cover
Contact Name
M. Zidny Nafi' Hasbi
Contact Email
mzidnynafihasbi@gmail.com
Phone
+6283838421909
Journal Mail Official
journal.alamwal@gmail.com
Editorial Address
Jl. Perjuangan By Pass Sunyaragi, Kota Cirebon, Jawa Barat, Indonesia. 45132
Location
Kota cirebon,
Jawa barat
INDONESIA
Al-Amwal: Jurnal Ekonomi dan Perbankan Syariah
ISSN : 23031573     EISSN : 25273876     DOI : 10.70095
Core Subject :
Al-Amwal: Jurnal Ekonomi dan Perbankan Syariah is a peer-reviewed journal published by the Department of Islamic Banking Syariah Faculty of Islamic Economics and Business (FEBI) of UIN Siber Syekh Nurjati Cirebon. The journal publishes papers in the accounting and finance field that contribute significantly to the development of the economic and sharia banking profession in Indonesia. Al-Amwal: Jurnal Ekonomi dan Perbankan Syariah is published twice a year; the first edition is published in June and the second edition is published in December. Al-Amwal: Jurnal Ekonomi dan Perbankan Syariah receives academic and academic research results from both internal and external.
Arjuna Subject : -
Articles 257 Documents
Preferensi Minat Masyarakat Kota Palangka Raya Bertransaksi Menggunakan Kartu Pembayaran Elektronik Berlogo Gerbang Pembayaran Nasional Bank Indonesia Muhamad Reza Humaidi; Sofyan Hakim
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol. 11 No. 2 (2019)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v11i2.5259

Abstract

The purpose of this research is to are effort from office unit Indonesia Bank Province Kalimantan Tengah to attract people’s interest in Palangka Raya on transaction using Electric Payment Card named National Payment Gateway from Indonesia Bank and the Preference peoples’ interest in palangka Raya on Transaction using Electric Payment Card named National Payment Gateway from Indonesia Bank. This research used qualtitative descriptive method, the subject of this research were Unit Manager Payment Surveillance System , Rupiah Management, Inclusive Finance (UPPSPPURKI) of Office Unit Indonesia Bank Province Kalimantan Tengah, Manager Unit Operational Payment System ( UOSP) of Indonesia Bank Province Kalimantan Tengah which used using Electric Payment Card named National Payment Gateway from Indonesia Bank.The result of this research shows that : (1) The efforts from office unit Indonesia Bank Province Kalimantan Tengah to attract people’s interest in Palangka Raya on transaction using Electric Payment Card named National Payment Gateway from Indonesia Bank can be see like in  last year or 2018 they published to the people through social media, electronic media and printed media and also launching, campaign, socialiszation, Week trade NPG card .  While in 2019, they plan two big events related with National Payment Gateway or socialiszation the NPG to the people like students and that events not to different with the last year events. (2) The main Preference to attract people’s interest in Palangka Raya on transaction using Electric Payment Card named National Payment Gateway from Indonesia Bank was from the internal, 15 from 19 respondents said that the main factors were comfortable, Simpleness transaction with the features and standardize services, and the cheaper cost that the card before it like Visa or Mastercard.
Improving the Welfare of SMEs through Islamic Bank Financing Sri Rokhlinasari; Ridwan Widagdo
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol. 11 No. 2 (2019)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v11i2.5313

Abstract

Micro, small and medium enterprises (MSMEs) are one of the efforts to advance the Indonesian economy, especially in the city of Cirebon. Business and economic ventures that are run are able to create and expand employment opportunities to encourage economic growth, strive to help increase community income and realize national stability. For this reason, the role of banks, especially Islamic banking, is highly needed in order to encourage MSMEs to become even more advanced. This study uses a qualitative approach to data collection techniques through: interviews with Islamic banks and MSMEs in Cirebon, as well as observation, and documentation. The validity of the data is processed by triangulation, which is a data validity checking technique that utilizes something else outside the data for checking or comparison purposes. The results of the study explained that the financing procedures carried out by the Islamic banking are not complicated and show an increase in business that can be seen from the increasing number of customers, growing businesses and the addition of employees. The results show that the role of banks in terms of distribution needs to be intensified even more because it has been proven that MSMEs are stronger in dealing with the world economy and supporting the national economy.Key words: Islamic banking, Sharia financing, MSMEs,
Pengaruh Etika Bisnis Islam Dan Kualitas Pelayanan Terhadap Kepuasan Dan Loyalitas Pelanggan Hotel Syariah Di Bogor Risma Nur Maulidya; Ahmad Mulyadi Kosim; Abrista Devi
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol. 11 No. 2 (2019)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v11i2.5340

