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INDONESIA
EKSYAR: Jurnal Ekonomi Syari'ah & Bisnis Islam
ISSN : 2365438x     EISSN : 24073709     DOI : -
Core Subject : Economy, Social,
Arjuna Subject : -
Articles 191 Documents
Strategi Pemulihan Kondisi Ekonomi Nasional Pada Masa Pandemi Covid-19 dalam UMKM Kabupaten Tulungagung Muhammad Iqbal Nazwar; Saiful Anwar
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 9 No. 1 (2022): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54956/eksyar.v9i1.316

Abstract

March 2, 2020, is the day of obstacles for all sectors in Indonesia, especially the national economic sector. The tourism sector, industrial sector, mining sector, agriculture sector and other essential sectors experienced a tremendous downturn. All recovery efforts were made to restore industries that played a significant role in developing the national economy. Based on the phenomena that occurred, this article discusses how the strategy for restoring national economic conditions during the COVID-19 pandemic impacts UMKM. Based on the topic raised from the facts that happened, the research method was carried out quantitatively-qualitatively. This method is based on positivist thinking which seeks to explain causality in the phenomena. In addition, the phenomenological school of thought is also applied in understanding the wonders of social life. The data presented in the form of accurate quantitative data found in the reference literacy process and qualitative data obtained based on literacy studies.
Upaya Pengelolaan Percetakan Biru dengan Analisis SWOT Anang Setyawan
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 9 No. 1 (2022): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54956/eksyar.v9i1.331

Abstract

Printing is an industry that is experiencing rapid development. The purpose of this study was to determine the efforts to manage the blueprint with POAC management and SWOT analysis. This type of research is a qualitative descriptive field research with data collection techniques, interviews, observation and documentation. The data analysis technique used is the IFAS, EFAS, IE, SPACE and SWOT matrix. The results showed that the Planning, Organizing, Actuating and Controlling processes were carried out with the main target being students so that the POAC activities were adjusted to the course schedule, the results of the IFAS 3.88 and EFAS 3.88 analysis, with the highest assessment on the SO strategy, namely maximizing the power to seize existing opportunities, namely more innovating with products, expanding market share, and making affordable or discounted prices. Percetakan Biru is in quadrant 1 which means that it is growing and developing.
Implementasi Kebijakan Peraturan Otoritas Jasa Keuangan (POJK) No.11/Pojk.03/2020 dalam Menekan Non Performing Financing pada Perbankan Syariah Fatkhur Rohman Albanjari; Catur Kurniawan
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 9 No. 1 (2022): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54956/eksyar.v9i1.332

Abstract

The Coronavirus Disease-19 pandemic is an outbreak that has hit the world, with no exception for Indonesia. Many things are harmed from all aspects of life ranging from political, social, cultural, religious and economic fields. It also has an impact on the melemamahnya sharia banking system in Indonesia. This research has the purpose of knowing how the Financial Services Authority Regulation Policy (POJK) No.11/POJK.03/2020 in Suppressing Non Performing Financing (NPF) in Sharia Bank. This study uses narrative qualitative research methods with primary data from various electronic media, journals, and books, and related sources. The results of this study show that banks can implement policies that can support economic growth for sharia bank financing customers affected by the spread of Covid-19. Customers who get a restructuring waiver policy are customers affected by Covid-19 directly or indirectly.  
Sharia Bank Marketing Management Concepts Susila Andriyati; Muhammad Iqbal Fasa; suharto
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 9 No. 2 (2022): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54956/eksyar.v9i2.345

