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All Journal Jurnal Pendidikan Ekonomi (JUPE) Indonesian Journal of Economy, Business, Entrepreneuship and Finance (IJEBEF) Jurnal Penelitian Ilmu Pendidikan Indonesia PARADUTA : Jurnal Ekonomi dan Ilmu-Ilmu Sosial Jurnal Ekonomi Dan Bisnis MUARA EKONOMI : Jurnal Ilmiah Ilmu Ekonomi, Manajemen & Bisnis
Yohana Lumbantungkup
Universitas Negeri Medan
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Mathematics Social Sciences Other

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Pengaruh Pembayaran Digital QRIS terhadap Jumlah Uang Beredar di Indonesia Tahun 2022-2025 Yohana Lumbantungkup; Mawarni Marlina Manalu; Rivani Preselia Br Siringo Ringo; Nur Aini
Surplus: Jurnal Ekonomi dan Bisnis Vol. 4 No. 2 (2026): Januari-Juni 2026
Publisher : Yayasan Pendidikan Tanggui Baimbaian

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71456/sur.v4i2.1986

Abstract

Di Indonesia, pemanfaatan sistem pembayaran digital melalui Quick Response Code Indonesian Standard (QRIS) telah mengalami pertumbuhan yang luar biasa. Hal ini berpengaruh terhadap perubahan dalam sektor keuangan, terutama yang berkaitan dengan jumlah uang yang beredar (M2). untuk mengevaluasi sejauh mana pengaruh transaksi QRIS terhadap jumlah uang beredar di Indonesia selama periode 2022-2025. dengan menggunakan data sekunder berupa informasi triwulanan mengenai volume transaksi QRIS dan total uang yang beredar (M2) yang diperoleh dari Bank Indonesia. didukung oleh IBM SPSS Statistik. menjadi faktor yang sangat signifikan bagi total uang yang beredar, dengan nilai koefisien korelasi (R) mencapai 0,945. Transaksi QRIS dapat menjelaskan 89,2% perbedaan dalam total uang yang beredar, yang tercermin dari nilai koefisien determinasi (R2) senilai 0,892, sedangkan 10,8% sisanya dipengaruhi oleh elemen-elemen lain yang tidak terdapat dalam penelitian ini. Uji tampilan parsial menunjukkan nilai signifikansi sebesar 0,000.
PENGARUH LITERASI KEUANGAN DAN PENGGUNAAN DOMPET DIGITAL TERHADAP PERILAKU MANAJEMEN KEUANGAN PRIBADI MAHASIWA FAKULTAS EKONOMI UNIVERSITAS NEGERI MEDAN Mawarni Manalu; Yohana Lumbantungkup; Rivani Preselia Br Siringo Ringo; Gilberth Putra Nainggolan
Indonesian Journal of Economy, Business, Entrepreneuship and Finance Vol. 6 No. 1 (2026): Indonesian Journal of Economy, Business, Entrepreneuship and Finance
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijebef.v6i1.303

Abstract

This study aims to explore the impact of financial literacy and digital wallet utilization on how students manage their personal finances at the Faculty of Economics, State University of Medan. This study was conducted using quantitative methods, with questionnaires distributed to 45 respondents, and data analysis was performed using multiple linear regression using SPSS software. The findings of this study indicate that financial literacy contributes positively and significantly to students' attitudes towards personal financial management, while digital wallet utilization does not appear to have a significant effect. However, when both variables are analyzed simultaneously, they both have a significant impact, contributing 38.2%. This indicates that financial literacy is a crucial element influencing how students manage their finances, while digital wallet utilization serves as a tool whose effects are highly dependent on how it is used.
Pengaruh Lingkungan Sekolah Dan Metode Mengajar Guru Terhadap Prestasi Belajar Ekonomi Di SMA Negeri 14 Medan Chahrles Fransiskus Ambarita; Yohana Lumbantungkup
Jurnal Penelitian Ilmu Pendidikan Indonesia Vol. 5 No. 1 (2026)
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat, Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jpion.v5i1.1196

Abstract

Tujuan dari penelitian ini adalah untuk menyelidiki pengaruh dari faktor-faktor di lingkungan sekolah serta teknik pengajaran terhadap hasil belajar ekonomi para siswa di SMA Negeri 14 Medan. Penelitian ini menerapkan metode kuantitatif yang dipadukan dengan desain yang bersifat survei dan asosiatif.  Populasi yang diteliti adalah sebanyak 60 siswa kelas X melalui teknik pengambilan sampel secara total. Untuk mengumpulkan informasi, digunakan kuesioner dan dokumentasi hasil Ujian Tengah Semester (UTS). Dalam menganalisis data, diterapkan regresi linier berganda dengan bantuan software SPSS yang mencakup validitas, reliabilitas, asumsi dasar, dan pengujian hipotesis. Hasil penelitian menunjukan bahwa lingkungan sekolah dan teknik pengajaran memberikan pengaruh yang berarti terhadap hasil belajar ekonomi siswa, dengan nilai F hitung yang mendekati 114,001 dan tingkat signifikansi 0,000 yang lebih kecil dari 0,05. Secara terpisah, lingkungan sekolah menghasilkan dampak positif dan signifikan dengan nilai thitung 4,723, sedangkan teknik pengajaran memperoleh nilai thitung 3,700 dengan tingkat signifikansi 0,000 yang juga di bawah 0,05. Koefisien determinasi (R2) sekitar 0,800 menunjukkan bahwa kedua variabel tersebut mampu menjelaskan 80,0% variasi dalam prestasi belajar. Jadi, lingkungan sekolah yang mendukung proses belajar dan teknik pengajaran yang efektif sangat krusial dalam meningkatkan prestasi siswa.
Pengaruh pendidikan kewirausahaan dan dukungan keluarga terhadap minat berwirausaha di kalangan Gen Z Mizael Demak Sitohang; Epelima Sinaga; Yehezkiel Exaudi Banjarnahor; Yohana Lumbantungkup; Mawarni Marlina Manalu; Khairuddin Ependi Tambunan
Jurnal Pendidikan Ekonomi (JUPE) Vol. 14 No. 1 (2026)
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jupe.v14n1.p36-48