Abstract

This research was aimed to know the influence of Islamic business ethics and the service quality towards customers' satisfication and loyalty, and also to know the influence of satisfication towards customers' loyalty in sharia hotel in Bogor. This research was done in two sharia hotels in Bogor which were Sahira Butik Hotel and Srigunting Inn Hotel. The population of this research was all customers in Sahira Butik Hotel and Srigunting Inn Hotel. The sample of this research was 100 respondents. The method used in this research was quantitative method. For the data analysis, the researcher used Part Least Square (PLS) method by using Samrt PLS 3.0 software. The findings of this research showed that Islamic business ethics had given a significance influence and had positive responses towards customers' satisfication and loyalty. The service quality had given a significance influence and had positive responses towards customers' satisfication and loyalty. The customers' satisfication had given a significance influence and had positive responses towards customers'  loyalty.
Optimization Of The Tourism Sector As An Alternative Leading Economic Sector In The Southern Regency Of Pemalang Pahrul Fauzi; Ginanjar Adi Nugraha
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol. 12 No. 1 (2020)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v1i1.5367

Abstract

Sektor pariwisata dapat dioptimalkan sebagai kegiatan ekonomi di wilayah Kabupaten Pemalang bagian selatan. Hal tersebut dilakukan sebagai solusi alternatif persoalan masih terlalu kuatnya ketergantungan wilayah Kabupaten Pemalang bagian selatan terhadap sektor pertanian tradisional. Berdasarkan data BPS Kabupaten Pemalang tahun 2018, kontribusi tujuh kecamatan yang ada di wilayah Kabupaten Pemalang bagian selatan hanya memberikan rata-rata kontribusi terhadap PDRB Kabupaten Pemalang sebesar 5,1%. Tujuan penelitian ini adalah untuk menganalisis potensi, daya tarik, dan pengelolaan sektor pariwisata di wilayah Kabupaten Pemalang bagian selatan. Metode penelitian yang digunakan adalah dengan pendekatan deskriptif kuantitatif. Berdasarkan hasil penelitian diketahui bahwa daya tarik utama aktivitas pariwisata di Kabupaten Pemalang bagian selatan adalah keindahan alam ditunjang dengan wisata atraksi. Secara umum sebanyak 51% responden belum merasa puas dengan kinerja sektor pariwisata di Kabupaten Pemalang bagian selatan. Dari sisi pengelola, lebih dari separuh (57%) objek wisata di Kabupaten Pemalang bagian selatan didirikan kurang dari 10 tahun terakhir dan didominasi oleh pengelolaan pemerintah desa (BUMDES). Berdasarkan hal tersebut perlu terus ditingkatkan upaya pengembangan dan pengelolaan agar potensi wisata di Kabupaten Pemalang bagian selatan dapat secara maksimal berkontribusi terhadap perekonomian masyarakatnya.
Determinants of Net Asset Value of Islamic Mutual Funds in Indonesia Ficky Septiana; M. Nur Rianto Al Arif
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol. 12 No. 1 (2020)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v1i1.5443

Abstract

Net asset value is one of the indicators used in measuring the performance of a mutual fund. This study aims to examine what factors determine the net asset value of Islamic mutual funds in Indonesia. By using the vector error correction model, this study found that in the short term all variables did not affect the net asset value. But the composite stock price index and the rate of return have a long-term effect. These results indicate that the company must strengthen the company's internal aspects to improve the performance of the Islamic mutual funds it manages.
Human Resource Performance Improvement Based Upon Job Autonomy, Intrinsic Motivation and Job Demands Fatkhuri Fatkhuri; Ali Jufri; Tri Budi Prasetyo
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol. 12 No. 1 (2020)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v1i1.5449

Abstract

ABSTRACT                         Many factors can improve the performance of HR in the organization. One of them is to give freedom to perform job duties and responsibilities of an employee (job autonomy). Study of  the need for the autonomy of   work  influence on job performance is still very rare, so it becomes very interesting to be studied. This study aimed to examine how to improve HR performance-based model of job autonomy and intrinsic motivation and willingness to meet the demands of work.                    The population in this study is the human resources at the Dinas Pemberdayaan Perempuan, Perlindungan Anak, Pengendalian Penduduk dan Keluarga Berencana Kabupaten Tegal as many as 97 respondents. Data obtained from questionnaires and analyzed with data analysis tools PLS. The results of data analysis showed that the job autonomy has positive and significant effect on the job performance, job autonomy has not significant effect on job demands. Intrinsic motivation has positive and  significant effect on the job  performance, intrinsic motivation significantly influence the job demands, and the job demands has not significant effect on job performance. The future research should include other variables as an intervening variable to provide solutions in improving human resource capacity to meet the job.  Key words      : job autonomy, job demand, intrinsic motivation, job performance.
Market Orientation And Product Innovation To Increase Competitive Advantages And Its Impact On Marketing Performance Dikdik Harjadi; Dewi Fatmasari; Ayu Siti Nurhasanah
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol. 12 No. 1 (2020)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v1i1.5457

