cover
Contact Name
Sheema Haseena Armina
Contact Email
sheemahaseenaarmina@unida.gontor.ac.id
Phone
-
Journal Mail Official
iej@unida.gontor.ac.id
Editorial Address
Department of Islamic Economics Jl. Raya Siman, Demangan - Siman - Ponorogo - Jawa Timur, 63471 Telp/HP. +62 812 35797925 Email: iej@unida.gontor.ac.id URL: https://ejournal.unida.gontor.ac.id/index.php/JEI
Location
Kab. ponorogo,
Jawa timur
INDONESIA
Islamic Ecomonics Journal
ISSN : 24601896     EISSN : 25415573     DOI : -
Islamic Economics Journal (IEJ) is a national peer-reviewed and open access journal that publishes research papers encompasses all aspects of contemporary Islamic economics issues. This journal emphasizes specifications in the discourse of Islamic Public Economics, Islamic Monetery Economics, Islamic Business Economics, Islamic International Economics and Islamic Development Economics. This journal openly accepts the contributions of experts from related disciplines. All published articles do not necessarily represent the views of journals, or other institutions that have links to journal publications. This journal is intended to communicate the original researches and current issues on the subject. This journal warmly welcomes any contributions from scholars of the related issues.
Articles 305 Documents
ZAKAT INFAK DAN SEDEKAH DALAM HUKUM EKONOMI ISLAM Latif, Abdul
Islamic Economics Journal Vol 1, No 2 (2013)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/iej.v1i2.184

Abstract

This paper discusses the introduction of Zakat, Infaq, and Sadaqah in Islamic law, and Law No. 23 of 2011 on zakat. Zakat, Infaq and Sadaqah (ZIS) conical in one definition, that is to issue something. Zakat, Infaq and Sadaqah have a legal basis described in the verses of the Qur’an, hadith, and ijma’. Zakat is obligatory to pay it, while for Infak and Sadaqah is sunnah. At first the management of zakat regulated by law 38 of 1999, which was later found to be irrelevant, so that it is needed to make a change. The old law was replaced by the new law no. 23 of 2011 which regulates the management of zakat. Management of zakah stipulated in this Law includes planning, collecting, distribution and utilization of zakat. In addition, the establishment of BAZNAS as a nonstructural government agency is responsible to the president through the minister. In performing its duties, BAZNAS financed by the State Budget and Amil Rights. Likewise with BAZNAS located on the province also earn fees from Regional Budget and Amil Rights.
ANALISIS PRODUK NON SAVING DI ASURANSI SYARI’AH Abdul Latif
Islamic Economics Journal Vol 2, No 2 (2014)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (879.895 KB) | DOI: 10.21111/iej.v2i2.175

Abstract

This paper studies about the concept of Islamic insurance, its development, its funding mechanism and how hibah being a base contract of tabarru’. As long as the insurance institution to be unknown in Islamic history, there are many Islamic literatures concluding that insurance institution is prohibited. However, even there is no any institution like insurance company, but there are some activities performed by Rasulullah SAW related to insurance’s principles, such as togetherness responsibility called aqilah. This system has developed in Arabian society before the birth of Rasulullah SAW. Unless the facts that many problems appeared in the practice of nowadays insurance company which trespass and disturb the rule of Islamic law, which is necessary to be solved, such non saving product that many disruption happened to it and than need to be corrected. For the sake of this matter, the data for the research was needed.
Analisis Pengaruh Karakteristik Mauqūf ‘alaihi Terhadap Kelancaran Pelunasan Al-qardhu Al-hasan (Studi Kasus Program Protab di BWUT-MUI Provinsi DIY) Mufti afif
Islamic Economics Journal Vol 1, No 1 (2012)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (862.579 KB) | DOI: 10.21111/iej.v1i1.157

Abstract

Berita Resmi Statistik No. 45/07/Th. XV, 2 Juli 2012 menyebutkan; tinggi rendahnya tingkat kemiskinan yang terjadi di Indonesia salah satunya tergantung pada pendapatan yang diterima oleh masyarakat, pengeluaran terhadap pendidikan serta kebijakan pemerintah dalam menurunkan tingkat pengangguran. Adapun upaya pemerintah dalam meningkatkan pendapatan kaum miskin tersebut diberlakukan sebuah program pinjaman modal dan dana bantuan sosial.Badan Wakaf Uang Tunai (BWU-T) MUI DIY sebagai lembaga sosial kemasyarakatan, mencoba mendukung program pemerintah Indonesia dengan memberikan bantuan modal pada kaum miskin dengan membebaskan biaya-biaya yang memberatkan seperti jaminan dan agunan. Program BWU-T yang dinamakan PROTAB (Pinjaman Produktif Tanpa Agunan dan Biaya) itu tidak sekedar memberikan pinjaman dana saja, tapi juga memperhatikan mauquf alaihi (nasabahnya) berupa pendampingan dalam berwira usaha serta membina pengembangan usaha sebagai upaya pengawasan.Penelitian ini ditujukan untuk mengetahui faktor-faktor apakah yang mempengaruhi kelancaran mauquf alaihi dalam melunasi angsuran pinjaman di BWU-T. Adapun variabel-variabel yang diduga mempengaruhi kelancaran pembayaran pinjaman adalah karakteristik mauquf alaihi yang di dasarkan pada 3C (character, capasity dan condition), dan pengolahan data dilakukan dengan metode analisis regresi logistik.
ANALISIS VECTOR AUTOREGRESSION (VAR) TERHADAP STABILITAS TOTAL ASET PERBANKAN SYARIAH DI INDONESIA PERIODE 2003-2012 Sudrajat, Anton
Islamic Economics Journal Vol 1, No 2 (2013)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/iej.v1i2.180

