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Ziswaf : Jurnal Zakat dan Wakaf
Published by Sekolah Tinggi Agama Islam Negeri Kudus
ISSN : 24610577     EISSN : 24775347     DOI : http://dx.doi.org/10.21043/ziswaf
Core Subject : Religion, Economy, Education, Social,
Religion Economics, Econometrics & Finance Social Sciences Other
FOCUS : ZISWAF : Jurnal Zakat dan Wakaf, menjadi jurnal ilmiah bidang zakat dan wakaf yang berkualitas di Indonesia. SCOPE : Menyebarkan informasi ilmiah yang mutakhir dalam bidang zakat dan wakaf untuk kepentingan pendidikan, penelitian, dan perpustakaan.
Arjuna Subject : -
Articles 296 Documents
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Cash Waqf Investment Models in Indonesia Efri Syamsul Bahri; Arif Arif; Irfaul Risqoh Al Rieza; Sainah Sainah
ZISWAF Vol 10, No 2 (2023): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : State Islamic Institute of Kudus (IAIN Kudus)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v10i2.23232

Abstract

In Indonesia, Cash Waqf investments are IDR 1.4 trillion, showing the strong potential of the financial instrument. However, alternative investment models are needed to obtain optimal results. The models support strategic programs in various sectors, including education, health, economy, humanity, and da'wah. Therefore, this research aimed to identify Cash Waqf investment models using a qualitative method with a literature study approach. The literature review adopts the Preferred Reporting Items for Systematic Reviews and Meta-Analyses (PRISMA) model. The results show that there are 10 Cash Waqf investment models implemented in Indonesia, namely (1) Micro, Small and Medium Enterprises (MSME) Financing, (2) Cash Waqf Linked Sukuk, (3) Islamic Social Entrepreneurship, (4) Education Management and Operations, (5) General Credit Loans, (6) Sharia Bank Cooperation, (7) Land Waqf Development, (8) Stock Waqf, (9) Hospitals, and (10) Waqf Bank. The government and Nadzir Waqf need to respond to the results by selecting a form of Cash Waqf investment with the highest value.
A Nexus Between Financial Technology Adoption to Digitizing Zakat Payment Behavior Fuad Hasyim; Ririn Tri Ratnasari; Arroyyan Ramly
ZISWAF Vol 10, No 2 (2023): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : State Islamic Institute of Kudus (IAIN Kudus)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v10i2.24602

Abstract

This study aims to examine the impact of digitalization on zakat payments, with the goal of understanding the motivation to shift from conventional payment methods to digital alternatives. The chosen methodology entails the alteration of the Unified Theory of Acceptance and Use of Technology 2 (UTAUT2) by integrating perceived risk and trust. The analytic method is Partial Least Squares, with a sample size of 348 muzakki observed. The results suggest that all underlying factors have a considerable impact on the development of behavioral intention, with trust playing a dual role by both moderating and mediating these interactions. These findings emphasize the necessity for regulators to continuously promote technological adaptability, develop sufficient infrastructure, and improve digital literacy in the community. These steps are anticipated to enhance the possibility for national zakat collection, ultimately leading to the equitable distribution of wealth
Increasing the Productivity of Waqf Land in Indonesia: Issues and Solutions Suyoto Arief; Akhmad Affandi Mahfudz; Muhammad Iqbal Fasa; Vina Fithriana Wibisono; Amatulloh Nur Afifah
ZISWAF Vol 10, No 2 (2023): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : State Islamic Institute of Kudus (IAIN Kudus)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v10i2.22038

Abstract

Waqf is one of the resources with enormous potential for Islamic economic growth in Indonesia. This is evident in the existence of waqf land reaching 420.000 hectares which has not been fully optimized, leading to the classification of the land as traditional work. The phenomenon showed the need to manage waqf land properly to ensure more productivity. Therefore, this study aimed to explore the appropriate strategy to manage waqf land in Indonesia with a focus on the problems and solutions. This was achieved using a qualitative method through the application of the Analytic Network Process (ANP). Primary data were collected through the assessment of the problems by the respondents and subsequently categorized using a numerical scale. The results showed that the six problems to be prioritized in ensuring productivity in waqf lands include human resources, literacy comprehension, management system, socio-cultural, legal certification, and government policy. Meanwhile, the solutions required to be prioritized in solving these problems include increasing the supervision term for waqf land, socialization within the community, nadzir competence, reducing the cost of certification, minimizing operational costs, and improving the standard of recruitment into nadzir. The results are expected to serve as an alternative approach to elevating the quality of management as well as addressing human resource, institutional, and regulatory challenges within the Indonesian waqf system.
Examining Islamic Pro-Social Instruments in the Context of Indonesian Givers' Happiness Tegar Rismanuar Nuryitmawan; Indah Maesaroh
ZISWAF Vol 10, No 2 (2023): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : State Islamic Institute of Kudus (IAIN Kudus)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v10i2.22031

