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INDONESIA
EKSYAR: Jurnal Ekonomi Syari'ah & Bisnis Islam
Published by STAI Muhamadiyah Tulungagung
ISSN : 2365438x     EISSN : 24073709     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice
Arjuna Subject : -
Articles 191 Documents
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Factors of Non-Muslim Customers Decision to Saving at Bank Syariah Indonesia (BSI) Mulyani Rahman Soulisa; Rachma Indrarini
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 10 No. 1 (2023): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54956/eksyar.v10i1.432

Abstract

Islamic banks are not specific to the Muslim community, but non-Muslims also use them. The customer certainly has a reason for deciding the choice of using Islamic banks. This study aims to analyze decision factors of non-muslim customers saving at Bank Syariah Indonesia (BSI) Ambon. The research is associative quantitative type by using survey methods that distribute questionnaires for data collection. The sample taken with probability sampling technique is 98 non-muslim customers. Then the data is processed by confirmatory factor analysis techniques. In analyzing the data, the authors used the help of SPSS 26 software. The results of the study show that decision factors of non-muslim customers save at Bank Syariah Indonesia (BSI) Ambon is (1) promotion as the first and strongest factor with an Eigenvalue of 4,855; (2) perception as the second factor that has an Eigenvalue of 2,120; (3) service as the third factor that has an Eigenvalue of 1,275; (4) location as the fourth factor with an Eigenvalue of 1,136.
the Consistent and Integrated Management of Zakat in Promoting the Independence and Welfare of Mustahiq Ririk Damayanti; Agus Eko Sujianto; Binti Nur Asiyah
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 10 No. 1 (2023): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54956/eksyar.v10i1.437

Abstract

This research is motivated by the successful management of zakat depending on the process of managing zakat. The importance of this research is carried out because there is a potential gap, and acceptance is one of the things that reflects the room for improvement that needs to be done by Zakat institutions to increase the independence and welfare of mustahiq. This study uses a qualitative approach. Data collection techniques used are interviews, Observation and documentation. The data analysis technique used is data condensation, data presentation and conclusion/verification. The results of his research 1) Consistency of Zakat Management based on the Organizational Health Index to Encourage Mustahiq's Independence and Welfare at BAZNAS Trenggalek seen from activity, operations, liquidity, and growth. The integration of zakat management places BAZNAS as the coordinator, namely a) BAZNAS oversees the integration and synergy process from the management and sharia compatibility sides. b) regulated in the provisions of articles 6 and 7 of Law No. 23 of 2011. c) Implementing the vision of BAZNAS Trenggalek 2) The independence and welfare of mustahiq for consistency and integration of Zakat Management based on the Organizational Health Index at BAZNAS Trenggalek, which is carried out through the form of zakat distribution for the independence and welfare of mustahiq for the consistency and integration of Zakat Management based on the Organizational Health Index on BAZNAS Trenggalek is carried out by a wasteful form and effective form.
The Concept of Money in an Islamic Perspective Asyari Hasan; Syifa Mashita; Sheryl Audinata; Alika Firdiya Haya; Raihan Amrulloh
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 10 No. 2 (2023): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54956/eksyar.v10i2.438

Abstract

This study aims to comprehensively understand the concept of money within the framework of Islamic principles. To achieve this goal, the authors of the articles employ methods that revolve around conducting a thorough examination of the available literature. The data have been obtained from a combination of primary and secondary sources. The study results show that money refers to any openly disclosed and used medium used by leading financial institutions to exchange, measure and store value. In addition, it is important to note that religious teachings do not explicitly mandate the use of gold and silver as a form of currency. However, the academic literature shows that this monetary form exhibits increased stability and a higher level of resistance to inflation when compared to other forms. In accordance with Islamic economic theory, money has three basic functions: first, as a medium of exchange; second, as a mechanism for determining interest rates or valuation; and third, as a means of obtaining loans, provided that they are backed by gold and silver.  
Financial Management of Students with Special Needs in Increasing Guardian Trust Krista Alifa Setyaningrum; Afiful Ikhwan; Rabiyatul Jasiyah
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 10 No. 1 (2023): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54956/eksyar.v10i1.440

