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Contact Name
Aslan
Contact Email
aslanalbanjary066@gmail.com
Phone
+6285245268806
Journal Mail Official
aslanalbanjary066@gmail.com
Editorial Address
Jalan. H. Muckhsin Dusun Tanjung Mentawa, Tanjung Mekar Sambas Village, West Kalimantan, Indonesia
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Kab. sambas,
Kalimantan barat
INDONESIA
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
Published by CV. Adiba Aisha Amira
ISSN : -     EISSN : 30633648     DOI : Zenodo
Core Subject : Economy,
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE) is a scientific journal that publishes articles in the field of Business and finance that contain conceptual ideas in the fields of Economics, Accounting, Management, Business and finance. The scope is Human Resource Management, Marketing Management, Financial Management, Production/Operational Management, Strategic Management, Islamic Business Management, Halal Industry Management, Hajj and Umrah Management, Zakat and Waqf Management / Islamic Philanthropy, Tourism Management, Banking Management, Industrial Management, Agribusiness Management, Business Administration and financial management within the scope of organisations both banking, hospitality, and others.
Articles 444 Documents
THE INFLUENCE OF OCCUPATIONAL HEALTH AND SAFETY PROGRAMS ON WORK MOTIVATION AND EMPLOYEE PERFORMANCE AT MEDIKA MANDIRI FOUNDATION Feiby Jessicha Umboh; Andri Tilaar, Pingkan Pinontoan, Quinthia Manitik, Natalia Tooy
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 1 No. 8 (2025): INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
Publisher : CV. Adiba Aisha Amira

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Abstract

Occupational health safety strategies are able to generate work motivation and have an impact on employee performance, problems felt by an employee with a work environment that is less conducive so that work motivation is reduced and employee performance is less productive. How does the Occupational Health and Safety Program affect employee work motivation and performance at the Medika Mandiri Foundation.The method of the research is Explanatory research.The RSquare value in the regression equation is 0.000, so it can be said that the occupational health safety program variable has an impact on employee performance variables. The moderating variable (work motivation) in the second regression equation, the RSquare value increases by 0.094, so it can be concluded that the work motivation variable can strengthen the impact of the occupational safety and health program on employee performance.The occupational health safety program is at a good level, work motivation is at a high level and employee performance is at a high level. The research results show that there is no fire protection system and danger signs have not been installed in the Medika Mandiri Foundation area.
NAVIGATING TECHNOLOGICAL DISRUPTION: ETHICAL, LEGAL, ANDSOCIOECONOMIC DIMENSIONS IN CRAFTING A SUSTAINABLE AND JUST TAXATION SYSTEM Loso Judijanto; Dwi Koerniawati; Shohib Muslim; Pratiwi Subianto; Ahmad Rizani
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 1 No. 8 (2025): INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
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In navigating technological disruption within taxation systems, this research delved into the ethical, legal, and socioeconomic dimensions to craft a sustainable and just framework. Examining past trends and challenges, the study uncovered key findings reflecting stakeholders' heightened awareness, with 8%% expressing concerns about the ethical use of taxpayer data. Though acknowledged by 65% of respondents, the legal landscape faces challenges in adapting to rapid technological advancements, necessitating agile regulatory frameworks. The study revealed nuanced socioeconomic impacts, with 5%% perceiving positive effects on economic growth but 32% expressing concerns about potential disparities. Insights into behavioral aspects indicated a delicate balance, with 6%% recognizing technology's positive influence on compliance behavior, while 45% voiced concerns about its potential misuse. The synthesis of these dimensions underscores the intricate interplay shaping tax technology policies. Acknowledging limitations, including regional variations, the research calls for ongoing exploration into emerging technologies and behavioral dynamics to inform the evolution of ethical and just taxation systems in the digital era.
THE INFLUENCE OF PROMOTION AND PRODUCT QUALITY ON THE DECISION TO PURCHASE ECO PRINT BATIK DANAU TELUK DISTRICT Taufiq Akbar Dewi Firdaus; Ratih Kusumastuti; Derist Touriano
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 1 No. 8 (2025): INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
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Hypotheses are the answer to formulating a research problem, which means asking questions (Sugianto, 2016: 93). The research hypotheses were established based on the problem (1) Promotions, quality of batik products and sales decisions are believed to favor idol batik; (2) Batik Ecoprint Danau Teluk, we hypothesize that promotions and product quality have a significant influence on purchasing decisions is a small business specializing in the production and marketing of batik handicrafts. This study uses quantitative methods that focus on Batik Ekoprint consumers. The multiple linear regression output used in the study can be expressed as Y = 2.071 +1.423 X1 + 0.434 X2 with an adjusted R square (R2) of 0.836. This means that 16.4% of the variance in the dependent variable (Y) can be: Due to the independent variables (X1 and X2). The test result (component) of the regression model shows a significant value of 0.617 when the coefficient is 0.502 and the coefficient is 1.660. 0.502 and above; In 1,660, promotions (X1) are determined to have a significant impact on purchase decisions. H0 is rejected and Hi is accepted.