Abstract

The characteristics of products sold by banks are more services and not goods. Products sold are abstract or cannot be seen in absolute terms but can still be felt by customers. This research method is qualitative in the form of a literature review. Data in journals, books and encyclopedias related to the research focus. The data collection used is to look for literature that correlates or is in line with the main subject of the research. The marketing management concept asserts that the key to achieving organizational goals is that the company must be more effective than competitors in creating, delivering, and communicating customer value to its selected target markets. Kotler defines the marketing mix as a set of controllable factor marketing tools, products, prices, promotions, and places that the company integrates to produce the desired response in the target market. Saladin defines the marketing mix as a series of marketing variables that can be mastered by the company and used to achieve goals in the target market.
Marketing Strategy of Sharia Pawn Products in Attracting Customer Interest Mujibno; Sasi Rohmah Awalia
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 9 No. 2 (2022): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54956/eksyar.v9i2.348

Abstract

The marketing strategy between sharia and conventional is very different in the process, but has the same goal, namely how to increase the number of customers. This study aims to determine the marketing strategy of sharia pawn products in attracting customers at the BMT Nu Pragaan Sumenep branch. This study uses qualitative methods, namely case studies and using techniques of observation, interviews, and documentation. The results of this study indicate that the marketing strategy for rahn products implemented by the BMT NU Pragaan Branch uses face-to-face communication via online, grebek pasar / field trips, supporting factors or facilities that assist managers in conducting marketing at BMT NU Pragaan Branch are Brochures and Website The official website contains complete information about all the products available at BMT NU. Marketing constraints for BMT NU Pragaan Sumenep branch in attracting customer interest, namely the number of competitors/competitors, but this does not affect customer interest because the number of customers continues to increase every year.
Effect of References And Services on Customer Decisions in Selecting Rahn Products Septa Dwi Ayuningtyas; Mashuri Toha
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 9 No. 2 (2022): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54956/eksyar.v9i2.353

Abstract

Many people have lost their livelihoods due to the COVID-19 pandemic. BMT carries out fundraising activities by the community, distributes funds to the community and provides services in its functions as a non-bank financial institution. KSPPS BMT NU is one of the sharia-based financing solutions in Sumenep and is expected to minimize loan shark practices or even eliminate moneylender practices in villages in the Sumenep district. The method used is quantitative. Explanatory research type. Data collection techniques using questionnaires and documentation. A population of 1,081 was taken in the last six months, from July to December 2021. The sampling technique used non-probability sampling was 92 respondents. Furthermore, the validity and reliability tests were carried out with SPSS version 21. The results showed that the reference effect did not have a positive and significant impact but partially influenced customer decisions in choosing rahn products. This means that reference groups cannot always control a consumer, but it depends on whether the consumer wants to select the product or not with various considerations. Meanwhile, service has a positive and significant effect on customer decisions in choosing rahn products. That way, the higher the quality of service a company performs, the higher the customer's decision to select rahn products at KSPPS BMT NU Pragaan branch.
The Role of Home Industry in Improving the Economy to Become a Resilient Village : (The Case Study Case of Home Industry in Warugunung Village) Arie Sulistyawan; Lailatul Maskuroh
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 10 No. 1 (2023): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54956/eksyar.v10i1.388

Abstract

Starting from July 23 to August 5, 2022, This research was conducted in Warugunung Village. There is a reason to research the village because each hamlet has a different home industry. There are seven hamlets in Warugunung village, including Wonosari, Randegan, Kepuh Gunung, Jolopeto, Kepatihan, Pamotan and Wonokerto hamlets. The purpose of this research is to find out how Home industry activities in each hamlet can survive and what are the ways that homes do. The industry to increase competitiveness so that it continues to increase. The research method used is qualitative. Data analysis carried out during the research is meant to be the research focus and remains given special attention through observation and interview depth, which next will be analyzed qualitatively. The results showed that maintaining capital and increasing the capital made by the home industry owner in each hamlet in Warugunung Village is good by recording meticulously and always counting the goods in and out. In addition, the key to the success of the home industry of each hamlet in the village is among others, maintaining and improving the workforce's existence and marketing the results of the home industry properly and correctly.
Mediation of Organizational Commitment on the Influence of Motivation and Skills on Employee Performance Tri Sinarti; Thusy Tiara Saraswati
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 9 No. 2 (2022): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54956/eksyar.v9i2.356

