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Muhammad Sarip
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Jl. Prof. K. H. Zainal Abidin Fikri No.KM. 3, RW.5, Pahlawan, Kec. Kemuning, Kota Palembang, Sumatera Selatan 30126
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Muamalah
Published by Universitas Islam Negeri Raden Fatah Palembang
ISSN : 26151073     EISSN : 28295757     DOI : -
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
Fokus dan ruang lingkup Jurnal Muamalah adalah hukum ekonomi syariah, fikih, hukum Islam, dan ekonomi syariah
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 7 Documents
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Search results for , issue "Vol 6 No 2 (2020): Muamalah" : 7 Documents clear
PROGRAM THREE ENDS UNTUK MENGAKHIRI KESENJANGAN EKONOMI BAGI PEREMPUAN DALAM PERSPEKTIF HUKUM EKONOMI SYARIAH (STUDI PADA DINAS PEMBERDAYAAN PEREMPUAN DAN PERLINDUNGAN ANAK PROVINSI SUMATERA SELATAN) Liani, Evi; Antasari, Rina; Lusiana, Lusiana
Muamalah Vol 6 No 2 (2020): Muamalah
Publisher : Program Studi Muamalah Fakultas Syariah dan Hukum

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Abstract

This research is entitled Three Ends Program to End Economic Gap for Women in the Perspective of Sharia Economic Law (Study at the Office of Women's Empowerment and Child Protection, South Sumatra Province). The background of this research is that women are often considered to have many limitations in their participation in economic activities. Women's obligations are considered only in social activities in the family. This shows a gap between men and women in economic activity. In fact, women have an important role in economic activities, especially to increase family income, if the woman is responsible for the economy for her family. Based on this background, the writer wants to know more about: First, how is the implementation of the three ends program to end economic inequality for women in the Office of Women's Empowerment and Child Protection, South Sumatra Province? Second, how do the three ends program to end economic inequality for women from the perspective of Islamic economic law? The method used in this research is field research with data collection techniques, namely observation, interviews, and documentation at the Office of Women's Empowerment and Child Protection of South Sumatra Province and with data analysis techniques in the form of data reduction, data presentation and drawing conclusions. The results of this study can be concluded that the implementation of the three ends program to end economic inequality for women in the Office of Women's Empowerment and Child Protection of South Sumatra Province, namely by helping women to have businesses in home industry activities and PRIMA Village in the form of goods or business equipment assistance and business training. This program does not conflict with the principles of sharia economic law and is very suitable for the benefit of improving the family economy.
HUKUM JUAL BELI TAWARRUQ MENURUT IBNU TAIMIYAH Bin Azman, Ahmad Fathi Aiman; Ibrahim, Duski; Isa, Muhammad Legawan
Muamalah Vol 6 No 2 (2020): Muamalah
Publisher : Program Studi Muamalah Fakultas Syariah dan Hukum

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Abstract

In Islamic banking, the sale and purchase of tawarruq is increasingly being used in the product structure of deposits, financing, asset management and risk coverage. Even so, the general public still does not know about the existence of the sale and purchase of tawarruq, and there are even people who know about its existence but do not understand the sale and purchase of the bargain in terms of understanding and implementation. The sale and purchase of this tawarruq is a sale and purchase that has been agreed upon by the jumhur ulama that its practice is permitted in fiqh mu'amalah. However, Ibn Taymiyyah prohibited the sale and purchase of this offering. The purpose of this research is to find out the essence in more detail about the meaning of the sale and purchase of bargains both in terms of language and terms according to what has been proposed by the scholars, scientists and Ibn Taymiyyah as well as to know the law of the sale and purchase of bargains according to Ibn Taymiyyah. This research method is a research library with a qualitative approach consisting of primary, secondary and tertiary data. The data collection technique used descriptive analysis and synthesis analysis methods. By presenting first the data regarding the theories about the concept of the concept of tawarruq, as well as the views of the scholars regarding the concept of bargaining and Ibn Taymiyyah prohibitions against the concept of tawarruq then analyzed in narrative form. The results of the study show that the meaning of the sale and purchase of tawarruq in general is when someone who needs money and does not get someone who can provide a loan, then buys goods to someone on credit and resells them in cash to a third party with the intention of getting money or capital , then take advantage of the sales. Ibn Taymiyyah stated that the law of the sale and purchase of tawarruq was makruh. Keywords: Tawarruq, Fiqih Mu'amalah, Jumhur Ulama, Makruh.
TINJAUAN HUKUM EKONOMI SYARIAH TERHADAP MEKANISME PENGUPAHAN PEKERJA TANAM PADI PADA TRADISI “NYOMAK” DI DESA KOTANEGARA KECAMATAN MADANG SUKU II KABUPATEN OKU TIMUR Sutanto, Muhammad Agus; Atika, Atika; Himsyah, Fatroyah Asr
Muamalah Vol 6 No 2 (2020): Muamalah
Publisher : Program Studi Muamalah Fakultas Syariah dan Hukum