REGULATION AND SUPERVISION OF ISLAMIC BANKING IN INDONESIA: AN IN-DEPTH EXAMINATION OF RECENT DEVELOPMENTS ANDCONTEMPORARY TRENDS Shohib Muslim; Gunawan Widjaja; Farika Nikmah; Muhammad Naufal Arifiyanto; Mohammad Ahmad Bani Amer
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 1 No. 8 (2025): INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
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This paper conducts an in-depth examination of the regulation and supervision of Islamic banking in Indonesia, focusing on recent developments and contemporary trends. The regulatory framework governing Islamic banking has evolved significantly in response to the dynamic financial landscape and the growing prominence of Sharia-compliant finance. The study explores the historical development of regulations, vital legal provisions, and the role of regulatory authorities in overseeing Islamic banking activities. A comparative analysis with conventional banking regulations provides insights into the distinctive features and challenges the Islamic banking sector faces. The discussion delves into the effectiveness of existing regulations in addressing challenges, ensuring compliance, and facilitating enforcement. Furthermore, the study investigates evolving trends, including recent developments within the Indonesian Islamic banking sector and global perspectives on Islamic banking regulation. The implications for future research and practical recommendations are also discussed, contributing to the ongoing dialogue on strengthening the regulatory environment for Islamic banking in Indonesia.
THE INFLUENCE OF ENTREPRENEURIAL ORIENTATION AND PRODUCT INNOVATION ON BUSINESS PERFORMANCE IN BATIK MSMEs JAMBI CITYDANAU TELUK DISTRICT M. Rapi Saputra; Ratih Kusumastuti; Derist Touriano
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 1 No. 8 (2025): INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
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This study aims to investigate the impact of entrepreneurial initiation and product development on the business performance of batik SMEs in the Danau Teluk Region of Jambi City. It adopts a quantitative research approach with a population comprising 44 batik MSMEs registered at the UKM Cooperative Office, Industry and Trade Office in Jambi Province. The study includes a sample of 44 attempts, utilizing a saturated sampling method. Data is collected through a survey, and the research employs a descriptive analysis method, including classical assumption testing and sequential multiple linear regression using SPSS version 22. The results reveal that entrepreneurial initiation significantly and positively influences business performance, while product development also has a positive and significant impact. The variable with the most dominant effect is entrepreneurial initiation. Joint testing indicates that both entrepreneurial initiation and product development collectively exert a positive and significant impact on business performance.
THE INFLUENCE OF TAX SOCIALIZATION AND TAX KNOWLEDGE ON INDIVIDUAL TAXPAYER COMPLIANCE AT TAX SEVICE OFFICE X JAMBI CITY Rifal Dwi Putra; Ratih Kusumastuti; Derist Touriano
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 1 No. 8 (2025): INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
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This study seeks to assess the impact of Tax Socialization and Tax Knowledge on the compliance of individual taxpayers. The investigation was carried out among individuals who submitted their annual SPT at Tax Service Office (KPP) X in Jambi CIty, with a sample size of 74 taxpayers. Data were collected through a questionnaire utilizing the simple random sampling method. The analysis involved multiple linear regression using the SPSS 25 application. The findings indicate a significant influence of both tax socialization and tax knowledge on individual taxpayer compliance. The simultaneous F-test results demonstrate a significant combined effect of tax socialization and tax knowledge, with a coefficient of determination of 54.8%, while 45.2% is attributed to other factors. The partial t-test results reveal that the regression coefficients for tax socialization and tax knowledge variables are statistically significant, with respective coefficients of 0.027 and 0.249 at a significance level of 0.05, and P values of 0.003 and 0.006
THE IMPACT OF FINTECH ON FINANCIAL INCLUSION FOR LOW-INCOME COMMUNITIES Samudra Syarif Wahyu Hidayatullah; Saepullah; Kasmin; Frandy Putra Perdamen Tarigan
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 1 No. 8 (2025): INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
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Financial inclusion is a critical factor in economic development, particularly for low- income communities that face barriers to accessing traditional financial services. The emergence of financial technology (fintech) has provided innovative solutions to enhance financial inclusion by leveraging digital platforms, mobile banking, and alternative credit scoring models. This study examines the impact of fintech on financial inclusion for low-income communities, utilizing a mixed-method research approach. Quantitative data from financial institutions and surveys are analyzed using statistical techniques to measure improvements in financial access, while qualitative insights from interviews with fintech users provide a deeper understanding of challenges and opportunities. The findings indicate that fintech has significantly increased access to financial services through mobile banking and digital payment solutions, enabling individuals without traditional bank accounts to conduct transactions, save money, and obtain credit. Additionally, fintech-driven innovations in microcredit and digital lending have expanded financial access for individuals lacking credit history or collateral. Fintech has also contributed to reducing transaction costs and improving efficiency, particularly in remittance services, thereby enhancing the financial stability of low-income households. However, challenges such as low digital literacy, cybersecurity risks, and regulatory concerns remain prevalent. Addressing these challenges requires collaborative efforts from governments, fintech providers, and financial institutions to develop policies that balance innovation with consumer protection. In conclusion, fintech plays a transformative role in promoting financial inclusion and economic empowerment for underserved populations. While fintech offers significant opportunities, ensuring its sustainable and equitable implementation necessitates improved financial literacy, robust security measures, and well-structured regulatory frameworks.