Abstract

This study aims to analyze the mediating variable Organizational Commitment on the influence of motivation and skills on the employee performance of Tulung Agung marble centre, East Java. The population in this study were employees totalling 1.500 employees, and samples were taken using a random sampling method using the Slovin formula, namely 93 employees. The goal to be achieved is to see the significance of the influence of motivation and skills variables directly on employee performance and indirectly by mediating organizational commitment at the Tulungagung marble business centre, East Java. The data source in this study is primary data taken directly from employees by distributing a list of questions related to Motivation, Skills, Organizational Commitment and Employee Performance. Respondents' answer scale using a Likert scale. The analysis technique used is Smart PLS analysis. The research results show that there is a motivational influence on organizational commitment. There is no effect of skills on organizational commitment. There is no effect of motivation and skills on employee performance. There is an influence of organizational commitment on employee performance. There is an indirect effect of motivation on employee performance through organizational commitment. There is no indirect effect of skills on employee performance through organizational commitment.
Development of Metal and Machinery Small and Medium Enterprises (SMEs) in West Lombok Regency with the Blue Ocean Strategy Approach Muhammad Zainuddin; Sudarmiatin; Agus Hermawan
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 9 No. 2 (2022): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54956/eksyar.v9i2.358

Abstract

Blue Ocean Strategy aims to open new market share to minimize competition with similar competitors. After receiving a touch from the West Lombok Regency Industry and Trade Service (Prindag Lobar), the Metal and Machinery Community Activity Unit in West Lombok initially produced gates, trellises and other similar works, creating quite a lot of competition. So that with the guidance of the Service which offers solutions with the Blue Ocean Strategy, the metal and machine industry (SMEs) in West Lombok Regency can compete. This study used a qualitative method, data obtained from in-depth interviews with section heads of the metal, machine, electronics and transportation equipment (ILMEA) industry, descriptive analysis and source triangulation. This article reveals that Blue Ocean Strategy manufactures metal products and machinery in different segments. The Blue Ocean Strategy segment is offered in the form of changing the mindset and technical skills of metal and machining (SME) players. Metal and machinery SMEs are trained to manufacture machine products needed by the food and beverage industry. One of the concrete steps is the manufacture of machines for making palm sugar machines, coffee roasting machines and other processing machines. This has an impact on the shift of the metal and machine SME segment from household products to processed machine products.  
Exploration of Factors that Hinder The Use of Sharia Crowdfunding Model Financing Services as Funding by Micro, Small, and Medium Enterprises (MSMEs) Azhar Alam; Muchamad Rizsal Sulistiyanto; Aditya Nurrahman; Afief El Ashfahany; Adi Saifurrahman
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 9 No. 2 (2022): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54956/eksyar.v9i2.383

Abstract

Sharia crowdfunding can be an alternative financing solution with looser requirements than banking, but the reality is that MSMEs using sharia crowdfunding is still relatively low.  This study explores the factors that prevent MSMEs from using Sharia crowdfunding financing to meet business capital needs. This research focuses on the level of understanding of MSME entrepreneurs towards Sharia crowdfunding financing and what are the causes of using the sharia crowdfunding model financing to help the capital of MSME actors engaged in food and beverage. This type of research is a survey. This study used two data collection methods, namely filling out questionnaires and in-depth interviews with 12 MSME entrepreneurs in the Surakarta area, then the results were carefully analyzed to find the right results. The findings of this study show that the answer to the level of understanding of MSME actors towards Sharia crowdfunding financing is divided into three, namely, not understanding, understanding a little, and very understanding. This study also shows five facts that prevent MSME actors from using Sharia crowdfunding financing: lack of information and knowledge, still relying on traditional financing, not requiring financing, the impact of the pandemic, and a wrong understanding of the working mechanism of sharia crowdfunding. This study is expected to be a reference in the policy of digitizing sharia capital sources for MSMEs.

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