cover
Contact Name
Sheema Haseena Armina
Contact Email
sheemahaseenaarmina@unida.gontor.ac.id
Phone
-
Journal Mail Official
iej@unida.gontor.ac.id
Editorial Address
Department of Islamic Economics Jl. Raya Siman, Demangan - Siman - Ponorogo - Jawa Timur, 63471 Telp/HP. +62 812 35797925 Email: iej@unida.gontor.ac.id URL: https://ejournal.unida.gontor.ac.id/index.php/JEI
Location
Kab. ponorogo,
Jawa timur
INDONESIA
Islamic Ecomonics Journal
ISSN : 24601896     EISSN : 25415573     DOI : -
Islamic Economics Journal (IEJ) is a national peer-reviewed and open access journal that publishes research papers encompasses all aspects of contemporary Islamic economics issues. This journal emphasizes specifications in the discourse of Islamic Public Economics, Islamic Monetery Economics, Islamic Business Economics, Islamic International Economics and Islamic Development Economics. This journal openly accepts the contributions of experts from related disciplines. All published articles do not necessarily represent the views of journals, or other institutions that have links to journal publications. This journal is intended to communicate the original researches and current issues on the subject. This journal warmly welcomes any contributions from scholars of the related issues.
Articles 305 Documents
Determinant of Zakat Productive Towards Small Medium Enterprise (SMEs) Incomes of Recipient of Zakat Ichsan Hamidi; Suhel Suhel; Dirta Pratama Atiyatna; Alghifari Mahdi Igamo
Islamic Economics Journal Vol. 7 No. 1 (2021)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (790.431 KB) | DOI: 10.21111/iej.v7i1.5176

Abstract

This study aims to find out the determinant of zakat productive towards Small Medium Enterprise (SMEs) incomes of recipient of zakat. This study uses quantitative approaches using primary data which collect through interviews, documentation and observation with a quetionnaires. The population are all recipients of zakat who received the funding of zakat productive from BAZNAS of  South Sumatera. The data is analyzed using multiple reggression model. The results of this study indicate that the determinant of zakat productive like zakat productive funds and training has a significant contribution on SMEs incomes of recipient of zakat. On this point zakat productive program can be developed more broadly and with more scheme, so that more recipients of zakat can join this program and got more welfare and a good living.
Peran LAZ Sidogiri Dalam Memberdayakan Ekonomi Masyarakat Pasuruan Melalui Filantropi Islam Syamsuri Syamsuri; Deliar Agha Firdaus; Imam Kamaluddin
Islamic Economics Journal Vol. 6 No. 2 (2020)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (304.154 KB) | DOI: 10.21111/iej.v6i2.5409

Abstract

Poverty, economic inequality, and unemployment are common problems in economic empowerment in Indonesia. Poverty is the main problem in community economic empowerment because poverty will impact economic inequality and unemployment. Economic disparities were generating by an imbalance in income distribution between high-income and low-income groups. Poverty is a problem, a trial, and can even be a dangerous disaster that harms individuals and society. One means that Islam demands Muslims to eradicate poverty is through zakat institutions, which are an integral part of Islam’s pillars. This study aims to determine the role of the Sidogiri Amil Zakat Institution (LAZ) in empowering the community’s economy and find out the obstacles and solutions faced by the Sidogiri LAZ in empowering the community’s economy. This research is qualitative. The type of research uses descriptive analysis, namely, in the form of written data by re-describing the research object’s data. This study indicates that the Sidogiri LAZ has a community economic empowerment program run based on the care of the Sidogiri LAZ to improve the community’s economy through business skills training and business capital assistance to the community, such as business capital assistance. Poor communities, training and improving human resources in entrepreneurship, UMKM, and UKM assistance to people in need.
Pengaruh Pemahaman Wakaf Terhadap Niat Berwakaf Tunai Jama’ah Masjid di Kecamatan Kota Ponorogo Abdul Latif; Imam Haryadi; Adib Susilo
Islamic Economics Journal Vol. 7 No. 1 (2021)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (645.281 KB) | DOI: 10.21111/iej.v7i1.5410

Abstract

This research aimed to seek the influence of waqf understanding on cash waqf intention of the mosque congregation at the District of Ponorogo. The method employed in this study is multiple regressions with primary data collected from 150 respondents of 5 big mosques in the District of Ponorogo within the questionnaire. The result of the study shows that all variables of waqf understanding namely basic understanding of waqf, understanding of waqf benefit, and understanding of waqf laws are simultaneously influenced the dependent variable with significant impact. Meanwhile, partially understanding the benefit of waqf positively significant influenced the intention to participate and donate cash waqf, while the rest variables had no impact on the intention to participate and donate cash waqf.
Strategi Fundraising Zakat Profesi (Studi Kasus Baitul Maal Hidayatullah Ponorogo) Fikri Iskandar Fatkhurohman; Aqif Khilmia
Islamic Economics Journal Vol. 7 No. 1 (2021)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (557.507 KB) | DOI: 10.21111/iej.v7i1.6075

