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Natuja: Jurnal Ekonomi Syariah
Published by Universitas Islam Ibrahimy Banyuwangi
ISSN : 28294882     EISSN : 28293576     DOI : https://doi.org/10.69552/natuja
Core Subject : Economy,
Economics, Econometrics & Finance
NATUJA: Jurnal Ekonomi Syariah is a journal published by the Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia. This journal is used to provide a forum for researchers, academics, and practitioners who have an interest in conveying ideas in the field of Islamic economics. This journal encompasses original research articles, review articles, and short communications, including: Islamic Accounting, Islamic Bussines Management, Islamic Human Resource Management, Islamic Economic, Islamic Banking and Financial.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 57 Documents
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ANALISIS PERAN KOMPENSASI DAN BUDAYA ORGANISASI DALAM UPAYA MENINGKATKAN KINERJA PEGAWAI Muchtar Habib
NATUJA: Jurnal Ekonomi Syariah Vol. 5 No. 1 (2025): November (2025)
Publisher : Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/c3f8dr56

Abstract

This research was conducted with the aim of providing a comprehensive understanding of the influence of compensation and organizational culture on employee performance by using a literature review approach. This study collects and analyzes a variety of relevant scientific sources, including national and international journals, academic textbooks, and research results related to human resource management. Data analysis was carried out in a qualitative descriptive manner through a thematic synthesis process. The results of the analysis show that both compensation and organizational culture have a positive and significant influence on employee performance, both partially and simultaneously. Fair compensation, transparency, and contribution has been proven to create work motivation and loyalty, while a constructive organizational culture and harmonious social relationships play an important role in creating work effectiveness and employee satisfaction. Simultaneously, these two variables have a synergistic effect in encouraging the achievement of optimal performance and organizational goals.
DIGITALISASI LAYANAN KEUANGAN SYARIAH DALAM MENINGKATKAN INKLUSI KEUANGAN Nur'aini, Umul
NATUJA: Jurnal Ekonomi Syariah Vol. 4 No. 2 (2025): (Mei 2025)
Publisher : Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/natuja.v4i2.3634

Abstract

The digitalization of financial services has become a crucial strategy in expanding public access to financial services, including within the Islamic finance sector. This study aims to analyze the role of Islamic financial service digitalization in enhancing financial inclusion and to examine its conformity with the principles of Islamic economics. This research employs a qualitative approach using a library research method, drawing on scholarly books, national and international journal articles, as well as official reports from Islamic financial institutions and relevant authorities. Data analysis was conducted through content analysis using a descriptive-analytical approach. The findings indicate that the digitalization of Islamic financial services—such as Islamic mobile banking, Islamic financial technology (fintech), and digital payment systems based on Sharia-compliant contracts—significantly contributes to increasing financial inclusion, particularly among unbanked and underbanked populations. Moreover, this digital transformation aligns with the objectives of maqashid al-shari’ah, especially in safeguarding wealth (hifz al-mal) and promoting economic justice. Nevertheless, challenges related to digital literacy, Sharia compliance, and data security remain critical issues that require serious attention. This study concludes that the digitalization of Islamic financial services serves as a strategic instrument in strengthening an inclusive financial system grounded in Sharia values.
HUBUNGAN REMUNERASI DAN BUDAYA KERJA DENGAN KEPUASAN KERJA TENAGA KESEHATAN DI RUMAH SAKIT Basuki, Hari
NATUJA: Jurnal Ekonomi Syariah Vol. 5 No. 2 (2026): Mei (2026)
Publisher : Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/a0w5pq37

Abstract

Job satisfaction among healthcare workers constitutes a critical determinant of hospital service quality, as it is closely associated with employee performance, organizational commitment, and workforce sustainability. Remuneration and organizational culture are widely recognized as key factors influencing job satisfaction; however, empirical evidence in hospital settings remains fragmented and inconsistent. This study aims to systematically synthesize existing empirical findings regarding the relationship between remuneration, organizational culture, and job satisfaction among healthcare workers in hospitals through a Systematic Literature Review (SLR). Relevant studies were identified from Google Scholar, Garuda, and ScienceDirect using keywords related to remuneration or compensation, organizational culture, and job satisfaction. Selected articles were analyzed and synthesized using a narrative approach. The findings indicate that remuneration is significantly associated with job satisfaction, particularly when remuneration systems are perceived as fair, transparent, and performance-based. In addition, a positive organizational culture, characterized by professionalism, fairness, collaboration, and open communication, contributes to job satisfaction both directly and indirectly, primarily through motivation and organizational commitment. These results underscore the importance of aligning equitable remuneration policies with the strengthening of organizational culture to enhance healthcare workers’ job satisfaction and improve hospital service quality.
PENGARUH HARGA DAN KUALITAS IKAN TERHADAP PENJUALAN IKAN DI TPI MUNCAR MENURUT PERSPEKTIF ISLAM Ardzani, M. Khanif; Afria Rachmawati; Maisatun Jannah
NATUJA: Jurnal Ekonomi Syariah Vol. 5 No. 2 (2026): Mei (2026)
Publisher : Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/kc52jz61

