Natuja: Jurnal Ekonomi Syariah
NATUJA: Jurnal Ekonomi Syariah is a journal published by the Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia. This journal is used to provide a forum for researchers, academics, and practitioners who have an interest in conveying ideas in the field of Islamic economics. This journal encompasses original research articles, review articles, and short communications, including: Islamic Accounting, Islamic Bussines Management, Islamic Human Resource Management, Islamic Economic, Islamic Banking and Financial.
Articles
51 Documents
<![CDATA[TINJAUAN FIQIF MUAMALAH ISLAM TERHADAP SISTEM GADUH KAMBING DI DESA BANYUANYAR KEC. KALIBARU ]]>
<![CDATA[Nurul Hidayah]]>;
<![CDATA[Balya Hidayat]]>
<![CDATA[ NATUJA: Jurnal Ekonomi Syariah Vol. 1 No. 2 (2022): (Mei 2022) ]]>
Publisher : <![CDATA[Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
<![CDATA[Not all residents of Banyuanyar village kec. Kalibaru has the capital to buy goats and breed, there are some goat breeders who are keepers of other people's goats for a profit. This system has been around for a long time. Each goat raised by breeders from other people to the system for yields is generally observed from the offspring produced. Goat maintenance work that is able to share the livelihood of its keeper. This type of research is field research with a qualitative approach, procedures for collecting information through observation, interviews and documentation. And analysis using descriptive analysis procedures. The results of the research show: A system for results in raising goats for Muslim residents in Banyuanyar Village, sub-district. Kalibaru is tried to comply with the common convention that was tried at the beginning of the agreement, the average system to be tested is 60%: 40% or 50%: 50% (between investors and custodians) investors share the capital for the purchase of goats and the custodian is responsible for keeping the goats until they are sold. For the results that are tried after the goats are sold, from this result it can increase welfare with an additional income of Rp. 500. 000, - up to Rp. 750,000 of the goats sold, so as to increase people's income and reduce poverty. Economic activities carried out for profit are stated in a mudharabah contract in which one party becomes the investor and one party becomes the executor with mutually agreed results and does not harm either party. Second, the profit-sharing system in raising goats for the Muslim community in Banyuanyar Village, Kec. Kalibaru in the Islamic economic perspective includes harmony between individual interests and the interests of the community who get mutual benefits which gives birth to the principle of social justice in the context of creating prosperity or reducing poverty with income derived from the profit sharing, economic activities carried out in profit sharing are included in the mudharabah contract where one party becomes the investor and one party becomes the executor with a mutually agreed profit sharing and does not harm either party.]]>
<![CDATA[PENGARUH KUALITAS PELAYANAN DAN KUALITAS PRODUK TABUNGAN TERHADAP TINGKAT KEPUASAN NASABAH PADA BMT AL-YAMAN BERASAN ]]>
<![CDATA[Habibulloh Habibulloh]]>;
<![CDATA[Nur Anim Jauhariyah]]>
<![CDATA[ NATUJA: Jurnal Ekonomi Syariah Vol. 1 No. 2 (2022): (Mei 2022) ]]>
Publisher : <![CDATA[Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
<![CDATA[This study aims to analyze the effect of service quality and savings product quality simultaneously and partially on the level of customer satisfaction at BMT Al-Yaman Berasan. This research uses a quantitative method with an associative approach and data management using multiple linear regression analysis methods. Statistical testing in this study used the t test, F test and R Square. Sampling is done by using accidental sampling technique. In the process of collecting data using several methods, namely observation, questionnaire (questionnaire) and documentation. Data analysis techniques were assisted with SPSS v.16 software for windows 7. The results showed that the quality of service and the quality of savings products simultaneously had a significant effect on the level of customer satisfaction at BMT Al-Yaman Berasan. The results of this study also show partially that the variable service quality does not affect the level of customer satisfaction on BMT Al-Yaman Berasan, it is known that at a value of 1.794 <Ttable 1.985 with a significant value of 0.076. While the variable quality of savings products partially influences the level of customer satisfaction on BMT Al-Yaman Berasan, it is known that the value of Thitung is 7.269> Ttable 1.985 with a significant value of 0,000. The coefficient of determination test results shows that customer satisfaction can be explained by the quality of service and the quality of savings products by 56.9%, while (100% -56.9% = 43.1%) is influenced by other variables not included in this study.]]>