Abstract

Zakat as a pillar of Islam has a very important role because it has two dimensions, namely vertical as a form of obedience and obedience to Allah SWT, and a dimension of caring for fellow humans as servants. Zakat is divided into two, namely zakat fitrah and zakat maal. Zakat mal is divided into several types of zakat, including business zakat, agricultural products, livestock, gold, silver, minerals and found items. Seeing the importance of zakat, there must be a good manager in it. LAZNAS Baitul Maal Hidayatullah Ponorogo is a national amil zakat institution which is engaged in the collection of zakat funds, which is found in almost every city in Indonesia. Because many amil zakat institutions, especially those in Ponorogo district, demand the Baitul Maal Hidayatullah Ponorogo amil zakat institution to continue to improve the quality and professionalization as a good institution of competence and professionalism in collecting professional zakat funds. The purpose of this study is to determine the strategy of professional zakat fundraising in Baitul Maal Hidayatullah Ponorogo. This research method is to use a qualitative method using a case study approach. The results of this study The strategy carried out by Baitul Maal Hidayatullah Ponorogo using direct and indirect strategies, using education to the community in Ponorogo is door to door and through social media. It is proven to be successful where the professional zakat funds collected have increased every year.
Analisis Dompet Digital “Link Aja Syariah” dari Perspektif Maslahah Mursalah Anisa Fadilah Zustika; Achmad Fageh
Islamic Economics Journal Vol. 8 No. 1 (2022)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (675.501 KB) | DOI: 10.21111/iej.v8i1.6279

Abstract

Industry of 4.0 era it is no stranger to talk about digital wallets whose existence can make it easier for humans to make payment systems.There are many kinds of digital wallets in Indonesia,  first one that is sharia-based is the "Link Aja Syariah" application where this application gets the MUI DSN certificate. The purpose of this study is to analyze the Link Aja Syariah digital wallet application from the perspective of Maslahah Mursalah. The method used in this study uses a qualitative method with a library research approach with primary data sources originating from the official website link aja sharia and secondary data referring to journals, books, ebooks, the Qur'an and hadith and other Islamic literature. Based on the results of the research above, it states that benefits provided by the Link Aja Syariah application were ease of transaction. This benefit can be felt by all, both users and agencies concerned, so that it is in line with the rules of maslaha mursalah.
Intervensi Harga Produk Sekunder Pada Masa Pandemi Covid-19 Perspektif Islam Nafilatur Rohmah; Meichio Lesmana; Ahmad Suminto
Islamic Economics Journal Vol. 7 No. 1 (2021)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (727.646 KB) | DOI: 10.21111/iej.v7i1.6397

Abstract

Islam applies freedom in the market mechanism on condition that it does not conflict with the values and principles of sharia. In the condition of the Covid-19 pandemic facing the world, especially Indonesia, the government must intervene in prices for internet data product prices because the PSBB policy implemented by the government to break the chain of spread of Covid-19 has a significant impact on public opinion, especially for the lower middle class. In addition, this policy will make the demand for internet data quite high while government subsidies cannot accommodate the community's need for internet data. The purpose of this study was to determine the Intervention of Secondary Product Prices during the Covid-19 Pandemic Period from an Islamic Perspective. The research used in this research is library research. The high market demand for the internet and the decline in people's incomes make the price of internet data difficult to reach by all levels of society, this requires the role of the government. the government can make decisions or regulations regarding the maximum limit for internet data prices during this pandemic period so that the selling price can be reached by all circles of society and still provide profits or profits for the seller or producer.
Relevansi Konsep Hutan Wakaf Dengan Konsep Wakaf Di Dalam Islam Devid Frastiawan Amir Sup
Islamic Economics Journal Vol. 7 No. 1 (2021)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (454.587 KB) | DOI: 10.21111/iej.v7i1.6430

Abstract

This study aims to find the relevance of the concept of waqf forest with the concept of waqf in Islam. The method used is qualitative-literature-descriptive. The conclusion obtained, waqf is holding ownership of one's property so that the benefits can be distributed for the benefit of the people, both in terms of social, economic, scientific, and so on including the environment. Waqf forest is a form of productive waqf in rebuilding a land to be used as a forest. The benefits of waqf forests can be used for social benefits, namely as a source of oxygen, springs, and life for many creatures. In the economic field, waqf forests can produce economic goods, waqf forests can also be used by local residents (provided they are not allowed to damage the forest), and there are many other benefits of waqf forests. Based on the meaning, pillars, conditions, and objectives of waqf, the waqf forest has relevance to the concept of waqf in Islam. In addition, waqf forests are also in accordance with the provisions in waqf regulations in Indonesia as stated by BWI.
Analisis Rasio Kinerja Keuangan Bank Muamalat Indonesia Pada Masa Pandemi Covid-19 Indah Harum Rezeki
Islamic Economics Journal Vol. 7 No. 1 (2021)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (493.34 KB) | DOI: 10.21111/iej.v7i1.6498

