cover
Contact Name
Muhammad Ilyas
Contact Email
muhammadilyas1987@gmail.com
Phone
+6282361981871
Journal Mail Official
muhammadilyas1987@gmail.com
Editorial Address
Jalan Prof. Dr. Andi Hakim Nasution, Pidoli Lombang, Kabupaten Mandailing Natal, Provinsi Sumatera Utara
Location
Kab. mandailing natal,
Sumatera utara
INDONESIA
JIBF MADINA : Journal Islamic Banking and Finance Madina
ISSN : 27468518     EISSN : 27459802     DOI : -
Core Subject :
Jurnal JIBF Madina (Journal Islamic Banking and Finance) merupakan hasil Jurnal kajian yang berkaitan dengan Hukum Perbankan Syariah, Ekonomi, Perbankan Syariah, Keuangan, Bank dan Lembaga Keuangan Syariah Non Bank, diterbitkan 2 kali dalam setahun yaitu edisi Januari-Juni dan edisi Juli-Desember oleh Program Studi Perbankan Syariah Jurusan Syariah, Ekonomi dan Bisnis Islam Sekolah Tinggi Agama Islam Negeri Mandailing Natal (STAIN MADINA).
Arjuna Subject : -
Articles 71 Documents
MUFLIHATUL FAUZA UMKM PADA MASA COVID-19 MUFLIHATUL FAUZA
JIBF MADINA : Journal Islamic Banking and Finance Madina Vol. 3 No. 1 (2022): JIBF MADINA TAHUN 2022
Publisher : Program Studi Perbankan Syariah Jurusan Syariah, Ekonomi dan Bisnis Islam Sekolah Tinggi Agama Islam Negeri Mandailing Natal (STAIN MADINA)

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Abstract

This study aims to describe what are the survival strategies that must be carried out, so UMKM are able to continue to survive in business, especially during the Covid-19. The technique data is literature and secondary data. The research methodology used analysis SWOT which is then described in a qualitative approach. The results showed that business during COVID-19 experienced a change in habits, from doing business that did not use telecommunications technology and media before Covid 19. Digitalize business during the COVID-19 is one of strategy to be able to maintain business, and also trends in the use of technology and telecommunications media, such as online business during the COVID-19.
TENTIYO SUHARTO Konsep Syirkah (Musyarakah) Dalam Tafsir Ibnu Katsir Telaah Al-Qur’an Surah Shaad Ayat 24 Pada Lembaga Keuangan Syariah Suharto Tentiyo
JIBF MADINA : Journal Islamic Banking and Finance Madina Vol. 3 No. 1 (2022): JIBF MADINA TAHUN 2022
Publisher : Program Studi Perbankan Syariah Jurusan Syariah, Ekonomi dan Bisnis Islam Sekolah Tinggi Agama Islam Negeri Mandailing Natal (STAIN MADINA)

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Abstract

Abstract Syirkah, also known as musharaka, is a business partnership that is jointly owned by two or more people. Types of Syirkah, Syirkah al 'Inan. Syirkah al Mufawadlah, Syirkah al A'maal. Based on the understanding of the interpretation of al-syirkah according to Ibn Kathir, it can be concluded that it is a transaction between two or more people. This transaction includes the collection of capital and the use of capital. Profits and losses are shared according to the agreement. However, capital is not always in the form of money but can take other forms. By ijma, the scholars agree that the law of shirkah is permissible. Based on the hadith that Allah's recommendation is to cooperate without betrayal and Allah's threat to those who enter into an alliance in which there is betrayal between the two parties. Sharia Financial Institutions in taking advantage of developing the principle of profit sharing. One of them is using the principle of syirkah. Syirkah is a cooperation contract between two or more parties for a particular business in which each party contributes (charity and expertise) with an agreement that the profits and risks will be shared according to the agreement. In the practice of sharia banking, this syirkah principle has become the prima donna, in terms of financing. Keywords: Shirkah. Musyarakah, Tafsir, Capital, Transactions, Hadith, Sharia, Law, Cooperation, Economics, Contributions, Trade, Transactions, Loss.
Ali Topan Lubis PENERAPAN KONSEP MASLAHA DALAM KEGIATAN EKONOMI ISLAM ali topan lubis
JIBF MADINA : Journal Islamic Banking and Finance Madina Vol. 3 No. 1 (2022): JIBF MADINA TAHUN 2022
Publisher : Program Studi Perbankan Syariah Jurusan Syariah, Ekonomi dan Bisnis Islam Sekolah Tinggi Agama Islam Negeri Mandailing Natal (STAIN MADINA)

