Ratio (DPR). Structural II states that the Net Profit Margin (NPM) variable partially has a positive effect on Stock Returns, while the Current Ratio (CR), Debt to Equity Ratio (DER), Firm Size, and Dividend Payout Ratio (DPR) variables partially have no effect. on Stock Returns. The Sobel Test results explain that the Dividend Payout Ratio (DPR) variable is unable to mediate or intervene in the influence of Current Ratio (CR), Debt to Equity Ratio (DER), Net Profit Margin (NPM), and Firm Size on Stock Returns.
The Role of Organizational Culture as a Mediating Variable on Employee Performance in the MSME Business World in Semarang City Arfah, Susilo Ariana; Firdaus; Nurhayati; Haerudin
INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Vol. 20 No. 3 (2024): Agustus
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jinv.v20i3.1798

Abstract

Small Medium Enterprises (SMEs) have an important role in national economic development. This is an important pillar for further national economic development. This research aims to look at the role of organizational culture in bridging work simplification and accelerated change in employee performance in Semarang City SEMs, both directly and indirectly. This research used a 1-5 scale questionnaire for 100 respondents and was processed using AMOS PLS. The results of this research show that causality between work simplification and accelerated change in employee performance does not have a significant effect, but this research also proves that the role of organizational culture can bridge deviations in this research, the existence of organizational culture as a mediator can improve performance. Employees at SEMs in Semarang City, in this research the results also show that mediating variable plays its full role.
The Influence of Intellectual Capital, Market Value, and Earnings Per Share on Stock Returns Sulistiani, Astri; Ryanto, Fuad Ramdhan
INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Vol. 20 No. 3 (2024): Agustus
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jinv.v20i3.1800

Abstract

This research aims to determine the influence of Intellectual Capital, Market Value, and Earnings per share on stock returns in financial sector companies for the 2020-2022 period. The population used in this research is financial sector companies on the Indonesia Stock Exchange (BEI) for the 2020-2022 period. number of samples 94 samples. This type of research is quantitative. Secondary data is used in data collection and sampling using purposive sampling techniques with multiple linear data analysis. Using SPSS 23. The results of the research are that the Intellectual Capital and Market Value variables partially have no effect on stock returns. while Earning Per Share has a positive effect on stock returns. In simultaneous testing, the intellectual capital, market value and earnings per share variables together have no effect on stock returns.
The Influence of Financial Literacy, Cognitive Bias and Emotional Bias on Financial Sector Investment Decisions in West Kalimantan with Risk Preference as an Intervening Variable Listianingsih, Siti Nur Azizul
INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Vol. 20 No. 3 (2024): Agustus
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jinv.v20i3.1801

Abstract

The purpose of this study was to test and analyze the effect of Financial Literacy, Cognitive Bias and Emotional Bias on Investment Decisions with Risk Preference as an intervening variabel. This research uses causal research. The hypothesis tested is the effect of the variabels of Financial Literacy, Cognitive Bias and Emotional Bias on Risk Preference, the variabels of Financial Literacy, Cognitive Bias and Emotional Bias on Investment Decisions. The sample used in this study amounted to 327 samples from people in West Kalimantan selected using purposive sampling technique. Analysis techniques in processing and analyzing data using Eviews 13 software with multiple linear regression testing and Sobel test. The results of this study indicate that in Equation I, Financial Literacy and Cognitive Bias partially do not have a positive influence on Risk Preference. While the Emotional Bias variabel partially has an influence on Risk Preference.
Analysis of Household Poverty Risk Factors Madris; Maharajabdinul; Roy, Juliansyah
INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Vol. 20 No. 3 (2024): Agustus
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jinv.v20i3.1802