<![CDATA[PENERAPAN MANAJEMEN RISIKO OPERASIONAL KOPERASI GUNA MENINGKATKAN KEPERCAYAAN DI MASYARAKAT ]]>
<![CDATA[Bagas Deo Pradana]]>;
<![CDATA[Fikri Ahmad Ghani]]>
<![CDATA[ NATUJA: Jurnal Ekonomi Syariah Vol. 2 No. 2 (2023): (Mei 2023) ]]>
Publisher : <![CDATA[Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.69552/natuja.v2i2.1436
<![CDATA[Penelitian ini didasari oleh adaya berbagai risiko dalam koperasi khususnya risiko operasional yang bisa menyebabkan kerugian terhadap koperasi dan juga berpotensi menurunnya tingkat kepercayaan koperasi di masyarakat. Metodologi yang digunakan adalah pendekatan kualitatif yakni melalui pengumpulan data referensi maupun landasan teori dari jurnal maupun buku. Penelitian ini bertujuan untuk menjelaskan tentang bagaimana koperasi harus menjalankan manaajemen resiko untuk meminimalisir dampak yang ditimbulan dengan adaya risiko. Hasil dari penelitian ini adalah bagaimana koperasi bisa menerapkan manajemen risionya yaitu dengan cara : 1. Menerapkan prinsip kehati-hatian 2. Memiliki pekerja yang profesionalitas dan berintegritas 3. Menerapkan Manajemen Operasional 4. Melaksanakan semua prinsip-prinsip koperasi yang telah tertuang dalam Undang – Undang. This research is based on the existence of various risks in cooperatives, especially operational risks that can cause losses to cooperatives and also have the potential to decrease the level of trust in cooperatives in the community. The methodology used is a qualitative approach, namely through the collection of reference data and theoretical foundations from journals and books. This study aims to explain how cooperatives must carry out risk management to minimize the impact caused by risk. The results of this study are how cooperatives can implement risk management, namely by: 1. Applying the precautionary principle 2. Having professional and integrity workers 3. Implementing Operational Management 4. Implementing all cooperative principles that have been stated in the Act .]]>
<![CDATA[INTERPRETATION OF SADAQAH VERSES AND HADITH IN AN ISLAMIC PERSPECTIVE ]]>
<![CDATA[Riky Soleman]]>
<![CDATA[ NATUJA: Jurnal Ekonomi Syariah Vol. 2 No. 1 (2022): (November 2022) ]]>
Publisher : <![CDATA[Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.69552/natuja.v2i1.1464
<![CDATA[Alms is a form of sunnah practice that is highly recommended for Muslims. The practice of alms is highly recommended by Islam as evidence of concern for others. For those who give alms will be promised a reward by Allah SWT and those who receive alms will get ease in life. The results of this study state that the results of the interpretation of the Qur'an and Hadith, where the interpretation cannot be separated from the context of the times. The interpretation of the verses of the Qur'an and the hadith of the Prophet SAW, alms has a broader meaning than just helping others with money or goods. Alms also means that every Muslim carries out several practices that are directly related to social behavior and good deeds, both in the form of wealth, energy and thoughts. engage in several practices that are directly related to social behavior. For those who give alms will be promised a reward by Allah SWT and those who receive alms will get ease in life.]]>
<![CDATA[UPAYA FINTECH SYARIAH DALAM MEMBIAYAI PENDANAAN UMKM SKEMA PEER TO PEER LENDING ]]>
<![CDATA[Yeni Prastika]]>
<![CDATA[ NATUJA: Jurnal Ekonomi Syariah Vol. 2 No. 2 (2023): (Mei 2023) ]]>
Publisher : <![CDATA[Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.69552/natuja.v2i2.1485
