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<![CDATA[Why Spiritual Leadership is Such an Important Component of the Company: Scoping Overview ]]>
<![CDATA[Tri Sinarti]]>;
<![CDATA[Sopiah]]>
<![CDATA[ EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 10 No. 1 (2023): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam ]]>
Publisher : <![CDATA[Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung ]]>
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DOI: 10.54956/eksyar.v10i1.407
<![CDATA[Spiritual leadership in an organization is a topic that is receiving increasing attention. Spiritual leadership proliferated and gained popularity in the 1990s. Several authors have emphasized the importance of spiritual leadership. This article examines empirical studies highlighting the importance of spiritual leadership from the perspective of companies and their employees. This study uses the scoping review method of data obtained from manuscripts published between 2009 and 2022, found 24 publications. This review summarises 14 years of spiritual leadership research while also considering the context, nature, and contemporary spiritual leadership literature. This study tries to collect data that shows the significant influence of spiritual leadership on groups and their constituents. The research results show that spiritual leadership generally has a beneficial and sizeable impact on the organisation's and its members' growth. This study highlights the critical role of spiritual leadership in organizations, including the organization and its constituents.]]>
<![CDATA[Savings and Loan Transaction Agreement from the Perspective of Islamic Business Ethics ]]>
<![CDATA[Mardhatila]]>;
<![CDATA[Muhamad Aji Purwanto]]>
<![CDATA[ EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 10 No. 1 (2023): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam ]]>
Publisher : <![CDATA[Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung ]]>
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DOI: 10.54956/eksyar.v10i1.393
<![CDATA[UED-SP Barokah Mandiri, owned by the village government, is one of the choices often used as a place for borrowing funds by the community. However, the contract agreement used is conventional. So, there are many perceptions that those who are not Sharia are not that good. This raises the question of whether it is true that conventionally based agreements are not good. In order to see this, the researcher will examine the model of the contract agreement carried out by UED-SP and its services to prospective/customers from the perspective of Islamic business ethics. The research method used is field research with a qualitative descriptive approach. The data analysis model uses inductive reasoning. Data sources were obtained from front liners, heads, customers and prospective UED-SP Barokah Mandiri Penampi Village customers and documents. The research location is the Penampi Village area, precisely at UED-SP Barokah Mandiri, Penampi Village. The data analysis model used is descriptive qualitative. The choice of this method was to analyze and explain the phenomenon or social condition of the people of Penampi Village who work as farmers and need a source of funds. However, the closest financial institution there is a conventional financial institution. The results of the study show that in terms of business ethics, the agreements and services carried out by UED-SP Barokah Mandiri are more or less compatible with the values of Islamic business ethics.]]>
<![CDATA[Marketing Performance of Small and Medium Enterprises: Literature Study Approach with Bibliometrics ]]>
<![CDATA[Muhammad Zainuddin]]>;
<![CDATA[Sudarmiatin]]>
<![CDATA[ EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 10 No. 1 (2023): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam ]]>
Publisher : <![CDATA[Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung ]]>
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DOI: 10.54956/eksyar.v10i1.411
<![CDATA[The topic of marketing performance in SMEs in terms of a literature review with a Bibliometric approach has not been widely carried out. The purpose of this study is to review the extent of the topic of Marketing Performance in Small and Medium Enterprises (SMEs). Using the help of Harzing Publish or Parish and by analysing using the VOSViewer 1.6.19 application, it was found that there were 232 articles containing articles about Marketing Performance in SMEs. The results of the analysis found that topics often studied in 2020 and above are marketing performance, SMEs performance, entrepreneurial orientation, market orientation, product innovation, competitive advantage and case study. Meanwhile, countries that often conduct research on the topic of SMEs Marketing Performance are Indonesia and Nigeria.]]>
<![CDATA[Service Quality Development Strategy for Customers of Baitul Maal Wat Tamwil (BMT) Sahara Tulungagung ]]>
<![CDATA[Fatkhur Rohman Albanjari]]>;
<![CDATA[Nugraheni Fitroh Rezqi Syakarna]]>
<![CDATA[ EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 10 No. 1 (2023): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam ]]>
Publisher : <![CDATA[Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung ]]>
