cover
Contact Name
Muhammad Ilyas
Contact Email
muhammadilyas1987@gmail.com
Phone
+6282361981871
Journal Mail Official
muhammadilyas1987@gmail.com
Editorial Address
Jalan Prof. Dr. Andi Hakim Nasution, Pidoli Lombang, Kabupaten Mandailing Natal, Provinsi Sumatera Utara
Location
Kab. mandailing natal,
Sumatera utara
INDONESIA
JIBF MADINA : Journal Islamic Banking and Finance Madina
ISSN : 27468518     EISSN : 27459802     DOI : -
Core Subject :
Jurnal JIBF Madina (Journal Islamic Banking and Finance) merupakan hasil Jurnal kajian yang berkaitan dengan Hukum Perbankan Syariah, Ekonomi, Perbankan Syariah, Keuangan, Bank dan Lembaga Keuangan Syariah Non Bank, diterbitkan 2 kali dalam setahun yaitu edisi Januari-Juni dan edisi Juli-Desember oleh Program Studi Perbankan Syariah Jurusan Syariah, Ekonomi dan Bisnis Islam Sekolah Tinggi Agama Islam Negeri Mandailing Natal (STAIN MADINA).
Arjuna Subject : -
Articles 71 Documents
PEMIKIRAN PROF. DR. H. BUSTHANUL ARIFIN, SH TENTANG PENINGKATAN WEWENANG PENGADILAN AGAMA DALAM PENYELESAIAN SENGKETA PERBANKAN SYARIAH DI INDONESIA: Sekolah Tinggi Agama Islam Negeri (STAIN) Mandailing Natal TENTIYO SUHARTO
JIBF MADINA : Journal Islamic Banking and Finance Madina Vol. 1 No. 1 (2020): JIBF MADINA TAHUN 2020
Publisher : Program Studi Perbankan Syariah Jurusan Syariah, Ekonomi dan Bisnis Islam Sekolah Tinggi Agama Islam Negeri Mandailing Natal (STAIN MADINA)

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Abstract History of the formation of Law Number 7 of 1989 concerning the Religious Courts is a long struggle by Muslim leaders and experts in Islamic law in Indonesia, one of whom is Prof. Dr. H. Busthanul Arifin, S.H continues to think seriously about making Islamic law an integral part of the national legal system. According to Prof. Dr. H. Busthanul Arifin, S.H. The Indonesian nation is said to be a country with a majority Muslim population, but the community has not been able to freely implement Islamic syari'at values ??in public relations so that it can be said that Islamic syari'at values ??are very difficult to convey. This type of research is library research (Library Research) and this research is a character study research with inductive descriptive analysis. According to Busthanul Arifin the authority and power of the Religious Courts by referring to the explanation of article 49 of Law Number 50 of 2009 concerning Amendments to Law Number 7 of 1989 and Amendments to Law Number 3 of 2006 concerning Religious Courts are Marriage, Inheritance, Will, Grants, Endowments, Zakat, Infaq, Shadaqah and Syari'ah Economics. With the Constitutional Court's decision, there will be no more dualism in the settlement of Islamic Banking disputes. This is in line with Law Number 21 of 2008 concerning Islamic Banking. The Religious Courts are the only courts authorized to resolve sharia banking disputes. Keywords: Law, Religious Courts, Islamic Law, Figure, Busthanul Arifin, National Law, Sharia, Disputes, Constitutional Court, Sharia Banking, Sharia Economics
ANALISIS PENGELOLAAN KEUANGAN KELUARGA DALAM PERSPEKTIF EKONOMI ISLAM (STUDI TERHADAP KELUARGA PENERIMA DANA GANTI RUGI BENDUNG SEI WAMPU LANGKAT): Pascasarjana Universitas Islam Negeri (UIN) Sumatera Utara dan Sekolah Tinggi Agama Islam Negeri (STAIN) Mandailing Natal KHAIRINA DAN SATRIA DARMA
JIBF MADINA : Journal Islamic Banking and Finance Madina Vol. 1 No. 1 (2020): JIBF MADINA TAHUN 2020
Publisher : Program Studi Perbankan Syariah Jurusan Syariah, Ekonomi dan Bisnis Islam Sekolah Tinggi Agama Islam Negeri Mandailing Natal (STAIN MADINA)