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Abstract

In Islamic principles, everything related to Islamic teachings, whether related to faith (aqidah), worship ('worship) or human relations (muamalah) in principle aims to ensure the safety of humaIn Islamic principles, everything related to Islamic teachings, whether related to faith (aqidah), worship ('worship) or human relations (muamalah) in principle aims to ensure the safety of humans themselves in the world and the hereafter, then maslahah is a concept most important in economic development fiber Maslahah principles in the economic field serve as a reference and guideline in order to achieve maqashid sharia. In Islamic teachings, implementing sharia law is a way to realize the maslahah itself. The implementation of mashlahah in economic practice must be seen from the various activities of the people in carrying out economic practices that are developing continuously and innovatively in today's modern times, such as in market mechanisms, the establishment of hisbah institutions productive divine taxes (zakat), the existence of Islamic financial institutions, and so on.ns themselves in the world and the hereafter, then maslahah is a concept most important in economic development fiber Maslahah principles in the economic field serve as a reference and guideline in order to achieve maqashid sharia. In Islamic teachings, implementing sharia law is a way to realize the maslahah itself. The implementation of mashlahah in economic practice must be seen from the various activities of the people in carrying out economic practices that are developing continuously and innovatively in today's modern times, such as in market mechanisms, the establishment of hisbah institutions productive divine taxes (zakat), the existence of Islamic financial institutions, and so on.
Mhd Diaurridha Pengaruh Budaya Organisasi Dan Kepemimpinan Terhadap Kinerja Pegawai Dengan Komitmen Organisasi Sebagai Variable Intervening Pada Dinas Pengelolaan Keuangan Daerah Provinsi Sumatera Barat Muhammad Diaurridha
JIBF MADINA : Journal Islamic Banking and Finance Madina Vol. 3 No. 1 (2022): JIBF MADINA TAHUN 2022
Publisher : Program Studi Perbankan Syariah Jurusan Syariah, Ekonomi dan Bisnis Islam Sekolah Tinggi Agama Islam Negeri Mandailing Natal (STAIN MADINA)

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Abstract

This study aims to determine the influence of leadership and organizational culture on employee performance with organizational commitment as an intervening variable at the West Sumatra Provincial Financial Management Office. The research population is all employees who work in the financial management department of the West Sumatra region. The sampling method is simple random sampling. The number that can be used as an analytical tool is 100 respondents. The data analysis method used in this research is multilevel linear regression analysis. The results of the study show that (1) the organizational culture variable has a significant effect on the performance of the employees of the Regional Financial Management Office of West Sumatra Province. (2) the leadership variable has a significant effect on the performance of the employees of the Regional Financial Management Office of West Sumatra Province. (3) the organizational commitment variable has a significant effect on the performance of the employees of the Regional Financial Management Office of West Sumatra Province. (4) organizational commitment as an intervening variable has a significant effect on the organizational culture of the Regional Financial Management Office of West Sumatra Province. (5) organizational commitment as an intervening variable affects the leadership of the Regional Financial Management Office of West Sumatra Province. (6) organizational commitment as an intervening variable does not play a role in mediating organizational culture on the performance of employees of the Regional Financial Management Office of West Sumatra Province. (7) organizational commitment as an intervening variable plays a role in mediating leadership has a significant effect on the performance of employees of the Regional Financial Management Office of West Sumatra Province. The implications of this research can contribute to the idea that the variable of organizational commitment can mediate the relationship between organizational culture and leadership on the performance of the employees of the Regional Financial Management Office of West Sumatra Province.
Satria Darma MEKANISME PASAR DALAM ISLAM; TELAAH KAJIAN EKONOMI MIKRO SYARIAH Satria Darma
JIBF MADINA : Journal Islamic Banking and Finance Madina Vol. 3 No. 1 (2022): JIBF MADINA TAHUN 2022
Publisher : Program Studi Perbankan Syariah Jurusan Syariah, Ekonomi dan Bisnis Islam Sekolah Tinggi Agama Islam Negeri Mandailing Natal (STAIN MADINA)

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AbstractThis study aims to analyze how the market mechanism is in accordancewith Islamic economics. This research uses exploratory study method,descriptive analysis in analyzing secondary data related to these problems.The results show that in the market mechanism in Islam, sharia values mustbe grown, such as justice, openness, honesty and fair competition, which areuniversal values. To ensure that these values are implemented, the role of thegovernment is needed, as exemplified during the time of the Prophet andthereafter, which guided Islamic law. Keywords: mechanisms, markets, microeconomics, Islamic economics,Islam.
Ali Topan Lubis KERANGKA DASAR DAN FUNGSI SISTEM INFORMASI AKUNTANSI: KERANGKA DASAR DAN FUNGSI SISTEM INFORMASI AKUNTANSI ali topan lubis
JIBF MADINA : Journal Islamic Banking and Finance Madina Vol. 3 No. 2 (2022): JIBF MADINA TAHUN 2022
Publisher : Program Studi Perbankan Syariah Jurusan Syariah, Ekonomi dan Bisnis Islam Sekolah Tinggi Agama Islam Negeri Mandailing Natal (STAIN MADINA)

