cover
Contact Name
Wartoyo
Contact Email
wartoyo@uinssc.ac.id
Phone
+6283838421909
Journal Mail Official
cieberfebiuinssc@gmail.com
Editorial Address
Faculty of Islamic Economics and Business, UIN Siber Syekh Nurjati Cirebon Jl. Perjuangan By Pass Sunyaragi Kesambi Kota Cirebon
Location
Kota cirebon,
Jawa barat
INDONESIA
Contemporary Islamic Economic and Business Review
ISSN : -     EISSN : 31106579     DOI : 10.70095
Core Subject : Economy,
CIEBER: Contemporary Islamic Economic and Business Review is a scientific journal published by the Faculty of Islamic Economics and Business, UIN Siber Syekh Nurjati Cirebon. This journal focuses on scholarly studies in the fields of Islamic economics, Islamic business, Islamic finance, management, Islamic banking, Islamic accounting, entrepreneurship, as well as contemporary issues related to the development of sharia-based economics and business. CIEBER serves as an academic platform for the publication of research findings, theoretical studies, and practical analyses from academics, researchers, practitioners, and students who are concerned with the advancement of Islamic economics and business. The journal is expected to contribute significantly to the development of knowledge, critical thinking, and applicable solutions for the growth of Islamic economics at local, national, and global levels.
Articles 28 Documents
Pengaruh Corporate Social Responsibility, Leverage & Ukuran Perusahaan Terhadap Profitabilitas Bank Umum Syariah Periode 2018-2023 Phara Kautsarna Beela; Abdul Ghoni; Nur Haida
CIEBER: Contemporary Islamic Economic and Business Review Vol. 2 No. 2 (2026): Ekonomi Berdampak dan Berkelanjutan
Publisher : Fakultas Ekonomi dan Bisni Islam UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/cieber.v2i2.34

Abstract

The research aims to analyze the influence of Corporate Social Responsibility (CSR), leverage, and company size on the profitability of Islamic Commercial Banks in Indonesia during the 2018–2023 period. Profitability is measured using the Return on Assets (ROA) ratio. The research applies a quantitative approach with panel data regression analysis. The sample consists of six Islamic Commercial Banks selected through purposive sampling based on criteria such as consistent publication of annual and sustainability reports, ongoing CSR implementation, and continuous profitability during the observation period. The results show that CSR has no significant effect on profitability, leverage also has no significant effect, while company size has a significant positive effect on profitability. The research is expected to contribute to the academic literature in Islamic banking and provide practical insights for bank management in formulating strategies related to CSR implementation, debt management, and business expansion
Literasi Keuangan Syariah dan Kemudahan Penggunaan sebagai Determinan Keputusan Menggunakan Mobile Banking Syariah Sri Rahayu; Nur Eka Setiowati; Yeni Nurkhasanah
CIEBER: Contemporary Islamic Economic and Business Review Vol. 2 No. 2 (2026): Ekonomi Berdampak dan Berkelanjutan
Publisher : Fakultas Ekonomi dan Bisni Islam UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/cieber.v2i2.35

Abstract

This study aims to analyze and measure the effect of Islamic financial literacy and perceived user convenience on decisions to use Islamic mobile banking. The research method used in this study is quantitative, with data collected through a Google Forms questionnaire. The sampling technique used is Probability Sampling with a random sampling type, the number of respondents is 96 people. The population is Islamic Commercial Bank (BUS) customers who use Islamic mobile banking in Majalengka District. The data analysis used is the research instrument test, classical assumption test, and hypothesis testing. The results showed that Islamic financial literacy (X1) had no significant effect, while perceived user convenience (X2) had a significant effect on the decision to use Islamic mobile banking (Y). Simultaneously, X1 and X2 have a significant effect on Y with a contribution of 78.6%; the remaining 21.4% is influenced by other factors outside this study. The results show that the perception of user convenience is more dominant than Islamic financial literacy, thus providing a strategic contribution to the development of Islamic banking services.
The Effects of Growth Opportunity and Company Size on the Financial Performance of Islamic Commercial Banks through Capital Structure Widy Aulia Rahma; Layaman Layaman; Diana Djuwita
CIEBER: Contemporary Islamic Economic and Business Review Vol. 2 No. 2 (2026): Ekonomi Berdampak dan Berkelanjutan
Publisher : Fakultas Ekonomi dan Bisni Islam UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/cieber.v2i2.36

