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Ziswaf : Jurnal Zakat dan Wakaf
Published by Sekolah Tinggi Agama Islam Negeri Kudus
ISSN : 24610577     EISSN : 24775347     DOI : http://dx.doi.org/10.21043/ziswaf
Core Subject : Religion, Economy, Education, Social,
Religion Economics, Econometrics & Finance Social Sciences Other
FOCUS : ZISWAF : Jurnal Zakat dan Wakaf, menjadi jurnal ilmiah bidang zakat dan wakaf yang berkualitas di Indonesia. SCOPE : Menyebarkan informasi ilmiah yang mutakhir dalam bidang zakat dan wakaf untuk kepentingan pendidikan, penelitian, dan perpustakaan.
Arjuna Subject : -
Articles 296 Documents
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Integration of Social Regulations and Zakat Management Regulations as National Efforts to Alleviate Poverty Muhaimin Muh; Sirajul Munir
ZISWAF Vol 10, No 1 (2023): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : State Islamic Institute of Kudus (IAIN Kudus)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v10i1.22170

Abstract

The primary responsibility of the government is to safeguard the best interests of all citizens. In Indonesia, where the majority of the population follows Islam, the principles of poverty eradication through social safety system align with the constitutional guidelines. Among these principles are social assistance and mustahik Zakat. However, the process of obtaining accurate data on beneficiaries of social assistance often encounters challenges, leading to the emergence of inaccurate information. This is in line with Article 28 of Law of the Republic of Indonesia Number 13 of 2011 concerning Handling The Poor, where the government is required to develop a comprehensive plan to aid the impoverished. It also involves establishing a database of those in need and implementing efficient application methods. From this context, the data collection issues hinder the ability of the government to achieve critical objectives, such as poverty reduction and enhancing the overall well-being of the population. Therefore, this study aims to determine a position where Islamic and state law agree on the patterns of helping poor people eradicate poverty toward the coexistence of social aid and mustahik Zakat data, using a normative legal method. The results showed that a single set of data should include both the people obtaining social aid and mustahik Zakat, for poverty reduction to be successful and progressive. For data to be integrated, the rules guiding the agreement of everyone should also be emphasized, to ensure that poor people were obtaining help from social services or Zakat mustahik. This enabled the easy operation of programs, to help affected people eradicate poverty.
What Do Indonesian Think About Waqf? A Sentiment Analysis Using Machine Learning Yan Putra Timur; Ririn Tri Ratnasari; Anwar Allah Pitchay; Usman Jamilu
ZISWAF Vol 10, No 1 (2023): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : State Islamic Institute of Kudus (IAIN Kudus)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v10i1.20224

Abstract

This study aims to identify the most popular topics and words in conversations on Twitter with the topic of waqf in Indonesia. This study also aims to identify the sentiments and emotions of netizens about waqf in Indonesia. This study uses a qualitative method with a sentiment analysis approach with the help of Orange Data Mining. The data used are tweets from Twitter taken from April 10, 2023, to April 24, 2023. Researchers used the keyword "Wakaf" to get 1,000 tweets. The results of the study show that the words "Wakaf," "Masjid," and “Tanah" are the three words that most often appear in discussions on the topic of waqf on Twitter. These three words refer to the people in Indonesia, where the majority donate part of their wealth in the form of land designated as a mosque. On social media, Twitter is dominated by tweets with neutral sentiments shown by happy emotions, as much as 76.37% of the total tweets. Waqf management institutions can increase the intensity of using social media in publicizing activities related to collecting waqf donations and managing and distributing the benefits of waqf funds to mauquf alaih as a form of transparency to increase the credibility of waqf management institutions.
Do Islamic Work Ethic and Shariah Marketing Mix Influence Muzakki Loyalty via Institutional Image? Khusnul Fikriyah; Kusaeri Kusaeri; Iskandar Ritonga
ZISWAF Vol 11, No 1 (2024): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : State Islamic Institute of Kudus (IAIN Kudus)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v11i1.19124

Abstract

This study aims to examine both the direct and indirect effect of Islamic work ethic and sharia marketing mix variables on muzakki loyalty with institutional image serving as a mediating element. This examination was conducted at Amil Zakat Institution in East Java using quantitative methods. Data Collection was carried out using a survey method via questionnaire distributed to muzakki of Amil Zakat Institution in East Java. Subsequently, the data was further processed using SmartPLS 4. The results showed that both Islamic Work Ethic and Sharia marketing mix had a positive and significant direct effect on muzakki loyalty. Furthermore, indirect testing with institutional image as a mediating variable showed that Islamic Work Ethic and Sharia marketing mix positively and significantly influenced muzakki loyalty. These discoveries could be applied to improve zakat institution management, particularly in marketing and human resources, thereby enhancing muzakki loyalty and potentially increasing national zakat receipts in the long term.
Do Trust and Waqf Knowledge Able to Explain Waqf Intention in Livestock Sector? Empirical Evidence from Indonesia Rifaldi Majid; Neneng Ela Fauziyyah; Ramdani Ramdani; Dian Friantoro; Imam Wahyudi Indrawan
ZISWAF Vol 11, No 1 (2024): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : State Islamic Institute of Kudus (IAIN Kudus)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v11i1.19667