Abstract

Children with special needs must be educated informally and formally to develop their intellectual skills. Before putting children with special needs into school, parents need to find the right school by looking at various aspects, one of which is related to financing and financial management. In this case, researchers conducted research at the ‘Aisyiyah Ponorogo Special School to know the school's financial management in order to be able to increase the trust of student guardians. This study used a descriptive qualitative method. Researchers obtained data using observation, interviews, and documentation. The focus of the problem in this study is financial management, financing, and the trust of student guardians at 'Aisyiyah Ponorogo Special School. Based on the data obtained, the financial management of students with special needs at ‘Aisyiyah Ponorogo Special School is carried out by making a budget plan, clear transparency of funds to student guardians, and evaluation meetings at the end of each school budget year. Sources of funds were obtained from voluntary donations from students, assistance from the Ponorogo Regency Education Office, the Smart Indonesia Program, and the 'Aisyiyah Foundation.
Development of Muslim-Friendly Service Standardization In The Halal Tourism Industry in Indonesia Mohammad Dliyaul Muflihin; Ade Irma Suryani Lating; Nufaisa; Mochammad Ilyas Junjunan
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 10 No. 1 (2023): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54956/eksyar.v10i1.452

Abstract

The demand for halal tourism in Indonesia and even the world is very large; the government must utilise the potential to attract public interest in halal tourism. To explore the great potential of halal tourism, it must begin to provide products, facilities, and infrastructure to meet the needs of Muslim tourists with Muslim-friendly services. The aim of this research is to compile the development of standardisation services in halal tourism through halal tourism practice in Indonesia. The object of this study is the need for standardisation of Muslim-friendly services in terms of access, service, and provision of tourist facilities. This research is qualitative research using a descriptive approach. The study of literature (library research) by collecting journals that follow the research topic and analysing using data grouping, data reduction, data presentation, and conclusion. The results of this research state that many standardisation Muslim-friendly services. The standards must exist in halal tourism; in addition, these services or facilities, if possible, must be MUI certified so that tourists feel calm in using or using halal products.  
ARIMA-GARCH Model Price Forecasting in PT. Unilever Indonesia Tbk Amanda Defita Pramesti; Wellie Sulistijanti
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 10 No. 1 (2023): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54956/eksyar.v10i1.459

Abstract

The purpose of this research is to predict the closing stock price of PT. Unilever Indonesia Tbk using the ARIMA-GARCH method. The data used in this study covers the period from February 20, 2020, to February 17, 2023, consisting of 734 daily observations. The data processing is performed using E-Views software. The closing stock price data of PT. Unilever Indonesia Tbk is non-stationary, thus requiring natural logarithm transformation and differencing. This is followed by model identification, parameter estimation, and diagnostic checking. The best-selected ARIMA model is ARIMA ([3,9],1,0), which accounts for the presence of heteroscedasticity. Subsequently, the GARCH method is applied, including model identification, parameter estimation, and diagnostic checking. The best GARCH model is GARCH (1,1), with the mean equation  = 0,000047 + 0,230821  + 0,681968σ , which is free from heteroscedasticity effect. The forecast using the ARIMA ([3,9],1,0) GARCH (1,1) model yields a Mean Absolute Percentage Error (MAPE) of 2.423%, indicating a close approximation to the actual data. From the results of this research, the best model for forecasting PT. Unilever Indonesia Tbk for the next period was obtained. Therefore, the findings can assist PT. Unilever Indonesia Tbk and prospective investors in making decisions regarding the sale and purchase of shares in PT. Unilever Indonesia Tbk.
The Effect of Inflation, Interest Rate, Exchange Rate and GDP Growth on Stock Price Index: (Property and Real Estate Companies 2017-2021) Indah Devi Novian Sari; Emmelia Tan
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 10 No. 1 (2023): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54956/eksyar.v10i1.461

Abstract

The purpose of this research is to examine the forces that will shape the performance of the IDX property and real estate index from 2017 to 2021. Inflation, interest, and exchange rates, as well as GDP growth, are the variables examined. Information gathered from www.idx.co.id, www.bi.go.id, and  www.bps.go.id. Stock price index data covering 60 months was gathered for this analysis. In this research, regression analysis using Eviews 11 was employed for data crunching. The Normality, Multicollinearity, Autocorrelation, and Heteroscedasticity tests from the Classical Assumption Test are used in this investigation. The Coefficient of Determination Test (R2), the Partial T Test, and the Simultaneous F Test are all examples of Hypothesis Tests. Inflation was found to have a significant value (0.04040.05), interest rates (0.00210.05), exchange rates (0.00220.05), and gross domestic product (0.00260.05) were all found to be significantly different from zero.
Analysis of Muslim Tourist Loyalty to Halal Gastronomic Tourism in Salatiga City Andriyan Eka Sapta; Samani; Ida Nurhayati; Tutik Dwi Karyanti; Jusmi Amid
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 10 No. 2 (2023): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54956/eksyar.v10i2.467

