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Olyvia Rosalia
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Nomico
Published by PT Anagata Sembagi Education
ISSN : -     EISSN : 30466318     DOI : https://doi.org/10.62872/apwm7d39
Core Subject : Economy,
Economics, Econometrics & Finance
The journal publishes original articles on current issues and trends occurring internationally in accounting, financial accounting, public sector accounting, auditing, economics, economics education, development economics, economic statistics, monetary economics, international economics, microeconomics, macroeconomics, econometrics, public economics, economic sociology.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekomomi dan Ekonometrika
Articles 6 Documents
 1 
Search results for , issue "Vol. 2 No. 3 (2025): Nomico - April" : 6 Documents clear
The Effect of Cost of Goods Sold (COGS) and Profit Contribution on Sales Volume Nabilah Rihadatul Aisy; Suhartono; Lukman Hakim; Vera Agustina Yanti; Taat Kuspriyono; Abdurrachman
Nomico Vol. 2 No. 3 (2025): Nomico - April
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/xbm6s207

Abstract

In general, profit is a goal that must be achieved by the company to realize profits for the company. Where sources (Input), such as raw materials and labor are processed to produce goods or services (Output) for customers. Companies need to have products that can be sold to the general public, these products are non-physical products, raw materials or finished products that can be consumed. Researchers used a quantitative descriptive approach in this research to determine the influence of cost of goods sold and profit contribution on sales volume in manufacturing companies listed on the IDX. Researchers will explain how cost of goods sold and contribution profit affect sales volume. The research results indicate that Cost of Goods Sold (COGS) and Contribution Profit have a significant influence on the Sales Volume of manufacturing companies in Indonesia during the 2020-2022 period.
The Future of The Green Economy in Indonesia: Challenges and Opportunities in The Energy Transition Loso Judijanto; Pramudi Harsono; Olyvia Rosalia
Nomico Vol. 2 No. 3 (2025): Nomico - April
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/527bww87

Abstract

This study aims to analyze the challenges and opportunities in Indonesia's transition towards a green economy, with a focus on the shift from fossil fuel dependence to renewable energy. As a developing country with abundant natural resource potential, Indonesia faces significant challenges in reducing greenhouse gas emissions and achieving the Net Zero Emission target by 2060. The study finds that although Indonesia has significant renewable energy potential such as solar, wind, and geothermal energy the development of renewable energy infrastructure and technology remains limited. Additionally, resistance from the fossil fuel industry and energy distribution inequality across regions pose obstacles to the implementation of energy transition policies. However, this transition also offers new economic opportunities, including the creation of green jobs and the growth of the green technology sector. Collaboration among the government, private sector, society, and academia is needed to accelerate the transition towards a sustainable green economy.
Gold Price Surge: Peoples Investment Strategy in Economic Uncertainty Ummy Kalsum; Olyvia Rosalia
Nomico Vol. 2 No. 3 (2025): Nomico - April
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/23792h91

Abstract

This study aims to analyze community investment strategies in response to the surge in gold prices amid global economic uncertainty. Such uncertainty is characterized by high inflation, fluctuations in the rupiah exchange rate, and unstable international geopolitical conditions. Data were obtained through a survey of 130 respondents from various age groups and educational backgrounds in Indonesia. The research method used is quantitative, employing a descriptive approach and multiple linear regression analysis using SPSS. The findings indicate that the majority of the population chooses gold as their primary investment instrument due to its perception as a safe haven asset. Simultaneously, the variables of gold price, financial literacy, and economic risk perception have a significant influence on people's investment strategies. Among these three variables, gold price exerts the most dominant effect. Furthermore, financial literacy is found to play a crucial role in determining portfolio diversification, while risk perception is largely based on concerns about the economic future. These findings have important implications for policymakers in improving investor education and protection, especially in the digital era which increasingly facilitates access to both physical and digital gold investment instruments.
Islamic Bank Strategy in Facing Competition in The Era of Digitalization Didih Muhamad Sudi
Nomico Vol. 2 No. 3 (2025): Nomico - April
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/22szgy14

Abstract

Digital transformation has brought significant changes to the global banking industry, including for Islamic banks in Indonesia. This study aims to examine the strategies implemented by Islamic banks in responding to the increasingly intense competition in the digitalization era. The method used is qualitative research with a case study approach, involving in-depth interviews with managers and practitioners of Islamic banking. The findings indicate that Islamic banks adopt several key strategies, such as the digitalization of banking services, integration of Sharia principles into digital platforms, strengthening of technological infrastructure, and enhancement of human resource capacity. In addition, collaboration with fintech companies, customer education, and the development of products tailored to the needs of the younger generation are vital components of digital adaptation efforts. Despite facing infrastructure limitations and regulatory challenges, Islamic banks demonstrate potential for growth and competitiveness through innovative strategic approaches grounded in Sharia values. This study contributes to the development of relevant business strategies for Islamic banks in the digital transformation era and may serve as a reference for policymakers and stakeholders in the Islamic finance industry.
Analysis of The Influence of Fintech on The Adoption Rate of Digital Financial Services Olyvia Rosalia; Ahmad Junaidi
Nomico Vol. 2 No. 3 (2025): Nomico - April
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/mehb1461

Abstract

This study aims to analyze the influence of financial technology (fintech) on the level of adoption of digital financial services among the Indonesian population. Using a quantitative approach and the Partial Least Square Structural Equation Modeling (PLS-SEM) method, this research examines the variables of ease of use, user trust, perceived usefulness, and system security on the adoption level of fintech services. Data were collected through questionnaires distributed to 150 fintech users across various regions. The analysis results show that all four variables have a significant influence on the adoption of digital financial services, with perceived usefulness being the dominant factor. Ease of use and trust also play important roles in shaping users’ decisions, while the security aspect serves as a supporting factor influencing user retention. These findings offer insights for fintech developers and regulators to improve service quality and accelerate digital financial inclusion. This study also highlights the importance of consumer education and protection in the era of digital financial transformation.
Women's Experiences in Managing Small Businesses in The Digital Age: a Narrative Approach Hilda Yuliastuti; Olyvia Rosalia
Nomico Vol. 2 No. 3 (2025): Nomico - April
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/6p7wpx74

Abstract

This study explores women's experiences in managing small businesses in the digital age using a narrative approach. By collecting in-depth stories from female entrepreneurs, the research highlights how digital technologies such as social media, e-commerce platforms, and digital business tools have transformed the way women operate and grow their businesses. The findings reveal that digitalization has opened up new market opportunities, enhanced business efficiency, and empowered women to innovate and assert greater autonomy in their entrepreneurial roles. However, challenges such as digital literacy gaps, limited financial resources, and socio-cultural constraints remain prevalent. Despite these barriers, many women demonstrate resilience and adaptability, especially when supported by family, community networks, and access to digital training. The study underscores the importance of integrating digital support systems into entrepreneurship development programs to foster inclusive economic empowerment. Overall, digitalization emerges not only as a technical tool but also as a strategic means to advance gender equality in the economic sector.

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