cover
Contact Name
-
Contact Email
-
Phone
-
Journal Mail Official
-
Editorial Address
-
Location
Kota medan,
Sumatera utara
INDONESIA
HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam
ISSN : 24077119     EISSN : 25276646     DOI : -
Core Subject : Economy,
HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam, a journal, provides a forum for publishing the original research articles, review articles from contributors, and the novel technology news related to Business, Economics, and Management. Research articles dealing with Islamic economics, Islamic banking, Islamic finance, etc. are particularly welcome. The journal encompasses research articles, original research report, reviews, short communications and scientific commentaries in Islamic economics, banking, and finance.
Arjuna Subject : -
Articles 255 Documents
STUDI PERBANDINGAN SISTEM EKONOMI SYARIAH DAN KONVENSIONAL DALAM MENGHADAPI KRISIS GLOBAL Muslim Marpaung; M. Faiz Azhar Rambe; Ayya Azzahra; Wardah Nst; Siti Aisyah Br Hsb
HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 13 │ No. 1 │ 2026
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/hf.v0i0.30489

Abstract

Krisis ekonomi global yang terjadi secara periodik telah memicu perdebatan akademik mengenai ketahanan struktural berbagai sistem ekonomi yang dianut oleh negara-negara di dunia. Dua sistem utama yang kerap menjadi objek perbandingan adalah ekonomi syariah yang berlandaskan pada nilai-nilai Islam dan ekonomi konvensional yang bertumpu pada mekanisme pasar bebas. Penelitian ini berupaya membandingkan secara sistematis prinsip dasar, instrumen operasional, serta daya tahan kedua sistem terhadap guncangan ekonomi berskala global. Dengan menggunakan metode studi pustaka dan pendekatan deskriptif-kualitatif, penelitian ini menganalisis beragam literatur akademik, laporan keuangan internasional, serta peristiwa krisis ekonomi terdahulu seperti Krisis Finansial Global 2008 dan dampak pandemi COVID-19. Temuan penelitian menunjukkan bahwa ekonomi syariah memiliki ketahanan yang lebih baik pada fase awal krisis karena adanya pelarangan riba, gharar, dan maysir, serta penekanan pada pembiayaan sektor riil dan prinsip bagi hasil. Di sisi lain, ekonomi konvensional menunjukkan fleksibilitas dan kecepatan pemulihan yang lebih tinggi melalui instrumen kebijakan moneter dan fiskal, namun tetap rentan terhadap terbentuknya gelembung aset dan ketimpangan distributif. Penelitian ini menyimpulkan bahwa integrasi antara nilai-nilai keadilan dan keberlanjutan yang dianut sistem syariah dengan efisiensi dan inovasi sistem konvensional dapat menjadi alternatif model ekonomi yang lebih inklusif dan resilien dalam menghadapi ketidakpastian global.
PENGARUH INDEKS PEMBANGUNAN MANUSIA, TINGKAT KEMISKINAN, DAN PENGANGGURAN TERHADAP PERTUMBUHAN EKONOMI DI INDONESIA Annisa Fadilla Adha; Elfindri Elfindri
HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 13 │ No. 1 │ 2026
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/hf.v0i0.29740

Abstract

This study examines the influence of the Human Development Index (HDI), poverty rate, and unemployment rate on economic growth across Indonesian provinces during the period 2020–2023. Using secondary data from the Central Bureau of Statistics (BPS), the analysis employs a Fixed Effect Model (FEM) with cluster-robust standard errors to address heteroskedasticity and autocorrelation in panel data. The findings reveal that HDI has a positive and significant effect on economic growth, indicating that improvements in education, health, and overall human capabilities play a key role in stimulating regional economic performance. Meanwhile, the poverty rate shows no significant impact on economic growth, suggesting that short-term economic fluctuations are not immediately sensitive to poverty levels. In contrast, the unemployment rate exhibits a negative and significant effect, demonstrating that higher unemployment reduces productive capacity and dampens economic activity at the provincial level. Overall, the study highlights the critical importance of enhancing human development and strengthening labor market conditions to promote sustainable and inclusive economic growth in Indonesia.
PENGARUH STRUKTUR MODAL DAN PROFITABILITAS TERHADAP NILAI PERUSAHAAN PADA PERUSAHAAN PERKEBUNAN KELAPA SAWIT YANG TERDAFTAR DI BEI TAHUN 2020 – 2024 Chitra Arianda Putri; Asmaul Husna
HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 13 │ No. 1 │ 2026
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/hf.v0i0.30021

Abstract

This study aims to determine the effect of Capital Structure and Profitability on Firm Value in palm oil plantation companies listed on the Indonesia Stock Exchange (IDX) during the 2020–2024 period. Capital Structure is measured using the Debt to Equity Ratio (DER), Profitability is measured using Return on Assets (ROA), and Firm Value is measured using Price to Book Value (PBV). The research method used is quantitative with an explanatory approach. The population of this study consisted of 28 companies. The research sample consisted of 9 companies selected using a purposive sampling technique from palm oil plantation companies that met certain criteria. The data used were secondary data in the form of company financial statements obtained directly from the Indonesia Stock Exchange website. The testing in this study was conducted using SPSS version 26. The results of the study indicate that Capital Structure and Profitability partially and simultaneously have a significant effect on Firm Value.
PERBANKAN SYARIAH DALAM PERSPEKTIF DIGITALISASI (TRANSFORMASI, PRODUK DAN TEKNOLOGI) Eni Haryani Bahri; Rizka Ar Rahmah; Satria Darma
HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 13 │ No. 1 │ 2026
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/hf.v0i0.29719

