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Makrufah Hidayah Islamiah
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Program Studi Manajemen Zakat dan Wakaf Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri (UIN) Sunan Kudus Jl. Conge Ngembalrejo PO BOX. 51 Telp. (0291) 432677 Phone: 0291432677 Fax: (0291) 441613 Email: ziswaf@uinsuku.ac.id
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ZISWAF: Jurnal Zakat dan Wakaf
Published by Institut Agama Islam Negeri Kudus
ISSN : 24610577     EISSN : 24775347     DOI : http://dx.doi.org/10.21043/ziswaf.v12i2
Core Subject : Religion, Social,
Religion Social Sciences
Focus of ZISWAF: Publishing qualified articles both conceptual and research results in islamic philanthropic studies (shodaqah, infaq, zakat and waqf). Scope of ZISWAF: Publishing research paper in the field of: 1. Islamic Philantrophy 2. Management of Zakat and Waqf 3. Historical of Zakat and Waqf 4. Organization of Zakat and Waqf 5. Socialpreneur 6. The Law of Zakat and Waqf 7. Financial Management of Zakat and Waqf
Arjuna Subject : Ilmu Sosial - Ilmu Sosial (Lain-Lain)
Articles 172 Documents
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PEMBERDAYAAN ZAKAT DALAM MENINGKATKAN KESEJAHTERAAN UMAT
ZISWAF: Jurnal Zakat dan Wakaf Vol 1, No 2 (2014): ZISWAF : Jurnal Zakat dan Wakaf
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v1i2.1485

Abstract

Zakat should be managed in a productive and professional. Domestic politics haveresulted in Zakat Act No 38/1999, which was then amended by Zakat Act No23/2011. This new Act mandated a stronger integration of zakat managementin the country. According to the Act, the zakat institution is divided in two:(i) government board of zakat and (ii) private zakat institutions. The formeris known as Badan Amil Zakat Nasional (abbreviated as BAZNAS), or theNational Board of Zakat, and the latter is known as Lembaga Amil Zakat(abbreviated as LAZ). BAZNAS was given a mandate to lead the integrationprocess and to coordinate all other zakat institutions comprising BAZNASat the Provincial and City/Regency levels and LAZ. This paper attemptsto discuss policy design and strategic steps that can fully support futuredevelopment of zakat in Indonesia. This study uses socio-economic approach. Theanalysis serves to simplify data into a form that is easier to read and interpret.The analysis used in this research is descriptive analysis.
Community Motivation for Selecting Zakat, Infaq, and Sadaqah Payment Methods Using Fintech Platform
ZISWAF: Jurnal Zakat dan Wakaf Vol 9, No 1 (2022): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v9i1.14301

Abstract

From time to time, the amount of zakat, infaq, and sadaqah collected increases. Due to the fact that the collection of zakat, infaq, and sadaqah has not yet reached its full potential, it is crucial to study Muzakki's behavior on the fintech platform. This study expands on prior research by introducing new variables based on knowledge of internal and external factors. This study employed a qualitative approach. Nine samples were obtained through Muzakki from individuals who had paid zakat, infaq, and sadaqah through the fintech platform. This study's data analysis involved data reduction, data presentation, and conclusion drawing. According to research, Muzakkis have diverse motivations for selecting fintech platforms as payment methods for zakat, infaq, and sadaqah. They cited internal considerations as the primary reason for selecting the QRIS and CoopLink fintech platforms as zakat, infaq, and sadaqah payment platforms. Then, external factors are influenced by the workgroup that an individual joins and the surrounding environment. Regardless of the diversity of motivational factors in this study, all informants felt the same way when using the fintech platform to pay zakat, infaq, and sadaqah: curiosity and ease. And based on the findings of this study, it is possible to conclude that the selection of the appropriate payment method can influence the collection of zakat, infaq, and sadaqah.
REVITALISASI WAKAF UNTUK KEMASLAHATAN UMAT
ZISWAF: Jurnal Zakat dan Wakaf Vol 4, No 1 (2017): ZISWAF : Jurnal Zakat dan Wakaf
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v4i1.3031

Abstract

Islam as a perfect teaching places the position of waqf as a very important instrument of society. The use of waqf as one of the resources used by the Muslim community has made progress now. This is evident from the increasing number of waqf assets in Indonesia. Aside from being a source of funding for social, educational and health activities, waqf can also be used as an alternative to empower the people>s economy as the main pillar of the welfare of the ummah, so that the benefits are sustainable. With the concept of waqf revitalization, it is expected to be able to support to improve the empowerment of waqf for the benefit of the ummah. Revitalization of waqf is not only able to give positive impact that can be felt directly but also indirectly able to form a professional waqf management capable of developing waqf so that waqf can become the strengthening of prosperity of the people.
Pengelolaan ZIS Dalam Upaya Meningkatkan Kesejahteraan Masyarakat Dan Penanggulangan Kemiskinan (Studi Deskriftif dan Preskriptif di BAZNAS Kabupaten/Kota di Eks-Karesidenan Surakarta)
ZISWAF: Jurnal Zakat dan Wakaf Vol 6, No 1 (2019): ZISWAF : Jurnal Zakat dan Wakaf
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v6i1.5612