Abstract

The development of the City of Salatiga as a City of Gastronomy will increase local and community income through culinary tourism and increase the number of tourists visiting Salatiga. The concept of halal is currently used as a trend for developing the Islamic economy in Indonesia, starting from the emergence of halal products (food and beverages), halal cosmetics, halal fashion and halal tourism to lifestyle (halal tourism). The purpose of this study focuses on the loyalty of Muslim tourists and how they increase tourist loyalty in the city of Salatiga. This study will use a variant-based Structural Equation Model (SEM) with AMOS version 2.0. The population of this study will be focused on halal gastronomic tourists in Salatiga City, while the samples selected in this study must meet the requirements of tourists who have visited more than three times. The product quality variable (X1) positively and significantly affects the tourist satisfaction variable (Z). Product quality affects tourist satisfaction, so managers of gastronomic tourism are advised to improve food taste, food aroma, food durability, and physical appearance of food. The price variable (X2) positively and significantly affects the tourist satisfaction variable (Z). Prices affect tourist satisfaction, so tourism managers are advised to increase price affordability, price competitiveness, and suitability of prices with product quality. The tourist satisfaction variable (Z) positively and significantly affects tourist loyalty (Y). Tourist satisfaction affects tourist loyalty, so tourism managers are advised to increase the suitability of tourist expectations, intention to revisit, and willingness to recommend from tourists.
PRAKTEK PEMBIAYAAN MUSYARAKAH PADA LEMBAGA KEUANGAN SYARI’AH Nur Wahyuni
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 6 No. 2 (2019): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54956/eksyar.v6i2.470

Abstract

Tujuan penelitian ini 1) Akad pembiayaan musyarokah BMT merupakan akad yang mereka gunakan sesuai dengan prinsip syariah berdasarkan Al-Quran dan Al-Hadits. Para pihak memiliki kedudukan yang sama, serta memiliki hak dan kewajiban yang sama. Akad juga dilakukan untuk mewujudkan kemaslahatan melalui pemberian modal kepada sekutu yang membutuhkan dana dan tidak mengandung unsur jebakan. 2) Pembagian keuntungan sesuai literatur yang ada, diartikan sebagai porsi akad yang dilaksanakan, antara nasabah dan BMT tidak ada yang merasa dirugikan karena sudah ada kesepakatan terlebih dahulu. Dalam pembagian keuntungan setiap bulan nasabah harus dilaporkan dan dibayarkan kepada BMT, sesuai hasil yang diperoleh tanpa rekayasa apapun. 3) Kinerja mitra belum terlihat baik, banyak nasabah yang bermasalah. Sehingga BMT tidak dapat diketahui baik tingkat keberdayaannya maupun hasilnya. Permasalahan sekutu dapat diatasi dengan memberikan kewenangan kepada sekutu lainnya dalam mengelola harta kekayaan perlu memperhatikan kesulitan-kesulitan kelalaian dan baik yang disengaja maupun yang tidak disengaja. Mitra harus cakap dalam memberikan atau diberi kuasa hukum.
The Role of Islamic Philanthropy in Post Covid-19 Pandemic Economic Recovery: English Ahmad Agus Hidayat; Achmad Muzakki
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 10 No. 2 (2023): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54956/eksyar.v10i2.473

Abstract

This research aims to explain the important role of Islamic philanthropy, which contains elements such as zakat, infaq, shadaqah and waqaf, to make a real contribution to the economic problems caused by the Covid-19 pandemic. This research is a qualitative descriptive method with a library approach, where secondary data is used in the form of research findings, books, journals and articles related to the research topic. Data collection in this research involved literature searches through academic databases, literature selection and data extraction. This research uses literature synthesis analysis, quality evaluation, and conclusion drawing. The results of this research explain that the critical role of Islamic philanthropy in contributing to economic recovery is: (1) The need to establish UPZ in every village in Indonesia (2) Maximization of the cash zakat program along with productive zakat (3) The need to optimize the management of zakat and infaq (4) Providing educational program assistance to students affected by Covid-19, prioritizing Islamic economics students in the hope that they can make a real contribution to society through education or knowledge about Islamic economics. Of course, if several of the programs mentioned can run as expected, the acceleration of Indonesia's economic growth will soon be realized.  

Page 19 of 20 | Total Record : 191

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