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DOI: 10.54956/eksyar.v10i1.412
<![CDATA[BMT Sahara is an Islamic financial institution whose operational target focuses on the small and medium enterprises (SMEs) sector. To increase BMT's market share, it is necessary to analyse what factors influence people's interest in becoming customers at BMT. One of the factors is the quality of service BMT Sahara provides to its customers. Good service must be accompanied by a qualified strategy to support the success of a BMT and maintain its image in the broader community. So the quality of service for customers needs to be improved. This is very important considering the very large role of customers in contributing revenue directly or indirectly to continue supporting BMT Sahara's existence. Â ]]>
<![CDATA[Encouraging Sustainability and Innovation: Green Banking Practices Growing in Indonesia ]]>
<![CDATA[Misbakhul Khaer]]>;
<![CDATA[Saiful Anwar]]>
<![CDATA[ EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 9 No. 2 (2022): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam ]]>
Publisher : <![CDATA[Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung ]]>
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DOI: 10.54956/eksyar.v9i2.422
<![CDATA[This article examines developing green banking practices in Indonesia, intending to encourage sustainability and innovation in the banking sector. Green banking is an approach that integrates environmental and social factors in banking operations to reduce negative impacts on the environment and increase contribution to sustainable development. The method used is a library with a descriptive approach. The findings in this study indicate that green banking or environmentally friendly banking has a significant role in creating a clean and sustainable banking environment. By adopting green banking principles, banks can better manage environmental risks, increase environmentally friendly financing portfolios, and implement sustainable business practices. In addition to direct benefits such as reducing credit risk and improving asset quality, green banking can also potentially increase corporate value and bank reputation in the eyes of the public and investors. To encourage the implementation of green banking, banks in Indonesia need to comply with relevant regulations and continue to promote environmentally sound practices. Thus, green banking and green banking can become a potent symbol of ecological awareness worldwide.]]>
<![CDATA[Implementation of Buying and Selling Transactions in the Perspective of Islamic Economics : (Case Study of Traders at the Kauman People's Market, Tulungagung) ]]>
<![CDATA[Mei Santi]]>;
<![CDATA[Misbakhul Khaer]]>;
<![CDATA[Wahyu Firmansyah]]>
<![CDATA[ EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 10 No. 1 (2023): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam ]]>
Publisher : <![CDATA[Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung ]]>
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DOI: 10.54956/eksyar.v10i1.425
<![CDATA[Trade is an economic activity that must be connected to the role of today's society in meeting their daily needs. This trading activity is marked by an agreement or agreement between two parties, namely between the trader and the buyer. In this study, the researcher wants to conduct research in the Pasar Rakyat Kauman Tulungagung with the formulation of the problem, namely how to implement the buying and selling transactions of traders in the Pasar Rakyat Kauman Tulungagung from a conventional perspective and an Islamic economic perspective. In this study, researchers used qualitative research methods. The data sources used by researchers are primary data and secondary data. Then the data collection techniques that researchers use are general interviews, passive participation observation, and documentation. The data analysis technique that the researcher uses is data reduction, while to check the data's validity, the researcher uses the observation extension technique. The results of this study indicate that buying and selling transactions carried out by traders at the Pasar Rakyat Kauman Tulungagung are under the perspective of Islamic economics, that they are also correlated with the Kitab Undang-Undang Hukum Perdata on Ketentuan-ketentuan Umum tentang Jual Beli issued by Jaringan Dokumentasi dan Informasi Hukum (JDIH) in Article 1457.]]>
<![CDATA[Analysis of Inflation and Poverty Levels on the Climate of Economic Growth in Jambi Province ]]>
<![CDATA[Ary Dean Amry]]>;
<![CDATA[Kasmiyati]]>;
<![CDATA[Dwi Narti]]>
<![CDATA[ EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 10 No. 1 (2023): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam ]]>
Publisher : <![CDATA[Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung ]]>
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DOI: 10.54956/eksyar.v10i1.433