Abstract

Unemployment among Generation Z is a serious problem that has resulted in increasing poverty rates and weakening labor competitiveness. The purpose of this study is to examine the impact of entrepreneurship education and family support on the entrepreneurial interest of Generation Z students. This study uses a quantitative approach with data collection through a Google Form-based questionnaire. A total of 80 students from the Faculty of Economics, State University of Medan were sampled using a simple random sampling method. Data analysis was performed using multiple linear regression using SPSS version 25. The research findings indicate that entrepreneurship education has a positive and significant impact on entrepreneurial interest, as well as family support which has been shown to have a similar effect. Both independent variables together have a significant influence on changes in entrepreneurial interest. This finding emphasizes the need to strengthen practice-oriented entrepreneurship education and family support to encourage the emergence of young entrepreneurs.
Pengaruh Investasi dan Indeks Pembangunan Manusia terhadap Pertumbuhan PDB Industri Pengolahan Rivani Preselia Br Siringo Ringo; Yohana Lumbantungkup
MUARA EKONOMI : Jurnal Ilmiah Ilmu Ekonomi, Manajemen & Bisnis Vol. 2 No. 4 (2026): Oktober : Jurnal Ilmiah Ilmu Ekonomi, Manajemen & Bisnis
Publisher : CV Muara Edukasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64365/muanomi.v2i4.697

Abstract

This study aims to understand the impact of investment and the Human Development Index (HDI) on the GDP growth of the manufacturing sector in Indonesia between 2011 and 2024. Utilizing secondary time-series data obtained from Statistics Indonesia (BPS), this research employs a quantitative approach and analyzes the data using the multiple linear regression method with the EViews software.The analysis encompassed classical assumption testing, t-tests, F-tests, and the calculation of the coefficient of determination. The results indicate that investment has a positive impact on the manufacturing sector's GDP growth; however, this impact is not statistically significant, as the probability value (0.3754) exceeds the 0.05 threshold. The HDI shows a negative influence, which is also statistically insignificant, given a probability value (0.2845) greater than 0.05. Collectively, investment and HDI do not significantly affect the manufacturing sector's GDP growth (the F-statistic probability of 0.269382 is greater than 0.05). The Adjusted R-squared value of 0.068932 indicates that investment and HDI explain only approximately 6.89% of the variation in manufacturing sector GDP growth, while the remaining 93.11% is attributable to factors not included in the model. Consequently, throughout the study period, investment and the Human Development Index have not yet exerted a substantial impact on the growth of national production in Indonesia's manufacturing sector
Pengaruh Jumlah Tenaga Kerja dan Biaya Input terhadap Nilai Tambah Industri Manufaktur di Indonesia Daud Frandes Sianturi; Lamtasya Ramadhani Pulungan; Mawarni Marlina Manalu; Rivani Preselia Br Siringo Ringo; Yohana Lumbantungkup
Paraduta : Jurnal Ekonomi dan Ilmu-Ilmu Sosial Vol 4 No 3 (2026): Oktober
Publisher : Universitas Madako Tolitoli

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56630/paraduta.v4i3.1891

Abstract

This study aims to analyze the effect of the number of workers and input costs on the added value of the manufacturing industry in Indonesia during the 2019–2023 period. The research uses a quantitative approach with secondary data sourced from the Central Statistics Agency (BPS) on 24 industry groups and is analyzed using panel data regression with the help of EViews. The model used is the Fixed Effect Model (FEM) with cross-section weighting. The results show that the number of workers has a positive and significant effect on the added value of the manufacturing industry, with a coefficient of 7.067463 and a probability of 0.0262. Input costs also have a positive and significant effect on added value, with a coefficient of 21.75114 and a probability of 0.0001. Simultaneously, the number of workers and input costs have a significant effect on added value, with a Prob(F-statistic) of 0.000000. The Adjusted R-squared value of 0.965527 shows that 96.55% of the variation in added value can be explained by the number of workers, input costs, and fixed effects across industry groups. The study shows that increasing labor and efficiently managed productive use of production inputs is related to higher added value in Indonesia's manufacturing industry. Keywords: labor, input costs, added value, manufacturing industry, panel data.
Co-Authors Chahrles Fransiskus Ambarita Daud Frandes Sianturi Epelima sinaga Gilberth Putra Nainggolan Khairuddin E. Tambunan Lamtasya Ramadhani Pulungan Mawarni Manalu Mawarni Marlina Manalu Mizael Demak Sitohang Nur Aini Rivani Preselia Br Siringo Ringo Yehezkiel Exaudi Banjarnahor