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Nomico
Published by PT Anagata Sembagi Education
ISSN : -     EISSN : 30466318     DOI : https://doi.org/10.62872/apwm7d39
Core Subject : Economy,
Economics, Econometrics & Finance
The journal publishes original articles on current issues and trends occurring internationally in accounting, financial accounting, public sector accounting, auditing, economics, economics education, development economics, economic statistics, monetary economics, international economics, microeconomics, macroeconomics, econometrics, public economics, economic sociology.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekomomi dan Ekonometrika
Articles 212 Documents
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Halal Certification in Micro, Small and Medium Enterprises (MSMEs) of the Fish Processing Industry in Sambas Regency Muslimah Muslimah; Muslimin H. Kara; Rahman Ambo Masse; Wulan Purnamasari
Nomico Vol. 1 No. 10 (2024): Nomico-November
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/4a015y83

Abstract

This research departs from the phenomenon that many MSME actors in the fish processing industry sector in Sambas Regency do not register for halal certification. This study aims to identify the obstacles and problems faced by MSMEs in the Fish Processing Industry Business in Sambas Regency in obtaining Halal Certificates. This type of research is classified as qualitative with the research approach applied is field research. Data collection techniques were pursued through interviews, observation, and documentation. The results of this study indicate that the obstacles and problems faced by business actors in obtaining Halal Certificates in the fish processing industry include limited resources, inability to afford the costs required to meet halal requirements, and limited knowledge and abilities in managing production processes that meet halal standards. In addition, other problems faced are the lack of knowledge and understanding of MSME actors regarding halal certification, the low awareness and obedience of MSME actors to register halal certification, the confidence of MSME actors in the halalness of their products, and limited human resources.
The Effect of Financial Education on the FinancialLiteracy of the Millennial Generation Mohamad Choirul Anwar; Arizqiya Nurfattah; Achmad Maqsudi
Nomico Vol. 1 No. 9 (2024): Nomico-Oktober
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/vn90ze66

Abstract

This study aims to analyze the influence of financial education on the financial literacy of the millennial generation. Millennials face increasingly complex financial challenges as access to digital financial products and consumptive lifestyles increases. Good financial literacy is needed so that they are able to make wise financial decisions, save, and invest for the future. This study uses a quantitative approach by collecting data through a survey involving 121 millennial respondents who have participated in financial education programs. Data analysis was carried out using SPSS version 25 software and linear regression methods to test the relationship between financial education and financial literacy levels. The results of the study show that financial education has a significant positive influence on millennial financial literacy. These findings underscore the importance of financial education programs in improving the financial understanding of millennials so that they are better prepared to face complex financial decisions. This research is expected to be a reference for policymakers and educational institutions in designing more effective financial literacy programs to support the financial well-being of the millennial generation.
Development Strategy Of Micro, Small And Medium Enterprises Based On Creative Economy In Semolowaru Neighbourhood Veronika Nugraheni Sri Lestari; Ignasius Toni; Nurmawati Nurmawati; Dwi Cahyono
Nomico Vol. 2 No. 2 (2025): Nomico-March
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/z4e8ry91

Abstract

The purpose of this study is to establish a plan for the growth of MSMEs in Semolowaru Village that is centered on the creative economy. This strategy is crucial for leveraging the expanding creative economy's potential to increase the competitiveness of regional MSMEs. Descriptive qualitative research methodology was employed, and data was gathered via document analysis, observation, and interviews. SWOT analysis was used to determine MSMEs' opportunities, threats, vulnerabilities, and strengths. The findings demonstrated that enhancing product quality, leveraging digital technology for marketing, growing networks of collaboration, and offering training to MSME participants are all ways to foster the growth of creative economy-based MSMEs in Semolowaru.  This research recommends collaboration between the government, business actors, and the community in building an ecosystem that supports the growth of creative economy-based MSMEs.
The Impact of Neoliberal Policies on Social Welfare: Case Studies in Developing Countries Dina Rosari; Fatchur Rohman; Anita Latuheru; Victor F. Pasalbessy
Nomico Vol. 1 No. 10 (2024): Nomico-November
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/csr3f836