Abstract

This study aims to analyze the partial and simultaneous influence of price and fish quality on fish sales at TPI Muncar from an Islamic perspective. This research employs a quantitative approach with a causal associative type. The sampling technique used is purposive sampling, with a total of 70 active fish traders at TPI Muncar as respondents. The independent variables in this study are price (X1) and quality (X2), while the dependent variable is fish sales (Y). Data analysis techniques include multiple linear regression analysis tested through t-test, F-test, and the coefficient of determination (R²). The results of the study show that, partially, price has a significant effect on fish sales (t-count 5.426 > t-table 1.668; sig. 0.000 < 0.05) and fish quality also has a significant effect on fish sales (t-count 4.373 > t-table 1.668; sig. 0.000 < 0.05). Simultaneously, price and fish quality have a significant effect on fish sales (F-count 223.015 > F-table 3.13; sig. 0.000 < 0.05). The coefficient of determination (R²) is 0.692, which means that 69.2% of the variation in fish sales is influenced by price and quality, while the remaining 30.8% is influenced by other factors outside this study.
PENGARUH GREEN MARKETING DAN LABEL HALAL TERHADAP KEPUTUSAN PEMBELIAN AIR MINUM LE MINERALE DI KECAMATAN SUMBERSARI KABUPATEN JEMBER Khoirun Nisa Febriyanti; Hikmatul Hasanah
NATUJA: Jurnal Ekonomi Syariah Vol. 5 No. 2 (2026): Mei (2026)
Publisher : Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/xd6rsh37

Abstract

Le Minerale is a brand of bottled drinking water (AMDK) managed by PT Tirta Fresindo Jaya since 2015, and it competes in the Indonesian market through environmentally friendly marketing strategies and the possession of a halal label. Consumers are increasingly influenced by environmental and halal aspects when making purchasing decisions. This study aims to analyze the influence of green marketing and halal labels on purchasing decisions for Le Minerale products in Sumbersari District, Jember Regency. The research method employs a quantitative approach, utilizing a survey of 100 respondents selected through purposive sampling techniques and the Slovin formula. Data collection was carried out through observation, questionnaires, and documentation, then analyzed using multiple linear regression with the help of IBM SPSS Statistics version 25. The results of the study show that green marketing has a significant effect on purchasing decisions (sig. 0.001 < 0.05), the halal label also has a significant effect (sig. 0.008 < 0.05), and both variables simultaneously influence purchasing decisions for Le Minerale products.  
IMPLEMENTASI WAKAF PRODUKTIF BERBASIS QA’IDAH DAR’ AL-MAFASID MUQADDAM ALA JALB AL-MASALIH: ANALISIS DIMENSI SYARIAH TERHADAP RISIKO PENGELOLAAN WAKAF Imam Kamaluddin; Syamsuar, Mushaq
NATUJA: Jurnal Ekonomi Syariah Vol. 5 No. 2 (2026): Mei (2026)
Publisher : Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/6vf09w92

Abstract

The transformation of waqf into productive sectors introduces complex risk exposures that may lead to the loss of the principal asset (ḍayāʿ al-aṣl), directly contradicting the perpetual principle of taḥbīs al-aṣl. Existing literature is largely dominated by a benefit-maximization approach (jalb al-maṣāliḥ), thereby leaving a research gap in the form of a limited normative fiqh framework for risk prevention. To address this gap, this study aims to reconstruct risk management by positioning the legal maxim Dar’ al-Mafāsid Muqaddam ʿalā Jalb al-Maṣāliḥ as a foundation for substantive mitigation. Employing a normative legal research method with a juridical-normative approach, secondary data are analyzed through hermeneutic interpretation and synthesis. The findings reveal that the principle of preventing harm (dar’ al-mafāsid) necessitates prioritizing loss prevention over the pursuit of speculative benefits. Consequently, the application of this maxim demands a high standard of Sharīʿah prudentiality and significantly transforms the role of the nāẓir from a mere investment manager into a trustee. Overall, this study contributes theoretically by operationalizing a fiqh-based legal maxim to ensure prudence in the governance of productive waqf
PENGARUH SISTEM BAGI HASIL DAN KUALITAS PELAYANAN TERHADAP KEPUTUSAN NASABAH MEMILIH TABUNGAN MUDHARABAH (TABAH) DI BMT NU CABANG BUNGATAN SITUBONDO Abdul Fatah; Nur Muhammad; Sri Yuniati; Nuri Ma'rifatul Laily
NATUJA: Jurnal Ekonomi Syariah Vol. 5 No. 2 (2026): Mei (2026)
Publisher : Department of Sharia Economics, Faculty of Islamic Economics and Business, Universitas Islam Ibrahimy Banyuwangi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/h45kcy55

Abstract

Amid growing competition in Islamic financial institutions, the ability to attract and retain customers has become crucial for the sustainability of products, especially Mudharabah Savings (TABAH) based on the profit-sharing principle. This study aims to examine the effect of profit-sharing system (X1) and service quality (X2) on customers' decisions (Y) to choose TABAH at KSPPS BMT NU Branch Bungatan Situbondo. A quantitative approach with an explanatory design was employed, involving 90 respondents selected through purposive sampling. The questionnaire instrument had been tested for validity and reliability. Data were analyzed using multiple linear regression, t-test, F-test, and coefficient of determination using SPSS. The results show that the profit-sharing system significantly affects customer decisions with a significance value of p = 0.003 < 0.05, and service quality significantly affects customer decisions with p = 0.000 < 0.05. Service quality proved to be the most dominant factor. The coefficient of determination of 0.549 confirms that 54.9% of customers' decisions can be explained by both variables. These findings underscore that the competitive advantage of Islamic financial institutions lies not only in financial returns but also in service quality that fosters trust and customer loyalty.  

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