cover
Contact Name
M. Zidny Nafi' Hasbi
Contact Email
mzidnynafihasbi@gmail.com
Phone
+6283838421909
Journal Mail Official
journal.alamwal@gmail.com
Editorial Address
Jl. Perjuangan By Pass Sunyaragi, Kota Cirebon, Jawa Barat, Indonesia. 45132
Location
Kota cirebon,
Jawa barat
INDONESIA
Al-Amwal: Jurnal Ekonomi dan Perbankan Syariah
ISSN : 23031573     EISSN : 25273876     DOI : 10.70095
Core Subject :
Al-Amwal: Jurnal Ekonomi dan Perbankan Syariah is a peer-reviewed journal published by the Department of Islamic Banking Syariah Faculty of Islamic Economics and Business (FEBI) of UIN Siber Syekh Nurjati Cirebon. The journal publishes papers in the accounting and finance field that contribute significantly to the development of the economic and sharia banking profession in Indonesia. Al-Amwal: Jurnal Ekonomi dan Perbankan Syariah is published twice a year; the first edition is published in June and the second edition is published in December. Al-Amwal: Jurnal Ekonomi dan Perbankan Syariah receives academic and academic research results from both internal and external.
Arjuna Subject : -
Articles 257 Documents
Digitizing Zakat Collection through the E-payment System Angga Syahputra; Mukhtasar Mukhtasar
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol. 13 No. 1 (2021)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v13i1.7962

Abstract

This country has enormous zakat potential, the figure reaching 330 trillion per year. However, the realization is still far from what is expected and does not even reach 5% of the existing potential. Zakat is a financial instrument in Islam that is able to break the chain of poverty and distribute wealth properly. Zakat is able to provide positive significance in economic growth and elevate human dignity. The large population and wide area of Indonesia, apart from being a potential, also have obstacles in collecting zakat, which has been done using conventional methods. For this reason, researchers conducted research on the extent to which digitization of zakat collection through the e-payment system has played a role so far. The method used in this research is a qualitative research method with the type of library research and secondary data sources obtained from journals, books, previous research and websites that have good credibility. The results of this study describe a significant increase in zakat funds collected through electronic zakat payments. The e-payment system in collecting zakat has been proven to provide comfort, security, flexibility in time and place, efficiency, and is effective for muzakki in distributing zakat payments
Factors Affecting Purchase Decision of Halal Processed Meat for Muslim Consumers in Semarang Aulisa Lintang Usmandani; Darwanto Darwanto
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol. 13 No. 1 (2021)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v13i1.7969

Abstract

This research analyzes price perception, product quality, halal awareness, halal certification, and halal marketing as factors affecting purchase decision through purchase intention as an intervening variable. The data collected through a questionnaire survey consisting of 130 Muslim consumers in Semarang who purchased halal processed meat products use Structural Equation Model – AMOS analysis. The results of the analysis show that price perception has an insignificant effect on purchase intention and purchase decision. The product quality has a significant effect on purchase intention and an insignificant effect on purchase decision. Halal awareness has a significant effect on purchase intention and an insignificant effect on purchase decision. Halal certification has a significant effect on purchase intention and an insignificant effect on purchase decision. Halal marketing has a significant effect on purchase intention and an insignificant effect on purchase decision. The effect of mediation, quality product towards purchase decision through purchase intention as an intervening variable can mediate as a full mediation.
Customer's Decisions To Save In Sharia Banking Among Jakarta Millennial Adelia Irmawanti; Rosana Eri Puspita
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol. 13 No. 1 (2021)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v13i1.8239

Abstract

This study aims to analyze what factors influence a customer's decision to save at a sharia bank, especially in the DKI Jakarta. The variables of knowledge, religiosity, and promotion. The intention-to-save is the mediating variables. This study uses a quantitative approach with primary data collected through a questionnaire with a purposive sampling technique. The number of samples used in the study was 400 respondents who were customers of all Islamic banks in Jakarta. Data analysis used the SPSS 20 application. The results showed that knowledge, religiosity and promotion had a positive and significant effect on the intention-to-save. The intention has a positive and significant effect on customer decisions. Knowledge, religiosity and promotion have a positive and significant effect on saving decisions. And the last, intention-to-save, can mediate knowledge, religiosity and promotion of saving decisions. Islamic banks must continue to improve each of the customer's determinants to improve Islamic banks' existence.
Determinants Factors To Firm Value On Manufacturing Company Listed On The Stock Exchange Indonesa Dikdik Harjadi; Jaelani Jaelani; Dewi Fatmasari
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol. 13 No. 1 (2021)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v13i1.8339