Abstract

This article analyzes the impact of neoliberal policies on social welfare in developing countries, focusing on the implementation of free market principles, privatization, deregulation, and a reduced role of the state in the economy. While these policies aim to improve economic efficiency and growth, this research finds that neoliberal implementation in developing countries often exacerbates social inequality and reduces the poor's access to basic services such as health, education and social protection. The research identifies negative impacts such as public sector privatization that increases costs for low-income earners, deregulation that makes workers more vulnerable to exploitation, and social budget cuts that reduce the quality of services for marginalized groups. Although some countries experienced economic growth as a result of these policies, the unequal distribution of economic benefits led to increased social inequality. This article suggests the need for more inclusive and sustainable economic policies that can mitigate the negative impacts of neoliberalism, as well as strengthen social security and access to basic services in developing countries.
The Effect of Accounting Digitalization on Operational Efficiency and Decision Making in Companies Sapinah Sapinah; Eko Cahyo M; Hendra Saragih; Sri Imaningati
Nomico Vol. 1 No. 10 (2024): Nomico-November
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/hzcje007

Abstract

Accounting digitalization has become a trend that is increasingly adopted by companies as part of a broader digital transformation. This change is believed to improve operational efficiency and support faster and more accurate decision making. The purpose of this study is to analyze the effect of accounting digitalization on operational efficiency and corporate decision making. The method used in this research is a qualitative approach with in-depth interview and survey techniques in several companies in the trade, service and manufacturing sectors. The results showed that accounting digitalization has a significant positive impact on operational efficiency through process automation, reduction of human error, and more efficient document management. In addition, digitization also improves data access speed and accuracy of financial reports, which in turn supports more timely and data-driven decision-making. However, challenges in implementation, such as initial costs and employee resistance, are still obstacles that need to be overcome. The implications of this study suggest that companies should conduct careful planning and employee training to ensure a successful transition to a digital accounting system. This research also contributes to the literature in the field of accounting digitalization and provides insights for policies that support digital transformation in the business sector.
Banking Digitalization in the Era of Revolution 5.0: Opportunities and Risks for Financial Inclusion Adrian Eka Darma Serang
Nomico Vol. 1 No. 10 (2024): Nomico-November
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/x3ta4h52

Abstract

Banking digitalization in the Revolution 5.0 era plays a key role in accelerating financial inclusion by leveraging digital technology to expand access to financial services for previously underserved communities. Technologies such as mobile banking, fintech, and blockchain have enabled faster, cheaper, and more accessible financial transactions, even by those who live in remote areas or do not have access to traditional banking services. However, challenges related to data security, cyber threats, inequality of access to technology, and low digital literacy are the main obstacles in realizing comprehensive financial inclusion. This study aims to examine the opportunities and risks associated with banking digitalization in the Revolution 5.0 era, as well as suggest strategies to overcome these challenges. Collaboration between the public and private sectors is needed to build a more equitable digital infrastructure, increase digital literacy, and develop regulations that protect the security of user data and transactions. With an inclusive and coordinated approach, banking digitalization is expected to create a more efficient, fair, and sustainable financial system, as well as provide broader economic opportunities for all levels of society.
The Impact Of CSR Programs On Local Economic Development: A Beneficiary Community Perspective Atik Andhayani; Hafid Fadilah; Jacky Chin
Nomico Vol. 1 No. 10 (2024): Nomico-November
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/zy7g8h09

Abstract

Penelitian ini bertujuan untuk menganalisis dampak program Corporate Social Responsibility (CSR) terhadap pembangunan ekonomi lokal dari perspektif komunitas penerima manfaat. Fenomena yang mendasari penelitian ini adalah semakin banyaknya perusahaan yang melaksanakan program CSR sebagai upaya untuk berkontribusi terhadap pembangunan sosial-ekonomi, namun dampaknya terhadap komunitas lokal sering kali belum sepenuhnya terukur atau dirasakan secara merata. Banyak program CSR yang diimplementasikan tanpa mempertimbangkan kebutuhan spesifik komunitas yang terlibat, yang dapat mengakibatkan ketidakefektifan dalam meningkatkan kesejahteraan masyarakat. Gap penelitian ini terletak pada kurangnya studi yang secara mendalam mengeksplorasi bagaimana pelaksanaan program CSR memengaruhi kondisi ekonomi lokal, khususnya dari sudut pandang penerima manfaat yang langsung terlibat dalam program tersebut. Dengan menggunakan pendekatan kuantitatif dan desain deskriptif-eksploratif, penelitian ini mengumpulkan data dari 150 responden yang terlibat dalam pelatihan keterampilan, bantuan modal usaha, dan peningkatan infrastruktur di wilayah penelitian. Data diperoleh melalui survei, wawancara semi-terstruktur, dan studi dokumentasi terkait pelaksanaan program CSR. Hasil penelitian menunjukkan bahwa program CSR memberikan dampak positif terhadap peningkatan pendapatan, penciptaan lapangan kerja, dan kualitas hidup masyarakat, meskipun terdapat tantangan dalam implementasi, seperti kurangnya sosialisasi dan ketidaksesuaian bantuan dengan kebutuhan lokal. Temuan ini diharapkan dapat memberikan rekomendasi bagi perusahaan dan pemangku kepentingan untuk merancang program CSR yang lebih efektif dan berkelanjutan, dengan memperhatikan kebutuhan spesifik masyarakat yang terlibat.
Exploring Blockchain Technology for Transparency and Efficiency in Indonesia's Financial Sector Suyanto Suyanto; INDRI ASTUTI; Duryana Duryana
Nomico Vol. 1 No. 10 (2024): Nomico-November
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/36j2sm39