Abstract

This study aims to determine the effect of growth opportunity and company size on financial performance, with capital structure as a mediating variable, in Islamic commercial banks in Indonesia for the period 2019-2025. The research method used is quantitative associative analysis, using secondary data with purposive sampling techniques and 48 samples. Data analysis used path analysis with EViews to test the hypotheses. The results show that growth opportunity and company size have no effect on financial performance, while growth opportunity has a positive effect on capital structure. Financial performance has a negative effect on capital structure. Capital structure has no effect on financial performance and is unable to mediate the relationship between the variables. This research is important for understanding the internal factors that influence the financial performance of Islamic banks following the COVID-19 pandemic growth slowdown to encourage efficient capital use and achieve better profits.
Pengaruh Content Marketing Dan Perceived Ease of Use Terhadap Kepuasan Penggunaan Aplikasi BYOND Pada Nasabah Bank Syariah Indonesia Dinda Najwa Legina; Rita Kusumadewi; Toto Suharto
CIEBER: Contemporary Islamic Economic and Business Review Vol. 2 No. 2 (2026): Ekonomi Berdampak dan Berkelanjutan
Publisher : Fakultas Ekonomi dan Bisni Islam UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/cieber.v2i2.37

Abstract

This study examines the influence of content marketing and perceived ease of use on user satisfaction with the BSI Mobile app among Bank Syariah Indonesia customers at the BSI Kuningan Branch, using a quantitative method through a survey of 100 respondents selected via purposive sampling. Primary and secondary data were analyzed using SmartPLS 4 through outer model analysis, inner model analysis, and hypothesis testing. The results of the study indicate that, individually, content marketing (F² = 0.112) and perceived ease of use (F² = 0.881) have a positive and significant effect on user satisfaction; simultaneously, these two variables also have a positive and significant effect with an R² value of 0.772, or 77.2%, indicating a strong contribution to increasing user satisfaction with the BSI Mobile app.
How Zakat Affects the Technical Efficiency of Irrigated Rice Farmers Adopting Higher-Yielding Varieties (HYV) in Kano State Nigeria Jamilu Sani Garba; Zainab Dahiru Wowo; Abdulsalam Sikiru Ademola; Aminu Ado; Ahmad Hasiya Jibrin; Sunusi Ibrahim; Maryam Haruna Ibrahim
CIEBER: Contemporary Islamic Economic and Business Review Vol. 2 No. 3 (2026): Ekonomi Islam dan Sustainable Economy
Publisher : Fakultas Ekonomi dan Bisni Islam UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/cieber.v2i3.38

Abstract

Rice farming in Kano State is yielding low turnover despite the fact that larger hectares of land are devoted to it than in other producing States. This study empirically analysed the technical efficiency of irrigated rice farming that are using Higher Yielding Varieties in Kano State. The study was designed to be cross sectional that used a structured questionnaire to collect data from 590 irrigated rice farmers in Kano State. The study applied the Stochastic Frontier Model for data analysis. The outcome revealed that Higher Yielding Varieties irrigated rice farmers have a weak efficiency index with a significant coefficient of Lambda, signifying the presence of technical inefficiency contributed by the year of farming experience, educational levels, and frequency of extension contacts. Also, the study indicates that higher-yielding varieties irrigated rice farmers have an average efficiency score of 0.128 (12.8% efficiency index) with a 77.2% efficiency gap to optimum efficiency level. The minimum and maximum efficiency scores were 0.079 and 0.228 (7.9% & 22.8%), indicating that 66% of cost habit is required by the minimum efficiency irrigated rice farmers to boost to higher efficiency level. The study concludes that Higher Yielding Varieties irrigated rice farmers’ technical inefficiency was attributed to the Zakah, year of farming experiencing, educational level and frequency of extension contact and Higher Yielding Varieties irrigated rice farmers enjoy a weak efficiency score. Lastly, the study recommends for improving Higher Yielding Varieties utilization among irrigated rice farmers through effective and timely extension visitations.
Efektivitas Kinerja Dewan Pengawas Syariah dalam Sharia Compliance Supervision pada Lembaga Keuangan Mikro Syariah Adhit Riyanto; Eef Saefulloh; Alvien Septian Haerisma
CIEBER: Contemporary Islamic Economic and Business Review Vol. 2 No. 3 (2026): Ekonomi Islam dan Sustainable Economy
Publisher : Fakultas Ekonomi dan Bisni Islam UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/cieber.v2i3.39

