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AL-RASYAD Jurnal Hukum dan Etika Bisnis Syariah
Published by Institut Agama Islam Hamzanwadi NW Pancor
ISSN : -     EISSN : 28298357     DOI : https://doi.org/10.37216/alrasyad
Core Subject : Social,
Law, Crime, Criminology & Criminal Justice
Al-Rasyad: Jurnal Hukum dan Etika Bisnis Syariah (e-issn: 2829-8357) is a peer-reviewed scientific publication that focuses on disseminating research results in the fields of Economic Law, Business Ethics, Economics and Social Media, Islamic Law, Fiqh Muamalah, and Sharia Economics. This journal is published by the Faculty of Sharia Economics Law Study Program, Institut Agama Islam Hamzanwadi Pancor Al-rasyad: Jurnal Hukum dan Etika Ekonomi Syariah by Hukum Ekonomi Syariah is licensed under Creative Commons Attribution-ShareAlike 4.0 International and indexed by Base, and Road. Al-Rasyad published regularly twice a year (June and december). The editorial team invites experts and practitioners in the fields mentioned above to participate in sending the latest research results to be published in this journal
Arjuna Subject : Ilmu Sosial - Hukum
Articles 35 Documents
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Ganti Rugi dan Denda bagi Nasabah Pengemplang di Perbankan Syari’ah dalam Tinjauan Fikih Mu’amalat M. Arif Al Kausari arif
AL-RASYAD: JURNAL HUKUM DAN ETIKA BISNIS SYARIAH Vol. 2 No. 01 (2023): JURNAL AL-RASYAD
Publisher : Prodi. Hukum Ekonomi Syariah, Fakultas Syariah, IAI Hamzanwadi Pancor Lombok Timur

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Abstract

Compensation and fines for customers who violate are instruments used by Islamic banks to minimize the various risks that will be faced. This policy is based on three legal umbrellas, namely Bank Indonesia Regulation Number 11/25/PBI/2009, Fatwa of DSN number 43/DSN-MUI/VIII/2004 concerning Ta'widh and Fatwa of DSN number 17/DSN-MUI/IX/2000. Theoretically, the imposition of these fines has the potential to give birth to usury, even exactly with the usury model practiced by the ignorant community in the past, namely the debtor must pay more if he is in arrears in paying his debt to the creditor. This is contrary to the spirit of establishing Islamic banks as a way out of usury practices found in conventional banks. This study aims to analyze normatively-juridically regarding the arguments put forward by the DSN-MUI in issuing fatwas regarding fines and compensation for pemelang customers. This type of research is descriptive-analytic with a doctrinal approach, which refers to the arguments of Islamic jurists. The data collection technique used was literature documentation, using the DSN-MUI fatwa as the primary data source and the opinions of Islamic jurists as a secondary source. This study found that the DSN-MUI fatwa policy was based on the principle of benefit and prevention of harm in the form of customer moral hazard actions and safeguarding third party funds. This fatwa reconstructs the concept of compensation and fines as ta'zir for people who commit acts against the law.
STUDI PROFITABILITAS USAHATANI DAN PEMASARAN TOMAT DI KECAMATAN SEMBALUN KABUPATEN LOMBOK TIMUR Nur Imamsah Suryadi
AL-RASYAD: JURNAL HUKUM DAN ETIKA BISNIS SYARIAH Vol. 2 No. 01 (2023): JURNAL AL-RASYAD
Publisher : Prodi. Hukum Ekonomi Syariah, Fakultas Syariah, IAI Hamzanwadi Pancor Lombok Timur