Abstract

This study examines what waqf knowledge and trust influence waqif's intentions to donate to the livestock sector. Extending the Theory of Planned Behavior, this research adopts a quantitative approach. Data was collected through online questionnaires for respondents who had previously donated waqf. This research utilizes Smart-PLS version 4 along with Partial Least Square-Structural Equation Modelling. The findings of this research indicate that subjective norms, attitude toward behavior, trust, and knowledge about waqf significantly affect the intention to perform waqf specifically for the livestock sector. Meanwhile, perceived behavioral control shows the opposite result. In addition, trust and waqf knowledge are the variables with the most significant influence on waqf intentions. This research provides insight to waqf regulators and nazhir who have a particular waqf program for the livestock sector to continue to increase literacy and education about waqf and how it plays a role in maintaining national food security. This research also not only reinforces the importance of the waqf sector but also has implications for the livestock sector concerning sources of financing for breeders and efforts to utilize waqf land as grazing fields
The Strategy of Cash Waqf Development for Financing Farmers Farokhah Muzayinatun Niswah; Elvina Assadam
ZISWAF Vol 10, No 2 (2023): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : State Islamic Institute of Kudus (IAIN Kudus)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v10i2.22558

Abstract

An important Indonesian social-based Islamic financial instrument is known as Waqf, with a flexible cash financing scheme specifically prioritized. This flexible instrument has enormous potential and enables more productivity when used according to the existing community needs in Indonesia. One of the productive developments is also known as waqf for micro-farmer business capital, which assists middle to lower-class people commonly depending on crops and experiencing financial problems. From the description, waqf is capable of assisting farmers in production activities through a productive project program. This program requires the essential formulation of appropriate strategies, expressing the need for standard implementation improvement. Therefore, this study aimed to analyze the priority strategies implemented to optimize waqf for financing farmers in Lamongan. A mixed qualitative and quantitative approach was implemented through the Analytic Network Process (ANP), as data were obtained from interviews with seven waqf and agriculture experts. The results showed that the primary strategy focused on the establishment of synergies between the government and the community, increased literacy regarding the urgency of waqf to the public, and improved farmer businesses through coaching and mentoring. This analysis was used as a reference in establishing policies for the Indonesian Waqf Board, the Department of Food Security and Agriculture, and the local government, specifically in Lamongan.
Waqf-Based Halal Tourism Development Strategy From the Aspect of Islamic Financial Institutions Nurul Huda; Nova Rini; Atiqi Chollisni Nasution; Masrizal Masrizal; Muhammad Rofi'i
ZISWAF Vol 11, No 1 (2024): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : State Islamic Institute of Kudus (IAIN Kudus)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v11i1.25838

Abstract

The modern halal industry is not just associated with the food industry, but also with the tourism sector. In light of Islamic Financial Institutions, the objective of this study is to identify solutions for advancing waqf-based halal tourist development.  This study employs a qualitative methodology based on the Analytic Networking Process (ANP). Academics, practitioners, and regulators in the fields of halal tourism and waqf served as this study's expert informants.The primary obstacle to the growth of waqf-based halal tourism in Islamic financial institutions is the issue of innovation in Islamic financial products, namely innovation in funding goods derived from productive waqf. Access to Islamic finance through simplified administrative procedures for halal tourist MSMEs is the most effective answer to this challenge. The research findings have led to the creation of laws by the Indonesian Waqf Board and the OJK for Islamic financial institutions in Indonesia. The rule would include particular contracts for funding items for small and medium-sized enterprises (SMEs) in the halal tourist industry, as well as funding sources from waqf income. This study focuses exclusively on the halal tourist industry within the context of waqf-based development by Islamic financial institutions.
Value for Money Analysis of Zakat Institutions: Insights from Indonesia Faris Shalahuddin Zakiy; Falikhatun Falikhatun
ZISWAF Vol 11, No 1 (2024): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : State Islamic Institute of Kudus (IAIN Kudus)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v11i1.20832