Abstract

Shari'ah banks in Indonesia began to develop when Bank Muamalat was established in 1991. Bank Muamalat, which used the shari'ah system during economic turmoil, was able to maintain stable financial performance. However, according to a Shari'ah economic observer who is also the founder of Karim Consulting, Adiwarman Karim, the current condition of the Islamic banking industry could deteriorate earlier than the conventional banking industry. During the Covid19 pandemic, Islamic banking will face several possible risks. such as non-performing financing risk (NPF), market risk, and liquidity risk. Therefore, this risk will ultimately have an impact on the performance and profitability of Islamic banking.Based on the above background, this study was conducted to determine the financial performance of Bank Muamalat Indonesia in terms of financial ratios that were reported periodically during the Covid19 pandemic. This type of research is a descriptive study with a qualitative approach. The data collection technique used is through the documentation method, namely secondary data collection in the form of quarterly financial reports that have been published on the Bank Muamalat Indonesia website in 2020. The analysis technique used is a descriptive analysis by analyzing banking financial performance ratio data. The results of this study state that the financial performance of Bank Muamalat Indonesia during the Covid 19 the year 2020 pandemic was in a healthy condition from the aspects of capital, quality of earning assets, and liabilities. This is evidenced by the results of the value of the Capital Adequacy Ratio (CAR), Non-Performing Financing (NPF), and Financing to Debt Ratio (FDR) which are always at the standard value of a healthy bank financial performance. Meanwhile, in terms of profitability and operational management, Bank Muamalat Indonesia is in an unsanitary condition. This can be seen from the results of the ratio of Return on Assets (ROA), Operational Costs, and Operating Income (BOPO) which are always at ratios that do not comply with sound financial value standards.
Pengaruh Distribusi Zakat, Infaq, Sedekah dan CSR Terhadap Penurunan Ketimpangan Sosial Rahasia Taufiqi Al Ayyubi
Islamic Economics Journal Vol. 7 No. 2 (2021)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (508.04 KB) | DOI: 10.21111/iej.v7i2.6538

Abstract

Masalah kemiskinan di Indonesia bermuara pada lingkaran kemiskinan yang akan mengakibatkan kurangnya pemerataan pendapatan sehingga secara tidak langsung akan menyebabkan ketimpangan sosial di masyarakat. Tujuan penelitian ini adalah untuk mengetahui  pengaruh distribusi zakat, Infaq sedakah (ZIS) dan CSR terhadapa ketimpangan sosial. Desain penelitian ini menggunakan metode penelitian kuantitatif dengan data sekunder dari tahun 2005-2019. Teknik analisis data yang digunakan adalah regresi linear berganda menggunakan program eviews 9. Berdasarkan analisis yang digunakan hasil dari penelitian ini mengatakan bahwa distribusi dana zakat berpengaruh terhadap ketimpangan sosial, dikarenakan penghimpunan dan penyaluran dana zakat lebih efektif. Dana Infak sedekah dan CSR tidak memberikan pengaruh terhadap penurunan tingkat ketimpangan sosial dikarenakan masyarakat lebih cenderung untuk mendistribusikan hartanya melalui dana zakat daripada dana infak sedekah dan CSR. 
Pengaruh Media Sosial, Literasi Keuangan, Risiko, Imbal Hasil, dan Religiusitas Terhadap Minat Berinvestasi Sukuk Generasi Z di Jakarta Aliyah Zahrah Fadhilah Ladamay; Trisiladi Supriyanto; Siwi Nugraheni
Islamic Economics Journal Vol. 7 No. 2 (2021)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (913.026 KB) | DOI: 10.21111/iej.v7i2.6552

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh media sosial, literasi keuangan, risiko, imbal hasil, dan religiusitas terhadap minat berinvestasi sukuk generasi Z di Jakarta. Deskriptif kuantitatif merupakan pendekatan yang digunakan dalam penelitian ini, dengan populasi yang digunakan adalah generasi Z di Jakarta yang berumur 17-26 tahun menggunakan teknik sampling non-probability sampling dengan jenis purposive sampling. Teknik pengumpulan data menggunakan kuesioner dengan skala likert empat poin. Teknik analisis yang digunakan adalah analisis regresi linier berganda. Hasil dari penelitian ini adalah media sosial, risiko, dan religiusitas berpengaruh signifikan secara parsial, sedangkan literasi keuangan dan imbal hasil tidak berpengaruh signifikan secara parsial terhadap minat berinvestasi sukuk generasi Z di Jakarta, dan secara simultan seluruh variabel memiliki pengaruh yang signifikan. Berdasarkan hasil tersebut, diaharapkan regulator dapat memanfaatkan faktor-faktor yang memiliki pengaruh terhadap minat berinvestasi sukuk generasi Z di Jakarta.