Abstract

High public expectation towards Islamic banking can help support the growth in assets and third-party funds and assist the distribution of Islamic banking financing. The purpose of this study is to analyze the stability of the total assets of the Islamic banking on period November 2003 to October 2012. The method of study is the Vector Autoregression (VAR). The results show that the variables Deposits and FDR have significant positive effect on total assets of Islamic banking in the long run, while the NPF variable statistically affect Islamic banking assets in the short term. Thus, the increase in total assets of Islamic banking is influenced by the size of the public trust towards NPF of Islamic banking with an average of 4.03%, far below the stipulated NPL/NPF from Bank Indonesia, which is 5% during the period November 2003 to October 2010.
ANALISIS PEMBERDAYAAN MASYARAKAT MUSLIM MISKIN MELALUI QARDUL HASAN (Studi kasus Program Baitul Maal BMT Beringharjo Yogyakarta Tahun 2013) Hardi, Eja Armaz
Jurnal Ekonomi Islam Vol 2, No 2 (2014)
Publisher : Universitas Darrussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The issue of poverty is still a important case in Indonesia. Various programs held to decrease the number of poverty. One of these programs is qardhul hasan. Baitul Maal (BM) Baitul Maal wa Tamwil (BMT) Beringharjo conduct the empowerment of muslim society by qardhul hasan program called Sahabat Ikhtiar Mandiri (SIM) which utilize funds from Zakat, Infaq, Sedekah dan Wakaf (ZISWA). This research aims to analyze the variables which supposed affecting the success of this program to increase the customer’s oncome and to analyze their income and shadaqa before and after following this program. This research used four independent variables; duration of program, mentoring quality, duration of office hour and shadaqa. It also used a dependent variable; it is the increase of income. At independent variable ‘mentoring quality’, the researcher used seven parameters, they are new perception of customer, solemnity, openness of BM, reminding, motivating customer’s business, soving their problems and create a new business. From the test result of F analysis, it is explainable that four independent variables could be used to predict the dependent variable (increase of income), whereas the test result from t analysis indicated that the variable X3 (duration of office hour) has a significance influence to the increase of customer’s income. For others three variables, they have no influence to their income. One of mentoring quality variable (X2) which has an influence to it is the openness to the customer. From the result of paired samples t test, it indicated that there is a different income and shadaqa of the customer before and after following this program.
PEMIKIRAN EKONOMI M. UMER CHAPRA Anindya Aryu Inayati
Islamic Economics Journal Vol 2, No 1 (2013)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (433.211 KB) | DOI: 10.21111/iej.v2i1.162

Abstract

M. Umer Chapra’s Thought in economics is a blend of traditional sciences, theology and modern economics sciences. His thinking is dominated by macro economic sector because he was widely occupied in the world economy. His thinking are including the concept of falah , hayyahtayyibah and Muslims economic challenges, monetary policy, the Islamic financial institutions which is concerned to the central bank and its policies, and the concept of welfare states according to Islam. Like the other Muslim economists, Chapra hammered at moral as the way of reaching fair and healthy economy. The privileged of M. Umer Chapra thought is the ability to mix and match between the Western economic concepts with Islamic values. He was awarded as the ‘ success Islamic scholar ‘. While his slight shortage is in the attitude of tolerance towards Western financial instruments. This attitude is the impact of his understanding of the world economy, that may not be erased from these instruments except gradually and slowly. Although Chapra realizes that the Islamic economic system can deliver socio - economic justice to the world and become a solution for the failure of the capitalist and socialist economic systems.
ANALYSIS OF MUZARA’AH’S INFLUENCE ON FARMERS’ INCOME (A Case Study of Mantingan Ngawi) Triyawan, Andi
Islamic Economics Journal Vol 1, No 2 (2013)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/iej.v1i2.185

Abstract

This study analyzes the effect on income tenants muzara’ah through case study in modern Islamic Boarding School Gontor Mantingan Ngawi. The tool of analysis used to determine the factors affecting farmers’ income is multiple linear regression. From the analysis of the factors that affect rice production is obtained that the area of land, seed, fertilizer, pesticides and HOK jointly have a significant effect on rice production. The use of production factors such as land, fertilizer and pesticides showed positive and significant effect on rice production, while the use of production factors such as seed and HOK showed no significant effect. These factors together showed a significant effect on rice production. Average land to expand production at one time the plant is 6123 kg/ha. From the analysis of data, known to the average revenue yield of the rice paddies are 18.369.000/ha reduced total cost of planting one of 7.801.716,63/ha, we got the result of 10.567.283,37. Because it uses the system muzara’ah the results are shared with the foundation so that the two net income of farmers amounted to Rp. 5.283.641,685/ha. The results of data analysis influence of the productivity of smallholder farmers net income showed a positive and significant impact on net income of farmers.
MEKANISME PENANGGULANGAN PEMBIAYAAN BERMASALAH PADA AKAD MURABAHAH Mulyono Jamal; Ayu Ruqoyah
Islamic Economics Journal Vol 2, No 2 (2014)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (415.826 KB) | DOI: 10.21111/iej.v2i2.176