<![CDATA[Penelitian ini bertujuan untuk mengetahui upaya Fintech Syariah dalam membiayai pendanaan pada UMKM serta untuk mengetahui bagaimana konsep fintech peer to peer lending yang dijalankan dengan prinsip syariah. Penelitian ini menggunakan metode studi pustaka yang membahas atau mencari referensi teori serta referensi yang relevan dengan topik yang diangkat dengan objek penelitiannya adalah Fintech Ammana. Hasil dari penelitian menunjukkan bahwa Fintech peer-to-peer lending dalam membiayai UMKM yaitu dengan memposisikan dirinya sebagai market yang mempertemukan atau menghubungkan antara pemberi pinjaman (Lender) dengan penerima pinjaman (borrower) dalam rangka melakukan akad pembiayaan melalui sistem elektronik dengan menggunakan jaringan internet.Kata Kunci: Fintech syariah, UMKM, P2P Lending]]>
<![CDATA[PENGARUH LITERASI EKONOMI DAN GAYA HIDUP TERHADAP PERILAKU KONSUMTIF ]]>
<![CDATA[Abdur Rohman]]>
<![CDATA[ NATUJA: Jurnal Ekonomi Syariah Vol. 2 No. 2 (2023): (Mei 2023) ]]>
Publisher : <![CDATA[Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.69552/natuja.v2i2.1581
<![CDATA[Abstract This means that students majoring in economics have a good level of economic literacy. This study aims to determine the effect of economic literacy and lifestyle on the consumptive behavior of students majoring in Islamic economics at FEBI UIN STS Jambi batch 2018. In this study, quantitative methods were used, and the data analysis methods used were instrument test, classical assumption test, and hypothesis testing. The sample in this study amounted to 74 students calculated using the Slovin formula and the data obtained through the distribution of questionnaires using a Likert scale. The results of this study indicate that Economic Literacy (X1) does not have a positive effect on Consumptive Behavior (Y). This can be seen from the t-count value of 0.917, which is smaller than the t-table of 1.667 with a significance value of 0.362, which is greater than 0.05. Lifestyle (X2) has a positive effect on consumptive behavior (Y). It can be seen from the nose t value of 4.224, which is greater than the t table of 1.667 and the significance value of 0.000 is less than 0.05. Economic literacy (X1) and Lifestyle (X2) have a joint effect on Consumptive Behavior (Y) can be seen from the calculated F value of 8.939 which is greater than F table which is 3.12 and the significance value is 0.000 less than 0.05 . while the results of the calculation of the Coefficient of Determination are 0.201 or 20.1%, meaning that the Economic Literacy variable (X1) and the Lifestyle variable (X2) have a significant effect on the Consumptive Behavior of the Students of the Islamic Economics Study Program, Sulthan Thaha Syaifuddin Jambi State Islamic University, Class of 2018 with a level of influence of 20.1%.]]>
<![CDATA[ANALISIS SISTEM PEMBERIAN UPAH DALAM MENINGKATKAN PRODUKTIVITAS KERJA KARYAWAN DITINJAU DARI PERSPEKTIF EKONOMI ISLAM: STUDI KASUS DI PERKEBUNAN PT GLENMORE BANYUWANGI ]]>
<![CDATA[Nurul Hidayah]]>
<![CDATA[ NATUJA: Jurnal Ekonomi Syariah Vol. 2 No. 1 (2022): (November 2022) ]]>
Publisher : <![CDATA[Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.69552/natuja.v2i1.1626
<![CDATA[This study aims to explain the system applied in wages plantation pt glenmore employees in improving work productivity, explained the system to increase work productivity for plantation workers in Perkebunan PT Glenmore. This research adopting descriptive qualitative. In the process of collecting the data using several methods, that is a method of observation, interviews and documentation. Data analysis technique using analysis qualitative data, data (reduction presentation of data, triangulation data, and withdrawals conclusion or verify). But the research we can conclude that the system for plantation in pt glenmore has been running well based on the suggestion of the government and in accordance with the agreement. The wages plantation in PT Glenmore have also qualified for the islamic in perspective. Wages that would improve employees wages labor productivity and wages system is just the contract and worthy of Proved the wages workers at maturity can employees the wages welfare. This makes plantation PT Glenmore seek to add the type of jobs with the bulk of the results and in accordance with the requirements and a fair wage and worthy.]]>
<![CDATA[ANALISIS DAMPAK PEMBERIAN KREDIT MODAL KERJA TERHADAP PENINGKATAN PENDAPATAN USAHA KECIL PADA PT. BPR DELTA ARTHA PANGGUNG SITUBONDO ]]>
<![CDATA[Hali Makki]]>
<![CDATA[ NATUJA: Jurnal Ekonomi Syariah Vol. 2 No. 1 (2022): (November 2022) ]]>