Abstract

Giving or helping others can bring happiness and satisfaction to the giver. Participation in pro-social activities, such as donating to those in need, can increase happiness and satisfaction. This research explores the relationship between pro-social activities and subjective happiness in Indonesia, using data from the Indonesian Family Life Survey batch 5. By estimating a logistic model and calculating marginal effects, we assess this relationship. The results show a positive correlation between the amount of donation given and individual happiness levels. Additionally, income per capita and marital status have a positive association with happiness. Specifically, married individuals report higher levels of happiness than unmarried or divorced individuals. These findings have important implications for policymakers, particularly those involved in pro-social initiatives, such as the Ministry of Religion, BAZNAS, and the Indonesian Waqf Board. They suggest that promoting pro-social activities and policies supporting family formation and economic stability can increase happiness levels in Indonesian society. The Amil Zakat Institute, a stakeholder institution in Ziswaf funds management, can utilize this research to enhance the well-being of recipients and improve their standard of living. Furthermore, employing pro-social modeling through two-stage regression reveals that subjective well-being, measured by the monetary-based natural logarithm of consumer expenditure, can serve as a proxy for happiness associated with individual characteristics. These findings highlight that individual characteristics, specifically marital status, impact happiness levels. Further research could focus on examining specific types of donations to gain a deeper understanding of their respective effects on happiness.
Waqf as an Alternative Financing for Solar Energy in Indonesia: Opportunities and Challenges Farokhah Muzayinatun Niswah; Esa Dwiyan; Thufeil Ammar; Lisa Listiana
ZISWAF Vol 11, No 1 (2024): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : State Islamic Institute of Kudus (IAIN Kudus)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v11i1.20535

Abstract

The problem of environmental damage is a global problem that must be addressed immediately for the survival of humans and other living things on earth. The best way to solve this problem is by switching to renewable energy (RE). However, this transition requires a high cost, so alternative financing is needed. Waqf can be alternative financing to fund RE. The most potential renewable energy is solar energy because it is relatively low installation costs, easy to install, and is suitable for tropical areas such as Indonesia. Some studies proposed the concept of energy financing, but none have proposed waqf as an alternative to energy financing, especially solar energy. This paper aims to determine the opportunities and challenges of waqf as an alternative to financing solar energy in Indonesia based on the practice. The research data were obtained from literature studies and in-depth interviews with energy waqf stakeholders in Indonesia. The results show that waqf has a great opportunity as an alternative for financing solar energy in Indonesia, but the biggest challenge is the lack of socialization and education on waqf and solar energy. This research can be used as a consideration for policymakers.
Financial Transformation: Revealing the Effect of Digital Zakat and Inflation on Economic Growth in West Sumatra Wahyu Aulia; Neng Kamarni
ZISWAF Vol 10, No 2 (2023): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : State Islamic Institute of Kudus (IAIN Kudus)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v10i2.20034

Abstract

Zakat is an obligation that must be fulfilled by Muslims. From the Islamic perspective, zakat is one of the sources of financing that affects economic growth. Zakat has great potential, especially in West Sumatra. But in reality, the zakat collection in this area is still not optimal. This condition encourages the emergence of an idea put forward by the Zakat Forum (FOZ), namely the idea of Digizakat or digital zakat to increase zakat collection which is expected to help drive economic growth. In addition to zakat, the macro variable that contributes to economic growth is inflation. The rise and fall of inflation will cause economic turmoil. This study was conducted to see and find out whether digitally collected zakat and inflation affect economic growth in West Sumatra both in the short and long term. In conducting the analysis, the author uses secondary data in the form of monthly digital zakat collection data for the 2016-2020 time period, obtained from BAZNAS and BPS West Sumatra, and uses the VAR method to measure the effect of digitalization of zakat on economic growth in West Sumatra. The results showed that the digitalization of zakat has an insignificant effect on economic growth in West Sumatra. Furthermore, inflation also has an insignificant effect on economic growth in the short term.

Page 30 of 30 | Total Record : 296

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