Abstract

The study aims to analyze the influence of determining factors to the firm value, the gap phenomenon that the increase in the stock price index of the manufacturing sector is only slightly compared to the IDX Composite. Whereas the manufacturing sector are expected to have strong financial performance in contributing to the economy. This research uses a quantitative approach, with purposive sampling, obtained a sample of 110 the manufacturing companies listed on the Indonesia Stock Exchange (IDX) in 2010 - 2017, using multiple linear regression. The results show that the dividend policy and profitability affect the firm value, while managerial ownership and board size are the opposite. This finding is interesting, the increase in the firm value of manufacturing sector is determined by dividend and profit policies, not manager incentives and monitoring of the board, because in general the company's the managers and board are held by the majority shareholder. Keywords: firm value, dividend policy, managerial ownership, board size, and profitability.
How is the Transparency of Zakat Management Entities in Indonesia? Efri Syamsul Bahri; Halimah Yumna Zakiyyah; Ahmad Bisyri
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol. 13 No. 1 (2021)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v13i1.8373

Abstract

Zakat is the third pillar of Islam. Zakat must meet the requirements of meeting the nisab. The potential for zakat in Indonesia reaches IDR 233.8 trillion, but its realization has only reached IDR 10.2 trillion. This study aims to measure the transparency index of zakat management entities in three dimensions: financial transparency, management, and programs. This study quantitatively measured using a descriptive approach. Data were collected through questionnaires from zakat management entities, namely Dompet Dhuafa, Indonesian Zakat Initiative, and Baitulmaal Muamalat. The data were processed using a multistage weight index model. A non-probability sampling approach with purposive sampling was used for the sample selection. This study indicates that the transparency index values of the three LAZs are in the transparent category. The Indonesian Zakat Initiative (n=0.90), Baitulmaal Muamalat (n=0.85), and Dompet Dhuafa (n=0.83). Initiative Zakat Indonesia (IZI) obtained the highest index value in the financial dimension. Baitulmaal Muamalat obtained the highest index value in the financial dimension. Dompet Dhuafa obtained the highest index value in the management dimension. Thus, the three LAZs must continue to maintain and increase the value of the transparency index to maintain a good zakat management entity
Analysis on Factors Influencing the Participant’s Contribution of the Islamic Life Insurance in Indonesia Vira Fidini Ristianty; Jaenal Efendi
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol. 13 No. 1 (2021)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v13i1.8538

Abstract

 AbstractThe development of the gross contribution and gross claims of Islamic life insurance has increased every year. In contrast to the growth in gross contribution and gross claims of Islamic life insurance, it has experienced fluctuating growth. The growth in gross claims should be balanced followed by the gross contribution, which shows an alignment between the growth in gross contributions and gross claims. This study aims to determine an overview of the growth and development of participant’s contributions to the sharia life insurance industry in Indonesia and to analyze the effect of operational costs, claims, investment returns, risk-based minimum tabarru funds (DTMBR), company size, and tabarru funds. sharia law in Indonesia for the 2015-2019 period. This study uses panel data regression analysis with the help of Stata 14 software. The objects of this study are four full fledge companies and 16 sharia life insurance business units for the period 2015 to 2019. The results show that operational costs, claims, DTMBR, company size have a significant positive effect. to the contribution of sharia life insurance participants.
Human Development Index (HDI), Gross Regional Domestic Product (GRDP) Per Capita And Income Distribution: An Analysis Of National Zakat Revenue Najla Najla; Okta Yuripta Syafitri; Nurul Huda
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol. 13 No. 1 (2021)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v13i1.8551

Abstract

 ABSTRACT                This study aims to look at the related factors that affect national zakat receipts, namely the Human Development Index, GDP per capita, and income distribution. This type of research is descriptive quantitative using cross-sectional design and the sample in this study is 34 provinces in Indonesia. The data used is secondary data obtained from the Central Statistics Agency (BPS) for HDI data, per capita GRDP, GINI Ratio Index, and BAZNAS for data on zakat acceptance in 2018. The data were then analyzed using multiple linear regression analysis methods. The results obtained are the variable Gini ratio (income distribution) has a significant positive effect with a percentage of 313.2%, while the other two variables have an indirect influence.Keywords: Zakat, BAZNAS, HDI, GRDP per capita, Income DistributionABSTRAKTujuan penelitian ini adalah untuk melihat faktor- faktor terkait yang mempengaruhi penerimaan zakat nasional; IPM, PDRB per kapita, dan Distribusi Pendapatan. Jenis penelitian ini adalah kuantitatif deskriptif dengan menggunakan rancangan cross sectional, sampel dalam penelitian ini adalah 34 provinsi di Indonesia. Jenis data yang digunakan adalah data sekunder yang didapatkan dari Badan Pusat Statistik (BPS) untuk data IPM, PDRB per kapita, Indeks Gini Ratio. dan BAZNAS untuk data penerimaan zakat pada tahun 2018, data kemudian dianalisis dengan metode analisis regresi linier berganda. Hasil yang didapatkan adalah variabel gini ratio (distribusi pendapatan) berpengaruh secara positif signifikan dengan hasil persentase 313,2 %, sedangkan dua variabel lainnya berpengaruh secara tidak lansung. Secara keseluruhan seluruh variabel independen berpengaruh sebanyak 27,8% terhadap variabel dependen.Kata Kunci: Zakat, BAZNAS, IPM, PDRB per kapita, Distribusi Pendapatan
The Contribution of the Western World to the Islamic Economy in Indonesia Hisam Ahyani; Memet Slamet; Naeli Mutmainah
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol. 13 No. 2 (2021)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v13i2.8619