Abstract

Islam mengajarkan meminimalisir kesenjangan antara yang kaya dan yang miskin melalui ajaran Zakat, Infak dan Sedekah (ZIS). Solo Raya termasuk zona merah daerah miskin dengan potensi dan permasalahannya yang beragam. Penelitian ini bertujuan untuk mengetahui implementasi serta upaya yang seharusnya dilakukan oleh BAZNAS Kabupaten/kota di Solo Raya dalam pengumpulan dan pendistribusian serta pendayagunaan ZIS dalam rangka peningkatan kesejahteraan dan penanggulangan kemiskinan.Penelitian ini merupakan penelitian lapangan (field research) yang ditunjang dengan pendekatan yuridis sosiologis, karena zakat merupakan perbuatan hukum yang dipraktikkan di masyarakat. Data dikumpulkan dengan teknik wawancara, observasi dan dokumentasi. Teknik analisis data  menggunakan metode perbandingan tetap (constant comparative method).Hasil penelitian menunjukkan bahwa pengumpulan ZIS oleh  BAZNAS di Wilayah Solo Raya secara umum mengandalkan Pegawai Negeri Sipil. Besar kecilnya hasil pengumpulan berpengaruh terhadap program-program yang bisa dijalankan. BAZNAS Kabupaten/Kota Solo Raya telah mendistribusikan  ZIS untuk kepentingan konsumtif untuk kepentingan jangka pendek dan produktif untuk kepentingan jangka panjang. Upaya yang seharusnya dilakukan oleh Baznas dalam pengumpulan, pendistribusian serta pendayagunaan ZIS meliputi: mengoptimalkan gerakan sadar ZIS di berbagai kalangan masyarakat melalui berbagai metode dan medsos, memaksimalkan layanan penyaluran ZIS, berperan aktif dalam layanan jemput zakat serta pembinaan dan pendampingan secara berkala terhadap kegiatan ekonomi produktif. Adanya pengelolaan ZIS yang efektif  oleh Baznas di Wilayah Solo Raya diharapkan mampu memberikan kontribusi dalam meningkatkan kesejahteraan dan penanggulangan kemiskinan.
MANAJEMEN PENGELOLAAN WAKAF TUNAI DI INDONESIA
ZISWAF: Jurnal Zakat dan Wakaf Vol 1, No 1 (2014): ZISWAF : Jurnal Zakat dan Wakaf
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v1i1.1527

Abstract

This article describes the cash waqf management in Indonesia. Acash waqf endowments performed person, group of people, and institutionsor legal entities in the form of cash. Endowments cash is still being debatedamong scholars’ whether legitimate or not, and the management of cash waqfprofessionally still a discourse and not many people or institutions that canaccept such endowments models. This article also discusses the definition, thelegal basis and the cash endowments history. Also discussed about cash waqfas the foundation of economic development of society by opening the rigidityof Muslims against this cash waqf, also economic prospects waqf property;how the institution of waqf in Islamic countries has been successful both interms of the welfare society places of worship, social, educational, health andother essential infrastructure. Endowments cash in reality also has to serveas economic empowerment; waqf potential as one of the instruments for theeconomic empowerment of Muslims although management in Indonesia is stillnot good. Yet judging by the numbers, waqf property in Indonesia is quitelarge. Most of the endowment in the form or used for houses of worship, Islamiceducational institutions, public cemetery and others who averaged in the formof endowments is not productive. Therefore, the existence of endowments inIndonesia today need special attention, because the existing endowment for agenerally still shaped objects that do not move that basically have considerablepotential as productive lands are located to be managed productively.
Determinants of Zakat Paying Intentions: Evidences from SMEs’ Workers in Central Java, Indonesia
ZISWAF: Jurnal Zakat dan Wakaf Vol 9, No 2 (2022): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v9i2.19933

