Al-Iqtishad: Jurnal Ekonomi Syariah
Al-Iqtishad: Jurnal Ekonomi Syariah Focuses on various topics covering Islamic economics, Islamic finance, Islamic banking, Islamic insurance (takaful), Islamic capital markets, zakat, waqf, and sharia-based economic development that have regional and global relevance.
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<![CDATA[ANALISIS REVITALISASI PASAR TRADISIONAL PADA PASAR BATUMARTA DALAM PERSPEKTIF EKONOMI ISLAM ]]>
<![CDATA[Mainingsih, Sayu]]>
<![CDATA[ Al-Iqtishad: Jurnal Ekonomi Syariah Vol. 5 No. 01 (2023): Juli-Desember 2023 ]]>
Publisher : <![CDATA[Program Studi Ekonomi Syariah ]]>
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DOI: 10.53649/al-iqtishad.v5i01.621
<![CDATA[Markets are the focal point of local area monetary action which can be arranged into conventional business sectors and current business sectors. The presence of customary business sectors is one of the significant areas that upholds individuals' economy, where the interests of little individuals to the upper working class are upheld. The negative picture of customary business sectors which is inseparable from poor actual parts of structures and market the executives is the justification for why conventional business sectors should be renewed so they can constantly work and contend with current business sectors. The plan of this examination issue is the manner by which the conventional market rejuvenation program at Batumarta Market is done from an Islamic financial point of view. This sort of examination is field research with information assortment techniques through perception, meetings and documentation. The consequences of this exploration show that the renewal program completed at Batumarta Market has had a positive effect, from the physical and the board perspectives, dealers are fulfilled, however there is a requirement for expanded oversight, guideline and upkeep of the market by the Batumarta Market UPTD.]]>
<![CDATA[PENGARUH MARGIN DAN KUALITAS PRODUK TERHADAP MINAT NASABAH DALAM MENGGUNAKAN PRODUK PEMBIAYAAN MURABAHAH PADA BANK SYARIAH INDONESIA (BSI) KCP INDRALAYA ]]>
<![CDATA[Iin Fitria]]>;
<![CDATA[Lita Ayudha Ningsih]]>;
<![CDATA[Witri Octasary Aritonang]]>
<![CDATA[ Al-Iqtishad: Jurnal Ekonomi Syariah Vol. 5 No. 01 (2023): Juli-Desember 2023 ]]>
Publisher : <![CDATA[Program Studi Ekonomi Syariah ]]>
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DOI: 10.53649/al-iqtishad.v5i01.623
<![CDATA[Penelitian ini berjudul “Pengaruh Margin dan Kualitas Produk terhadap Minat Nasabah dalam Menggunakan Produk Pembiayaan Murabahah pada Bank Syariah Indonesia KCP Indralaya”. Rumusan masalah dari penelitian in terdiri dari 2 yaitu (1). Bagaimana pengaruh margin terhadap minat nasabah dalam menggunakan produk pembiayaan murabahah pada Bank Syariah Indonesia (BSI) KCP Indralaya (2). Bagaimana pengaruh kualitas produk terhadap minat nasabah dalam menggunakan produk pembiayaan murabahah pada Bank Syariah Indonesia (BSI) KCP Indralaya. Tujuan penelitian ini adalah untuk mengetahui pengaruh margin, kualitas produk terhadap minat nasabah dalam menggunakan produk pembiayaan murabahah pada Bank Syariah Indonesia (BSI) KCP Indralaya. Penelitian ini penelitian menggunakan metode kuantitatif dengan sumber data yaitu data primer dan data sekunder. Teknik pengumpulan data menggunakan angket, observasi, dan dokumentasi dengan jumlah sampel 71 nasabah. Teknik analisis data dengan uji validitas, reliabilitas, uji normalitas, uji multikolonieritas, uji heteroskedastisitas, uji analisis regresi berganda, uji secara parsial (t), uji secara silmutan (f), dan uji determinasi. Berdasrakan hasil penelitian ada pengaruh margin terhadap minat nasabah pembiayaan murabahah di Bank Syariah Indonesia KCP. Indralaya. Tidak ada pengaruh kualitas produk terhadap minat nasabah pembiayaan murabahah di Bank Syariah Indonesia KCP. Secara simultan ada pengaruh positif dan signifikan antara variabel margin dan kualitas produk terhadap minat nasabah pembiayaan murabahah di Bank Syariah Indonesia KCP Indralaya.]]>
<![CDATA[PENGARUH PENGETAHUAN TENTANG APLIKASI TEKNOLOGI PERBANKAN SYARIAH TERHADAP MINAT MENABUNG DI BANK SYARIAH (STUDI KASUS MAHASISWA PBS IAIQI) ]]>
<![CDATA[Andi Ferdyan Paradisa]]>;
<![CDATA[Itsnaini Chusnul Khotimah]]>
<![CDATA[ Al-Iqtishad: Jurnal Ekonomi Syariah Vol. 5 No. 01 (2023): Juli-Desember 2023 ]]>
