cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Riza Faishol
Contact Email
riezha09@gmail.com
Phone
+62877-5583-1196
Journal Mail Official
natujajournal@gmail.com
Editorial Address
Jl. KH. Hasyim Asy'ari No. 1 Genteng Banyuwangi 68465 Telp. (0333) 845654
Location
Kab. banyuwangi,
Jawa timur
INDONESIA
Natuja: Jurnal Ekonomi Syariah
Published by Universitas Islam Ibrahimy Banyuwangi
ISSN : 28294882     EISSN : 28293576     DOI : https://doi.org/10.69552/natuja
Core Subject : Economy,
Economics, Econometrics & Finance
NATUJA: Jurnal Ekonomi Syariah is a journal published by the Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia. This journal is used to provide a forum for researchers, academics, and practitioners who have an interest in conveying ideas in the field of Islamic economics. This journal encompasses original research articles, review articles, and short communications, including: Islamic Accounting, Islamic Bussines Management, Islamic Human Resource Management, Islamic Economic, Islamic Banking and Financial.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 51 Documents
 2   3   4   5   6 
PENERAPAN ETIKA BISNIS ISLAM DALAM PENJUALAN ONLINE DI MEDIA SOSIAL TIKTOK Muzanni Muzanni
NATUJA: Jurnal Ekonomi Syariah Vol. 4 No. 2 (2025): (Mei 2025)
Publisher : Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/natuja.v4i2.3174

Abstract

This study aims to analyze the marketing practices of Muslim entrepreneurs on TikTok and their alignment with Islamic business ethics. The main focus of this research is to examine how businesses promote halal products on social media and how well they adhere to principles of honesty and fairness in digital marketing. A qualitative research method with a descriptive approach was used, analyzing TikTok videos related to halal products. The findings indicate that although there are efforts to adhere to sharia principles, many entrepreneurs prioritize material gain without fully considering Islamic ethical values. The research also found that the use of Muslim influencers can increase consumer trust, but it also raises concerns about the integrity of the information conveyed. The findings are expected to contribute to the development of sharia marketing on digital platforms.
KONTRIBUSI GREEN SUKUK DALAM PEMBIAYAAN BERKELANJUTAN Setiawan Bin Lahuri; Muhammad Maulana Rizki
NATUJA: Jurnal Ekonomi Syariah Vol. 4 No. 2 (2025): (Mei 2025)
Publisher : Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/natuja.v4i2.3294

Abstract

Infrastructure development plays a crucial role in supporting public welfare and economic growth. The main challenge in Indonesia is how to maintain a balance between infrastructure development and environmental preservation. Green Sukuk has emerged as a sustainable, Sharia-based financing instrument that offers an alternative for the government to fund environmentally friendly projects. This study aims to analyze the role of Green Sukuk in sustainable development in Indonesia and assess its compliance with Fatwa DSN-MUI No. 137 of 2020 on Sukuk. The research method employs a literature review using secondary data from scholarly literature, papers, and regulations. The findings indicate that Green Sukuk makes a significant contribution to financing green projects such as renewable energy, energy efficiency, and waste management, supporting the achievement of the Sustainable Development Goals (SDGs). Fatwa DSN-MUI No. 137 of 2020 serves as an important guideline to ensure the alignment of Sukuk instruments with Sharia principles while enhancing investor confidence. Nevertheless, the implementation of Green Sukuk still faces challenges, including low levels of Sharia financial literacy, limited availability of green projects that meet the criteria, and regulatory constraints. A comprehensive strategy is needed to optimize the role of this instrument going forward.
REVIVING THE ISLAMIC MARKET: IMAM AL-GHAZALI'S PRINCIPLES FOR FAIR AND ETHICAL ECONOMIC TRANSACTIONS Mochamad Sumpena; Nurul Hikmah
NATUJA: Jurnal Ekonomi Syariah Vol. 4 No. 2 (2025): (Mei 2025)
Publisher : Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/natuja.v4i2.3302