WORKPLACE DIGITALIZATION AND ITS EFFECTS ON HUMAN RESOURCE MANAGEMENT PRACTICES Sridesyani Munawaroh; Samudra Syarif Wahyu Hidayatullah; Asep Ferry Rachmat; Kasmin
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 1 No. 8 (2025): INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
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The digitalization of workplaces has revolutionized Human Resource Management (HRM) by integrating advanced technologies such as artificial intelligence (AI), cloud computing, big data, and the Internet of Things (IoT). These technologies have significantly improved operational efficiency, automated administrative tasks, and enabled data-driven decision-making. This study explores the transformative impact of digitalization on HRM practices, focusing on talent acquisition, employee training, performance management, and workplace culture. A mixed-methods approach is employed, combining qualitative and quantitative methodologies. The qualitative aspect includes a literature review and in-depth interviews with HR professionals, while the quantitative component consists of a survey targeting HR practitioners across various industries. The findings highlight how AI-driven recruitment processes, cloud-based HR systems, and digital training tools have optimized HR functions. Additionally, real-time performance analytics and virtual collaboration platforms have enhanced employee engagement and productivity. The study concludes that while digitalization enhances HRM efficiency and workforce adaptability, addressing its ethical, legal, and technical challenges is imperative. Future research should explore the long-term effects of digital HRM on employee well-being, retention, and overall organizational performance. The findings contribute to both academic research and practical HR strategies, offering insights into navigating digital transformation in workforce management effectively.
BEHAVIORAL ECONOMICS AND ECONOMIC COMMUNICATION: ANALYZING THE IMPACT OF COGNITIVE BIASES ON DECISION-MAKING Kosasih Kosasih; Pandu Lesmana; Loso Judijanto; Myra Cahyati; Iyad Abdallah Al- Shreifeen
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 1 No. 9 (2025): INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
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Behavioral economics, a dynamic field at the intersection of psychology and economics, recognizes that human decision-making is far from the rational, utility- maximizing model traditionally assumed in economic theory. This study delves into the profound implications of cognitive biases on decision-making and explores how effective economic communication can mitigate their effects. Key findings reveal the prevalence of cognitive biases, including confirmation bias, anchoring, and loss aversion, impacting a majority of decision-makers. These biases significantly affect personal finance, investment, and public policy choices. Effective communication strategies, message framing, and behavioral insights are pivotal in countering these biases and improving decision quality. Armed with an understanding of cognitive biases, economic experts and policymakers can tailor communication and policy design to promote rational choices. The study also identifies challenges and future directions, emphasizing the ongoing need for research and innovative strategies. In conclusion, this research sheds Light on the interplay between cognitive biases, economic communication, and decision-making, offering insights into strategies for enhancing economic well-being and promoting informed choices.
ECONOMIC GOVERNANCE IN INDONESIA'S FREE TRADE EPOCH: NAVIGATING CHALLENGES, IMPLEMENTING STRATEGIES, AND CULTIVATING SUSTAINABLE PROSPERITY Bahrun Thalib; Luckhy Natalia Anastasye Lotte; Eigis Yani Pramularso; Arie Fitria; Loso Judijanto
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 1 No. 9 (2025): INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
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This study delved into the intricate dynamics of economic governance in Indonesia's free trade epoch, offering a comprehensive analysis of the nation's journey in navigating challenges, implementing strategies, and fostering sustainable prosperity. The historical evolution unfolded as a testament to Indonesia's adaptability, marked by a deliberate reduction in state-owned enterprises and a shift towards a market-oriented approach. Key institutions, including the Central Bank of Indonesia and the Financial Services Authority, emerged as stalwarts, steering the nation through economic challenges with finesse. The literature review synthesized key findings, revealing consistencies and inconsistencies in understanding the impact of free trade agreements. Challenges such as trade deficits and income inequality were scrutinized alongside institutional reforms, such as the Making Indonesia 4.0 roadmap. The review identified gaps, urging further exploration into regional variations and the nuanced intersectionality of economic, social, and environmental factors. Implications for economic governance highlighted the need for targeted policy interventions, inclusive economic policies, and a call for continuous research to refine strategies. Acknowledging limitations, the study concluded with a nuanced understanding of Indonesia's economic landscape, paving the way for informed governance in the nation's ongoing pursuit of sustainable prosperity.