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INDONESIA
PREMISE LAW JURNAL
Published by Universitas Sumatera Utara
ISSN : -     EISSN : -     DOI : -
Core Subject : Social,
Law, Crime, Criminology & Criminal Justice
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Articles 812 Documents
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AKIBAT HUKUM TERHADAP PARA PIHAK DALAM PENYELESAIAN KREDIT BERMASALAH MELALUI RESTRUKTURISASI KREDIT PADA BANK CIMB NIAGA EDDY SAPUTRA
PREMISE LAW JURNAL Vol 21 (2016): VOLUME XXI TAHUN 2016
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Abstract

Credit restructuring is an alternative which is done by many banks, including recapitalized ones. The measures taken by Bank Indonesia to help credit restructuring process is by publishing the Decree of Directors of Bank Indonesia No. 31/150/KEP/DIR on November 12, 1998 on Credit Restructuring and the establishment of Satgas (Special Unit) of Credit Restructuring. The research used judicial normative and descriptive analytic methods. The result of the research shows that nonperforming loan can be restructured in Bank CIMB Niaga, Medan Branch when debtors have problems (business setback/serious financial problem) so that they fail to pay off the principal plus interest, on condition that they have good business prospect and are expected to be able to pay off the debt after the credit restructuring.  Legal consequences against debtors are that there is the change of agreement between the Bank as creditor and the debtors in the right and obligation of both parties in the credit restructuring and the revocation of initial loan agreement which has been agreed and changed to new agreements which are indicated by the signing of new loan agreement as the result of new credit restructuring. Keywords: Nonperforming Loan, Credit Restructuring, Bank CIMB Niaga Medan Branch
PENYALAHGUNAAN WEWENANG OLEH LURAH DALAM MEMBUAT SURAT KETERANGAN TANAH YANG BERFUNGSI SEBAGAI ALAS HAK ATAS TANAH BERDASARKAN SURAT EDARAN MENTERI DALAM NEGERI NOMOR 593/5707/SJ TAHUN 1984 ENDANG SRI WAHYUNI
PREMISE LAW JURNAL Vol 21 (2016): VOLUME XXI TAHUN 2016
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Abstract

The result of the research showed that the Certificate of Clarification of Land, issued by Lurah and acknowledged by Camat evidently caused dispute since there was overlapping ownership. It could not be solved by both Lurah and Camat so that the Circular Letter of the Minister of Internal Affairs No. 593/5707/SJ/1984 cancelled the authority of the Subdistrict Head in giving the license of clearing land. The fact, however, was that both Lurah and Camat had abused their authority which harmed other people; for examples, crime and violation on physical and judicial data and giving falsified data concerning the land done by Lurah, Camat, and the person who requested for the rights. It is recommended that the police should be pro-active in proving the crime to be processe. according to the prevailing regulations and not giving permission by arguing that it is not their authority since a land case belongs to the civil case. Keywords: Power Abuse, Lurah
ANALISIS TENTANG KONSOLIDASI TANAH PADA DESA PEMATANG SIMALUNGUN, KECAMATAN SIANTAR, KABUPATEN SIMALUNGUN MAHYU DANIL
PREMISE LAW JURNAL Vol 21 (2016): VOLUME XXI TAHUN 2016
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Abstract

Land consolidation is a model which is related to the policy in land for public road and facility pupuses and for increasing land efficiency throught land-use management by combining, dividing, changing eliminating, and converting it, followed by the construction of public facilities such as green belt and so on so that the efficient use of land will be obtained as was is stated by nasucha. Landconsolidation, or “LC”, is one of the methods to use land in Indonesia, adopted from Japan and other developed countries where good, appropriated, and  orderly management of limited area of residential land is the basis for the consolidation as an alternative to solve the problems. Keyword :  Land Consolidation, Consolidation Participants
ANALISIS YURIDIS TERHADAP PERJANJIAN PENGIKATAN JUAL BELI (PPJB) UNIT APARTEMEN SEBAGAI AGUNAN DALAM PERJANJIAN KREDIT INVESTASI (STUDI DI PT.BANK NATIONALNOBU TBK) MELDA NEHEMIA SITINJAK
PREMISE LAW JURNAL Vol 21 (2016): VOLUME XXI TAHUN 2016
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Abstract