Abstract

The concept of the market has existed since the time of the Prophet Muhammad SAW and has undergone significant transformations, especially in the era of Industry 4.0. This research examines the Islamic market mechanism as outlined by Imam Al-Ghazali, with a focus on the principle of tauhid. In contrast to capitalist views that advocate for a free market with minimal government intervention, Al-Ghazali's perspective integrates divine principles and ethics into economic transactions. The study utilizes a qualitative, descriptive approach to analyze secondary data from various sources, aiming to highlight how Islamic teachings can create a fair and balanced market environment. Al-Ghazali's principles suggest that a just market is founded on honesty, fairness, and mutual assistance, guided by religious values. This paper also discusses the ethical implications of market practices, urging businesses to align their activities with Islamic values to ensure long-term prosperity and divine blessing. While this study focuses on Al-Ghazali's views, future research should compare these with contemporary economic theories to deepen understanding of Islamic market mechanisms in modern economies.
PERAN BANK KONVENSIONAL DALAM MENDONGKRAK PEREKONOMIAN DESA PADA PEMBIAYAAN UMKM DALAM KAJIAN EKONOMI SYARIAH Lutfiatun Hasanah; Ita Marianingsih
NATUJA: Jurnal Ekonomi Syariah Vol. 4 No. 2 (2025): (Mei 2025)
Publisher : Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/natuja.v4i2.3401

Abstract

The lack of Sharia economic literacy among rural MSME actors is one of the main reasons for their preference toward loans from conventional banks over Sharia-compliant financing. Limited understanding of the concept of riba (usury), Sharia contractual principles (akad), the easier access to conventional banking services, and the absence of structured Islamic financial education have further reinforced the dependence of MSMEs on interest-based financial systems. This study aims to analyze the level of Sharia economic literacy among rural MSME actors, identify the influencing factors, and formulate strategies to enhance awareness and access to Islamic financing in rural areas. Using a descriptive qualitative approach, this research is expected to contribute to the formulation of educational and inclusive policies that support the transition of MSMEs toward financing systems aligned with Sharia principles.
PENGARUH ETIKA KERJA ISLAMI DAN KEPEMIMPINAN ISLAMI TERHADAP KINERJA KARYAWAN DI SMK AL MU’ALLIM KESUGIHAN April Afrianto
NATUJA: Jurnal Ekonomi Syariah Vol. 5 No. 1 (2025): November (2025)
Publisher : Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/av1km839

Abstract

  This study aims to determine the influence of Islamic work ethics and Islamic leadership on employee performance at SMK Al Mu'allim Kesugihan. This study uses a quantitative approach, with the population consisting of all employees at SMK Al Mu'allim Kesugihan, while the sample consists of 40 respondents, using saturated sampling technique. The data used in this study is primary data obtained through the distribution of questionnaires directly to respondents. The data analysis technique used in this study is multiple regression analysis using SPSS 26. The results of this study indicate that the test results (partial test) of Islamic work ethics with a significance value of 0.406 > 0.05, so it can be concluded that Islamic work ethics do not affect employee performance at SMK Al Mu'allim. Meanwhile, Islamic leadership has a positive influence with a partial test value and significance value of 0.001 < 0.05, so it can be concluded that Islamic leadership has a significant influence on employee performance at SMK Al Mu'allim Kesugihan. This study contributes to SMK Al Mu'allim Kesugihan in improving employee performance. The SPSS test results show that Islamic leadership has a significant effect (coefficient 0.404, sig. 0.001, Beta 0.520) on performance, while Islamic work ethics are not significant (coefficient 0.117, sig. 0.406). Both variables together explain 34.7% of performance variation (R²=0.347). The organization is advised to prioritize the development of Islamic leadership in order to improve optimal performance.  
FRACTIONAL REVERSE BANKING DAN FIAT MONEY: PROBLEMATIKA SISTEM MONETER KONVENSIONAL DALAM PERSPEKTIF SYARIAH Afiyah Zahrah; Juwita Sifas Sembiring; Ahmad Faturrahman
NATUJA: Jurnal Ekonomi Syariah Vol. 5 No. 1 (2025): November (2025)
Publisher : Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/557x4f42