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Abstract

ABSTRACT Ji'alah is a certain reward agreement from the first party to the second party for the implementation of a task / service performed by the second party for the benefit of the first party. Likewise with the custom that applies to the people of Kotanegara Village, Madang Tribe II District, East OKU Regency, they often hold wage transactions for rice planting workers using the Komering tribe tradition, namely Nyomak. Starting from this discussion, the main issues to be discussed include how the wage mechanism of rice planting workers in the nyomak tradition and the reasons behind the wage mechanism in the nyomak tradition, how is the review of Islamic law on the wage mechanism in the nyomak tradition. This research is field research (field research). This research is field research (field research). The data collection used in this study were interviews, observation and documentation. This study uses a qualitative descriptive analysis method. Judging from the implementation of the transaction which in this case can be seen in the fulfillment of the pillars and conditions, there are still those that are not in accordance with the provisions of the syara '. This is because the implementation of wages in the nyomak tradition still contains mudhaarat rather than benefits. Mudhaarat in wages using the nyomak tradition lies in the distribution of the final product which is still not in accordance with the initial agreement to share the rice harvest. The kemudharatan contained in this mechanism contradicts one of the principles of the contract in Sharia Economic Law, namely luzum / unchanging, every contract is carried out with clear objectives and careful calculations, in order to avoid speculation or maysir practices, so that the conclusion is the wage mechanism in the nyomak tradition. according to fiqh it should not be done. Keyword: Nyomak tradition, Ji'alah (wage), Sharia Economic Law.
PEMIKIRAN MUHAMMAD SYAKIR SULA TENTANG SISTEM OPERASIONAL ASURANSI SYARI’AH Mupidah, Mupidah; Nilawati, Nilawati; Zuraidah, Zuraidah
Muamalah Vol 6 No 2 (2020): Muamalah
Publisher : Program Studi Muamalah Fakultas Syariah dan Hukum

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Abstract

Insurance is a financial services business to raise public funds through the collection of insurance premiums, with the aim of providing protection to members of the community of insurance service users against the possibility of loss due to an uncertain event. The formulation of the problem is the Operational System of Sharia Insurance in Eliminating Gharar, Maisir, and Riba and the Legal Basis used by Muhammad Syakir Sula in Mengelimir Gharar, Maisir and Riba in Sharia Insurance. This research is a library research (Library Research) The source of data obtained from books, tafsir and hadith related to insurance. In the operational system of sharia insurance to eliminate or avoid elements of gharar, maisir can be done with akad akafuli (help and mutual guarantee) by changing the contract and dividing the funds of the participants of both accounts. While usury can be eliminated with a mudarabah agreement (profit sharing) by using the legal basis of Al-Qur'an and Hadith. Keywords: Sharia Insurance, System, Operational
PEMIKIRAN ADIWARMAN AZWAR KARIM TERHADAP KONSEP ECONOMIC VALUE OF TIME (2010-2018) DALAM PERSPEKTIF HUKUM EKONOMI SYARIAH Elisafitri, Risma Okta; Junaidi, Heri; Afriansyah, Syafran
Muamalah Vol 6 No 2 (2020): Muamalah
Publisher : Program Studi Muamalah Fakultas Syariah dan Hukum

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Abstract

The research entitled Adiwarman Azwar Karim's Thought Against the Concept of Economic Value of Time (2010-2018) in the Perspective of Islamic Economic Law, this departs from the main problem related to the difference in the value of money and time. Therefore, Adiwarman Azwar Karim offers the concept of Economic Value Of Time. This research is a library research (Library Research) with the primary source of books by Adiwarman Azwar Karim, namely Islamic Microeconomics (2010), Islamic Bank Islamic Fiqh Analysis and Finance (2016). Secondary sources are studied from books other than the character's original books, journals, websites, articles. In data collection, the steps taken were to collect Primary Data Sources and Secondary Data Sources then classify existing data, then arrange them systematically and become a conceptual framework for how Economic Value of Time in the Islamic economy with Adiwarman Azwar Karim's thought, then draw conclusions. The results of the study concluded that: (1) The concept of Economic Value of Time according to Adiwarman Azwar Karim is a concept where time has economic value, not money which has time value. The concept of Economic Value of Time Adiwarman Karim is a rebuttal to the Time Value of Money system, where the concept of Economic Value of Time is based on a standard calculation of money with no additional value. Meanwhile, Time Value of Money directs people to the value of profit from money to money with additional value (usury). (2) In the perspective of Islamic Economic Law, the concept of Time Value of Money is more acceptable than the concept of Time Value of Money because the concept of Time Value of Money, the calculation system uses a ratio (profit sharing), while the calculation system of Time Value of Money uses interest. The purpose of Islamic law is based on maintaining five important things based on a priority scale, namely: (1) preserving religion, (2) preserving the soul, (3) preserving reason, (4) preserving offspring and (5) maintaining property. Islamic law contains eternal fitriyah values ​​based on solid principles, which will not change and will not be changed. Keywords: Adiwarman Azwar Karim, Economic Value of Time, Money
TINJAUAN HUKUM EKONOMI SYARIAH TERHADAP JAMINAN PADA INVESTASI DIGITAL CYRONIUM COIN Pratama, Zenda; Hidayat, Fatah; Lubis, Ramiah
Muamalah Vol 6 No 2 (2020): Muamalah
Publisher : Program Studi Muamalah Fakultas Syariah dan Hukum