Publisher : <![CDATA[Program Studi Ekonomi Syariah ]]>
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DOI: 10.53649/al-iqtishad.v5i01.624
<![CDATA[Minat menabung di Aplikasi Perbankan Syariah adalah suatu keinginan yang muncul dari diri sendiri secara sadar tanpa adanya tekanan untuk menyimpan uang di aplikasi perbankan yang menjalankan kegiatan usahanya berdasarkan prinsip syariah. Mahasiswa Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Al-Qur’an AlIttifaqiah Indralaya yang memiliki pemahaman mengenai ilmu perbankan syariah, namun masih sedikit yang menggunakan aplikasi perbankan Syariah sebagai tempat menyimpan uang dan bertransaksi. Tujuan penelitian ini adalah untuk menganalisa mengenai apa saja yang mempengaruhi tentang aplikasi teknologi perbankan syariah terhadap minat menabung di bank syariah yang mempengaruhi tentang aplikasi teknologi perbankan syariah terhadap minat menabung di bank syariah. Penelitian ini menggunakan penelitian Analisis deskriptif dan Metode Kuantitatif dengan objek penelitian ialah mahasiswa Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Al-Qur’an AlIttifaqiah Indralaya Angkatan Tahun 2019-2023 dengan jumlah populasi 78 mahasiswa dan sampel 78 mahasiswa. Teknik pengumpulan data menggunakan kuesioner. Analisis data yang digunakan adalah analisis regresi linier berganda dengan menggunakan software SPSS versi 22. Hasil penelitian ini menunjukkan bahwa: pengetahuan berpengaruh positif dan signifikan terhadap minat menabung.]]>
<![CDATA[PENGARUH PRESEPSI RESIKO TERHADAP KEPUTUSAN INVESTASI SAHAM SYARIAH ]]>
<![CDATA[Dwi Sri Devib Laila Mukaromah]]>
<![CDATA[ Al-Iqtishad: Jurnal Ekonomi Syariah Vol. 5 No. 01 (2023): Juli-Desember 2023 ]]>
Publisher : <![CDATA[Program Studi Ekonomi Syariah ]]>
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DOI: 10.53649/al-iqtishad.v5i01.625
<![CDATA[Investasi saham terutama saham syariah telah menjadi daya tarik utama dalam dunia investasi di indonesia, terutama bagi individu yang mengutamakan aspek etika dan prinsip-prinsip syariah dalam keuangan mereka. Namun kurangnya antusiame terhadap keputusan investasi saham syariah dari pada saham konvensional maka penelitian ini bertujuan untuk mengetahui presepsi rsiko dengan metode penelitian kuantitatif menggunakan data primer teknik analisis regresi linier sedeharna pada responden yang berjumlah 34 investor saham syariah aktif di Gibei Universitas Hasyim Asy’ari Tebuireng Jombang yang menggunakan alat bantu SPPS 22. Hasil penelitian ini terdapat pengaruh signifikansi dari persepsi resiko secara parsial. Implikasi dari penelitian ini adalah pentingnya memperhatikan persepsi risiko dalam meningkatkan minat dan keputusan investor untuk berinvestasi dalam saham syariah. Penelitian ini memberikan kontribusi dalam pemahaman lebih lanjut tentang faktor-faktor yang memengaruhi keputusan investasi saham syariah dan dapat menjadi acuan bagi perusahaan pialang saham syariah dalam merancang strategi pemasaran yang lebih efektif.]]>
<![CDATA[MAQASHID SYARIAH SEBAGAI PARAMETER KEBERHASILAN PROGRAM CORPORATE SOCIAL RESPONSIBILITY ]]>
<![CDATA[Ria Nelta Febriyanti]]>
<![CDATA[ Al-Iqtishad: Jurnal Ekonomi Syariah Vol. 5 No. 01 (2023): Juli-Desember 2023 ]]>
Publisher : <![CDATA[Program Studi Ekonomi Syariah ]]>
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DOI: 10.53649/al-iqtishad.v5i01.641
<![CDATA[Corporate Social Responsibility is a company's sensitivity in looking at its surroundings, both society and the environment. The implementation of corporate social responsibility is now increasingly developing. However, unfortunately, this development is not matched by an increase in the welfare of the surrounding community. This is because there are no clear CSR success parameters from the government that must be adopted by companies. In Islamic economics, welfare cannot be measured by just looking at an increase in assets owned. However, the benchmark for prosperity is measured by maintaining five values or what is known as maqashid sharia. Maqashid sharia consists of five maintenance, namely Deen (religion), Nafs (soul), Aql (reason), Nashl (offspring), and Maal (treasure). Maqashid sharia are the five basic goals of a human being to achieve falah (prosperity). As the government's effort to achieve the 2015 MDGs program, maqashid sharia is expected to become an indicator for companies in measuring the success of their CSR. With the existence of maqashid sharia as a parameter for the success of corporate social responsibility, it is hoped that it will be able to accelerate the achievement of the goals of ongoing government programs.]]>