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Abstract Family financial management is done to manage finances obtained from income received. The family income in this study is from the compensation of Sei Wampu Dam in Stabat District, Langkat Regency. The purpose of this study was to analyze, financial management of family financial management in an Islamic economic perspective (study of families of beneficiaries of dam damages) and constraints, factors and family models in managing compensation. The subject of this study was for Muslim families who received compensation funds for the sei wampu dam in Stabat District, Langkat Regency. This research is a field research using a qualitative approach. Based on the field review of the five families of compensation recipients there were differences in economic health conditions, it was found that three families had conditions that were not fully healthy because they did not have savings and insurance, but this family had investments, one family had savings and investment but no insurance , and finally one family has a healthy economic condition because it has savings, insurance and investment. This difference in economic conditions is motivated by differences in attitude in managing compensation money received. Factors that influence the family in managing compensation are: first, religious factors, second, cultural / traditional factors, third, lifestyle factors, fourth, education factors. As for the constraints of the recipient family in managing compensation received: First, do not have a reserve fund, Second, Not compact in managing finance, Third, Poor financial planning, Fourth, Difficulty in controlling self-restraint, Fifth, Heavy in saving, and Sixth , Does not record income and expenses. Keywords: Management of Family Finance, Compensation and Islamic Economy.
ETOS KERJA PRODUKTIF: ANALISIS KINERJA NABI DAUD DALAM AL-QURAN: UIN Sumatera Utara Juliana Nasution
JIBF MADINA : Journal Islamic Banking and Finance Madina Vol. 1 No. 1 (2020): JIBF MADINA TAHUN 2020
Publisher : Program Studi Perbankan Syariah Jurusan Syariah, Ekonomi dan Bisnis Islam Sekolah Tinggi Agama Islam Negeri Mandailing Natal (STAIN MADINA)

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Abstract Indonesian people productivity in general is still problematic and is often in the spotlight. Work productivity is an absolute prerequisite in developing the economy for increasing welfare. Muslim society as the majority of the Indonesian population needs to return to the guidance of the Quran that encourage people to cultivate productive work, as described by the Quran in Prophet Daud as a figure of productive workers. This article aims to study and describe the principles of Islamic work in the Quran with a case study of the performance of the Prophet Daud in verses 10 and 11 of the Saba` chapter. The results of this study show that the Prophet Daud worked productively, efficiently and effectively, by developing innovative attitude, working intensively, and maintaining work spirituality. The work ethic of the Prophet Daud required to be developed and implemented in the working world to increase work productivity. Keywords: Work Ethic, Productivity, Al-Quran, Prophet Daud
DISTRIBUSI PENDAPATAN DALAM PERSPEKTIF ISLAM: STAIN Mandailing Natal Ali Topan Lubis
JIBF MADINA : Journal Islamic Banking and Finance Madina Vol. 1 No. 1 (2020): JIBF MADINA TAHUN 2020
Publisher : Program Studi Perbankan Syariah Jurusan Syariah, Ekonomi dan Bisnis Islam Sekolah Tinggi Agama Islam Negeri Mandailing Natal (STAIN MADINA)

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Abstract This study aims to analyze the importance of income distribution in an Islamic perspective. In this study using the method of exploratory study, descriptive analysis in analyzing secondary data relating to these problems. The results show that the distribution of income in an Islamic perspective is based on ethics and fairness and fulfills systematic needs priorities including Ad-Daruriyah (Primary Needs), Al-Hajiyah (Secondary Needs) and At-Tashniyyah (tertiary needs). Keywords: distribution, income, Islamic
PENGARUH PEMBIAYAAN WARUNG MIKRO BSM TERHADAP PERKEMBANGAN USAHA NASABAH DI KOTA SUBULUSSALAM (STUDI KASUS PADA BSM KCP. SUBULUSSALAM, ACEH SINGKIL): STAISAR Aceh Singkil Muflihatul Fauza
JIBF MADINA : Journal Islamic Banking and Finance Madina Vol. 1 No. 1 (2020): JIBF MADINA TAHUN 2020
Publisher : Program Studi Perbankan Syariah Jurusan Syariah, Ekonomi dan Bisnis Islam Sekolah Tinggi Agama Islam Negeri Mandailing Natal (STAIN MADINA)

