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All Journal Pendas : Jurnah Ilmiah Pendidikan Dasar Jurnal TAMBORA Jurnal Madani Jurnal Ekonomi dan Bisnis Indonesia Community Development Journal: Jurnal Pengabdian Masyarakat Indonesian Business Review Jurnal Manajemen dan Bisnis Jurnal Pengabdian Pada Masyarakat Journal of Educational Management Research Ekalaya : Jurnal Ekonomi Akuntansi Aksi Kita: Jurnal Pengabdian Kepada Masyarakat Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi
Jibrail, Ahmad
Lembaga Penelitian Dan Pengabdian Kepada Masyarakat
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Journal : Jurnal Pengabdian Pada Masyarakat

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Penyuluhan Dampak Negatif Pinjaman Online di Desa Moyo: Membangun Resiliensi Ekonomi Masyarakat terhadap Praktik Rentenir Digital Hambali, Denny; Sugiarto, Aris; Sriyatun; Fitriani, Nurida; Jibrail, Ahmad; Muhammad Rizqi, Reza
Al-Madani: Jurnal Pengabdian Pada MAsyarakat Vol 4 No 1 (2025): JUNI: Al-Madani (Jurnal Pengabdian Pada Masyarakat)
Publisher : Institut Agama Islam Hamzanwadi Pancor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37216/al-madani(jurnalpengabdianpadamasyarakat).v4i1.2167

Abstract

Technological developments have facilitated access to online lending services (pinjol), but behind this convenience lies many risks, especially for rural communities that have low financial literacy. This service activity was carried out in Moyo Village, Sumbawa Regency, with the aim of increasing community awareness about the dangers of illegal pinjol and building economic resilience against digital loan sharks. Through counseling methods, group discussions, case studies, and simulations, participants were given an understanding of the differences between legal and illegal pinjol, legal and social impacts, and how to manage finances wisely. The evaluation results showed a significant increase in participants' understanding, especially regarding the risks of high interest rates, intimidation, and data misuse. The program also successfully equipped the community with financial management strategies such as saving, budgeting, and avoiding excessive consumption. With this program, it is hoped that the people of Moyo Village can avoid digital debt and be more independent in managing their finances.
Co-Authors Afrilia, Suma Agus Wahyudi Akbar, Arya Zulfikar Didi Suwardi Dwi Wulan Sari Eka Rizki Jumari Fahrul Amri, Fahrul Fitriani, Nurida Hambali, Denny Hamid, Amarulah Abdul Hartini Intan Syahfitri, Diah Luri Lorensa Maharani, Apriliya Martadinata, Sudrajat Muhammad Rizqi, Reza Nurfadliyah, Nurfadliyah Permatacita, Fitriah Putri, Novida Halleine Rizqi, Reza Muhammad Sarah, Varadika Sri Nuryani, Hanifa Sriyatun Sriyatun Sriyatun, Sriyatun Sugiarto, Aris Suhendra, Wahyu Syahfitri, Diah Intan Tryana, Ayu Levia Winda Anggraini Yulyanto, Surya