<![CDATA[STRATEGI MEMPERTAHANKAN KELANGSUNGAN EKONOMI RUMAH TANGGA PETANI DI MUSIM PACEKLIK DESA ROMBIYA BARAT GANDING DALAM PERSPEKTIF ILMU EKONOMI ISLAM ]]>
<![CDATA[Fatimatus Zahroh]]>;
<![CDATA[Anna Zakiyah Hastriana]]>
<![CDATA[ Al-Iqtishad: Jurnal Ekonomi Syariah Vol. 5 No. 02 (2024): Januari-Juni 2024 ]]>
Publisher : <![CDATA[Program Studi Ekonomi Syariah ]]>
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DOI: 10.53649/al-iqtishad.v5i02.796
<![CDATA[Famine seasons are times when crops that have been planted with difficulty do not produce results due to several factors, and one example is a long dry period that causes at least one famine season. In the face of such a situation, some farmers take advantage of opportunities in the famine season or overcome the difficulties that occur in the famine season in various ways. The purpose of this study is to understand the real income received by farming households in Rombiya Barat Ganding Village during the Famine season period. Can income during the Famine season continue until the next planting period, and how farmer households maintain their survival during the Famine period? This research uses methodology by applying qualitative descriptive data analysis techniques, mainly focusing on the case study approach. Data collection is done through observation, interviews, and documentation, with primary and secondary data sources. The study participants consisted of 10 rice farmers. This study examines the real income of farmers in the lean season from the point of view of their income and consumption. The results show that rice farmers can maintain their real income until the replanting period because their consumption patterns are more controlled and the famine season does not hamper their production, so that rice farmers can achieve their survival.]]>
<![CDATA[PEMIKIRAN EKONOMI ISLAM ABAD VIII/14M ]]>
<![CDATA[Suhartini]]>;
<![CDATA[Ali Samsuri]]>
<![CDATA[ Al-Iqtishad: Jurnal Ekonomi Syariah Vol. 5 No. 02 (2024): Januari-Juni 2024 ]]>
Publisher : <![CDATA[Program Studi Ekonomi Syariah ]]>
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DOI: 10.53649/al-iqtishad.v5i02.803
<![CDATA[Islamic economics as an economy is based on the Islamic legal principles of the Koran and Al- Hadith. This situation makes Islamic economics have its own character in terms of definitions, principles, systems, rules and practices. Islamic economists who defined and explored the scope of Islamic economics included Imam Al-Syatibi and Ibnu Khaldun. Al-Syatibi has his own thoughts regarding Islamic economics, according to him, Islamic economics contains Maqashid sharia which consists of Dharuriyat, Hajjiyat, and Tahsiniyat. Apart from that, Al-Syatibi also has his own concept regarding objects of ownership and taxes. Ibnu Khaldun was one of the great Islamic scholars who lived during the dark ages of Islam or the beginning of the Renaissance period in Europe. His thoughts in the context of Islamic economics can be found in his monumental work "Muqadimmah" which provides many descriptions of the concept of national wealth, wage theory, international trade, taxes and market mechanisms and others which are very useful for the study and development of Islamic economics. Ibn Khaldun also succeeded in continuing Islamic economic thought which had become a tradition of Islamic intellectual thought from the prophetic era to the darkness of Islam.]]>
<![CDATA[PEMIKIRAN NASHIRUDDIN AL-THUSI TENTANG EKONOMI ]]>
<![CDATA[Siti Fauziyah]]>;
<![CDATA[Ali Samsuri]]>
<![CDATA[ Al-Iqtishad: Jurnal Ekonomi Syariah Vol. 5 No. 02 (2024): Januari-Juni 2024 ]]>
Publisher : <![CDATA[Program Studi Ekonomi Syariah ]]>
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DOI: 10.53649/al-iqtishad.v5i02.804