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Abstract

Sepanjang perekonomian menggunakan uang (money) sebagai alat pembayaran maka perann akuntansi selalu krusial karena akuntansi mencatat peristiwa bisnis yang bersifat keuangan. Penjualan barang dagangan, pembayaran gaji, dan pembelian kredit merupakan contoh peristiwa bisnis yang dicatat akuntansi. Dalam berbagai aktivitas kehidupan kita sangat bergantung pada keandalan akuntansi, Organisasi bisnis yang disebut perusahaan bahkan menggunakan akuntansi sebagai bahasa untuk memperlancar kegiatan operasional, membuat keputusan bisnis, maupun untuk mempertanggungjawabkan pelaksanaan tugas manajer..Sistem informasi akuntansi (SIA) adalah serangkaian prosedur formal untuk mencapai suatu tujuan.Informasi adalah sekumpulan data yang telah diproses dan didistribusikan ke pemakai yang bertujuan untuk Mengumpulkan dan menyimpan data tentang aktivitas yang dilaksanakan oleh organisasi, sumber daya dan personal agar pihak manajemen, pegawai, dan pihakpihak luar yang berkepentingan dapat meninjau ulang hal-hal yang telah terjadi.
edi TAUHID SEBAGAI ASAS EKONOMI ISLAM : (ANALISIS SIFAT TUHAN TERHADAP KEGIATAN EKONOMI) edi marjan nasution
JIBF MADINA : Journal Islamic Banking and Finance Madina Vol. 3 No. 2 (2022): JIBF MADINA TAHUN 2022
Publisher : Program Studi Perbankan Syariah Jurusan Syariah, Ekonomi dan Bisnis Islam Sekolah Tinggi Agama Islam Negeri Mandailing Natal (STAIN MADINA)

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Abstract

Ulama telah sepakat bahwa tauhid menjadi asas utama dalam ekonomi Islam, namun langkah/cara mentauhidkan Tuhan dalam kegiatan ekonomi Islam secara eksplisit belum ditemukan. Sebagai contoh bagaimana kita mentauhidkan Allah swt dalam kegiatan transaksi? Apa korelasi ilmu tauhid dengan kegiatan ekonomi? Tujuan penelitian ini untuk mengetahui prinsip-prinsip ke-Tuhan-an dalam kegiatan ekonomi melalui pendekatan sifat-sifat Tuhan yang digagas Abu Hasan Al Asy’ari dan Abu Mansur Al-Maturidy. Metode Penelitian ini adalah (Library research) di mana koleksi pustaka yang relevan sebagai kekuatan utama dalam penelitian ini. Pendekatan penelitian ini menggunakan metode normatif dan sosiologis, yaitu riset yang berdasarkan pada al-Qur’an dan buku yang membahas tentang tauhid. Harapan penelitian ini bahwa terdapat korelasi antara sifat-sifat Tuhan dengan kegiatan ekonomi yang dilandasi nilai-nilai tauhid. Temuan dalam penelitian ini bahwa Abu Hasan Al Asy’ari dan Abu Mansur Al-Maturidy telah merumuskan satu metode dalam mengenal Tuhan yang mudah dicerna manusia dengan tidak mengurangi eksistensi ke-Esa-an Allah swt. Adapun temuan ini dapat dikembangkan dengan kegiatan ekonomi yang yang berprinsip tauhid.
erpiana ANALISIS KEPUTUSAN MAHASISWA JURUSAN PERBANKAN SYARIAH STAIN MANDAILING NATAL MENGGUNAKAN PRODUK TABUNGAN DI BANK KONVENSIONAL: ANALISIS KEPUTUSAN MAHASISWA JURUSAN PERBANKAN SYARIAH STAIN MANDAILING NATAL MENGGUNAKAN PRODUK TABUNGAN DI BANK KONVENSIONAL erfiana siregar
JIBF MADINA : Journal Islamic Banking and Finance Madina Vol. 3 No. 2 (2022): JIBF MADINA TAHUN 2022
Publisher : Program Studi Perbankan Syariah Jurusan Syariah, Ekonomi dan Bisnis Islam Sekolah Tinggi Agama Islam Negeri Mandailing Natal (STAIN MADINA)