Abstract

This study critically examines the Fractional Reserve Banking (FRB) and fiat money systems within the framework of the conventional monetary system and their relevance to Islamic financial principles. The main questions raised are how the practice of money creation through FRB and the use of fiat money impacts economic stability and social justice, and how Islamic economics offers a more equitable alternative. The analysis shows that FRB and fiat money contribute to imbalances in the monetary and real sectors, as well as giving rise to the risk of inflation and a crisis of confidence. In contrast, an Islamic monetary system based on real assets and the principle of profit-sharing offers a more stable and equitable solution, free from elements of usury, gharar, and speculation. These findings reinforce the urgency of reforming the global monetary system toward a model that aligns with Islamic values ??of justice and balance.
ANALISIS STRATEGI PENGHIMPUNAN ZAKAT PROFESI DI BAZNAS BONDOWOSO PADA ERA DIGITALISASI Siti Habibatur Rahma; Lutfiatul Hasanal Lutfi
NATUJA: Jurnal Ekonomi Syariah Vol. 5 No. 1 (2025): November (2025)
Publisher : Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/92g04y21

Abstract

This study aims to answer the question of how the professional zakat collection strategy of BAZNAS Bondowoso is implemented in the digital era, which is characterized by changes in social interactions and the increasing use of financial technology. This study is based on the background that professional zakat is one of the greatest potential drivers of national economic development, but often faces difficulties in implementation due to a lack of zakat literacy and a variety of payment service options. The purpose of this study is to examine the collection practices carried out by regional zakat institutions by examining the social and cultural context of the local community. This research methodology uses a qualitative descriptive study approach using data from BAZNAS administrators, field observations, and analysis of supporting literature. The study findings indicate that BAZNAS Bondowoso implements direct fundraising strategies such as institutional connections, mentoring muzakki, and face-to-face socialization, as well as indirect fundraising strategies through digital channels such as bank transfers, sharia payment applications, and the official BAZNAS platform. Digital strategies are used to increase efficiency, convenience, and reach of muzakki, while personal strategies are used to maintain trust and social cohesion. This study contributes to the development of a flexible, inclusive, and progressive professional zakat collection model in the digital era.
RELEVANSI USHUL FIQH SEBAGAI METODOLOGI PENETAPAN HUKUM EKONOMI ISLAM DALAM MENJAWAB TANTANGAN EKONOMI MODERN Ahmad Ali Kamal; Moh. Bahrudin; Syamsul Hilal
NATUJA: Jurnal Ekonomi Syariah Vol. 5 No. 1 (2025): November (2025)
Publisher : Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/z48cp662

Abstract

Usul Fiqh is a methodological foundation for establishing Islamic law, functioning not only in the realm of worship but also has significant relevance in the modern economy. In the context of the development of the global economic system, various contemporary issues have emerged, such as Islamic banking, insurance, investment, and Islamic financial instruments, which require legal clarity in accordance with Sharia principles. This article aims to analyze the position of Usul Fiqh as a methodology for establishing Islamic economic law and how its principles can address the challenges of the modern economy. The approach used is qualitative with descriptive comparative analysis, examining the views of the four major schools of thought Hanafi, Maliki, Shafi'i, and Hanbali in linking the principles of Usul Fiqh to contemporary economic practices. The research findings demonstrate that Usul Fiqh plays a crucial role in establishing a legal foundation for Islamic economics that is adaptive to changing times, while maintaining the integrity of sharia through the principles of maslahah, istihsan, and qiyas. Each school of thought (mazhab) has its own methodological contributions in interpreting the evolving economic context, which collectively enriches the treasury of Islamic economic law. Therefore, Usul Fiqh can be viewed as a dynamic methodology capable of bridging normative texts and modern economic realities  
TA'LIL AL-AHKAM DALAM PENGEMBANGAN EKONOMI ISLAM: STUDI LITERATUR TENTANG RASIONALISASI HUKUM DAN APLIKASI MAQASID AL-SHARIAH Dewi Risyantika; Moh. Bahrudin; Syamsul Hilal
NATUJA: Jurnal Ekonomi Syariah Vol. 5 No. 1 (2025): November (2025)
Publisher : Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/57wf4h07