Abstract

The application of blockchain technology in Indonesia's financial sector offers great potential to improve the transparency, efficiency, and security of the financial system. Blockchain allows for permanent and transparent recording of transactions, thereby reducing the risk of fraud and data manipulation, as well as increasing public trust in the financial system. The technology also has the potential to reduce international transaction costs, speed up payment processes, and reduce reliance on intermediaries, allowing financial services to become more affordable and efficient. However, Indonesia faces various challenges in implementing blockchain, including regulatory clarity that risks creating legal uncertainty, limited digital infrastructure that is evenly distributed across the region, and a lack of skilled human resources in this technology. To overcome these challenges, collaboration between governments, regulators, and the private sector is needed to create policies that support blockchain development, strengthen digital infrastructure, and improve the quality of education and training in the field of blockchain technology. The great potential of blockchain in accelerating the transformation of Indonesia's financial sector towards a more inclusive, efficient, and transparent system will be the main driver of sustainable digital economic growth.
The Digital Revolution in Small and Medium Enterprises (SMEs): Boosting Operational Efficiency with Information Technology Rahayu Tri Utami; Fadhila Azzahra; Pamela Larasati; Edy Sambodja
Nomico Vol. 1 No. 10 (2024): Nomico-November
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/pm13mb07

Abstract

The rapid development of information technology has transformed the way many businesses operate, including small and medium-sized enterprises (SMEs). This article explores the impact of implementing information technology on operational efficiency in SMEs. Through case studies and surveys of various SMEs in Indonesia, particularly in Tangerang Raya, data was collected on the use of information technology and changes in operational efficiency. The research results show that process automation is a key factor in improving efficiency, optimizing resource management, reducing operational costs, increasing the speed and accuracy of decision-making, and implementing information technology in SME business processes. This technology enables SMEs to optimize and reduce operational costs, as well as increase customer satisfaction. In addition, this study also found several challenges faced by SMEs in implementing information technology, including limited skilled human resources, high initial costs, and data security issues. Nevertheless, the benefits gained from the use of information technology are much greater than the existing challenges. This article provides recommendations for SME owners and policymakers to support the adoption of information technology, including the provision of training and subsidies for technology investment. In this way, SMEs can become more competitive and contribute more significantly to the national economy.
Strategy to Increase Local Economic Competitiveness Through Local Wisdom-Based Creative Economy Bahrun Thalib; Purwaka Hari Prihanto; Mu'ah Mu'ah
Nomico Vol. 1 No. 10 (2024): Nomico-November
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/r3f56582

Abstract

The competitiveness of the local economy is crucial for fostering sustainable growth, especially in the face of increasing global competition. One effective strategy to enhance competitiveness is through the development of a creative economy based on local wisdom. However, integrating local values into creative economy development strategies remains a significant challenge. This study aims to analyze the influence of Local Economic Competitiveness on the Creative Economy, with Local Wisdom serving as a mediating variable. A quantitative approach was adopted, using a survey method involving 110 purposively selected respondents, who are creative economy actors based on local wisdom, with at least two years of experience and from regions with notable local wisdom potential. Data were collected using a Likert scale-based questionnaire to measure Local Economic Competitiveness, Local Wisdom, and the Creative Economy. The analysis was performed using SmartPLS software, testing the outer model to assess instrument validity and reliability, and the inner model to evaluate relationships between latent variables. The results indicate that Local Economic Competitiveness positively and significantly affects the Creative Economy, both directly and indirectly through Local Wisdom. Local Wisdom plays a crucial role in strengthening the connection between local economic competitiveness and creative economy development. The findings suggest that strategies to improve local economic competitiveness should leverage local wisdom to foster innovative and sustainable creative economic growth, offering valuable insights for policymakers and practitioners in integrating local values into creative economy development.

Page 8 of 22 | Total Record : 212

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