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Abstract

Penelitian ini bertujuan untuk menganalisis faktor yang mempengaruhi keputusan mahasiswa Perbankan Syariah STAIN Mandailing Natal menabung di bank konvensional. Penelitian ini merupakan penelitian lapangan dengan memakai metode deskriptif kualitatif. Hasil penelitian menunjukkan bahwa faktor yang mempengaruhi keputusan mahasiswa STAIN Mandailing Natal memilih menggunakan produk di bank konvensional daripada bank syariah karena beberapa faktor yaitu faktor social fasilitas dan faktor sosial. Hasil perbandingan yang menggunaan produk tabungan konvensional dan produk tabungan bank syariah menunjukkan produk tabungan di bank konvensional masih lebih banyak dipilih. Faktor fasilitas lebih dominan dalam mempengaruhi keputusan menabung mahsiswa di bank konvensional karena fasilitas yang memadai seperti ketersediaan ATM di berbagai tempat, mudahnya menemukan agen link. Selain itu produk tabungan yang paling banyak digunakan adalah Tarik tunai dan transfer
syofiah ANALISIS PEMANFAATAN MEDIA SOSIAL SEBAGAI STRATEGI PROMOSI DAN PEMASARAN DALAM BERWIRAUSAHA: ANALISIS PEMANFAATAN MEDIA SOSIAL SEBAGAI STRATEGI PROMOSI DAN PEMASARAN DALAM BERWIRAUSAHA syofiah
JIBF MADINA : Journal Islamic Banking and Finance Madina Vol. 3 No. 2 (2022): JIBF MADINA TAHUN 2022
Publisher : Program Studi Perbankan Syariah Jurusan Syariah, Ekonomi dan Bisnis Islam Sekolah Tinggi Agama Islam Negeri Mandailing Natal (STAIN MADINA)

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Home business is one type of micro and small business (MSME) which is seen from its economic scale which is still low but is able to become one of the important parts in the economy of a country with the number of home businesses currently very large and dominant. The purpose of this study was to find out and analyze the use of social media as a promotion and marketing strategy by the "Novi Sari" bouquet home business located on Jl. Surapati lk. Lll Ps. Sibuhuan. This scientific article focuses on the Promotion and Distribution strategies employed by this home business. Based on the results of observations, it can be said that there are several stages that affect the success of promotion and marketing strategies through social media, namely (1)Creating a special account (2)Utilizing all social media features (3)Daily updates (4)Product descriptions (5)Utilizing hashtags from buyers (6)Fast and friendly service (7)Make discounts or discounts (8)Give bonuses for every purchase (9)Make honest ads (10)On testimonials from customers.
A Analisis Potensi Pengembangan Ekonomi Syariah di Pondok Pesantren : Analisis Potensi Pengembangan Ekonomi Syariah di Pondok Pesantren arwin arwin
JIBF MADINA : Journal Islamic Banking and Finance Madina Vol. 3 No. 2 (2022): JIBF MADINA TAHUN 2022
Publisher : Program Studi Perbankan Syariah Jurusan Syariah, Ekonomi dan Bisnis Islam Sekolah Tinggi Agama Islam Negeri Mandailing Natal (STAIN MADINA)

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Penelitian ini bertujuan untuk mendalami pengembangan dan pemberdayaan ekonomi syariah di Pondok pesantren Darul Istiqomah Padangsidimpuan. Berbagai sumber daya yang ada di pesantren bisa diberdayakan sebagai fasilitas dalam penerapan dan pengembangan pemahaman dan praktik ekonomi syariah dalam kegiatan ekonomi. Metode penelitian ini menggunakan pendekatan kualitatif fenomologi yang bersifat deskriptif analitis dan induktif. Objek penelitian ini menggunakan beberapa pondok pesantren yang ada di Padangsidimpuan Sumatera Utara. Hasil penelitian menunjukkan pengembangan dan Pemberdayaan ekonomi Islam ini bisa dalam bentuk penerapan di pondok pesantren yang bisa dirincikan menjadi beberapa hal, di antaranya pendidikan prinsip ekonomi syariah, akad dan kerjasama ekonomi syariah, akuntansi pesantren serta penginapan syariah, kuliner dan wisata halal. Sementara dalam bentuk pengembangan ekonomi syariah, pesantren sebagai lembaga yang dikenal dengan kemandiriannya bisa menjadikan pesantren sebagai laboratorium pengkajian ekonomi syariah, membentuk forum bisnis syariah, menjadi islamic ekonomy centre dan inspirator pengembangan ekonomi berbasis syariah. Penelitian ini menggunakan pendekatan kualitatif fenomenologi yang bersifat deskriptif analitis dan induktif dengan menggali data untuk menemukan hal-hal mendasar dari fenomena, realitas maupun pengalaman.