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Abstract

This thesis is entitled Review of Sharia Economic Law of Guarantee on Cyronium Coin Investment. Against the background of the problem, namely the effect of physical gold coin collateral on Cyronium Coin digital investment which can ensure the security of these investment activities. The formulation of the problem, namely: What is the guarantee on Cyronium Coin digital investment? and How does Sharia Economic Law review the guarantee on Cyronium Coin digital investment ?. This type of research is library research, the primary data of which is obtained from a review of literature studies and from the official website of Cyronium Coin. The data obtained were analyzed qualitatively, namely by producing descriptive data. which applies to reality as the primary material associated with the theories in secondary data. Based on data analysis, deductive conclusions can be drawn in accordance with the formulation of the problem. The results of the study concluded: First, the guarantee on Cyronium Coin digital investment is based on the procedure, Cyronium coins have a selling value according to the price of 20 grams of gold. Its function is to maintain prices so that CYRO tokens can protect investors' funds. Investors who purchase CYRO tokens can choose two options, including choosing to have assets in the form of CYRO tokens and choosing to have assets in the form of Cyronium physical coins where the physical coins are used as collateral for investment. Second, the Sharia Economic Law Review of Guarantee on Cyronium Coin Digital Investment shows that in this case, the consent granted in the implementation of the agreement between the investor and Cyronium is marked by the approval of the investor who has registered and fulfills the terms and conditions that have been made by Cyronium. Then the guarantor is Cyronium, the recipient of the guarantee is the investors, the goods that are used as the object of collateral are Cyronium's physical coins. In its implementation, it has fulfilled the pillars and requirements of kafalah / dhaman as previously explained and this guarantee does not conflict with Islamic law. Keywords: Guarantee, Digital Investment, Cyronium Coin.
IMPLEMENTASI ASAS-ASAS HUKUM EKONOMI SYARIAH DALAM PENGEMBANGAN MART 212 PADA 212 MART MUHAJIRIN PALEMBANG Yogi, Yogi; fauziah, fauziah; armasito, armasito
Muamalah Vol 6 No 2 (2020): Muamalah
Publisher : Program Studi Muamalah Fakultas Syariah dan Hukum

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Abstract

ABSTRACT 212 Mart Muhajirin Palembang is a Mart that was founded in the spirit of the Muslim community, which was initiated by the action of defending Islam against religious blasphemy. Which is the implementation of the Islamic defense action, namely by building a business in the retail trade sector. This is what motivates the author to raise the title "Implementation of Islamic Economic Law Principles in the Development of the 212 Mart in Palembang City (Case Study 212 of the Muhajirin Mart Palembang). As one of the retail businesses built by Muslims and with a passionate background to build the economy of Muslims, it is fitting that the 212 Mart Muhajirin Palembang apply Islamic principles in developing its business. Therefore this thesis is made to answer the problem (1) how is the implementation of the principles of Islamic economic law at 212 Muhajirin Mart Palembang (2) how is the suitability of the implementation of the principles of Islamic economic law at 212 Mart Muhajirin Palembang with the principles of Islamic economic law . The type of research that the writer uses in this research is field research. Samples were taken by purposive sampling with primary and secondary data sources. Furthermore, the analysis is carried out in a descriptive qualitative manner, which will explain all existing problems then draw conclusions and general statements are drawn to specific statements. 212 Mart Muhajirin Palembang has implemented the principles of Islamic Economic Law as a whole, starting from the principle of monotheism, the principle of justice, the principle of maslahat, the principle of helping and the principle of balance in the development of its Retail trading business, this can be seen from the implementation of sales- purchase, cooperation agreements and social activities that are carried out outside of operational activities. So the implementation of the principles of sharia economic law is in accordance with the Sharia Economic Law. Keywords: Implementation, principle of monotheism, principle of justice, principle of benefit, principle of mutual help, principle of balance, mart 212.

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