Abstract

This research aims to discover the factors that influence SMEs workers in zakat paying intention in Central Java, Indonesia. Five factors are studied, including the understanding of zakat, the environment of zakat practices, the credibility of zakat institutions, the function of information, and the roles of religious leaders. This study used 394 SMEs employees who worked in various fields, and the data was processed using multiple regression. The results of this study indicate that the understanding of zakat, the environment of zakat practices, the credibility of zakat institutions, the function of information, and the roles of religious leaders significantly influence zakat paying intention among SMEs workers. The implications of this research need awareness of the managers and stakeholders of zakat institutions need to pay attention to five factors: the understanding of zakat, the environment of zakat practices, the credibility of zakat institutions, the function of information, and the roles of religious leaders because they have a significant impact on the successful development of zakat management ecosystems.
WAKAF TUNAI UNTUK PENGEMBANGAN LEMBAGA PENDIDIKAN ISLAM DI INDONESIA
ZISWAF: Jurnal Zakat dan Wakaf Vol 4, No 2 (2017): ZISWAF : Jurnal Zakat dan Wakaf
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v4i2.3042

Abstract

Education is the key to the progress of a nation. A nation whose quality of education is low, will be slumped and left behind from other nations. Conversely, a nation whose education is advanced, will excel from any nation. Indonesia is a country whose quality of education is very low. Economic crisis that plagued this country, increasingly difficult for the people of Indonesia to advance and improve the quality of education. The condition of poverty that menggurita which resulted in the worsening of education of the ummah, must be overcome immediately. This article discusses about the implementation of cash waqf (endowment) in Indonesia and its role in strengthening education. Cash waqf plays a significant role in some Islamic education institutionin providing material support. One example is Pondok Pesantren Gontor in East Java.
MANAJEMEN ZAKAT PRODUKTIF
ZISWAF: Jurnal Zakat dan Wakaf Vol 3, No 2 (2016): ZISWAF : Jurnal Zakat dan Wakaf
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v3i2.1551

Abstract

This study aims to describe the mechanism of productive zakat management. The approach in this research is qualitative with a descriptive method. Thus, this research is expected to be able to contribute to finding professional zakat management solutions in Indonesia. The results of the study describe that to achieve the empowerment of productive zakat management, four things are needed. First; zakat management planning, includes 1) institutional strategic planning, taking into account, among others, the following: the results to be achieved, what will be done, time, priority scale, and capital. 2). Planning of institutional goals to give birth to the vision and mission of a zakat institution/organization. Second; the organization of zakat management, taking into account: the existence of goals to be achieved, the determination and grouping of work, the authority and responsibility, the relationship with each other, and the determination of the people who will carry out the work or tasks assigned to them. Third; implementation in the collection and distribution of zakat. There are three strategies in the implementation of zakat collection, namely: the formation of a zakat collection unit, opening a zakat receiving counter, and opening a bank. As for the implementation of productive zakat distribution, it can be categorized in several ways, namely: conventional productive and creative production. Fourth; Supervision of zakat management. This process is to ensure that organizational and management objectives are achieved. This relates to ways to make activities according to previously planned in order to measure the achievement of results. Regular supervision starts from planning, organizing, and implementing.
UU TENTANG PENGELOLAAN ZAKAT VERSUS FATWA KYAI LOKAL (Studi di Desa Tanggungharjo Kecamatan dan Kabupaten Grobogan Jawa Tengah)
ZISWAF: Jurnal Zakat dan Wakaf Vol 2, No 2 (2015): ZISWAF : Jurnal Zakat dan Wakaf
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v2i2.1552

Abstract

Paying zakat, a muslim repairing his relationship to the creator and his relationship with fellow human beings. Therein lies the primacy of worship this zakat. The idea of implementing the obligations of charity towards all the results of the efforts of the economic value of the service sector as well as the profession has not been fully accepted by Muslims in Indonesia.
Waqf-Based Halal Tourism Development Strategy From the Aspect of Islamic Financial Institutions
ZISWAF: Jurnal Zakat dan Wakaf Vol 11, No 1 (2024): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : UIN Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v11i1.25838

Abstract

The modern halal industry is not just associated with the food industry, but also with the tourism sector. In light of Islamic Financial Institutions, the objective of this study is to identify solutions for advancing waqf-based halal tourist development.  This study employs a qualitative methodology based on the Analytic Networking Process (ANP). Academics, practitioners, and regulators in the fields of halal tourism and waqf served as this study's expert informants.The primary obstacle to the growth of waqf-based halal tourism in Islamic financial institutions is the issue of innovation in Islamic financial products, namely innovation in funding goods derived from productive waqf. Access to Islamic finance through simplified administrative procedures for halal tourist MSMEs is the most effective answer to this challenge. The research findings have led to the creation of laws by the Indonesian Waqf Board and the OJK for Islamic financial institutions in Indonesia. The rule would include particular contracts for funding items for small and medium-sized enterprises (SMEs) in the halal tourist industry, as well as funding sources from waqf income. This study focuses exclusively on the halal tourist industry within the context of waqf-based development by Islamic financial institutions.

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