Abstract

Digital transformation presents opportunities and challenges for the business and financial industries. Islamic banking is expected to accelerate the development of digital technology. This study aims to determine how Islamic banking maintains Sharia principles while adapting to technological dynamics in the context of digitalization. The research method applied in this study is a descriptive analytical method utilizing secondary data. The reason for this is to examine issues in the social, economic, or policy fields, as it uses data that has been previously collected and published, thereby saving time and costs. The results of the study show that by issuing Financial Services Authority Regulation (POJK) No. 77/POJK.01/2016 on information technology-based money lending services, Bank Indonesia and the Financial Services Authority have established clear and firm provisions that protect the interests of the public, both as lenders and borrowers. Bank Indonesia then issued Governor Board Regulation No. 19/14/PADG/2017 on Financial Technology (Regulatory Sandbox) as a limited testing area that is safe from a regulatory perspective. Testing of financial technology providers along with their goods, services, technology, and/or business plans is known as a limited testing area.
PENGARUH KUALITAS PELAYANAN DAN RELIGIUSITAS TERHADAP MINAT NASABAH MENABUNG PADA PT BPRS AL-WASHLIYAH KRAKATAU MEDAN Siti Juniar; Pani Akhiruddin Siregar
HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 13 │ No. 1 │ 2026
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/hf.v0i0.29432

Abstract

This research proves the hypothesis of whether service quality (X1) and religiosity (X2) influential and significant to customers interest in saving at PT BPRS Al-Washliyah Krakatau Medan (Y). The research method used is quantitative data analysis. The primary data was obtained through the distribution of closed questionnaires and structured to 99 respondents who save at PT BPRS Al-Washliyah Krakatau Medan. This primary data was then processed using SPSS version 21 and regressed with multiple linear regression analysis. The results of this research show: (1) All statement items proposed are valid and reliable because the calculated r is above the table r; (2) All independent variable explain 38,10% of the variation in the dependent variable, while the remaining 61,90% is due to other reasons; (3) The regression model on the independent variable simultaneously influence the dependent variable so that the regression model of the independent variable can be used to predict the dependent variable; (4) Service quality (X1) and religiosity (X2) influential and significant to customers interest in saving at PT BPRS Al-Washliyah Krakatau Medan (Y). The results of this research prove the hypothesis accepting H1 and H2. The discussion shows that service quality and religiosity play an important role in increasing customers interest in saving at PT BPRS Al-Washliyah Krakatau Medan. Good service quality is able to enhance customer satisfaction and trust, while religiosity encourages customers perspective towards PT BPRS Al-Washliyah Krakatau Medan.

Filter by Year

2014 2026


Filter By Issues
All Issue HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 13 │ No. 1 │ 2026 HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 12 │ No. 2 │ 2025 HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 12 │ No. 1 │ 2025 HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 11 │ No. 2 │ 2024 HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 11 │ No. 1 │ 2024 HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 10 │ No. 2 │ 2023 HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 10 │ No. 1 │ 2023 HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 9 │ No. 2 │ 2022 HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 9 │ No. 1 │ 2022 HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam │ Vol. 8 │ No. 2 │ 2021 HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam │ Vol. 8 │ No. 1 │ 2021 HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 7 │ No. 2 │ 2020 HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 7 │ No. 1 │ 2020 HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 7 │ No. 1 │ 2020 HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam | Vol. 6 | No. 2 | 2019 HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam | Vol. 6 | No. 1 | 2019 HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam | Vol. 5 | No. 2 | 2018 HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam | Vol. 5 | No. 1 | 2018 HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam | Vol. 5 | No. 1 | 2018 HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam | Vol. 4 | No. 2 | 2017 HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam | Vol. 4 | No. 1 | 2017 HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam | Vol. 3 | No. 2 | 2016 HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam │ Vol. 3 │ No. 1 │ 2016 Human Falah: Jurnal Ekonomi dan Bisnis Islam | Vol. 2 | No. 2 | 2015 HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam | Vol. 2 | No. 2 | 2015 Human Falah: Jurnal Ekonomi dan Bisnis Islam | Vol. 2 | No.1 | 2015 HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam | Vol. 2 | No. 1 | 2015 HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam | Vol. 1 | No. 2 | 2014 Human Falah: Jurnal Ekonomi dan Bisnis Islam | Vol. 1 | No.2 | 2014 Human Falah: Jurnal Ekonomi dan Bisnis Islam | Vol. 1 | No.1 | 2014 HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam | Vol. 1 | No. 1 | 2014 More Issue