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Contact Name
Dzikrulloh
Contact Email
dzikrulloh@trunojoyo.ac.id
Phone
+62817772001
Journal Mail Official
dinarjurnal@gmail.com
Editorial Address
Jl. Raya Telang PO. BOX. 2 Kamal Bangkalan Madura
Location
Kab. bangkalan,
Jawa timur
INDONESIA
Dinar: Jurnal Ekonomi dan Keuangan Islam
ISSN : 24609889     EISSN : 25803565     DOI : https://doi.org/10.21107/dinar
Core Subject : Religion, Social,
Dinar adalah jurnal ilmiah yang diterbitkan oleh Jurusan Ekonomi dan Keuangan Islam Universitas Trunojoyo Madura. Terbit pertama kali Agustus 2015. Jurnal ini memfokuskan pada kajian Ekonomi Islam dalam berbagai sudut pandang keilmuan. Redaksi mengundang para ahli dan segenap sivitas akademika untuk menulis artikel sesuai dengan tema besar jurnal ini. Artikel yang dimuat tidak selalu mencerminkan redaksi ataupun institusi lain terkait dengan penerbitan jurnal.
Articles 8 Documents
Search results for , issue "Vol 11, No 2: Agustus 2024" : 8 Documents clear
Ikhtikar, Islamic Business Ethics, Price floor, Price ceiling, role of government. Maghfuroh, Nuril Laila; Djalaluddin, Ahmad; Asnawi, Nur; Yazid, Azy Athoillah; Muhammad, Zaydan
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 11, No 2: Agustus 2024
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v11i2.23339

Abstract

Ikhtikar is a very immoral business strategy, because it can result in injustice, trouble and misery for other business people. In Islamic business ethics, ethical behavior is strictly prohibited because it will inevitably result in a party experiencing losses which will result in injustice in business. This research uses a qualitative method with a descriptive approach to opinions from journals, articles and books about ikhtikar.The results of this research are that endeavor in the view of Islamic business ethics does not really reflect a sharia-compliant businessman because of the greed of the perpetrator of the endeavor to gain large and abundant profits even though he has to sacrifice other business partners. This requires a sharia business spirit and government intervention in dealing with ethical problems by implementing monetary policy and fiscal policy, such as setting a price floor (the most expensive retail price) and a price ceiling (the lowest purchasing price). The price floor is used when there is a shortage of goods on the market, while the price ceiling is applied when the harvest or goods on the market are abundant.
Analysis of The Effectiveness of The Distribution of Mosque Zakat Funds Almustofa, Sodiq; Amarudin, Amin Awal; Muna, Naily El
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 11, No 2: Agustus 2024
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v11i2.25882

Abstract

The mosque as the center of Islamic civilization is not only the center of worship ceremonies but also can be the center of the economy, by making the mosque one of the zakat management bodies/institutions. As has been done by the management of the Jogokariyan Mosque, Yogyakarta Special Region. In this study, the problem is how high the level of effectiveness of zakat distribution is in Baitul Maal Masjid Jogokariyan. The purpose of this research is to measure the effectiveness level of zakat fund distribution in Baitul Maal Masjid Jogokariyan. This research uses a descriptive qualitative method by using the Zakat Core Principles (ZCP) model. The object used in this research is the financial statements of Baitul Maal Masjid Jogokariyan for one year from April 1, 2022, to March 31, 2023. Based on the calculation of the effectiveness level of Baitul Maal Masjid Jogokariyan of 78% (seventy-eight percent), this shows that the effectiveness level of Baitul Maal Masjid Jogokariyan is effective where in the DCR (Disbursement Collection Ratio) category reaches 78%.
The Soar Approach: A Strategy to Improve the Competition of Halal Culinary MSMEs Based on Digital Technology Salwa, Faridah; Syahbudi, Muhammad; Nasution, Muhammad Lathief Ilhamy
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 11, No 2: Agustus 2024
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v11i2.25944

Abstract

The aim of this research is to determine the optimal approach for enhancing the competitiveness of halal culinary products.This research is qualitative research using quantitative tools, namely by using the SOAR (Strengths, Opportunities, Aspirations, and Results) method. The data collection technique uses questionnaires and interviews. The results of the questionnaire were then processed using SOAR matrix analysis in 3 stages: identifying SOAR factors, determining IFE and EFA values, and determining strategy results using SOAR diagram matrix. The subject of this research is Tanjungbalai halal culinary MSMEs, while the object of this research is a strategy to increase competitiveness. The respondents to this study are all halal culinary MSME sellers in Tanjungbalai.The result of the SOAR method is SA, which is a strategy that uses all aspirations to increase the competitiveness of halal culinary MSME sales. Strength Aspirations Strategy. The strategy carried out is to improve product quality, improve the quality of labels and packaging, and diversify marketing.
Criticism of Sharia Banks in Indonesia (an Analysis of Zaim Saidi's Thoughts) Zain, Zainur; Kamal, Jaidil; Rahmawati, Indah
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 11, No 2: Agustus 2024
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v11i2.23048