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Abstract This study aims to determine the effect of micro shop financing in BSM KCP Subulussalam on the development of micro-businesses in the city of Subulussalam, how big is the influence of micro shop financing on development and to find out differences in customer income before and after getting financing. The research methodology used is field research using a quantitative approach. The sample used is the customer of the micro shop BSM KCP Subulussalam on micro-business financing products. The data collection instrument used primary data and secondary data. The analytical tools used in this study are the t test, the coefficient of determination, the simple linear regression model tested with the help of the SPSS version 16 program and manual calculations, and the average difference test that is calculated manually. The results of the research conducted indicate that there is an effect of micro shop financing provided by BSM KCP Subulussalam on the development of micro-businesses. The level of significance of the financing for micro stalls in BSM KCP Subulussalam is 0.000, smaller than 0.05 with tcount (8.042)> ttable (1.684), the determinant coefficient (R2) in this study is 0.618. This means that 61.8% of the development of the customer's micro business is influenced by the financing of the micro shop BSM KCP Subulussalam and the remaining 38.2% is influenced by other factors. The simple linear regression equation generated in this study is PUM = 9.659 + 0.715 PWM. And there is an effect of micro shop financing on increasing customer income with tcount> t table, namely 7.66> 1.684. The conclusion in this study is that there is a significant and positive influence between the financing of the micro shop BSM KCP Subulussalam with the development of micro-businesses. Keywords: Financing, Micro Stalls
PELAKSANAAN ODR DI INDONESIA SEBAGAI PENYELESAIAN SENGKETA EKONOMI SYARIAH : STAIN Mandailing Natal Resi Atna Sari
JIBF MADINA : Journal Islamic Banking and Finance Madina Vol. 1 No. 1 (2020): JIBF MADINA TAHUN 2020
Publisher : Program Studi Perbankan Syariah Jurusan Syariah, Ekonomi dan Bisnis Islam Sekolah Tinggi Agama Islam Negeri Mandailing Natal (STAIN MADINA)

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Abstract The existence of ODR in Indonesia is still relatively new, so juridically, the use of an online dispute resolution mechanism (ODR) has not been clearly regulated and formulated in the laws and regulations. Considering that these electronic transactions continue to increase, it is necessary to have a legal umbrella to regulate them. Research on the implementation of ODR in Indonesia as a sharia economic dispute settlement is a type of normative legal research, the nature of this research is analytical descriptive. The analysis used in this study is a qualitative method. The arbitration agreement clause contained in the online agreement and the exchange of e-mails is not clearly regulated in Law No.30 of 1999 concerning Arbitration and Alternative Dispute Resolution. The decision from ODR if you want to be registered at the District Court has not been explicitly regulated in Law No.30 of 1999. Among the successes in using ODR are efforts made by companies to consumers (business to consumer) and resolution of disputes regarding domain names (domain name). on the Internet. This system is an example and a successful ODR system although in its development there were a few obstacles due to legal and technical problems.
MANAJEMEN BADAN AMIL ZAKAT NASIONAL MANDAILING NATAL DALAM PENGELOLAAN ZAKAT: STAIN Mandailing Natal Rukiah Rukiah; RUKIAH DAN SYAHRIAL DEDI
JIBF MADINA : Journal Islamic Banking and Finance Madina Vol. 1 No. 1 (2020): JIBF MADINA TAHUN 2020
Publisher : Program Studi Perbankan Syariah Jurusan Syariah, Ekonomi dan Bisnis Islam Sekolah Tinggi Agama Islam Negeri Mandailing Natal (STAIN MADINA)

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Abstract Management of the Mandailing Natal National Zakat Board in the Management of Zakat. This journal discusses the management of the Mandailing Natal National Zakat Agency in managing the management. The research method used is field research with a qualitative approach, namely seeking information about the management of the National Zakat Agency of Mandailing Natal Regency in collecting and distributing zakat, by collecting primary data and secondary data as well as from other related materials, analyzing the results of data processing and making interpretation and conclusion. Based on the results of research conducted at the Mandailing Natal Regency National Amil Zakat Board, it can be concluded that the management carried out by the Mandailing Natal Regency National Amil Zakat Board in collecting and distributing zakat still needs to be improved. Based on its implementation, Baznas Mandailing Natal with the main task of collecting and utilizing and distributing zakat, infaq and shodaqoh funds for Muslims in Mandailing Natal Regency has a program with the aim of making people prosperous. Keywords: Management, Zakat, National Zakat Agency
ANALISIS PENGARUH PENDIDIKAN KEWIRAUSAHAAN DAN LINGKUNGAN KELUARGA TERHADAP MINAT MAHASISWA UNTUK BERWIRAUSAHA: IAIN Langsa Nangroe Aceh Darussalam Zainal Abidin dkk; ZAINAL ABIDIN, AGUSTINAR, NUR AZIZAH DAN MAULINA ULFANUR
JIBF MADINA : Journal Islamic Banking and Finance Madina Vol. 1 No. 1 (2020): JIBF MADINA TAHUN 2020
Publisher : Program Studi Perbankan Syariah Jurusan Syariah, Ekonomi dan Bisnis Islam Sekolah Tinggi Agama Islam Negeri Mandailing Natal (STAIN MADINA)