<![CDATA[Inflation is the tendency of prices to rise generally and continuously. Based on data from BPS, the amount of inflation in Jambi City in 2022 is 0.79 %. CPI (Consumer Price Index) In Jambi City was 114.90. It shows that the growth of the Islamic economy is relatively low. The purpose of this study is to find out and analyze how the effect of inflation on the climate of Islamic economic growth in Jambi Province. This quantitative research was conducted in time series from 2011 to 2022. From the data obtained, the poverty rate influences 59% of the climate index of Islamic economic growth in Jambi Province. Showing that inflation does not affect Islamic economic growth because when the climate rate of Islamic economic growth increases by 1%, the inflation rate decreases by 1.55, which certainly has a very positive impact on the Islamic economic growth climate. Efforts are needed to increase the value of the Climate Index of Islamic economic growth, hoping that human progress will continue to develop. Â ]]>
<![CDATA[The Effect of Zakat Fund Distribution and Economic Growth on Poverty in East Java Province ]]>
<![CDATA[Erdhilla Pramesti]]>;
<![CDATA[A'rasy Fahrullah]]>
<![CDATA[ EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 10 No. 1 (2023): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam ]]>
Publisher : <![CDATA[Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung ]]>
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DOI: 10.54956/eksyar.v10i1.416
<![CDATA[The goal of this study is to examine the relationship between zakat, economic growth, and poverty in East Java Province from 2003 to 2022, utilizing variables such as zakat money distribution, economic growth, and the number of poor people. The research approaches employed are the quantitative research approach and multiple regression analysis. Data on the distribution of zakat funds from financial statements published by BAZNAS East Java Province, economic growth percentage data from the Central Statistics Agency (BPS) website, and data on the number of poor people in East Java Province compiled from the Central Statistics Agency (BPS) website are the secondary data used. The study's findings revealed that the distribution of zakat monies influenced the direction of the negative coefficient on poverty. However, economic growth had no effect on poverty with a negative coefficient. The independent variable influences the dependent variable at the same time.]]>
<![CDATA[Factors Affecting the Risk Non-Performing Sharia Commercial Bank Financing ]]>
<![CDATA[Nurhadi Syaifudin Zuhri]]>;
<![CDATA[Binti Nur Asiyah]]>
<![CDATA[ EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 10 No. 2 (2023): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam ]]>
Publisher : <![CDATA[Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung ]]>
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DOI: 10.54956/eksyar.v10i2.427
<![CDATA[This study aims to examine and analyze the influence of internal and external factors on the risk of problem financing in Islamic commercial banks in Indonesia. This research uses a quantitative type. Data comes from the Financial Services Authority (OJK) and Bank Indonesia for the 2015-2022. The data were first tested using the classical assumption test, which included the normality test, multicollinearity test, and autocorrelation test and then analyzed using multiple linear regression analysis. The Robust Least Squares method is used in multiple linear regression analysis to overcome the problem of heteroscedasticity. The results show that the internal factors that are taken into account are the efficiency ratio (BOPO), capital adequacy ratio (CAR) and financing-to-savings ratio (FDR). At the same time, the external factor that is taken into account is the inflation rate. Based on the results of testing the hypothesis using the z test, it is concluded that only CAR and FDR significantly contribute to problem financing. In contrast, efficiency and inflation do not significantly affect problem financing in Islamic Commercial Banks in Indonesia. Â ]]>
<![CDATA[Factors That Influence Muzakki Intention to Pay Zakat at Zakat Institutions ]]>
<![CDATA[Durratul Haninda Is'ad]]>;
<![CDATA[Ach. Yasin]]>
<![CDATA[ EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 10 No. 1 (2023): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam ]]>
Publisher : <![CDATA[Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung ]]>
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DOI: 10.54956/eksyar.v10i1.428
<![CDATA[The public's interest in paying Zakat is high, as evidenced by the rising Zakat potential and national Zakat collecting performance yearly. However, the zakat collection at L.A.Z. remains suboptimal compared to the zakat collection outside the zakat institution. This study aims to see how Zakat's knowledge, service quality, and brand awareness influence Muzakki's intention to pay Zakat at YDSF Surabaya. This study uses quantitative research methodologies with a sample size of 100 respondents, using multiple linear regression analysis. The results of this study showed that both variables of zakat knowledge and brand awareness partially had a significant impact on the intention to pay Zakat. However, service quality did not significantly impact the intention to pay Zakat. With an R2 of 53.4%, the three variables of zakat knowledge, service quality, and brand awareness simultaneously affected Zakat paying intention. Â ]]>