Abstract

Ta'lil al-ahkam (legal reasoning through the identification of cause or rationale) is a critical methodological framework for understanding the adaptation of Islamic law to the complex and multifaceted challenges of contemporary economics. This article employs the library research methodology to examine the role of ta'lil al-ahkam in developing Sharia-compliant financial instruments and addressing increasingly intricate modern economic issues. Through a systematic analysis of legal texts, peer-reviewed journal articles, and regulatory documents from the National Sharia Board-Indonesian Ulema Council (DSN-MUI), this study identifies that ta'lil al-ahkam functions as a crucial bridge between classical Islamic jurisprudence and contemporary economic practice. The findings indicate that although ta'lil al-ahkam has successfully facilitated the creation of innovative Sharia-compliant products such as sukuk, Islamic fintech, and Islamic banking instruments, substantive questions remain regarding whether these applications adequately reflect the maqasid al-shariah emphasis on economic justice, social welfare, and inclusive empowerment. This study concludes that the effective integration between maqasid-based ta'lil al-ahkam is essential to ensure that the development of Islamic economics serves the genuine objective of maslahah (welfare) and promotes sustainable development that benefits all segments of society.
TRANSFORMASI DIGITAL PADA LEMBAGA KEUANGAN MIKRO SYARIAH: ANALISIS IMPLEMENTASI, TANTANGAN, DAN STRATEGI PENGEMBANGAN BMT DI INDONESIA Riyan Damara Putra; Shalahudin Habibullah; Fatih Fuadi
NATUJA: Jurnal Ekonomi Syariah Vol. 5 No. 1 (2025): November (2025)
Publisher : Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/4h9v5v23

Abstract

Digital transformation in Islamic microfinance institutions, particularly Baitul Maal wat Tamwil (BMT), has become a strategic approach to expanding digital financial inclusion while improving the operational efficiency of community-based financial institutions. This study aims to examine the implementation of digital transformation in Indonesian BMTs, identify key challenges, and formulate development strategies aligned with Islamic principles. A Systematic Literature Review (SLR) was employed by analyzing peer-reviewed journal articles, institutional reports, and policy publications issued between 2020 and 2025. The findings indicate that BMTs with adequate asset capacity and governance structures are more prepared to adopt digital technologies comprehensively, particularly in transaction services, financing processes, and financial reporting. Digitalization initiatives in selected BMTs have demonstrated measurable improvements in operational efficiency and service outreach. Nevertheless, most BMTs remain at basic to intermediate stages of digital adoption due to infrastructure constraints, limited digital literacy among human resources, and regulatory complexity. This study emphasizes that BMT digital transformation should be implemented gradually, contextually, and in accordance with Islamic values, supported by collaboration with the Islamic fintech ecosystem and regulatory policy frameworks.

Page 5 of 6 | Total Record : 51

 2   3   4   5   6 

Filter by Year

2021 2025


Reset
Filter By Issues
All Issue Vol. 5 No. 1 (2025): November (2025) Vol. 4 No. 2 (2025): (Mei 2025) Vol. 4 No. 1 (2024): (November 2024) Vol. 3 No. 2 (2024): (Mei 2024) Vol. 3 No. 1 (2023): (November 2023) Vol. 2 No. 2 (2023): (Mei 2023) Vol. 2 No. 1 (2022): (November 2022) Vol. 1 No. 2 (2022): (Mei 2022) Vol. 1 No. 1 (2021): (November 2021)