A loan agreement requires collateral as warranty for repayment. The object bound as collateral in the Loan Agreement between PT. Bank Nationalnobu Tbk and PT. ITC Multifinance is a PPJB (Binding agreement for sale and purchase). The PPJB bound as collateral is the PPJB of Grand Kartini Apartment Units made between PT. Internusa Jaya Semesta as the developer and the buyer as referred to Article 10 of Loan Agreement of PT. Bank Nationalnobu Tbk and PT ITC Multifinance. This research was expected to be able to resolve the problems concerning the responsibilities of PT. Internusa Jaya Semesta as the developer in the PPJB in case of default, the legitimacy of the PPJB as collateral in the investment loan agreement between PT. Bank Nationalnobu Tbk and PT. ITC Multifinance, and the legal consequence and protection toward PT. Bank Nationalnobu Tbk if the developer cannot continue the construction of the apartment units when a force majeure event occurs after the loan signing. The results show that if PT. Internusa Jaya Semesta (the developer) defaults, it is responsible for the payment of fines, interests, and for the repair of any physical damage on the apartment. The collateral binding i.e. apartment units, based on the PPJB in the Investment Loan Agreement between PT. Bank Nationalnobu Tbk and PT. ITC Multifinance, is void. PT. Bank Nationalnobu Tbk does not obtain any legal protection at all from the binding of PPJB as collateral. Keywords: PPJB (Binding agreement for sale and purchase), Investment Loan, Force Mejeure
ANALISIS YURIDIS TERHADAP MUNCULNYA SERTIPIKAT HAK MILIK ATAS TANAH PERKEBUNAN KELAPA SAWIT PERORANGAN ATAS KEKUATAN SURAT KEPALA DESA TANPA DIKETAHUI PEMILIKNYA (STUDI PUTUSAN PTUN NOMOR : 08/G/2011/PTUN MDN)” PAULUS PAULUS
PREMISE LAW JURNAL Vol 21 (2016): VOLUME XXI TAHUN 2016
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Abstract

The procedure of issuing ownership certificate of plantation and individual land stipulated in the Directive of the Head of BPN No. 4/1998 on the Guidelines forgiving and Canceling State Land Right and the Government Regulation No. 24/1961. By the help of the Village Head, SIM (Tilling License) is issued on land-reform after the requirement for tilling period is fulfilled. Itis then transferred to the applicant who registers in P2T section of the Land Office toget the certificate. There are two kinds of land certificate: free State land in which the documents are Identity Cards and written notification and non-free State Land in which the documents are renunciation of rights, property title, and location layout. Legal consequence of the position of ownership certificate of individual oil palm plantation in the Ruling of PTUN No. 08/G/2011/PTUN-MDN, although there is the double Letter of Notifications made by the Village Head, the Land Certificate cannot be cancelled because it has met the requirement for the registration, and its legal basis of the purchasing contract is the Letter of Notification which has been issued before the legal basis owned by the plaintiff. Keywords:       Plantation Land, Land Registration, Double Letter of Notification from Village Head
ANALISIS YURIDIS PERATURAN KEPALA BADAN PERTANAHAN NOMOR 3 TAHUN 1997 DITINJAU DARI UNDANG-UNDANG NOMOR 4 TAHUN 1996 MENGENAI ROYA PARTIAL (STUDI KASUS KANTOR PERTANAHAN KOTA MEDAN) SATRIO ADI NUGROHO
PREMISE LAW JURNAL Vol 21 (2016): VOLUME XXI TAHUN 2016
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Abstract

The obstacle faced by the Land Office in Medan in implementing partial cancellation of hypothecation after the issuance of the Decree of the Agrarian Minister of State/the Head of the National Land Agency No. 3/1997 is that collateral objects as the hypothecation in a credit contract by debtor as the giver of hypothecation is the land and building rights as one ownership so that partial cancellation cannot be done. Some efforts made by the Land Office, Medan, with the different opinion on the implementation of partial cancellation according to the Decree of the Agrarian Minister of State/the Head of the National Land Agency No. 3/1997 is by doing some approaches and appeals to Notaries/PPAT (official empowered to draw up land deeds) to make declaration on hypothecation holder in authentic deeds in order to release a part of the hypothecation by attaching clearly which part of it which is released by the Hypothecation. Keywords: Partial Cancellation, Hypothecation, the Land Office of Medan
KAJIAN YURIDIS TERHADAP AKTA PELEPASAN HAK DENGAN GANTI RUGI YANG LAHIR AKIBAT WANPRESTASI HUTANG PIUTANG ELLYS NOVITA BANJARNAHOR
PREMISE LAW JURNAL Vol 18 (2016): VOLUME XVIII TAHUN 2016
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Abstract

