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Analysis of the Influence of Financial Literacy and Financial Inclusion on MSME Performance Adi Adiansyah; Asri Solihat; Lindayani Lindayani
Jurnal Inovasi Bisnis dan Kewirausahaan Vol 7 No 3 (2025): Business Innovation and Entrepreneurship Journal (August)
Publisher : Entrepreneurship Faculty, Universitas Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35899/biej.v7i3.1043

Abstract

This research is motivated by the fact that the majority of MSMEs in Garut Regency are micro-sized, representing 86%. The purpose of this study is to determine the influence of financial literacy, financial inclusion, and financial management on the performance of MSMEs in Garut Regency. The research method used is descriptive analysis using SEM-PLS, where the analysis used in this study is the outer model test, the inner model test, and the hypothesis test carried out by determining the r-square, f-square, and t-statistic values. The sample in this study was 100 MSMEs in Garut Regency registered as MSMEs with NIB (Entrepreneurship Identification Number). The findings of this study indicate that financial literacy does not significantly influence MSME performance. Meanwhile, financial inclusion and financial management have a significant positive effect.
Enhanching Digiital Literacy and Introduction AI Application for Learning Purposes Mohammad Soni; Yustika Nur Fajriah; Irsyad Nugraha; Lucky Rahayu Nurjamin; Adi Adiansyah; Isnawati Isnawati
Indonesian Journal of Community Empowerment (IJCE) Vol 5 No 03 (2024): Indonesian Journal of Community Empowerment (August)
Publisher : Fakultas Kewirausahaan Universitas Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35899/ijce.v5i3.961

Abstract

The importance of digital literacy and AI integration, aims to explore effective strategies in implementing digital literacy and introducing AI applications in the context of learning that can overcome current and future challenges. The purpose of this community service activity is to provide students with an understanding of improving digital literacy. This community service activity is carried out through lectures, collaboration, and mentoring to directly implement the use of information systems to increase learning motivation using AI applications for students of MAN 5 Garut. The results of this community service activity can be identified that through the practice of AI applications for students that can improve digital literacy.
Becoming a Smart User in the Social Media Era Alni Dahlena; Rina Septiani; Adi Adiansyah; Isnawati Isnawati; Eldi Mulyana; Galih Abdul Fatah Maulani; Nizar Alam Hamdani
Indonesian Journal of Community Empowerment (IJCE) Vol 5 No 03 (2024): Indonesian Journal of Community Empowerment (August)
Publisher : Fakultas Kewirausahaan Universitas Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35899/ijce.v5i3.994

Abstract

Problems in the decline in communication ethics that occur in social media in the current situation, certainly make many parties think that the negative impact of technology has dominated, which has caused the erosion of politeness norms in communication, thus giving a bad influence on society, especially the younger generation. The purpose of this training is to provide information literacy for the public to implement wise efforts to use social media. This training method is carried out by delivering material, question and answer sessions and evaluation. The results of this training can be interpreted that in an effort to implement policies and ethics when using social media, many benefits will be felt from social media. So that social media can be used for activities in information literacy, many people also get information on health, employment, and so on more easily thanks to social media. It all depends on each individual, and of course these individuals understand the ethics of social media. Therefore, people can use social media wisely in accordance with applicable regulations.