<![CDATA[Abstract Nasruddin Tusi's economic thought represents a significant contribution to the development of medieval Islamic economic thought. In his renowned work, "Akhlāq-i Nāṣirī" (Nasirian Ethics), Tusi elaborates his views on how Islamic societies should manage their economic affairs. One of the key concepts he advances is social justice, where Tusi emphasizes the importance of fair distribution of wealth and resources within society. Additionally, Tusi highlights the role of education in economic development and social progress, believing that higher levels of education can help alleviate poverty and foster innovation. Furthermore, Tusi considers the role of the state in managing the economy for the common good, underscoring the importance of economic stability in creating a conducive environment for economic growth and societal well-being. This paper aims to summarize Nasruddin Tusi's economic thought and its implications in the context of medieval Islamic society and its relevance in contemporary economic thought. By delving into Tusi's ideas, we can gain valuable insights into how classical Islamic concepts can be applied to understand and address modern economic challenges.]]>
<![CDATA[PERBANDINGAN PERKEMBANGAN ZAKAT-WAKAF DI BRUNAI DAN DI INDONESIA ]]>
<![CDATA[Nova Andriyani]]>
<![CDATA[ Al-Iqtishad: Jurnal Ekonomi Syariah Vol. 5 No. 02 (2024): Januari-Juni 2024 ]]>
Publisher : <![CDATA[Program Studi Ekonomi Syariah ]]>
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DOI: 10.53649/al-iqtishad.v5i02.805
<![CDATA[The aim of this research is to discuss the development of zizwaf in Brunei and Indonesia and also the institutions that handle zizwaf in these two countries. Apart from that, it also discusses differences and similarities in management, institutions and distribution. This type of research uses qualitative research methods to analyze zizwaf regulations between the two countries. Data collection will be carried out through a literature review to gain an in-depth understanding of the regulations and the differences and similarities between zizwaf in the two countries. Primary data will be obtained from literature and also laws and zizwaf books. Secondary data will be obtained from legal documents, regulations and laws. The results of this research are that Zizwaf in Indonesia is managed by BWI, while in Brunei Darussalam it is managed and is the responsibility of the Brunei Islamic Religious Council (MUIB).]]>
<![CDATA[ANALISIS PEMBIAYAAN DALAM MENINGKATKAN KESEJAHTERAAN NASABAH PADA PNM MEKAAR SYARIAH CABANG GELUMBANG KABUPATEN MUARA ENIM ]]>
<![CDATA[Ariska Mufaridhoh]]>;
<![CDATA[Itsnaini Chusnul Khotimah]]>;
<![CDATA[Darsi Ahmadan]]>
<![CDATA[ Al-Iqtishad: Jurnal Ekonomi Syariah Vol. 5 No. 02 (2024): Januari-Juni 2024 ]]>
Publisher : <![CDATA[Program Studi Ekonomi Syariah ]]>
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DOI: 10.53649/al-iqtishad.v5i02.806
<![CDATA[This research was conducted to determine the financing in improving customer welfare at PNM Mekaar Syariah Gelumbang Branch Muara Enim Regency. The purpose of this research is to understand the effectiveness of financing in helping customers improve their welfare at PNM Mekaar Syariah Gelumbang Branch Muara Enim Regency. This research uses a qualitative approach that is a type of field research or field research, because the information obtained and collected through direct observation in the field and through literature review. The types of data used in this study are primary data and secondary data, while the data sources in this study were obtained from direct observation and interviews with customers. Data analysis techniques are done by data reduction, data presentation and making conclusions. The results of this study indicate that customer income increased after taking financing at PNM Mekaar Syariah Gelumbang Branch, because PNM provides various services that help customers develop their businesses. The expenses of customers who take financing at PNM have been fulfilled, including food and non-food expensess. Financing from PNM Mekaar Syariah Gelumbang Branch has not been able to fully improve the level of family education, because one customer has not met the educational needs of one of her children.The customer’s family health level has been fulfilled through financing at PNM Mekaar Syariah Gelumbang Branch, this can be seen from a healthy lifestyle, regular chek-ups and buying health products. PNM has also improved the welfare of financing customers in housing conditions and facilities owned in the household, this is supported by the results of interviews with financing customers.]]>
