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Marabona Munthe
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jibef@el-emir.com
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munthemarabona@gmail.com
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Journal of Islamic Banking, Economics and finances (JIBEF)
Published by EL-EMIR INSTITUTE
ISSN : 30642523     EISSN : 30641322     DOI : https://doi.org/10.63477/jibef
Core Subject : Religion, Economy, Social,
Religion Economics, Econometrics & Finance Social Sciences
Journal of Islamic Banking, Economics and Finance (JIBEF) is published by the El-Emir Institute helping academics, researchers, and practitioners to disseminate their research results. JIBEF is a blind peer-reviewed journal dedicated to publishing quality research results in the fields of Islamic Banking, Economics and Finance (JIBEF). All publications in the JIBEF Journal are open access which allows articles to be available online for free without any subscription. Journal of Islamic Banking, Economics and Finance (JIBEF)) is a national journal with e-ISSN: 3064-1322, and is free of charge in the submission process and review process. Journal of Islamic Banking, Economics and Finance (JIBEF) publishes articles periodically four times a year, in January, April, July, October. JIBEF uses Turnitin plagiarism checks, Mendeley for reference management and supported by Crossref (DOI) for identification of scientific paper.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 5 Documents
 1 
Search results for , issue "Vol. 1 No. 1 (2024): October 2024" : 5 Documents clear
Dampak Penggunaan Aplikasi BRImo Terhadap Prilaku Konsumtif Mahasiswa Institut Agama Islam Edi Haryono Madani Riau (INSTITUT EHMRI) Reynaldi, Reynaldi; Munthe, Marabona
Journal of Islamic Banking, Economics and Finance Vol. 1 No. 1 (2024): October 2024
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jibef.v1i1.76

Abstract

This research aims to identify the influence of using the Brimo application on the consumer behavior of students at the EHMRI Islamic Institute (IAI). The Brimo application is a digital banking platform that provides various conveniences in financial transactions, such as fund transfers, payments and checking balances. This research uses quantitative methods with a survey design. The research sample consisted of 100 IAI EHMRI students who used the Brimo application. Data was collected through a questionnaire that measured the level of consumer behavior before and after using Brimo. Based on the output above, the tcount value is 16,060, while the ttable value is 1.668. This explains that tcount (16,060) > ttable (1.668) with sig 0.000 < sig 0.05 so it can be concluded that there is a significant influence of BRIMO on the Effect of using Brimo on the Consumptive Behavior of IAI Students. The results of this study indicate that the use of Brimo can provide maximum benefits if balanced with increased awareness and good financial management by students.
Peran Dana Desa Dalam Meningkatkan Pendapatan Masyarakat Ditinjau Dari Perspektif Ekonomi Islam : (Studi Kasus di Desa Bencah Kelubi Kec. Tapung Kab. Kampar) Haryono, Edi; Siregar, Nisa Anggraini
Journal of Islamic Banking, Economics and Finance Vol. 1 No. 1 (2024): October 2024
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jibef.v1i1.77

Abstract

This research is qualitative research with the main aim to describe or describe in detail and in depth the process of implementing village funds so that they can provide a role/contribution as expected by the central government. The technique used in this research is a qualitative descriptive technique. Qualitative descriptive means collecting existing data, then interpreting and describing the data relating to the situation that is occurring and then connecting it to the problem that is occurring. From the research results, the processing of village funds in Bencah Kelubi Village, Tapung District, Kampar Regency was carried out based on existing technical instructions so that community empowerment from 2015 to 2017 began to increase in terms of development, but there was still minimal improvement in community economic empowerment. The policies implemented by the government in carrying out its duties are benchmarked against the basic values ​​of Islamic economics, namely: ownership, balance and justice. The government collaborates with institutions in the village, and the decisions taken by the government are joint decisions in the Village Development Plan Deliberation (Musrenbangdes).
Analisis Strategi Pemasaran Rotte Bakery Di Kota Duri Dalam Menghadapi Persaingan Usaha Menurut Perspektif Ekonomi Islam Hermawan, Sandy; Fitri
Journal of Islamic Banking, Economics and Finance Vol. 1 No. 1 (2024): October 2024
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jibef.v1i1.78

