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Riza Faishol
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Natuja: Jurnal Ekonomi Syariah
Published by Universitas Islam Ibrahimy Banyuwangi
ISSN : 28294882     EISSN : 28293576     DOI : https://doi.org/10.69552/natuja
Core Subject : Economy,
Economics, Econometrics & Finance
NATUJA: Jurnal Ekonomi Syariah is a journal published by the Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia. This journal is used to provide a forum for researchers, academics, and practitioners who have an interest in conveying ideas in the field of Islamic economics. This journal encompasses original research articles, review articles, and short communications, including: Islamic Accounting, Islamic Bussines Management, Islamic Human Resource Management, Islamic Economic, Islamic Banking and Financial.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 62 Documents
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IMPLEMENTASI AKAD KERJA SAMA JUAL BELI HASIL BUDIDAYA IKAN DALAM PERSPEKTIF EKONOMI SYARIAH Nurul Hidayah; Habibulloh Habibulloh; Syehnur Bongkar Pamungkas
NATUJA: Jurnal Ekonomi Syariah Vol. 5 No. 2 (2026): Mei (2026)
Publisher : Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/je1czt54

Abstract

This study aims to analyze the implementation of a sales cooperation agreement regarding fish farming produce between farmers in Songgon District and the Genteng Fish Seed Center (BBI Genteng) from a Sharia economic perspective. The research is motivated by the importance of enhancing family economic resilience through the fisheries sector and the application of agreements that adhere to Sharia principles. A qualitative case study approach was employed, utilizing observation, interviews, and documentation, alongside descriptive analysis—comprising data collection, reduction, presentation, and conclusion drawing—validated through triangulation. The findings indicate that the collaboration between the farmers and BBI Genteng is conducted simply through verbal communication rather than a written contract, yet it operates based on trust, transparency, and mutual benefit. The transactions comply with Sharia economic principles and can be categorized as a bai’ al-musawamah agreement, as the price is determined through negotiation without the obligation to disclose capital costs or profit margins. Consequently, this collaboration is Sharia-compliant and supports the economic sustainability of the fish farmers' families.
DETERMINAN MINAT MASYARAKAT MENGGUNAKAN PEMBAYARAN DIGITAL BERBASIS PRINSIP SYARIAH Umul Nur'aini
NATUJA: Jurnal Ekonomi Syariah Vol. 5 No. 1 (2025): November (2025)
Publisher : Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/910abb44

Abstract

Digital transformation has created increasing opportunities for Generation Z to access financial services based on Islamic principles. However, increased digital access has not always been accompanied by adequate understanding and utilization of Islamic financial services. This study aims to analyze the effects of Islamic financial literacy, religiosity, and digitalization on Islamic financial inclusion among Generation Z. The study employed a quantitative approach using a survey of 150 respondents selected through purposive sampling. Data were analyzed using multiple linear regression. The results show that Islamic financial literacy has a positive and significant effect on Islamic financial inclusion, with a regression coefficient of 0.287 (sig. 0.000). Religiosity also has a positive and significant effect, with a coefficient of 0.231 (sig. 0.002), while digitalization has a positive and significant effect, with a coefficient of 0.396 (sig. 0.000), making it the strongest predictor in the model. Simultaneously, the three variables significantly affect Islamic financial inclusion. The R² value of 54.5% indicates that the three variables explain 54.5% of the variation in Islamic financial inclusion. These findings highlight the importance of integrating financial literacy, religious values, and digital innovation to expand Islamic financial inclusion among Generation Z.  

Page 7 of 7 | Total Record : 62

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