Credit contract occurs when someone needs fund and it is provided by a creditor in a form of a contract. It is closely related to collateral since every credit needs security on the fund which is borrowed. The insurance of the reimbursement is indicated by collateral in mortgaging a debtor’s property for the reimbursement. If the debtor cannot pay off this debt, the collateral cannot be directly transferred to the creditor. The research used descriptive analytic and judicial normative method. The conclution of the study was that the legality of the result of PHGR is legally null and void. Its legal consequence is because its settlement is not certain since the MPD (Regional Supervisory Council) of Medan did not get any report from the parties concerned of this case. It is recommended that Notaries have prudential principles, more prudent, moral and ethics. The MPD of Medan should be more careful in examining and controlling which are reported by Notaries each month. Keywords: Renunciation of Rights and Titles and Indemnity Certificate, Default, Credit Contract
UPAYA PENYELESAIAN SENGKETA WARIS TANAH ADAT PADA MASYARAKAT KARO (STUDI DI PN KABANJAHE) NOVIRA BR. SEMBIRING
PREMISE LAW JURNAL Vol 18 (2016): VOLUME XVIII TAHUN 2016
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Abstract

The Karonese who domicile in Karo Regency have their customary legal system which concept of settling the problem in the form of ‘runggun’ did not work as negotiation for consensus principality. It is occurs as a result of still many complaints about the disputes of the inheritance of adat land in the Kabanjahe District Court. The research used judicial normative method, supported by field study. The enabling factors of the dispute in inheritance of adat land which was settled in the Kabanjahe District Court were as follows: the dispute could not be settled by ‘runggun’, the lack of trust in the decision in ‘runggun’, and the need for legal legitimacy on the dispute settlement. The Kabanjahe District Court provides the settlement by mediation and in the form of verdict and both of them are used by the Karonese community although the latter is commonly used. It is occured by the obstacles faced by the Kabanjahe District Court which consist of two problems; external obstacles comprise the participation of the conflicting parties and their attorneys, laws, and the lack of socialization about law on land and land registration. Internal obstacles comprise judge’s prudence, judge’s professionalism, and court’s administration. Keywords: Inheritance of Adat Land, Dispute Settlement, Runggun
PELAKSANAAN PERJANJIAN EKSPEDISI MELALUI ANGKUTAN UDARA (Sudi pada PT Anugerah Semesta Persada) RIO PERANATA SEBAYANG
PREMISE LAW JURNAL Vol 18 (2016): VOLUME XVIII TAHUN 2016
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Abstract

Shipping agreement with PT Anugerah Semesta Persada was made verbally. PT Anugerah Semesta Persada used verbal agreement because not only it acted on behalf of the consigner, but also as the expediter that directly connected with the shipping agency. It was the accountability of PT Anugerah Semesta Persada that the customer incurred loss in the shipping agreement because of the very limited availability of air freight transportation. PT Anugerah Semesta Persada was accountable for the compensation due to its fault to pay the highest price of the goods. It had not paid the compensation for the transport cost that had been expended by the consigner .The legal protection for the consumers that incur loss in the goods shipping agreement with PT Anugerah Semesta Persada is regulated in the legal provisions regarding freightage either preventively or repressively. Keywords: Inheritance Distribution, Reconciliation Deed, Legal Force
AKIBAT HUKUM TERHADAP PENGHIBAHAN SELURUH HARTA WARISAN OLEH PEWARIS SEHINGGA MELANGGAR LEGITIME PORTIE AHLI WARIS DITINJAU DARI KUHPERDATA (STUDI PUTUSAN NOMOR 188/PDT.G/2013/PN.SMG) RIVERA WIJAYA
PREMISE LAW JURNAL Vol 18 (2016): VOLUME XVIII TAHUN 2016
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Abstract

In any society, a hibah (grant) is not uncommon; it is done by a person as the realization of his freedom to organize his property. However, it is necessary to know that has its own rule which has to be obeyed. A grant which violates legitime portie (legitimate portion) of another legitimaris (heir) will cause revocation. Therefore, it is necessary to study the organization of a grant and a grant by will in the Civil Code, how about the legal consequence of giving a grant which violates legitimate portion of a heir by a testator, and whether judge’s consideration and Ruling No. 188/Pdt.G/2013/PN.Smg on giving a grant of the whole inheritance which violates legitimate portion of a heir are correct. Keywords: Grant, Grant by Will, Legitimate Portion or Legitime Portie

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