Abstract

The aim of this research is to see how Rotte Bakery's marketing strategy in Duri city is in facing business competition and what the Islamic economic perspective is about Rotte Bakery's marketing strategy in Duri city. The methods for collecting data are observation, interviews and documentation. Meanwhile, the data analysis technique used is qualitative with a descriptive approach. Based on the research results, it shows that the marketing strategy implemented by Rotte Bakery in the city of Duri is by implementing market segmentation, targeting, positioning and the 4P marketing mix which consists of product, price, place and promotion strategies. Review of the Islamic economic perspective on the marketing strategy of Rotte Bakery in the city of Duri in accordance with Islamic marketing strategy, because Rotte Bakery is a sharia (religious) based bakery business that combines their business with marketing practices and the characteristics of the Prophet Muhammad SAW, namely Shiddiq (honest), Amanah (able trustworthy), Fathanah (intelligent), and Tabligh (communicative) so that the business carried out will receive approval and blessings from Allah SWT.
Analisis Strategi Pemasaran Untuk Meningkatkan Volume Penjualan Pada Toko Emas Anak Rokan Di Kecamatan Kubu Babussalam Kabupaten Rokan Hilir Dalam Ekonomi Islam Zulfikar, Zulfikar; Desriani, Desriani; Wahyudi, Denny
Journal of Islamic Banking, Economics and Finance Vol. 1 No. 1 (2024): October 2024
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jibef.v1i1.79

Abstract

This research was conducted to see the increase in gold sales at Anak Rokan gold shops in Kubu Babussalam Rokan Hilir District and what strategies are used to increase sales volume and what, from an Islamic perspective, are the marketing strategies used at Anak Rokan gold shops. The research method used in this research is a qualitative method by conducting interviews with customers or buyers who shop at the Emas Anak Rokan store. Based on the results of the IE matrix analysis, Anak Rokan Gold Shop occupies Cell V, which means that the company or Gold Shop tends to carry out market penetration strategies and product development strategies. Based on the results of the Grand Strategy Matrix analysis, the Anak Rokan Gold Shop is located in quadrant 1, because according to the EFE and IFE, the opportunities for strength are greater than the threats and weaknesses. Anak Rokan Gold Shop must be more dominant in carrying out strategies by growing and developing products.
Analisis Ekonomi Islam Terhadap Implementasi Harga Eceran Tertinggi (HET) Dalam Penjualan Obat Generik Pada Apotek di Kelurahan Tangkerang Tengah Pekanbaru Antoni, Feri; Oktavianti, Rika; Adriansyah, Henry Martin
Journal of Islamic Banking, Economics and Finance Vol. 1 No. 1 (2024): October 2024
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jibef.v1i1.80

Abstract

The Indonesian government always strives to improve public health by launching generic drugs as alternative drugs for the public with guaranteed quality, affordable prices, and sufficient drug availability. So that the public can obtain correct information about generic drugs and their prices, labeling of generic drugs has also been carried out on the packaging, and the Highest Retail Price (hereinafter referred to as HET) has been included in this article. With this background, researchers formulated problems including, how to analyze Islamic Economics in Implementing the Highest Retail Price (HET) in the Sale of Generic Medicines at Pharmacies in Tangkerang Tengah Subdistrict Pekanbaru. The type of research used in this research is field research and was carried out using a qualitative descriptive approach using several data collection techniques, namely, observation, interviews and documentation. The population in this study consisted of 12 pharmacies and drug stores in Central Tangkerang, while the samples taken were 4 people. Based on the research results, it can be concluded that in the implementation of sales of generic drugs exceeding the Highest Retail Price (HET), the majority of consumers feel that they do not know that there is a highest retail price in each generic drug package and that government supervision is weak, which has not carried out supervision regarding the highest retail price and in view Islamic law shows that selling generic drugs above the highest retail price is an act that is not permitted because the price given by the seller to consumers does not match the price that has been set or the highest retail price.

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