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Abstract

This article discusses the Profitability of Tomato Farming and Marketing in Sembalun District, East Lombok Regency. The method used in this study is a descriptive method with the unit of analysis used is tomato farming in Sembalun District. The research area was determined by purposive sampling with the determination of farmer respondents using the accidental sampling method and the determination of merchant respondents using the snowball sampling method. After going through a long process, the authors found that 1) The average yield of tomato farming in Sembalun District was 2,544 kg/LLG or 22,754 kg/Ha with an average price of Rp. 5.500/kg. Production costs incurred an average of Rp. 4,728,988/LLG or Rp. 55,438,772/Ha and farm income obtained on average is Rp. 9.264.295/LLG or Rp. 69,707,966/Ha. 2) The profitability of tomato farming in Sembalun District is an average of 143% during the season, where the profitability value is greater than the Bank Indonesia interest rate that has been set at 3% per month. 3) There are three marketing channels for tomato farming in Sembalun District, namely: (i) the first marketing channel: from producer farmers directly to final consumers with a sales volume of 1,677 Kg or 2%; (ii) two marketing channels, namely from producers to retailers then final consumers with a sales volume of 38.953 Kg or 51% and (iii) three marketing channels, namely from producers to collectors then to wholesalers, to retailers and finally to wholesalers. consumers with a sales volume of 35,697 Kg or 47%. 4) Marketing of tomatoes in Sembalun District, is included in the efficient criteria for channels one, two and three because the share price received by farmers is >60%.
PERNIKAHAN USIA MUDA DI DESA BAGIK PAYUNG SELATAN, LOMBOK TIMUR Anas Mujahiddin
AL-RASYAD: JURNAL HUKUM DAN ETIKA BISNIS SYARIAH Vol. 2 No. 01 (2023): JURNAL AL-RASYAD
Publisher : Prodi. Hukum Ekonomi Syariah, Fakultas Syariah, IAI Hamzanwadi Pancor Lombok Timur

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Abstract

This article examines young marriages in Bagik Payung Selatan Village, Suralaga District, East Lombok. There are two main problems studied, namely the causes of the rise of easy marriages in the region and the factors that cause them. In collecting data, the writer used interview, observation and documentation techniques as primary data and took important data from books, journals and other scientific works related to the main theme of this research. After going through these series of steps, the authors found (1) The implementation of young marriages in Bagik Payung Selatan Village occurred because neither counseling nor socialization had been carried out regarding the issue of young marriage and customs from the past until now are still valid in society. (2) In detail, the occurrence of young marriages is caused by several factors including the low education of the bride and groom, low parental education, parents' economic situation, environmental factors or promiscuity and lack of youth activities. The impact caused by marriage at a young age is the frequent occurrence of disputes between husband and wife which include disharmony in the family, marriage at a young age not only has an impact on the health of the husband and wife but also has an impact on infant mortality and family resilience.
ANALISIS RANTAI NILAI USAHA BERAS DI KABUPATEN LOMBOK BARAT Wanda Rismayani
AL-RASYAD: JURNAL HUKUM DAN ETIKA BISNIS SYARIAH Vol. 2 No. 01 (2023): JURNAL AL-RASYAD
Publisher : Prodi. Hukum Ekonomi Syariah, Fakultas Syariah, IAI Hamzanwadi Pancor Lombok Timur

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Abstract

The purpose of this research is: (1) Analyse the Main Activity of the Value Chain of Rice Businesses in West Lombok Regency; (2) Analyse the Supporting Activity of Value Chain of Rice in West Lombok Regency; (3) Analyse the Costs and Income of the Value Chain of Rice Businesses Operational in West Lombok. This research uses a descriptive method as the outcome for this research. This research was performed in Lombok District areas which were selected by purposive sampling method. Narmada District area and Gerung District area are chosen as samples for this analysis. The results of this analysis showed that (1) the attainment of the main value chain activity in the rice business in West Lombok Regency was in an outstanding category. The incoming logistics, operations, outgoing logistics, marketing or sales, and services are the indicators of this activity. (2) The accomplishment of value chain supporting activity in the rice business in West Lombok Regency is in a decent category. The company's infrastructure indicators, human resource management, technology development, purchasing or procurement are the indicators that support this activity. (3) Operational costs incurred in two districts areas are in Rp. 2,558,280,834,/average per year and Rp. 10,659,503, -/production. The total average income for procedures for the two sub-districts is Rp. 303,612,022, - per year and Rp. 1,265,050, - per production.
PANDANGAN EMPAT MAZHAB TERHADAP KEPUTUSAN UNTUK MENJUAL DAN TUKAR GULING HARTA WAKAF Matlaul Irfan
AL-RASYAD: JURNAL HUKUM DAN ETIKA BISNIS SYARIAH Vol. 2 No. 01 (2023): JURNAL AL-RASYAD
Publisher : Prodi. Hukum Ekonomi Syariah, Fakultas Syariah, IAI Hamzanwadi Pancor Lombok Timur