Abstract

Zaim Saidi, in his academic argumentation, states that current banking practices are in a state of comfort, resulting in the neglect of several sharia provisions under the argument that they are not yet prepared to implement them because they are still in a transitional period. Subsequently, Zaim Saidi asserted that Islamic banking and conventional banking are not entirely equivalent, but rather only 99.9% so. Islamic institutions may be exempt from the interest system; however, it is nearly impossible to be exempt from the usury system. The research question is as follows: "What is Zaim Saidi's conceptual framework regarding Islamic banking in Indonesia?" This research is a qualitative study that is equivalent to descriptive research methods. It employs data-driven analysis, utilizing existing theories as supporting material, and generating theories. This qualitative research pertains to normative data that is closely associated with bibliographic data. Consequently, this form of research is classified as library research.This investigation identified three critiques of Islamic banking by Zaim Saidi: fiat money is usury, the application of the wadi'ah and mudharabah contracts in deposits at Islamic banks is flawed, and murabahah is an illegal transaction. Zaim Saidi's foundational reasoning in Islamic jurisprudence is predicated on the perspectives of classical scholars who articulate their arguments in a more textual manner. In this instance, the bank's intermediation function is undermined, and significant costs are incurred because of the conflict between international regulations and the implementation of Zaim Saidi's concepts in Islamic banking in Indonesia.
Examination of the Internal Control Systems in the Procedure of Receiving and Returning Collateral at Pegadaian Sharia Nasution, Alya Elva Lianda; Juliati Nasution, Yenni Samri; Nurwani, Nurwani
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 11, No 2: Agustus 2024
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v11i2.26005

Abstract

The purpose of this study is to find out and evaluate the implementation of the internal control system for the receipt and return of Sharia Pawnshop collateral.This research is qualitative, using the case study method. The subject of this research is Pegadaian Syariah ar Hakim, Medan, Indonesia, and the object of the research is the implementation of an internal control system for the return of collateral. Data collection techniques use interviews, direct observation, and documentation.The results of the study found that the implementation of the internal control system for the return of collateral still needs to be improved, especially in management, Because there are still dual positions in the administrative department, this may cause fraud and ultimately weaken internal control, especially in the procedure for receiving and returning collateral.
Impact Analysis of Inflation, ROA, FDR, and Financing on Non-Performing Financing in Indonesian Islamic Banks Yulia, Yulia; Helvira, Reni; Tunisa, Jakiyah
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 11, No 2: Agustus 2024
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v11i2.22743

Abstract

This study aims to analyze the influence of Inflation, ROA, FDR, and financing on the NPF in Indonesia Islamic Banks. The research employs a quantitative approach and an associative research design. Secondary data is utilized for the study, with a monthly time series spanning the period 2011-2021. The analysis is conducted using OLS analysis with the R Studio 4.1.3 software.The results of this study indicate that, in partial terms: 1) The inflation variable has a significant positive impact on NPF individually; 2) The ROA variable has a significant negative impact on NPF individually; 3) The FDR variable has a non-significant positive impact on NPF individually; 4) The total financing variable has a significant negative impact on NPF individually; 5) Simultaneously, there is a significant influence of Inflation, ROA, FDR, and Total Financing on NPF. There was no growth in NPF in Indonesian Islamic Banks following the Covid-19 epidemic. On the contrary, NPF decreased compared to the previous year, which was 2019. This was attributed to Islamic banks extending financing to the real sector. Additionally, the government issued policies related to financing restructuring through the Financial Services Authority Regulation No. 11/POJK.03/2020 concerning National Economic Stimulus as a Countercyclical Policy.
Islamic Economic Approach to Strengthening Public Purchasing Power through Price Stabilisation Policy Hawanda, Maisyah; Atika, Atika; Tambunan, Khairina
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 11, No 2: Agustus 2024
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v11i2.25930

Abstract

This study aims to evaluate the efficiency of stable price policies in enhancing the purchasing power of households in the framework of Islamic Economy.This study applies a qualitative research methodology, using case study approaches to analyze the data through a descriptive approach. A case study was initiated to investigate the stability of rice prices in the city of Medan as a result of government intervention. A data collection method that involves conducting an analysis in a library. Secondary data sources encompass scientific journals, books, official government publications, and pertinent statistical data.The study's findings demonstrate that the government's enforcement of price stability policy effectively enhances the purchasing power of households. The Islamic Economy Review emphasizes that the policy of stabilizing rice prices must consider the principles of justice and public welfare. After conducting research and reviewing the Islamic economy, it has been determined that there are several steps in which should be implemented to enhance the effectiveness of the rice price stabilization policy. These steps include enhancing market operating programs and providing direct cash financial assistance, building the development of the local economy, empowering grain farmers, improving education and public participation, implementing the principles of Islamic economy in the price stabilization policy, and strengthening surveillance and law enforcement.The study helped improve the performance of price stability programs, possibly strengthening public purchasing power and strengthening equitable economic and social conditions in line with the principles of Islamic Economy.
Analysis of the Influence of CRM (Customer Relationship Marketing) Through Communication, Commitment, Trust and Conflict Management on Customer Retention Case Study: Warung Banbet Putra, Diki Ariansyah; Harmain, Hendra; Imsar, Imsar
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 11, No 2: Agustus 2024
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v11i1.30269

Abstract

This research aims to determine the effect of Customer Relationship Marketing consisting of: Communication, Commitment, Trust, and Conflict Management on Customer Retention at Warung Banbet. This type of research uses a descriptive quantitative type. The sample in this study used a purposive sampling technique which resulted in a research sample of 97 respondents. The analysis tool used for this study was SPPS For Windows 30. Based on the tests carried out with multiple linear regression analysis, the results of the study showed that. (1) communication, commitment, trust, and conflict management have a positive and significant effect partially and simultaneously on customer retention at Warung Banbet. (2) communication, commitment, trust, and conflict management get results from the F test of 60.7% (3) from the results of the study, the variable that has the strongest effect on customer retention is the Communication variable (x1) (4) implications of the study Customer Relationship Marketing consisting of: Communication, Commitment, Trust and Conflict Management have a simultaneous effect on customer retention at Warung Banbet..  

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