Abstract

This study aims to analyze the effectiveness of the Sharia Supervisory Board (DPS) in maintaining sharia compliance at KSPPS Al-Ishlah Mitra Sejahtera Majalengka Branch. This study uses a qualitative approach with a descriptive research type. Data collection techniques were carried out through observation, interviews, and documentation with informants consisting of the Sharia Supervisory Board, branch managers, and parties involved in the institution's operations. The results show that the performance of the DPS in maintaining sharia compliance has generally been effective. This can be seen from the involvement of the DPS in approving products and contracts, supervising the institution's operations, and providing guidance to management regarding the application of sharia principles. This effectiveness is supported by good coordination between the DPS and management, the competence of DPS members, and the provision of sharia training for employees. However, there are several inhibiting factors, such as the limited presence of the DPS in branches, the uneven understanding of employees regarding sharia contracts, and the low level of public literacy regarding sharia financing.
Peran Mediasi Financing to Deposit Ratio dalam Mengukur Pengaruh Cost to Income Ratio & Non-Performing Financing Terhadap Profitabilitas Bank Umum Syariah di Indonesia 2019-2024. Ameliya Ameliya; Diana Djuwita; Layaman Layaman
CIEBER: Contemporary Islamic Economic and Business Review Vol. 2 No. 3 (2026): Ekonomi Islam dan Sustainable Economy
Publisher : Fakultas Ekonomi dan Bisni Islam UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/cieber.v2i3.40

Abstract

Profitability is a key indicator for measuring the performance and sustainability of Islamic banks. This study aims to analyze the effect of Cost-to-Income Ratio and Non-Performing Financing on profitability (Return on Equity) with Financing to Deposit Ratio as an intervening variable. This research is quantitative research with a causal associative approach on Islamic Commercial Banks (BUS) registered with the Financial Services Authority (OJK) for the period 2019-2024. The sampling technique used was purposive sampling, resulting in a sample of 8 Islamic Commercial Banks. The data used is secondary data in the form of published annual financial reports. The data analysis techniques used were panel data regression testing and path analysis, using Eviews 12 software. The results of the study indicate that the Cost to Income Ratio does not affect profitability, Non-Performing Financing has a negative effect on profitability, the Cost to Income Ratio does not affect the Financing to Deposit Ratio, Non-Performing Financing has a positive effect on the Financing to Deposit Ratio, and the Financing to Deposit Ratio has a positive effect on profitability. Based on the results of the mediation test using the Sobel test, it was found that the Financing to Deposit Ratio was unable to mediate the effect of the Cost to Income Ratio on profitability. However, the Financing to Deposit Ratio was proven to be able to mediate the effect of Non-Performing Financing on profitability.
The Effects of Business Capital, QRIS Adoption, and Promotion on Microbusiness Revenue in Cirebon City’s Creative Economy Sector Yeyen Nuraeni; Usman Usman
CIEBER: Contemporary Islamic Economic and Business Review Vol. 2 No. 3 (2026): Ekonomi Islam dan Sustainable Economy
Publisher : Fakultas Ekonomi dan Bisni Islam UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the effects of business capital, QRIS (Quick Response Code Indonesian Standard) usage, and promotion on the income of micro businesses in the fashion sector in Cirebon City, Indonesia. Micro businesses play a strategic role in supporting the local economy and creating employment opportunities. However, their development continues to face several challenges, including limited access to capital, the adoption of digital payment technologies, and the effectiveness of promotional strategies. This study employed a quantitative approach using a descriptive method. The research population consisted of 129 micro businesses in the fashion sector registered in Cirebon City, from which 57 respondents were selected using probability sampling with a simple random sampling technique. Primary data were collected through questionnaires and analyzed using multiple linear regression with the assistance of Statistical Package for the Social Sciences (SPSS) version 25. The findings indicate that business capital, QRIS usage, and promotion simultaneously have a statistically significant effect on micro-business income, with a significance value of 0.006. However, the partial test results reveal that only QRIS usage has a statistically significant effect on income, with a significance value of 0.039. In contrast, business capital (0.061) and promotion (0.336) do not have statistically significant effects at the 5% significance level. These findings suggest that digital payment adoption is an important factor in supporting the income of fashion micro businesses in Cirebon City. Therefore, business owners are encouraged to optimize QRIS usage while improving financial management and developing more effective promotional strategies to strengthen business performance and sustainability.

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