Publisher : <![CDATA[Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.69552/natuja.v2i1.1627
<![CDATA[Bank Perkredit Rakyat (BPR) has a variety of savings products and credit products. One of its credit products is a working capital credit product. This working capital is a business capital financing credit / business operations. This research is in the form of field research or also known as qualitative research. The results showed that the procedure for disbursing working capital loans at PT. BPR Delta Artha Panggung Situbondo Branch is not complicated and the requirements required are easy to meet by small businesses, small entrepreneurs also feel no objection to the guarantee required by PT. BPR Delta Artha Panggung Situbondo Branch to take working capital credit, so that the distribution of working capital credit product funds from PT. BPR Delta Artha Panggung Situbondo Branch is deeply felt by small entrepreneurs who lack capital, because with the funds for working capital products, small entrepreneurs can be more free to add a variety of their business products.]]>
<![CDATA[PENGARUH PERTUMBUHAN EKONOMI TERHADAP PENDAPATAN DAERAH PASCA DESENTRALISASI FISKAL ]]>
<![CDATA[Edy Imam Supeno]]>;
<![CDATA[Ansari Ansari]]>
<![CDATA[ NATUJA: Jurnal Ekonomi Syariah Vol. 2 No. 1 (2022): (November 2022) ]]>
Publisher : <![CDATA[Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.69552/natuja.v2i1.1628
<![CDATA[The era of decentralization encourages economic growth, both in terms of revenue and expenditure so that it has increased compared to before the era of decentralization. However, the effect of fiscal decentralization is much greater on the expenditure side than the regional revenue side. This research method uses library research. The approach used in this study uses a qualitative approach which is often called the naturalistic research method because the research is carried out in natural conditions (natural setting). Meanwhile, data analysis is descriptive analytical, so that the research analysis is carried out qualitatively both on secondary data and primary data. The results showed that fiscal decentralization has a negative influence on economic growth, which means that the higher the fiscal decentralization, the lower the economic growth; Economic growth has a positive effect on the welfare of people in the regions, which means that the higher the economic growth, the higher the welfare of the people, and fiscal decentralization has a positive effect on people's welfare in growing the economy, which means that the higher the fiscal decentralization, the higher the welfare of the people. Fiscal decentralization, which has a positive effect on people's welfare, has sufficiently explained that fiscal decentralization in Indonesia on the right track.]]>
<![CDATA[PRODUKTIVITAS KERJA MELALUI AGILE ORGANIZATION PERSPEKTIF AL-QUR'AN ]]>
<![CDATA[Widya Ratna Sari]]>;
<![CDATA[Ahmad Syakur]]>
<![CDATA[ NATUJA: Jurnal Ekonomi Syariah Vol. 3 No. 1 (2023): (November 2023) ]]>
Publisher : <![CDATA[Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.69552/natuja.v3i1.1895
<![CDATA[Abstrak Adapun tujuan dari penelitian ini untuk melihat pembangunan produktivitas kerja di Indonesia melalui agile organization perspektif al-Qur’an. Penelitian ini menggunakan pendekatan penelitian kepustakaan (library research) karena sumber datanya dari berbagai literatur seperti: al-Qur’an, tafsir al-Qur’an, jurnal-jurnal, dan buku mengenai produktivitas kerja yang dihubungkan dengan sistem kerja kontemporer (agile organization) dan dikaji menurut perspektif al-Qur’an. Hasil pembahasan bahwa Angka produktivitas di Indonesia masih tergolong rendah, dilihat dari jumlah peningkatan jumlah penduduk bekerja dan penurunan angka pengangguran sejauh ini belum bisa mengcover penurunan angka kemiskinan. Peningkatan garis kemiskinan tersebut berarti menunjukkan nilai tekun atau jiwa produktivitas kerja Indonesia masih belum tinggi. Sementara ajaran Islam sangat komprehensif dalam mengatur aktivitas umatnya. Di samping memberikan kebebasan dalam melakukan suatu aktivitas juga memberikan batasan dalam pelaksanaannya. Sehingga dengan ada keduanya tercipta suatu keseimbangan. Sistem agile organization pada dasarnya sudah selaras dengan ajaran Islam (al-Qur’an) yakni jalinan kerjasama atau ta’awun yang sejatinya sudah ada sejak lama.]]>
