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Journal of Economics, Business, Management, Accounting And Social Sciences (JEBMASS)
Published by PT. Putra Jawa Mulya
ISSN : -     EISSN : 29863546     DOI : 10.63200
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The scope of topics that are most interesting to Journal of Economics, Business, Management, Accounting and Social Studies (JEBMASS) readers include the following: Financial markets, financial practices and sustainability; Values, culture and international finance; Common pool resources management and its financing; Interdisciplinary financial studies; Finance and international development; International financial crises and regulation; Financialization studies; International financial integration and architecture; Behavioral aspects in finance; Methodologies and the conceptualization of finance; Accounting education - needs and trends; Forensic Accounting; Accounting and e-business; Financial accounting; Management accounting; Behavioural financial and accounting research
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Articles 221 Documents
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PENGARUH PENGETAHUAN SISTEM INFORMASI, KUALITAS SISTEM, DAN KEAMANAN TRANSAKSI TERHADAP PENGGUNAAN E-WALLET SEBAGAI MEDIA TRANSAKSI KEUANGAN PADA GENERASI Z Aditya; Amin; Hendra
JOURNAL OF ECONOMICS, BUSINESS, MANAGEMENT, ACCOUNTING AND SOCIAL SCIENCES Vol. 4 No. 6 (2026): SEPTEMBER 2026
Publisher : PUTRA JAWA PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63200/jebmass.v4i6.281

Abstract

The rapid adoption of digital financial technology, particularly e-wallets, among Generation Z as digital natives has raised the need to examine the factors influencing their use as a financial transaction medium. This research is directed at investigating how information system knowledge, system quality, and transaction security on e-wallet usage among Generation Z, in both partial and simultaneous terms. Data were gathered quantitatively by means of a survey, with questionnaires handed out to 400Generation Z respondents who use e-wallets, with data analyzed through multiple linear regression using SPSS after validity, reliability, and classical assumption tests were conducted. All three independent variables, namely information system knowledge, system quality, and transaction security, were found to significantly and positively affect e-wallet usage, through separate (t-test) and combined (F-test) testing. The Adjusted R Square of 0.163 shows that 16.3% of the variation in e-wallet usage is explained by these variables, leaving 83.7% to be shaped by external influences. Accordingly, it may be concluded that service providers and policymakers can foster greater e-wallet adoption among Generation Z by promoting digital literacy, improving service quality, and reinforcing system security.

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