Abstract

This study aims to analyze the growth of collection and the effectiveness and operational efficiency of zakat institutions activities. To achieve this goal, this research uses qualitative methods with a content analysis approach. This study examines 9 zakat institutions in Indonesia for 3 years from 2019 to 2021 with 27 observations. Data analysis uses a value for money approach modified by Puskas BAZNAS. To measure effectiveness using the net allocation to collection ratio (NACR), while to measure efficiency using the operational costs ratio (OCR), human resource costs ratio (HRCR), and operational costs ratio of amil rights (OCRAR). This study found that there were quite significant fluctuations in the growth of zakat institutions in the last two years. This study also found that the average NACR at zakat institutions for the last three years was considered very effective. While the efficiency ratio measured using OCR, HRCR, OCRAR is considered efficient. The performance of zakat institutions in Indonesia from a value for money perspective can be said to be good.
Transforming Mustahik Partners to Muzakki Strategy: Case Study on BAZNAS Microfinance Desa, Sawojajar, Malang City Rahmad Hakim; Nadiya Rikha
ZISWAF Vol 10, No 2 (2023): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : State Islamic Institute of Kudus (IAIN Kudus)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v10i2.21635

Abstract

BAZNAS Microfinance Desa is a microfinance service that has an important role in facilitating access to capital, providing business assistance, and facilitation to micro-business actors. This study aims to find out the strategy implemented by BAZNAS Microfinance Desa in transforming Mustahik Partners to Muzakki in Sawojajar Malang. The type of research used is qualitative research with a case study approach. The data used are primary and secondary data. Primary data collection was obtained from the results of interviews. While secondary data is in the form of observation, and documentation. This documentation is in the form of evidence of records or historical reports that have been compiled in archives, journals, and literature relating to the data of mustahik partners who become muzakki after receiving capital assistance at the BAZNAS Microfinance Desa. This study uses data validity techniques using a triangulation model. Data analysis techniques used in this study are data collection, data condensation, data presentation, and drawing conclusions. The results of the study show that the strategy of BAZNAS Microfinance Desa at Sawojajar Malang is to increase the status of mustahik to become muzakki. In an effort to be able to improve and change the status of partners who initially had to change to muzakki, they had to implement several strategies including planning a partner feasibility study, conducting outreach, forming groups, looking at the feasibility study of partners who had just joined BAZNAS Microfinance Desa, and finally completing a capital financing assessment. business and distribution of funds. This research contributes to finding out the alternative strategy to transform mustahik become muzakki by enhancing their income of business.
Unveiling Zakat Decision: Exploring the Role of Religiosity, Moral Reasoning, Peer Influence, and System Fairness in Shaping Institutional Trust and Customer Zakat Intentions Fitriah Dwi Susilowati; Ahmad Ajib Ridlwan; Achmad Yasin; Hilda Monoarfa; Anwar Adem Shikur
ZISWAF Vol 10, No 2 (2023): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : State Islamic Institute of Kudus (IAIN Kudus)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v10i2.25455

Abstract

Zakat is an Islam instrument used to help alleviate poverty and improve community welfare. Even though the potential of this instrument in Indonesia is very large, the income is still very low due to the lack of trust known as Muzakki (zakat payer). Therefore, this research aimed to explore the factors that influence Muzakki in zakat institutions and the provision intention. Data collected from a survey of 207 valid observations was validated using the partial least squares structural equation modeling (PLS-SEM) to examine the variables and examine the predictive relevance of the model. The results showed that peer influence and system fairness influence trust institutions, while zakat institution can improve fairness and transparency for Zakat recipients. Furthermore, to enhance the trust of Muzakki, marketers need to employ strategies to influence a group of individual to ensure customers are inclined to trust the zakat institution.
Optimizing HRM in Islamic Philanthropic Institutions: A Bibliometric Insight Kholid Kholid; Bagong Suyanto; Yetty Dwi Lestari
ZISWAF Vol 11, No 1 (2024): ZISWAF: JURNAL ZAKAT DAN WAKAF
Publisher : State Islamic Institute of Kudus (IAIN Kudus)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/ziswaf.v11i1.29100

Abstract

This study aims to analyze Human Resource Management (HRM) practices in Islamic philanthropic institutions, specifically focusing on zakat and waqf organizations. The research utilizes bibliometric analysis, sourcing data from the Scopus database and employing tools such as Biblioshiny and VOSviewer to map trends, identify gaps, and suggest improvements. The results show a lack of integration between modern HRM practices and Islamic ethical principles, as well as a shortage of empirical studies addressing the impact of HRM on organizational performance. Additionally, there is a lack of longitudinal research exploring long-term impacts, such as employee retention and organizational sustainability. The study recommends adopting strategic talent management, comprehensive employee development programs, and performance management systems that align Islamic values with modern HRM practices. The implications of this research are that these strategies are essential for improving organizational efficiency and sustainability, as well as creating a positive work environment rooted in Islamic ethics. Future research should explore these approaches to develop tailored HRM frameworks for Islamic philanthropic institutions.

Page 29 of 30 | Total Record : 296

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