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Abstract

When a waqf object has been handed over to the nazir, at that time the waqf object has moved to belong to the people, the people have the absolute right to benefit from the object being donated. Changing the status of a waqf object from private property to public property complicates the legal status of the waqf object when the waqf is about to change its status, often a waqf object loses the benefits of the initial intention when it was first waqf due to the surrounding conditions or circumstances so that it no longer functions optimally it is even seen that its existence causes harm in that place, with such conditions the community takes the initiative through an official agency selling it or swapping it which requires that the waqf is not as full of benefits as it was at the time of the initial contract. This has become a new legal phenomenon because the sale and purchase of waqf objects or swaps do not have textual references in the Qur'an and Hadith.
RESEPSI MASYARAKAT TERHADAP MUSHAF KUNO TEMBARUK DI DESA SAJANG KECAMATAN SEMBALUN, NTB: LIVING QUR’AN Hamzah Fansyuri
AL-RASYAD: JURNAL HUKUM DAN ETIKA BISNIS SYARIAH Vol. 2 No. 02 (2023): JURNAL AL-RASYAD
Publisher : Prodi. Hukum Ekonomi Syariah, Fakultas Syariah, IAI Hamzanwadi Pancor Lombok Timur

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Abstract

With the advancement of technology that prints tens of thousands of printed mushaf every day, the product of technological progress is not able to replace the role of ancient mushaf completely, especially in the rituals that are commonly carried out in the community of Sajang Village. Ancient mushaf had a duality of values; its value as the Word of God and as an ancestral inheritance. Therefore, the way of respect is also different from the way of respecting mushaf in general. This research uncovered the way and model of respect by taking these words and behaviors that were poured out by writing and taking pictures that are considered important and useful. This type of research is qualitative research that focused research on people's methods of intercepting verses of the Qur'an. Furthermore, the reality of mushaf reverence in the midst of traditional society was researched using the approach of reception and living Quran in looking at the symptoms that encourage local people who still maintain ancient mushaf reverence rituals amid the currents of modernity. After going through the research steps, the author managed to find some conclusions: (1) The People of Sajang Village respect the ancient mushaf Tembaruk in various ways, meaning that there is a different way of respect between ancient mushaf and printed mushaf. (2) The background of the people of Sajang Village in honoring ancient mushaf because of their concern for parents who are considered wise and must be maintained. In addition to ancestral orders, respect for mushaf is also done in order to avoid the misery of life (bahla). (3) The reception of reverence for the ancient mushaf lies in the influences of the subconscious.
RUSAK DAN BATALNYA NIKAH Muhammad Maisan Abdul Ghani; Mujiyo Nurcholis; Imam Sucipto
AL-RASYAD: JURNAL HUKUM DAN ETIKA BISNIS SYARIAH Vol. 2 No. 02 (2023): JURNAL AL-RASYAD
Publisher : Prodi. Hukum Ekonomi Syariah, Fakultas Syariah, IAI Hamzanwadi Pancor Lombok Timur

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Abstract

Hal ini penting, mengingat tidak seharusnya suatu perkawinan itu dibatalkan, karena idealnya suatu perkawinan bertujuan untuk membentuk keluarga yang bahagia dan kekal, sebagaimana amanah Undang-undang, sekaligus sebagai ladang ibadah sebagaimana yang dikehendaki dalam agama Islam. Artikel ini menggunakan metode penelitian kualitatif, dengan pendekatan yuridis normatif. Adapun hasil penelitian diungkapkan bahwa peristiwa pembatalan perkawinan menurut hukum Islam, disebabkan karena hal-hal yang membatalkan aqad nikah, seperti larangan kawin (mahram) atau karena hal yang baru terjadi setelah aqad nikah, seperti salah satu pihak murtad. Namun demikian, dengan pembatalan perkawinan tersebut bukan berarti permasalahan telah selesai. Beberapa permasalahan baru muncul sebagai akibat hukum dari pembatalan perkawinan tersebut, seperti masalah anak, masalah harta bersama dan masalah terhadap pihak ketiga yang berkepentingan.
KAJIAN TEORITIS TENTANG ZAKAT TEMBAKAU DALAM PERSPEKTIF ISLAM:: Study Kasus di Desa Peresak Kecamatan Sakra, Kab. Lombok Timur SARNI
AL-RASYAD: JURNAL HUKUM DAN ETIKA BISNIS SYARIAH Vol. 2 No. 02 (2023): JURNAL AL-RASYAD
Publisher : Prodi. Hukum Ekonomi Syariah, Fakultas Syariah, IAI Hamzanwadi Pancor Lombok Timur