Abstract

The study aimed to identify and analyze the stimulating poverty risk factors in urban households, South Sulawesi Province, which included demographic, social, and economic characteristics. The population was poor households in urban areas in South Sulawesi Province. This research used a logistic regression analysis method. The results of data analysis exhibited that social characteristics, such as the quality of human resources, were the main stimulus factor for household poverty risk. Meanwhile, the aspects of economic and demographic did not contribute to the stimulus factors in reducing household poverty risk in urban residents in South Sulawesi Province. Education alone was not enough to increase individual income but rather decisive work experience.
The Influence of ROA, ROE, and NPM on Company Value with Dividend Policy as a Mediation Variable Mariana; Suryadi, Edy
INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Vol. 20 No. 3 (2024): Agustus
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jinv.v20i3.1803

Abstract

This research aims to determine the effect of ROA, ROE, and NPM on Company Value (PBV) with Dividend Policy as mediation in raw goods companies on the Indonesia Stock Exchange (BEI) for the 2020-2022 period. The data collection method is documentation study. Samples were taken using the purposive sampling method. A sample of 49 companies was obtained from a population of 96 companies registered in the automotive subsector over a 3 year period (2020-2022). This research data uses multiple linear regression analysis. The results of hypothesis testing prove that NPM has an influence on dividend policy, but ROA and ROE have no influence on dividend policy. ROE and NPM have an influence on company value, but ROA and dividend policy have no influence on company value. Dividend policy (DPR) can mediate the effect of ROA on company value but cannot mediate the effect of ROE and NPM on company value.
The Effect of Late Publication Financial Statements on Stock Prices with Company Reputation as Moderator in Companies Listed on the IDX Period 2020-2022 Miwanda Putri, Denik Nadia; Setiawati, Ledy
INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Vol. 20 No. 3 (2024): Agustus
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jinv.v20i3.1804

Abstract

This study aims to analyze the effect of delays in the publication of financial statements on stock prices, by considering corporate reputation as a moderating variable in companies listed on the Indonesia Stock Exchange and have experienced delays in the publication of financial statements in 2020-2022. To test this relationship, this study uses audited annual financial report data of 89 companies that are late and listed on the Indonesia Stock Exchange for the period 2020-2022. This research sample was selected using purposive sampling. Data analysis was carried out using the IBM SPSS 22 analysis tool and using simple linear regression techniques. The results showed that late in publication of financial statements had no significant positive effect on stock prices. This shows that late in the publication of financial statements has no influence on stock prices. This study also found that company reputation is able to moderate the effect of late publication of financial statements on stock prices.
Determinants of Tax Avoidance in Mining Companies 2018-2022 Aissyiah, Putri Mafazh; Nurlaela, Siti; Chomsatu, Yuli
INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Vol. 20 No. 3 (2024): Agustus
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jinv.v20i3.1805

Abstract

The goal of this study was to look at how profitability, leverage, sales growth, institutional ownership, and independent commissioners influence avoidance of taxes. The secondary data source was financial statements from mining businesses that were listed on the Indonesia Stock Exchange (IDX) between 2018 and 2022. For the study, 18 mining companies from the same time period were chosen using purposive selection. The SPSS version 21 was utilized for data analysis, which included multiple linear regression. According to the findings, while leverage and sales growth had no influence on tax avoidance, institutional ownership and the presence of independent commissioners did.
The Influence of Social Media Marketing on Digital Banking Consumer Behavioral Intention Through Brand Experience and Relationship Marketing Rizal, Rusma; Khairunissa, Amaliah
INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Vol. 20 No. 3 (2024): Agustus
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jinv.v20i3.1806

Abstract

This research aims to determine the influence of social media marketing on the behavioral intention of digital banking consumers through brand experience and relationship marketing in the city of Palembang. This research uses a quantitative approach to explain the position of the variables studied and the relationship between one variable and another. This research is intended to test hypotheses that have been previously formulated. The results of this research will explain the causal relationship between variables through hypothesis testing. In this research, the analysis method used is path analysis with path analysis using the SmartPLS program. The results of this research found that 1) There is a partial influence Brand experience on Behavioral intention 2) There is an influence of Relationship marketing on Behavioral intention 3) There is an influence of Social media marketing on Behavioral intention 4) The moderating role of Relationship marketing has no influence between Social media marketing on Behavioral intention 5) The Moderating role of Brand experience has no influence between Social media marketing on Behavioral intention.

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