Abstract

Islamic economics that is applied in various countries, including Islamic banking or in Indonesia is called Sharia Banking. This study wants to reveal how the western world's response to Islamic economics is?; and what is the contribution of the western world to the Islamic economy in Indonesia?. This type of research is a normative juridical research with the nature of this research is a descriptive legal study. This study is intended to explore the response of the western world to the Islamic economy that exists in Indonesia. This study produced findings, namely: First, the western world's response to the Islamic economy, namely the Western economic system is intended to embrace the Islamic economic system and support the existence of the Islamic economic system itself, as a result, the western world applies a free business system based on capitalism which prioritizes capital for development. economy in the Islamic world. Second, the contribution of the western world to the economy in Indonesia is a necessity which incidentally is not an Islamic State. However, in its scope, Islamic law in Indonesia in this case the sharia economy is subject to the national economic system, although in Indonesia itself the sharia economic system and conventional economics in Indonesia have their own legal umbrella. So that the Islamic economic system in Indonesia until now is an alternative concept for a prosperous economic system in Indonesia, one of which is a capitalist economic system. Islamic law, especially the Qur'an and al-Hadith. The implication of the western response to the existence of a sharia economy in Indonesia is a golden opportunity for Indonesia to develop a sharia economy, one of which is the halal industry, halal tourism (religion), sharia economic brand, money waqf, the potential of the halal industry sector in Indonesia can be developed through halal food ( halal food), halal fashion, halal cosmetics, and so on, this means that economic freedom in Indonesia needs to be developed. In addition, halal tourism can also be developed in Indonesia, with various potentials that exist in Indonesia. Another implication related to the western response to the Islamic economy in Indonesia is the presence of a diversity of halal food. However, the development of this potential needs to make the resulting production must be based on the principles of benefit and justice, where this benefit is carried out by prioritizing sharia economics as a real need where justice is very meaningful in the economy, especially in Indonesia. 
Cover Vol 13 No.1 (2021) Jurnal Al Amwal
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol. 13 No. 1 (2021)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v13i1.8629

Abstract

Al-Amwal: Jurnal Ekonomi dan Perbankan Syariah is journal published by the Department of Islamic Banking Syariah Faculty of Islamic Economics of IAIN Syekh Nurjati Cirebon. The journal publishes papers in the field of accounting and finance that give significant contribution to the development of economic and sharia banking profession in Indonesia. The journal published twice a year. The journal has been accredited SINTA 3 at 4th April 2019 by Indonesia Ministry of Research, Technology and Higher Education (RistekDikti) of The Republic of Indonesia as an academic journal in Director Decree (SK Dirjen No. 10/E/KPT/2019)
The Influence of Psychological Empowerment and Organizational Culture on Employee Satisfaction Usep Deden Suherman; Eeng Ahman
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol. 13 No. 2 (2021)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v13i2.8773

Abstract

ABSTRACT                This study aims to determine and analyze the influence of psychological empowerment and organizational culture on job satisfaction of employees of PT. BRI Syariah Bandung City both partially and together.               This research uses descriptive as well as verification methods. The study was conducted on 77 employees of PT. BRI Syariah Bandung City, Sampling is done using saturated sampling techniques. The data analysis technique used is multiple regression analysis.               The findings of this study are that psychological empowerment and organizational culture partially or jointly have an impact on employee job satisfaction. Furthermore, the determinant value obtained was 0.883, this means that psychological empowerment and organizational culture were able to explain job satisfaction worth 88.3%. Meanwhile, 11.7% was caused by other factors. Keywords: Psychological Empowerment, Organizational Culture, Job SatisfactionÂ