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Abstract This study aims to determine the magnitude of the direct and indirect influence of education variables, family environment on student interest in entrepreneurship. The type of research to be carried out in this study uses a survey method, while the approach to be used is a quantitative approach. The research population is all students of Islamic Economic Law (HES) IAIN Langsa who have taken entrepreneurship courses. This research was conducted at the Faculty of Sharia, Sharia Economic Law Study Program (HES) in the IAIN Langsa campus area. And when the research will be conducted in December 2017. The results of this study are the results of the first test show that education affects the family environment by 96% with t count 39.05> 1.67. The second test of the family environment affects interest 40.65> 1.67. Future research requires the application of entrepreneurship or direct practice to the field for students at the Faculty so that they better understand and export themselves in the world of entrepreneurship.
Faisal Afandi RELEVANSI PENGGUNAAN ISTIHSAN DAN ISTISHAB DALAM KACAMATA EKONOMI SYARIAH Faisal Afandi
JIBF MADINA : Journal Islamic Banking and Finance Madina Vol. 3 No. 1 (2022): JIBF MADINA TAHUN 2022
Publisher : Program Studi Perbankan Syariah Jurusan Syariah, Ekonomi dan Bisnis Islam Sekolah Tinggi Agama Islam Negeri Mandailing Natal (STAIN MADINA)

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Ushul Fiqh is one of the important sciences that must be owned and mastered by everyone who wants to carry out the mechanism of ijtihad or istinbath Islamic law. Istihsan and istishab are two of the sources of Islamic law which are still disputed over their use. For those who refuse to use istihsan as a source of law because they think a mujtahid has taken something that he thinks is good, not based on arguments obtained directly according to the editors of the Qur’an and sunnah texts or based on the consent of the companions. Meanwhile, for those who use istihsan dan istishab as source of Islamic law, make them an alternative to determining the law when the agreed source cannot answer the problem. The purpose of this study is to analyze how the relevance of the use of istihsan dan istishab in the eyes of sharia economics. This research is a library research whose data is through library sources and other references related to istihsan dan istishab. The results of this study indicate that, (1) Istihsan is one istinbath methods that is very relevant to it’s use today because it prioritizes sharia maqasid and always tries to realize and maintain sharia maqasid, (2) Istishab is still very relevant to be applied as an alternative to solving legal cases in the fields of family law, criminal law, economics and civil law.
IMSAR ANALISIS DETERMINAN PROFITABILITAS BANK BUMN SYARIAH DI INDONESIA Imsar UINSU
JIBF MADINA : Journal Islamic Banking and Finance Madina Vol. 3 No. 1 (2022): JIBF MADINA TAHUN 2022
Publisher : Program Studi Perbankan Syariah Jurusan Syariah, Ekonomi dan Bisnis Islam Sekolah Tinggi Agama Islam Negeri Mandailing Natal (STAIN MADINA)

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Islamic state-owned banks as one of the Islamic financial institutions must increase their profit continuously so that the performance of Islamic banking as measured by the return on assets ratio can continue to develop and advance. This study aims to analyze the bank's specific internal factors and macro-economic determinants that affect the profitability of Islamic state-owned banks. Using secondary data from 2011-2018, the results show that all independent variables used in this study, namely: variable capital adequacy (CAR), asset quality (NPF), liquidity (FDR) and operational efficiency (BOPO_ as an internal indicator, economic growth (EG) and inflation (INF) as an external indicator, affect the Profitability of Sharia BUMN Banks in Indonesia. The magnitude of the influence of the independent variables in profitability is R2 = 0.9998 percent, which means that the independent variables used affect the profitability of 99.98 percent.