Abstract

This study aims to find out the effect of market orientation and product innovation on competitive advantage in relation to marketing performance on food SMEs (Small Medium Enterprises) in Darma Sub-District, Kuningan District, West Java. By applying a total sampling method, 42 food SMEs in Darma Sub-District were selected as samples in this study. Meanwhile, the research method used in this study was descriptive-verificative method. Basically, there were thee variables in this study, namely; 1) dependent variable (Z) – in this case, performance marketing; 2) intervening variable (Y) – in this case, competitive advantage; and 3) independent variable (X) – which includes market orientation (X1) and product innovation (X2). The collected data were then analyzed by applying path analysis and IBM SPSS 21.0. The result showed that; 1) market orientation has a positive and significant effect on competitive advantage with value (0,029 < 0,05); 2) product innovation has a positive and significant effect on competitive advantage with value (0,000 < 0,05); 3) market orientation has a positive and significant effect on marketing performance with value (0,045 < 0,05); 4) product innovation has a positive and significant effect on marketing performance with value (0,033 < 0,05); and 5) competitive advantage has a positive and significant effect on marketing performance with value (0.000 < 0,05).
Cover Vol 11, No 1 (2019) Jurnal Al Amwal
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol. 11 No. 1 (2019)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v11i1.5544

Abstract

KATA PENGANTAR  Asslamu’alaikum, wr.wb. Puji syukur kehadirat Allah SWT. kami ucapkan atas tersusunnya Al-Amwal Jurnal Penelitian Ekonomi dan Perbankan Syariah Program Studi Perbankan Syariah Fakultas Syari’ah IAIN Syekh Nurjati Cirebon edisi Januari-Juni 2019 Vol. 11 No.1.Penyusunan beberapa artikel ini dilandasi dengan semangat untuk membumikan sekaligus membangun pemahaman tentang penelitian ekonomi dan perbankan syari’ah kepada masyarakat Indonesia terkait dengan perkembangan ekonomi dan perbankan syari’ah yang begitu pesat, sehingga menumbuhkan kesadaran, rasa memiliki dan keinginan masyarakat untuk terus ikut serta dalam memajukan ekonomi syari’ah di Indonesia.Dengan tersusunya Al-Amwal Jurnal Penelitian Ekonomi dan Perbankan Syariah edisi Januari-Juni 2019 Vol. 11 No.1 ini, semoga dapat memberikan manfaat dan memperluas ke-ekonomi syari’ah-an. Demi peningkatan kualitas Jurnal Al-Amwal, kritik dan saran yang konstruktif sangat kami harapkan sebagai upaya perbaikan dan pembaharuan.Ucapan terimakasih kami sampaikan pada para dosen dan akademisi yang telah mengirimkan tulisannya dan berkenan menjalin kerja sama dalam menerbitkan naskah Jurnal Al-Amwal  ini. Ucapan terima kasih juga kami sampaikan kepada segenap jajaran redaktur Jurnal Al-Amwal atas dedikasi dan kerja samanya dalam upaya mewujudkan penerbitan Al-Amwal  Jurnal Penelitian Ekonomi dan Perbankan Syariah edisi Januari-Juni 2019 Vol. 11 No.1. Wassalamu’alaikum, wr.wb.                                                                            Cirebon, Juni 2019                                                                       Redaktur,                                                                         Dr. Layaman, S.E., M.Si
The Effect of Unemployment, Economic Growth on Poverty with Zakat as a Moderation Variable Musalim Ridlo; Fitalia Indah Sari
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol. 12 No. 1 (2020)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v1i1.5761

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh pengganguran dan pertumbuhan ekonomi (PDRB) terhadap kemiskinan di pulan Jawa periode 2012-2017 dengan menggunakan variabel zakat sebagai variabel moderasi. Penelitian ini menggunakan jenis data sekunder dengan model data panel, yaitu data tahunan dari variabel penggangguran, pertumbuhan ekonomi (PDRB), zakat dan kemiskinan dari enam provinsi di pulau Jawa. Selanjutnya, data di uji menggunakan model regresi linear berganda serta uji moderated regression analysis (MRA) dengan bantuan aplikasi SPSS versi 16. Hasil penelitian menunjukkan bahwa pengangguran berpengaruh positif signifikan, pertumbuhan ekonomi (PDRB) berpengaruh positif tidak signifikan, sedangkan hanya zakat mampu memoderasi variabel pengangguran terhadap kemiskinan, dan tidak mempu memoderasi variabel pertumbuhan ekonomi (PDRB) terhadap kemiskinan.Kata kunci: Kemiskinan, Pengangguran, Pertumbuhan Ekonomi (PDRB), Zakat
Can the Efficiency of Islamic Banks in Indonesia Improve Their Competitiveness? Muhammad Iqbal; Dwi Yanti Yunianita
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol. 12 No. 1 (2020)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v1i1.5862

Abstract

The development of Islamic banks today has contributed to the emergence of increasingly competitive competition between Islamic banks. Efficiency performance is believed to be a major factor in driving competitiveness among Islamic banks. This study aims to analyze the efficiency performance of Islamic banks in Indonesia and their effect on competitiveness. The sample used was 11 Islamic banks in Indonesia. The data used in this study were obtained from annual financial reports published from the OJK website and each bank during the period of 2012 - 2017. The approach used to measure efficiency performance uses the Data Envelopment Analysis (DEA) method, while the data analysis method uses One Way ANOVA and panel data regression. The results of measuring the efficiency performance of Islamic banks in Indonesia are still quite efficient, although during the study period several banks experienced a decrease in efficiency which resulted in differences in efficiency of performance among Islamic banks. Changes in efficiency performance do not have an impact on the competitiveness of Islamic banks themselves.