Abstract

The rise of Islamic economic has established the development of Islamic banking. This indicates that Islamic banking could be competitive with conventional banking. One difference between both banking systems is in lending operation. In conventional bank known as credit, while in Islamic bank known as financing. For certain, financing procedures in Islamic banking refer to Qur’an and Sunnah. Indeed, there are also defaults in its process, because the problems occured after the process. This research aims for knowing the factors which cause the default financing and its mechanism as performed by Bank Muamalat Indonesia (BMI) branch Sragen to solve it. To reach thus aims, the researcher uses field research with deductive explorative methods. The result from this research indicates that there are two factors which cause the default financing, internal factor and external factor. Internal factor is the factor from the customers, while the external factor is the factor from other than customers, ot because of universe. But the most imminent factor at BMI is internal factor, such as the late payment because of neglect. The mechanism runs by BMI branch Sragen is monthly data collection, monitoring and controlling, so that the financing at BMI branch Sragen chategorized as stable.
ANALISIS HUBUNGAN IJTIHAD DAN TAJDID PEMIKIRAN EKONOMI TERHADAP PERKEMBANGAN USAHA (Studi kasus Pada Amal Usaha Organisasi Masyarakat Muhammadiyah) Dharma Setyawan
Islamic Economics Journal Vol 2, No 1 (2013)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (801.721 KB) | DOI: 10.21111/iej.v2i1.167

Abstract

Muhammadiyah declares that the gate of Ijtihad (reasoning) and Tajdid (modernization) were being yet continued. Ijtihad was the base core to establish the main character of Muhammadiyah as a Modern Islamic Modernization Movement. Then, the establishment on Tajdid (modernization) grows as a motor to improve the system of its movement on finding the solution to ideology problem, politic, Business, social, cultural, and defence. Muhammadiyah, which the first time moved on social-religious track, was still upbringing to comprehend and rolling in the progressivity of Moslem society as in the case Indonesia. By Ijtihad (reasoning) and Tajdid (modernization), the role-model of Muhammadiyah as a social-religious movement grows its root on Business practice. The Council of Business and Enterpreneurship (MEK) of Muhammadiyah schedules on developing The House for Charity of Muhammadiyah (AUM). Dawam Rahardjo (2000) confirms, a large number of member and institution will represent as a comparative advantage capital resources to the movement of Muhammadiyah. Those resources orchestrate Muhammadiyah as an organization which is not only moves on social- education-and-religious practices, but as well in Business and Finance. At least, there are two reasons why Muhammadiyah rolls in Business practice Firstly, Muhammadiyah perform to roll in this business merit by the image of intechangible advantages to other charities: as well as schools, hospitals or religious calls. Secondly, Muhammadiyah sustains a potential power to organize those. That is supported by the fact that there are many beureucrates possess in higher structural of Muhammadiyah, the large number of human resources out-put by Muhammadiyah schools, the enterpreneurs possessions, and large number of its members. This thesis researches the influence of Ijtihad (reasoning) and Tajdid (modernization) to the growth of The House for Charity of Muhammadiyah (AUM).
Capitalism, Globalization & Islamic Economic System Muhammad Zeeshan Farrukh
Islamic Economics Journal Vol 1, No 1 (2012)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (331.364 KB) | DOI: 10.21111/iej.v1i1.158

Abstract

This paper explains the principles of Islamic economic system by differentiating conven-tional and Islamic economic systems. It is proved that there is an absolute clash between the secular and Islamic concept of economics as the one is self-centric while the other is based upon the welfare of the society respectively. The main reason of this attitude is the concept of akhirah (life after death) in Islamic economics but no such concept in western or secular concept, because the secular economic concept separates the religious thought from the worldly life. It is a pity fact that the present globalized world has been captured in the evil of self-centric economic system i.e. Capitalism.The main objective of Islam is to establish and maintain a welfare state which can be achieved by equitable distribution of wealth therefore Islam gives secondary importance to but the secular concept gives primary importance and wealth accumulation is the main objective of this concept.In this paper, the point of view has been explained with references from the Qura’anic verses and Ahadith. It has been explained that Islamic Economic System is not the name of implementation of just few Islamic Economic principles and modes in a society but it has linkage with the whole religion otherwise the fruits of this system could not be obtained.As far as prevalent Islamic Financial system is concerned, it is a good step towards the implementation of Islamic economic system but there is a requirement of seriousness in this context so that there is an obligation upon every Muslim to play a part to implement Islamic economic system.

Page 2 of 31 | Total Record : 305