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Abstract

This paper discusses tobacco zakat from an Islamic perspective. The author uses qualitative research methods with observation and interviews as a tool to obtain data. After conducting a long research, the authors found that the community, especially in Peresak Village, Sakra District, in issuing zakat on the results of their tobacco farming, they issued zakat on the results of the tobacco trade in accordance with what was explained by Allah in the Al-Quran regarding zakat on agricultural products, although many say that zakat on tobacco agricultural products is makruh, but the Peresak Village Community adheres to the Islamic shari'ah that already applies, even though their tobacco products have exceeded the obligatory zakat limit/exceeding the nishab, what they zakat is the result of the tobacco trade, so they also issue zakat. , to help the lives of the poor around him. The people of Peresak Village, Sakra District, equate their tobacco farming products with other plants besides tobacco plants so they pay zakat from their tobacco farming products, with the aim of cleansing themselves from heinous and stingy deeds and to cleanse their souls from sinful acts. Tobacco agricultural products are equated with other agricultural products, and are qiyaskan into the results of the trading business (tijaroh) so that the results of the tobacco trading business must pay zakat.
BITCOIN DALAM PANDANGAN CENDIKIAWAN MUSLIM KLASIK DAN KONTEMPORER Munawir
AL-RASYAD: JURNAL HUKUM DAN ETIKA BISNIS SYARIAH Vol. 2 No. 02 (2023): JURNAL AL-RASYAD
Publisher : Prodi. Hukum Ekonomi Syariah, Fakultas Syariah, IAI Hamzanwadi Pancor Lombok Timur

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Abstract

This article examines the views of Muslim scholars regarding bitcoin. The main problem examined in this article is the views of classical and contemporary scholars regarding the use of bitcoin. The author uses the literature study method with primary and secondary references from books, scientific articles, theses, dissertations, encyclopedias, internet and other sources. After carrying out a series of rigorous and in-depth research systems, the authors found that the existence of bitcoin as a virtual currency is considered valid, legal, or permitted under conditions, that is, if it is recognized by the state. This is because the rights and obligations to manage iqtishadiyah, including the issuance of a new currency, are under the authority of the state. In this case, bitcoin is not issued by the state and is not recognized by Bank Indonesia, so bitcoin is a currency that is considered not legal in Indonesia. The concept of bitcoin according to classical and contemporary scholars is basically the same as money in general. Actually bitcoin is a digital currency that can be used by developed countries. He is very influential in the traffic of the modern economy. As for the law, the use of bitcoins as currency or business transactions is haram li ghairihi, because the prohibition is caused by others, not the bitcoin substance itself. And also because of its uncertain nature, it is possible to cause chaos and harm many people.
PLURALISME: MERAJUT IDENTITAS YANG TERKOYAK Rahimal Khair; YUSRI HAMZANI
AL-RASYAD: JURNAL HUKUM DAN ETIKA BISNIS SYARIAH Vol. 2 No. 02 (2023): JURNAL AL-RASYAD
Publisher : Prodi. Hukum Ekonomi Syariah, Fakultas Syariah, IAI Hamzanwadi Pancor Lombok Timur

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Abstract

This article discusses the concept of pluralaslime. In this article, the main problem studied is the level of religious pluralism in Indonesia. To get some data in this research method is to read and collect both primary and secondary references such as books, scientific articles, theses, dissertations, encyclopedias, internet and other sources. After conducting an in-depth analysis, the author finds that our plurality identity is being severely tested, especially after the Ahok case. The Ahok case created a new order in the midst of the religious community. Attitudes of exclusivity appear everywhere. To anticipate the collapse of brotherhood between religious communities, it takes an attitude to understand and understand each other. In addition, an attitude of inclusiveness is an attitude that must be applied in every element of society so that anarchism does not occur in the midst of a plural society.

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